Unit-Linked Insurance plan (ULIP) offers dual benefits of insurance and investment. Unlike traditional insurance products, ULIPs are subject to various risk factors, where the return is directly proportionate to market conditions. ULIP offered by various insurance companies have varying charge structures.
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Under sec 80C & 10(10D)₹1 Crore
Invest ₹10k Per Month*Zero LTCG Tax
Unlike 10% in Mutual Funds*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
Top performing plans with High Returns*
Invest ₹10K/month & Get ₹1 Crore returns*
Before investing, understanding the intricacies of charges that you will have to pay over the entire tenure will help you buy the Best ULIP Plans . Here are the major ULIP charges
Note: IRDAI has capped annualized charges of ULIPs at 2.25% for the first 10 years of holding. Also ULIPs charges are mandated to be evenly distributed during the lock in period.
You may also like to read : Questions You Should Ask Before Investing In ULIP
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