How To Get Term Insurance Quotes- Quick Overview?

Feeling the need for a financial stability, so that you can lend proper support for your family? Having an in depth understanding of term life assurance can prove to be enormously helpful. In order to find the best insurance coverage for you and your family, finding an affordable and unique life insurance quote is immensely important. To discover best-fitted Term plan the first thing you must do is prepare a checklist of your financial goals and benefits that you would like to obtain from your life insurance policy. 

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Note: Know more about what is term life insurance first before reading this article.

You can also start enlisting areas that are devoid of your fiscal attention, due to some recent developments like your business expenditure or education of your children. Doing so, will very well give you a clear picture of your actual financial situation.

When you have all your requirements identified and listed down, then is the time for finding out term insurance companies with reputation and credibility. You must scrutinize every insurance plan offered. It is equally important to make sure that you not only make a learned and informed decision, but at the same time it will allow you to enjoy maximum benefits out of your policy. Compare term life insurance policies available in the market by collecting a detailed information on them; either from the Internet or from your life insurance agent to invest in a policy that is perfectly suitable for your individual financial situation.

For the purpose of investing in a policy with the lowest term life assurance rate, as a policy holder you are often required to qualify a number of different terms laid down by the insurance companies you may be dealing with. Term life insurance is, with little doubt, the easiest type of all insurance policies available in the market, and is also the most affordable one. It is simply capable of protecting your financial prospects and as the duration of these policies is always predetermined and fixed, they are commonly referred to as Term insurance plans.

You should always Compare term life insurance policies for gaining optimal benefits, but at the same time a number of other factors like;

  • Your monthly or annual income
  • Your net financial goals and net worth
  • Your educational and medical requirements and 
  • Age and medical history.

Honesty is always the best policy for any kind of insurance, for if you are found to withhold information or provide wrong information then there is every possibility that term insurance companies will void your insurance. 

Note: You can easily calculate the term plan premium by using the term insurance premium calculator online tool.

Note: You should also check the term insurance benefits if you are planning to purchase the term insurance plan.

Note: Check out the best term life insurance in India and choose one that suits your requirements.


Premium By Age

˜Top plans are based on annualized premium, for bookings made through https://www.policybazaar.com in FY 25.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

© Copyright 2008-2025 policybazaar.com. All Rights Reserved

+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.

Choose Term Insurance Plan as per you need

Plans starting from @ ₹473/Month*
Term Insurance
1 Crore Term Insurance
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2 Crore Term Insurance
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4 Crore Term Insurance
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5 Crore Term Insurance
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6 Crore Term Insurance
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7 Crore Term Insurance
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7.5 Crore Term Insurance
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8 Crore Term Insurance
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9 Crore Term Insurance
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15 Crore Term Insurance
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30 Crore Term Insurance
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15 Lakh Term Insurance
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60 Lakh Term Insurance

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