EPF Balance Check

How to Check EPF Balance Online and Offline?

Checking the EPF balance regularly is essential to keep track of your retirement savings and ensure that your employer is contributing the correct amount to your EPF account. You can check your EPF balance online using the following methods:

EPF Balance Check Using EPFO Member e-Sewa Portal

Before checking the EPF balance, an employee should ensure that the employer has activated their Universal Account Number (UAN) and follow the steps outlined below:

• Visit the Official Portal: Go to the official EPFO Member Passbook website.
• Log In: Enter your UAN, Password, and the Captcha code, then click 'Sign In'.
• Select Member ID: After logging in, if you have multiple EPF accounts (Member IDs) linked to your UAN, select the specific Member ID for which you want to view the balance.
• View Passbook: Click on 'View Passbook' or 'View Passbook' to see the detailed statement, including the total balance.
• Download: You can also download the passbook in PDF format.

All employees have only one UAN in their working life, regardless of the number of companies they work for. UAN is an important number as the whole process related to the EPF services is now online.

EPF Balance Check Through UMANG App

By installing the Unified Mobile Application for New-age Governance (UMANG) application, workers can check their EPF balance using their mobile device. The app also allows users to file and monitor claims related to EPF. To check your EPFO balance using the UMANG app in India in detail, follow these steps:

• Download & Register: Install the UMANG App from the Google Play Store or Apple App Store and complete the one-time registration using your mobile number.
• Search for EPFO: Use the search bar to find and select the 'EPFO' service.
• Select Service: Choose 'View Passbook' under the 'Employee Centric Services' section.
• Login: Enter your UAN and click 'Get OTP'.
• Enter OTP: Enter the OTP received on your registered mobile number and click 'Submit'.
• View Balance: Select the relevant Member ID to view your EPF balance and download the passbook.

EPF Balance Check Offline Method

If you don't have your UAN Number, you can check your EPF balance using these methods:

Check EPF Balance via SMS

To use this service, your UAN must be active, and your KYC documents must be properly linked to your UAN. Additionally, the SMS must be sent from the mobile number registered with your UAN. Follow these instructions carefully:

• Send the SMS to the official number 7738299899 in the following format:
• EPFOHO UAN <LAN>
• The term UAN should be replaced by your actual 12-digit number.
• The last three letters, <LAN>, indicate the preferred language in which you wish to receive the details.

Example: To receive the details in English, you would type: EPFOHO <Your UAN> ENG

This facility supports ten languages. If you omit the language code, the reply will be sent in English (ENG) by default. Other available language codes include Hindi (HIN), Punjabi (PUN), Gujarati (GUJ), Marathi (MAR), Kannada (KAN), Telugu (TEL), Tamil (TAM), Malayalam (MAL), and Bengali (BEN).

EPF Balance Check via Missed Call

The missed call service is a fast and free offline method provided by the EPFO to instantly receive your latest EPF balance and contribution details via SMS. Below are the steps to follow:

• Missed Call Service: Give a missed call to the official number: 9966044425 from your mobile number that is registered with your UAN.
• SMS Alert: The call will disconnect automatically, and you will shortly receive an SMS containing your current PF balance and the details of your last contribution.

Remember: To ensure a successful EPF Balance Check via missed call, you must ensure the following:

• UAN Activation: Your UAN must be activated.
• Mobile Number: The call must originate from your registered mobile number.
• KYC Linkage: Your UAN must be linked with at least one of your KYC documents.

This service is free of cost to the member.

How to Check EPF Balance of Exempted Establishments/Private Trusts

For organizations called Exempted Establishments (or Private Trusts), the PF contributions are managed by a Company-Managed Trust, not the EPFO. Therefore, the balance cannot be checked via the standard EPFO Passbook.

Employees must use company-specific or direct methods to check their PF balance:

1. Check PF/Pay Slip:

   Review the monthly salary slip (or a separate PF slip) for the current EPF balance and contribution details.

2. Company Employee Portal:

   • Log in to the company's internal website or employee portal.
   • Access the dedicated EPF section to view the balance and statements (e.g., Wipro, TCS).

3. Contact HR Department:

   Get in touch with the company's HR or Payroll department to request PF balance information or a statement.

4. Track Monthly Contributions:

   Monitor monthly deductions on salary slips and calculate the annual balance by applying the EPFO interest rate. It is important to note that a fixed sum of money, up to Rs 1,250 per month, goes to the EPS (Employee Pension Scheme) account.

Wrapping Up

Regularly checking your EPF balance is crucial for financial planning. The EPFO provides robust, accessible methods: Online, via the EPFO Portal or UMANG App, and offline, via the free Missed Call or SMS services, or through Exempted Establishment company systems. Utilizing these simple tools ensures every member can effortlessly monitor their retirement savings.