How to Deposit Money Online in Post Office Sukanya Samriddhi Account

Sukanya Samriddhi Yojana is a savings scheme for the parents of a girl child. The government of India launched it in 2015 under the “Beti Bachao Beti Padhao” campaign. Today, as the world is rapidly moving towards digitalization, the Indian government is also trying to do so when it comes to your Post Office Sukanya Samriddhi Account. Not just in terms of opening one, now you can easily deposit money online to your Sukanya Samriddhi Yojana post office account. Let’s explore how you can deposit your money in the Post Office Sukanya Samriddhi online payment account.

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Sukanya Samriddhi Yojana Calculator

Latest SSY Interest Rate = 8.2%

Yearly Investment

You can invest maximum upto ₹1,50,000

Girl's Age

Maximum age should be 10 years
Yrs

Start Year

Investment term is 21 years
Total Investment
Total Interest
Total Investment

Total Interest

Maturity Year

Maturity Value

Amount you will get
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Today, as the world is rapidly moving towards digitalization, the Indian government is also trying to do so when it comes to your Sukanya Samriddhi Account. Not just in terms of opening one, now you can easily deposit money online to your Sukanya Samriddhi Yojana post office account. Let’s explore how you can deposit your money in Sukanya Samriddhi Account, but before that here are some highlights of the scheme that you should know.

Sukanya Samriddhi Yojana Account Highlights

Features Benefits
Interest rate 8.2% per annum
The minimum amount for opening an account ₹250/- every year
The Maximum Amount for opening an account ₹1,50,000/- every year
Who can open the account Parents or legal guardians of the girl child
Age criteria Girl child below the age of 10
Maximum number of accounts 2 per family
Tenure of the scheme 21 years or until marriage after the age of 18
Account opening Only in the name of the girl child
Deductions Under section 80C of the Income Tax Act
Withdrawals Partial withdrawals can be made for purposes like marriage and higher education
You can now easily open a Post Office Sukanya Samriddhi Yojana online payment account which will simplify the process and will make it more accessible to parents and guardians from anywhere with internet access.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

“Tax benefit is subject to changes in tax laws. Standard T&C apply.”

Before learning about the steps involved in depositing your money to a Sukanya Samriddhi Yojana post office account, IPPB is an important aspect that should be studied.

What is IPPB?

IPPB stands for India Post Payments Bank. It's a payments bank launched by the Indian government in 2018 with the aim of making banking services accessible to everyone in the country, especially those in rural and underbanked areas. It's not a separate social security scheme but a banking service offered by the Indian Post that allows you to manage some existing social security schemes, like the Sukanya Samriddhi Yojana (SSY).

Under the IPPB (Indian Post Payment Bank), all your post office transactions, including Post Office Sukanya Samriddhi Yojana online payment, can be done online, just like any other regular bank. All you need to do for IPPB is visit your nearest post office once for basic registration, and after that, you can easily carry all your post-office-related transactions online.

Steps to Deposit Money In Post Office Sukanya Samriddhi Yojana Online Payment Account

For Post Office Sukanya Samriddhi Yojana online payment and to deposit money in your account, you have to follow these simple steps:

  • Step 1: Add money from your normal savings account to the India Post Payment Bank’s (IPPB) savings account.

  • Step 3: Mention the credentials of your Sukanya Samriddhi Yojana account, including the account number and customer ID provided by the Department of Post (DOP).

  • Step 4: Once you successfully log in, you can transfer money from IPPB to the Sukanya Samriddhi Yojana scheme. This transfer can be made to any other designated scheme by the Department of Post as well.

  • Step 5: Select the installation duration and amount agreed during the time of purchase of the Sukanya Samriddhi Yojana scheme.

  • Step 6: India Post Payment Bank will notify you of the successful payment transfer on your registered mobile number.

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People also read: Best Child Plan

DakPay

A recently launched online application by the government, DakPay supports Post Office Sukanya Samriddhi Yojana online payment account and IPPB payments as well. DakPay, a digital payment app by India Post and India Post Payments Bank (IPPB), offers diverse financial services to Indian users. It includes:

  • UPI Money Transfers: Send and receive money instantly via BHIM UPI.

  • Offline and Online Payments: Make cashless payments at stores using QR codes.

  • Multi-Bank Account Management: Link over 200 bank accounts, including Post Office Sukanya Samriddhi Yojana online payment account for easy transfers.

  • Account Balance Inquiry: Check balances within the app.

  • Beneficiary Management: Save contacts for faster transactions.

  • Aadhaar-Enabled Services: Withdraw and deposit cash using Aadhaar.

  • Utility Bill Payments: Pay bills conveniently through the app.

Open a New Post Office Sukanya Samriddhi Yojana Online Payment Account

  1. Offline

    There are two ways to open Sukanya Samriddhi Yojana offline, that is, with the bank or at the post office.

    • Visit the post office/bank.

    • Fill in the Sukanya Samriddhi Yojana application form with the details of your daughter.

    • Take her birth certificate, aadhaar card, PAN card, and all other necessary documents of the child with you.

    • After verification, your account will be opened, and the passbook will be handed over to you.

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  2. Online

    Consider a much easier option than visiting the bank branch, buying online is the way to go if you want to save time. To open your Post Office Sukanya Samriddhi Yojana online payment account, all you have to do is:

    • Check the official website of the bank you wish to have an account with.

    • Fill in all the required information of the child and the parents in the form as required.

    • Attach scanned copies of all the mentioned certificates and address proofs.

    • Click on the submit button, and your Sukanya Samriddhi Yojana is ready.

People also read: Sukanya Samriddhi Yojana Calculator

Wrapping It Up

Sukanya Samriddhi Yojana is a scheme specially designed for girl children so that they can enjoy financial security after growing up and pursue their dreams like higher education. Easy to open with minimal premium payment options, the Sukanya Samriddhi Yojana scheme can be very beneficial and hence should be bought by every responsible parent or guardian of a girl.

*All savings are provided by the insurer as per the IRDAI approved insurance plan.
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The lumpsum benefit is calculated if policyholder invested ₹10000 monthly for 10 years in the fund with a policy term of 20 years. This Point To Point past performance data of last 10 years has been used to illustrate a scenario for the customers benefit. It is assumed that the past 10 years returns would have also been delivered in last 20 years. This is not guaranteed and not in anyway indicative of what the customer may actually get 20 years from now. The investment is subject to market risk and the risk is borne by the policyholder.
+Returns Since Inception of LIC Growth Fund
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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