Prices Increasing soon Prices Increasing Soon

Pramerica Life Insurance Premium Calculator

Pramerica Life Insurance Premium Calculator helps its customers to determine the policies offered that are most suited to their needs. These calculators help know various aspects of a life insurance policy like premium and sum assured. Pramerica Life Insurance Premium Calculator also provides information about various plans and their features offered by the company.

Read more
Gets ₹1 Cr. Life Cover at just
COVID-19 Covered
The Policybazaar Advantage
Dedicated claim support for family FREE
Upto 15% discount# for buying online
Only certified experts will call you on 100% recorded lines
We are rated~
rating
9.7 Crore
Registered Consumer
51
Insurance Partners
4.9 Crore
Policies Sold

#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply

By clicking on "View plans" you agree to our Privacy Policy and Terms of use

~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

Life is Unpredictable! Protect your family’s future
Get ₹1 Crore Life cover starting from /month+
+91
Secure
We don’t spam
Check Your Premium Now
Please wait. We Are Processing..
Get Updates on WhatsApp
The Policybazaar Advantage
Policybazaar Advantage Icon
Dedicated claim support for family FREE
Policybazaar team will help and support you at the time of claim. A personal claim handler from our team of experts will get in touch with you when your nominee applies for a claim on our website.
Policybazaar Advantage Icon
100% calls recorded to ensure no mis-selling
We will make sure you get what is promised by the advisors. We conduct regular monitoring of our calls to make sure you get the best experience.
Policybazaar Advantage Icon
Exclusive lifetime discount upto 5% for buying online
The discounts will be valid for the entire policy payment term and is not available if you choose to buy the insurance through offline agents.
Policybazaar Advantage Icon
Advisors available in your city
Our advisors are available in more than 55 cities across India and can help you at your doorstep in understanding the plans and in documentation.
Policybazaar Advantage Icon
Refund at the click of a button
In case you aren’t happy with your purchase, you can cancel your policy hassle-free at the click of a button. We will help you with the cancellation and refund of your policy.

Why Use Pramerica Life Insurance Premium Calculator?

Calculating a premium is an important aspect that influences the customer's decision of buying or investing in a policy. Pramerica Life Insurance Premium Calculator helps determine if the policy lies within their budgetary constraints.

The premium calculator also saves time and effort. The customers can use the calculator independently and free of charge online.

How to Use Pramerica Life Insurance Premium Calculator?

To use the Pramerica Life Insurance premium calculator, follow these steps:

  • Visit the company's official website

  • Select your type of insurance plan under Life Insurance tab

  • Go to your preferred plan page 

  • Now click on calculate premium

  • Provide details like name, gender and contact information

  • Enter base policy information

  • Click on calculate

The customers shall see the premiums and other details displayed on the screen. You can also try different combinations of values to choose an adequate policy that is affordable.

Advantages of Using Pramerica Life Insurance Premium Calculator

Listed below are the advantages of using the Pramerica Life Insurance Premium Calculator:

  • A hassle-free tool. The premium calculator is available for use on the company website and can be used by the customers without any problems.

  • Saves a trip to the branch office. The customer does not need to visit the branch office to get the details of his policy. Instead, he can simply go online and collect any information he needs.

  • Free of cost. The company does not charge the customers to use the calculator. It is a free device.

  • Gives prior information regarding premium rates. This makes the customer aware of the investment he is expected to make so he can plan his finances.

  • A premium calculator is a digital tool. Hence there is no scope for errors while using it.

Information Required

The following information must be supplied to the Pramerica Life Insurance Premium Calculator to calculate the premium accurately. All the data entered must be genuine. Only then will the calculator be able to make correct assumptions regarding the premium amounts.

  • Personal Information: This information includes the name, date of birth, contact information, etc., of the customer.

  • Premium Term: This is the information regarding how long the customer wants to remain invested in a particular policy.

  • Income: The customer must input his monthly income to correctly determine the premium amount that he would be able to pay up.

  • Premium Payment Term: This information determines the duration that premiums will be paid for. The customer may choose between single, 5 years,10 years payment terms, etc.

  • Sum Assured: This is the amount of money that the beneficiaries will receive in the event that the policyholder may pass away unexpectedly.

Benefits of Buying Pramerica Life Insurance Plan

Some of the benefits of buying life insurance plans offered by Pramerica are:

  • Death Benefits. The plan provides death benefits to the beneficiaries in the event of the death of the policyholder. This secures the loved ones of the policyholder.

  • Good Returns on Investment. Investing in Pramerica Life Insurance Plan provides the policyholder with a steady buildup of return on his investments that lead to the generation of a large corpus.

  • Tax Benefits. Upon investment in the life insurance plan, the policyholder can claim tax benefits under Section 80C.

  • Additional Benefits. A policyholder can claim additional benefits by purchasing and adding riders to his insurance plan. For example, an accident benefit death rider may be added to a life insurance plan, giving additional benefits if the policyholder is involved in an accident.

DHFL Pramerica Life Insurance Plan Premium Rates

Listed below are the factors that directly affect the premium rates of a life insurance plan:

  • Age: Purchasing a life insurance plan earlier in life guarantees a better premium rate as premium rates increase as age advances.

  • Gender: Women can avail better premium rates than men.

  • Occupation: Certain individuals who are involved in high-risk occupations may be expected to pay higher premiums, e.g., sailors, firemen, miners, etc.

  • Sum Assured: A higher Sum Assured automatically attracts lower premiums.

You may also like to read about term insurance

Note: Check all the best term insurance plan in India.

Note: You should also check the benefits of term life insurance if you are planning to purchase the term insurance plan.

Premium By Age

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

© Copyright 2008-2025 policybazaar.com. All Rights Reserved

+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

Dhfl-pramerica-life-insurance Articles

  • Recent Article
  • Popular Articles
14 Jun 2021

Pramerica Life Trushield

Pramerica Life Trushield is a term life insurance plan offered

Read more
Need Help? Request Callback
top
View Plans
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL