The Dulari Kanya Scheme is an important initiative by the Government of Arunachal Pradesh, aimed at improving the welfare of the girl child and reducing gender-based disparities. Launched by the Department of Women and Child Development, the scheme provides financial incentives to encourage families to value and invest in their daughters’ education and well-being. This initiative is a significant aid to various other Government Schemes for Girl Child, towards securing the future of the girl child in India.
Read moreNothing Is More Important Than Securing Your Child's Future
Invest ₹10k/month your child will get ₹1 Cr# Tax-Free* on Maturity
The Dulari Kanya Scheme recognizes challenges like limited educational opportunities and societal preference for male children. This scheme offers financial support to secure a brighter future for girls. Under this scheme, a one-time financial grant of ₹20,000 is deposited into a fixed deposit account for every eligible girl child born in Arunachal Pradesh. This amount matures when the girl turns 18, provided she completes at least Class X schooling. The scheme aims to foster an environment where girls are valued equally and empowered to become self-reliant individuals.
The Dulari Kanya Scheme serves several objectives; all intended to enhance the socio-economic standing of girl children in Arunachal Pradesh:
Promote the Birth of Girl Children: Encourages families to celebrate and invest in the future of their daughters.
Enhance Female Literacy: Aims to improve female literacy by linking financial incentives to education.
Discourage Gender Discrimination: Works towards reducing preference for male children by providing financial support.
Provide Financial Assistance: Establishes a financial safety net for girls to support their education and future needs.
The Dulari Kanya Scheme offers significant benefits to girls and their families:
Financial Security: Set up a ₹20,000 fixed deposit to mature at age 18, offering future financial support.
Encouragement for Education: Incentivizes parents to keep their daughters in school until at least Class X.
Promotion of Institutional Deliveries: Encourages safe childbirth through institutional deliveries in recognized hospitals.
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To benefit from the Dulari Kanya Scheme, families must meet specific eligibility requirements:
Place of Birth: The girl child must be born in a government or government-recognized private hospital in Arunachal Pradesh.
Permanent Residency: Parents or guardians must be permanent residents of Arunachal Pradesh.
Number of Beneficiaries: Applicable only to a family's first two live girl children.
The application process for the scheme is straightforward:
Visit the concerned Medical Officer: Obtain the application form from the nearest Medical Officer or Medical Superintendent.
Submit the Application: Fill out and submit the application form along with the required documents for verification.
Acknowledgement and Verification: Receive an acknowledgement receipt and await verification to ensure eligibility criteria are met.
The scheme acts as an excellent child plan for ensuring that financial security is in place when the girl reaches adulthood, thereby promoting educational success and self-reliance.
The following documents are required to apply:
Birth Certificate: Issued by the hospital where the child was born.
MCP Card: Mother and Child Protection card for verification of health and birth details.
Residence Proof: Scheduled Tribe certificate or domicile certificate of the father/guardian.
Aadhaar Card: Aadhaar card of the parents and the child (if available).
Educational Proof: Proof of the girl child’s education at the time of maturity claim.
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Here are the documents you will be required to provide while claiming the maturity of the scheme:
A copy of the Class 10th pass certificate along with the mark sheet.
A self-declaration confirming she was unmarried on her 18th birthday.
A copy of the beneficiary's bank passbook was opened in her name at the State Bank of India.
A withdrawal form completed by the beneficiary herself.
The Dulari Kanya Scheme is a commendable initiative by the Government of Arunachal Pradesh aimed at improving the lives of girl children. By linking financial assistance to education, it motivates families to value their daughters and invest in their future. This scheme plays a vital role in ensuring that girls have equal opportunities. It aligns with broader Government Schemes for Girl Child, like Beti Bachao Beti Padhao, which focuses on the education, safety, and empowerment of girl children.
†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
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^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
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