Life Insurers to Disclose Projected Investment Returns In their Ads

The Insurance Regulatory and Development Authority of India (IRDAI) has directed life insurance companies to mandatorily give details of projected rate of returns to their prospective policyholders. Effective 1st December, life insurers have to provide customized benefit illustrations to policyholders that will help them in understanding what their corpus will earn at different life stages, assuming gross investment returns of 4% and 8% respectively. 

Read more
Get ₹1 Cr. Life Cover at just
Term Insurance plans
Online discount
upto 10%#
Claim Support

#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply

Get ₹1 Cr. Life Cover at just
View plans
Please wait. We Are Processing..
Get Updates on WhatsApp
By clicking on "View plans" you agree to our Privacy Policy and Terms of use
We are rated~
58.9 million
Registered Consumers
26.4 million
~Source - Google Review Rating available on:-

As reported by The Economic Times, IRDAI said, "It is observed that some of the advertisements containing illustrations being released in the market are not in tune with the (regulations) spirit and hence fail to enable the prospects to compare both scenarios; so as to give better appreciation of possible benefit depending on the yield.”  Due to this lapse, policyholders do not get a clear picture of the possible returns. To fill the gap, IRDAI has advised that wherever the illustration is given in advertisements, insurers must present it with both investment returns of 4% and 8% with a prominence in size at the same time and on the same page. 

Different types of Plans

Life insurance articles

Recent Articles
Popular Articles
Bajaj Allianz Life Insurance Login

29 May 2023

Bajaj Allianz Life Insurance is a private insurance provider in
Read more
Everything About High Net-Worth Individuals

29 May 2023

In today's world, wealth is often used as a measure of financial
Read more
HDFC Life Insurance Login

29 May 2023

With a CSR of 98.66%, HDFC life insurance is one of India's
Read more
Max Life Insurance Benefits

22 May 2023

Max Life Insurance is a leading insurance company in India and
Read more
Max Life Insurance Renewal

11 May 2023

A few years ago, Shyam bought a max life insurance policy online
Read more
How to Check LIC Policy Status, Details, Statement via Online/SMS/Call
Last year, Mr. Rajiv Verma bought a Child LIC policy to provide financial security for his kid's future. However
Read more
How to Cancel SBI Life Insurance Policy?
As per the Insurance Regulatory and Development Authority, you can cancel a life insurance policy taken within 15
Read more
SBI Life Insurance 50,000 per year Plan for 5 Years
Life insurance is not only about the financial protection of the family but also about working for life’s
Read more
PLI Surrender Value Calculator
PLI Surrender Value Calculators have proven to be one of the simple tools for digitally savvy customers. PLI
Read more
LIC Login: LIC Customer Login Process at Online Portal
LIC Customer Login portal allows the policyholder to easily avail the online facilities at the comfort of their
Read more

View Plans
Download the Policybazaar app
to manage all your insurance needs.