Vahli Dikri Yojana

The Vahli Dikri Yojana, launched in Gujarat, India, aims to transform societal attitudes towards girl children while addressing gender disparities. This innovative scheme provides financial assistance to families raising girl children and promotes their education, empowerment, and overall welfare.

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Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.

What is Vahli Dikri Yojana?

The Vahli Dikri Yojana is a scheme launched by the Gujarat government to promote the well-being and education of girls in the state. It provides financial assistance of â‚ą1,10,000 to families belonging to Scheduled Castes (SC) living below the poverty line upon the birth of their first or second girl child. This financial aid aims to ease the financial burden on families and encourage them to celebrate the birth and education of their daughters. Ultimately, the Vahli Dikri Yojana works to combat child marriage, improve the girl-child sex ratio, and empower girls through education.

What is the Eligibility Criteria for the Gujarat Vahli Dikri Yojana?

Below is the eligibility criteria for Vahli Dikri Yojana

  • First Two Girl Children: The scheme is applicable only to the first two girl children of a family.

  • State Residence: The applicant must be a resident of Gujarat state.

  • Bank Account Requirement: The applicant must have an active bank account.

  • Income Limit: The annual income of the applicant’s family should not exceed Rs. 2 Lakh.

  • Birth Date: Girls born on or after 02-08-2019 are eligible to receive financial assistance under the Vahli Dikri Yojana

People Also Read: Child Education Plans in India

Benefits of the Gujarat Vahli Dikri Yojana

Below are the benefits of Vahli Dikri Yojana:

  • Encourages girls' education and empowers them for a better future.

  • Provides financial assistance to ease the costs of raising girl children.

  • Promotes the celebration of the birth of girl children, combating gender discrimination.

  • Aims to reduce gender discrimination and discourage female infanticide.

  • Enhances overall welfare by ensuring girls' health, education, and development.

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The following financial benefit will be provided to the beneficiary under Gujarat Vahli Dikri Yojana:

Stages Amount
When a girl enrolls in Class 1st Rs. 4,000/-
When a girl enrolls in Class 9th Rs. 6,000/-
When girls pursue higher education or getting married Rs. 1,00,000/-

How to Apply for the Gujarat Vahli Dikri Yojana?

Below are the steps to apply for Vahli Dikri Yojana

  • Obtain the Application Form: Visit any of the following places to get the application form:

    • Anganwadi Centre

    • Gram Panchayat

    • CDPO (ICDS) Office

    • District Women and Child Officer Office

  • Fill Out the Application Form: Complete the application form with accurate information and ensure all required fields are filled out properly.

  • Attach Required Documents: Gather all necessary documents as specified in the application form and attach these documents to the filled-out application form.

  • Submit the Application: Submit the completed application form along with the attached documents at the same office where you collected the form.

  • Scrutiny of Application: The concerned officials will scrutinize the submitted application forms and documents.

  • Notification of Eligibility: You will receive an SMS notification informing you about your eligibility or ineligibility for the scheme.

  • Financial Assistance: If eligible, the approved beneficiaries will receive financial assistance directly into their bank account once the department office finally approves the application.

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Conclusion

The Vahli Dikri Yojana stands as a great initiative in Gujarat, designed to uplift girl children by promoting their education, reducing financial burdens on families, and fostering a societal shift towards gender equality. Through continued support and awareness, the program promises to create a brighter future where every girl child can thrive and contribute meaningfully to the state's progress.

FAQs

  • What financial support does the scheme provide?

    The scheme offers Rs. 1 lakh in financial assistance to families with one or two girl children. This amount is disbursed in three instalments: Rs. 4,000 at Class 1 admission, Rs. 6,000 at Class 9 admission, and the remaining Rs. 1 lakh when the girl turns 18.
  • Can the financial assistance be used for any purpose?

    The financial aid is designated for the education and welfare of the girl child. However, the Gujarat government does not impose restrictions on how families utilize these funds.
  • Is financial assistance available for all girl children in the family?

    No, the scheme is applicable only to families with one or two girl children. Families with more than two girl children are ineligible for this support.
  • Are families with higher incomes eligible for the scheme?

    No, families earning more than Rs. 2 lakh annually are not eligible for the scheme.
  • What if the girl child discontinues her education?

    The scheme encourages continuous education. If the girl child discontinues schooling, the remaining financial assistance may not be provided by the government.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
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^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
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¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
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^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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