Sahara Life ULIP Plan Calculator

Why Use the Sahara Life ULIP Plan Calculator?

The Sahara Life ULIP calculator offers numerous user-friendly features, including:

• Outcomes-Based Investment: Whether you're saving for significant life events like your child's education, retirement, or purchasing a new home, the Sahara Life ULIP Plan calculator assists you in aligning your investments with these specific goals.

• Future Performance Review: By entering your investment amount, policy duration, and anticipated annual return rate into the calculator, you can analyze the estimated returns you'll receive at the time of your policy's maturity. This leads you to analyse the potential gains on your investments.

• Reduced Manual Calculation: It's a technology-advanced tool that reduces calculations on your part and saves time which you can utilize in planning to expand your wealth. 

• User-Oriented The Sahara Life ULIP Plan calculator is an easy-to-use tool that automatically enhances its reach to a wider audience. 

• Suitable Access: The tool is available online 24/7, providing you with the convenience to practice financial planning whenever it is possible for you.

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

High Growth Fund

Max Life

AUM:9,928 Cr

9,928 Cr

NAV

116.7

-0.60%

Returns

32.68%

Highest Returns

Returns

27.23%

Returns

18.4%

Get Details

Top 200 Fund

Tata AIA

AUM:2,323 Cr

2,323 Cr

NAV

178.67

-1.91%

Returns

27.62%

Returns

30.78%

Highest Returns

Returns

17.46%

Get Details

Accelerator Mid-Cap Fund II

Bajaj Allianz

AUM:5,652 Cr

5,652 Cr

NAV

83.19

-0.40%

Returns

23.49%

Returns

23.59%

Highest Returns

Returns

14.73%

Get Details

Opportunities Fund

HDFC Standard

AUM:37,289 Cr

37,289 Cr

NAV

78.13

-0.49%

Returns

24.37%

Returns

25%

Highest Returns

Returns

14.71%

Get Details

Equity II Fund

Canara HSBC Oriental Bank

AUM:3,556 Cr

3,556 Cr

NAV

42.15

-0.33%

Returns

17.44%

Returns

19.29%

Highest Returns

Returns

10.2%

Get Details

Accelerator Fund

AEGON Life

AUM:236 Cr

236 Cr

NAV

49.78

-0.39%

Returns

21.62%

Returns

23%

Highest Returns

Returns

13.35%

Get Details

Grow Money Plus Fund

Bharti AXA

AUM:440 Cr

440 Cr

NAV

68.73

-0.48%

Returns

18.33%

Returns

20.42%

Highest Returns

Returns

13.81%

Get Details

Multiplier

Birla Sun Life

AUM:4,557 Cr

4,557 Cr

NAV

94.84

-0.72%

Returns

24.41%

Returns

25.88%

Highest Returns

Returns

15.51%

Get Details

Equity Top 250 Fund

Edelwiess Tokio

AUM:539 Cr

539 Cr

NAV

58.41

-0.35%

Returns

18.79%

Returns

19.7%

Highest Returns

Returns

11.51%

Get Details

Future Apex Fund

Future Generali India

AUM:101 Cr

101 Cr

NAV

57.71

-0.59%

Returns

21.77%

Returns

23.82%

Highest Returns

Returns

13.34%

Get Details

Opportunities Fund

ICICI Prudential

AUM:3,368 Cr

3,368 Cr

NAV

59.78

-0.48%

Returns

21.16%

Returns

22.7%

Highest Returns

Returns

12.36%

Get Details

Frontline Equity Fund

Kotak Mahindra OM

AUM:4,348 Cr

4,348 Cr

NAV

69.41

-0.54%

Returns

22.22%

Returns

23.77%

Highest Returns

Returns

14.08%

Get Details

Flexi Growth Fund

LIC

AUM:717 Cr

717 Cr

NAV

11.82

-0.09%

Returns

-

Returns

-

Returns

-

Get Details

Virtue II

PNB Metlife

AUM:3,248 Cr

3,248 Cr

NAV

70.77

-0.67%

Returns

20.99%

Returns

24.25%

Highest Returns

Returns

15.09%

Get Details

Pension Dynamic Equity Fund

Pramerica Life Insurance Limited

AUM:6 Cr

6 Cr

NAV

73.66

-0.52%

Returns

17.01%

Returns

18.95%

Highest Returns

Returns

10.83%

Get Details

Equity Fund

SBI

AUM:78,278 Cr

78,278 Cr

NAV

206.47

-1.88%

Returns

18.92%

Returns

19.71%

Highest Returns

Returns

11.79%

Get Details

Blue-Chip Equity Fund

Star Union Dai-ichi

AUM:1,335 Cr

1,335 Cr

NAV

35.21

-0.21%

Returns

