Tata Young Citizens Fund

What is the Tata Young Citizens Fund?

Tata Young Citizens Fund is an open-ended mutual fund. The fund is designed for you to invest and aims at children's future needs. It comes with a mandatory lock-in period, ensuring your money stays invested for at least 5 years or until your child reaches 18 years of age (whichever happens earlier). The main objective of the fund is to generate long-term growth for your capital. 

Why Choose the Tata Young Citizens Fund?

Building a strong child plan for education and marriage requires careful consideration. Tata Young Citizens Fund offers several features that make it a compelling option for parents planning ahead:

• Dedicated for Children: Designed specifically to build a corpus for your child's future financial milestones.

• Long-Term Growth Focus: Aims to grow your money significantly over an extended period.

• Consumer Sector Emphasis: Primarily invests in companies from consumer-focused industries, aligning with India's growth story.

• Fund Manager: Managed by Amey Sathe since April 20, 2020.

Tata Young Citizens Fund Core Details

The following essential numbers and facts about the Tata Young Citizens Fund are important. 

Investment

Secure

Secure your child’s future with or without you

Start Investing

₹10,000/Month

& Get

₹1 Crore^*

VIEW PLANS

*Standard T & C Apply

Tata Young Citizens Fund Investment Objectives and Strategy

Tata Young Citizens Fund follows the given selection criteria of various asset classes to achieve long-term capital growth of your funds: 

• Consumer Equity Focus: At least 80% of funds target stocks in India's consumer sectors, benefiting from spending habits.

• Flexible Diversification: Includes other stocks, debt, and money market instruments for portfolio balance and market adaptation.

• Equity Selection Criteria: Seeks high-quality, well-managed growth companies based on strong fundamentals and fair pricing.

• Debt Investment Approach: Prioritizes safe, investment-grade bonds, chosen for reliability, sound management, and liquidity.

Tata Young Citizens Fund Portfolio Holdings 

Portfolio Holdings means what the fund owns. It shows where your money is actually invested. This helps you understand the types of companies and industries the fund is betting on. (As on May 31, 2025)

Tata Young Citizens Fund Performance 

Here’s a look at how the fund has performed for investors. It shows you what your investment might have grown in the past. 

One-Time (Lumpsum) Investment Performance (as on May 31, 2025)

Tata Young Citizens Fund SIP Performance

If you invest a fixed amount regularly (like ₹1,000 every month), this is called a Systematic Investment Plan (SIP). The table given below shows how a specific SIP would have performed:

Important Considerations Before Investing

Before investing, it’s always advisable to:

• Understand the risk factors, investment concentration in different class assets, market volatility, before investing in the fund.

• Review fund documents (SID) to know the fund's objectives, strategies, charges, and specific risks.

• Ensure the fund’s "Very High Risk" aligns with your comfort level and goals.

• Past performance may or may not be sustained in the future. Seek guidance from an advisor to integrate this fund into your broader financial strategy so that it suits your unique circumstances.

Conclusion

The Tata Young Citizens Fund (DIRECT - GROWTH) offers a potential avenue for long-term capital growth for your child's future. You can start investing with a minimum SIP of ₹500 or a minimum lumpsum investment of ₹500.