How to Deposit Money Online in Post Office Sukanya Samriddhi Account

Sukanya Samriddhi Yojana is a dynamic scheme launched by our Prime Minister Narendra Modi in the year 2015 under the “Beti Bachao Beti Padhao” campaign. It is dynamic as it not just offers better future security to your girl child, but also is a good tax-saving option for you.

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Today, as the world is rapidly moving towards digitalization, bringing convenience to your doorstep is the main motive of every individual. The Indian government is trying to do the same when it comes to your Sukanya Samriddhi Account. Not just opening one, now you can easily deposit money online in Sukanya Samriddhi Yojana post office account. Let us know more about how you can deposit your money in Sukanya Samriddhi Account but before that, here are some highlights of the scheme that you should know.

Sukanya Samriddhi Yojana Account Highlights



Interest rate

7.6% per annum

The Minimum amount for opening an account

INR 250/- every year

The Maximum Amount for opening an account

INR 1,50,000/- every year

Who can open the account

The Parent or legal guardian of the girl child

Age criteria

Girl child below the age of 10

Maximum number of accounts

2 per family

Tenure of the scheme

21 years or until the marriage after the age of 18

Account opening

Only in the name of girl child


Under section 80C if Income Tax Act


Partial withdrawals can be done

Before knowing the step to deposit your money in Sukanya Samriddhi Yojana post office account, IPPB.

What is IPPB?

Indian Postal Department has played a vital part in India’s Communication Network for ages. Today, to come at par with the leading banks in our country and to provide better digital services to the common man, the Indian Postal department has come up with a new banking wing called Indian Post Payment Bank (IPPB).

Under the IPPB (Indian Post Payment Bank), all your post office transactions can be done online, just like any other normal bank. All you need to do for IPPB is visit your nearest post office once for basic registration and post that, you can easily carry all your post-office-related transactions online. From viewing the balance of any of your postal accounts to transferring money in different scheme plans, all can be done online just after you complete IPPB registration.

Steps To Deposit Money In Sukanya Samriddhi Yojana Post Office

Sukanya Samriddhi Yojana Account is a must-have for every responsible parent of a girl child to corpus for her future financial needs. To deposit money in your existing Sukanya Samriddhi Yojana account, you have to follow these simple steps below:

  • Step 1

Add money from your normal savings account to India Post Payment Bank’s (IPPB) savings account

  • Step 2

Go to the Department of Post (DOP) product and select Sukanya Samriddhi Yojana Account

  • Step 3

Mention the credentials of your Sukanya Samriddhi Yojana account, that is, account number and customer ID provided by the Department of Post (DOP)

  • Step 4

Once successfully logged in, you can now transfer money from IPPB to the Sukanya Samriddhi Yojana scheme. This transfer can be made to any other designated scheme by the Department of Post as well.

  • Step 5

Select the installation duration and amount agreed during the time of purchase of the Sukanya Samriddhi Yojana scheme

  • Step 6

India Post Payment Bank will notify you of the successful payment transfer on your registered mobile number.


A recently launched online application by the government, DakPay supports post office and IPPB payments as well. Just like making any other payment through applications like PayTM or Google Pay, DakPay facilitates services like transferring money by scanning QR codes and making payments.

These are some very basic and simple steps that you need to follow to deposit money online in the Sukanya Samriddhi Yojana post office account.

Having said that, if you want to buy the Sukanya Samriddhi Yojana scheme for your daughter after knowing all its benefits, here are 2 simple ways by which you can purchase this benefitting scheme.

Open A New Sukanya Samriddhi Yojana Account


There are 2 ways to open Sukanya Samriddhi Yojana offline, that is, with the bank or at the post office.

  • Visit the post office/ bank
  • Fill in the Sukanya Samriddhi Yojana application form with the details of your daughter
  • Take birth certificate, aadhaar card, pan card, and all other necessary documents of the child with you
  • After verification, your account will be opened and the passbook will be handed over to the parents/ legal guardian of the girl child


Much easier than directly visiting the bank branch, to open your Sukanya Samriddhi Yojana account online, all you have to do is

  • Check the official website of the bank you wish to have an account with
  • Fill in all the required information of the child and the parents in the form as required
  • Attach scanned copies of all the mentioned certificates and address proofs
  • Click on the submit button and your Sukanya Samriddhi Yojana is good to go.

Wrapping It Up

Sukanya Samriddhi Yojana is a scheme specially designed for girl children so that parents do not have any financial problems while raising them. Easy to open with minimal premium payment options, the Sukanya Samriddhi Yojana scheme can truly be very beneficial and hence should be bought by every responsible parent of a girl.

Written By: PolicyBazaar - Updated: 09 August 2021

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