15.06%

Returns

16.68%

Highest Returns

Returns

10.16%

Get Details

see more plans

Disclaimer :
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

How to Use Sahara Life ULIP Plan Calculator

The Sahara Life ULIP Plan calculator makes estimating your ULIP investment returns simple. Just follow these easy steps:

Step 1: Access the ULIP calculator on this page or the relevant Sahara Life platform. 

Step 2: Choose your preferred premium payment frequency – monthly, quarterly, yearly, or a one-time payment.

Step 3: Input the required information:

• Your desired premium amount.

• The duration over which you plan to pay premiums.

• The overall policy term you envision.

• An expected annual return rate

Step 4: Review the estimated total investment and the projected maturity value generated by the calculator.

Step 5: Feel free to adjust any of the input values to explore different possibilities. This flexibility helps you choose the combination that best suits your long-term financial plan and objectives.

Sample Illustration

Let's consider an example scenario to see how the Sahara Life ULIP Plan Calculator works:

Example Scenario:

Policyholder: Ms. Sanjana Sharma

Annual Premium: ₹1,50,000

Premium Payment Term: 10 years

Policy Term: 20 years

Expected Annual Return: 10%

Calculator Output:

Total Premium Paid: ₹15 lakhs

Estimated Maturity Amount: Approximately ₹68.2 lakhs

Scenario Adjustment:

If Ms. Sanjana decides to increase her annual premium to ₹1,80,000, her projected maturity amount could increase significantly to around ₹81.8 lakhs. This clearly demonstrates the impact of higher investments over the same policy term on your final corpus.

Advantages of the Sahara Life ULIP Plan Calculator

The Sahara Life ULIP Plan calculator offers numerous benefits, enhancing your financial planning capabilities:

• Premium & Goal Alignment: By providing a clear projection of your investment's potential maturity value, the calculator helps you analyze precisely how much current contribution is needed to help you achieve your financial objectives.

• Parametric Customization: You can enter investment specifics exactly as per your current financial scenario and future needs, making the projections highly relevant and personalized.

• Risk Evaluation: The calculator gives you the opportunity to adjust your risk tolerance and see how various market returns or investment strategies might affect your outcomes, thereby increasing your risk awareness.

• Real-time Projections: It provides instant results, empowering you with the freedom to make informed decisions swiftly, supporting financial goal-setting with future-focused estimates.

Why Consider Sahara Life ULIP Plans?

Sahara Life ULIP Plans uniquely blend the essential components of life insurance protection with wealth-building opportunities. These plans accelerate growth through diversified, market-linked funds. They offer many benefits, including the flexibility to choose and switch between funds according to your evolving investment outlook, allowing for comprehensive portfolio diversity. Additionally, they provide tax benefits as per current laws and benefit from fund management by experienced insurance professionals. If you are planning for retirement, Sahara Life ULIP Plans can expedite the flow of achieving your long-term financial aspirations.

To Sum Up

The Sahara Life ULIP Plan calculator is designed to simplify your financial life and assist you in reaching your financial goals precisely when you envision them. With a clear understanding of how your premium contributions and investment duration influence your future returns, you can confidently select the right Sahara Life ULIP plan. The Sahara Life ULIP Plan calculator is your crucial first step towards a more secured financial future.