Sahara Life ULIP Plan Calculator

Why Use the Sahara Life ULIP Plan Calculator?

The Sahara Life ULIP calculator offers numerous user-friendly features, including:

• Outcomes-Based Investment: Whether you're saving for significant life events like your child's education, retirement, or purchasing a new home, the Sahara Life ULIP Plan calculator assists you in aligning your investments with these specific goals.

• Future Performance Review: By entering your investment amount, policy duration, and anticipated annual return rate into the calculator, you can analyze the estimated returns you'll receive at the time of your policy's maturity. This leads you to analyse the potential gains on your investments.

• Reduced Manual Calculation: It's a technology-advanced tool that reduces calculations on your part and saves time which you can utilize in planning to expand your wealth. 

• User-Oriented The Sahara Life ULIP Plan calculator is an easy-to-use tool that automatically enhances its reach to a wider audience. 

• Suitable Access: The tool is available online 24/7, providing you with the convenience to practice financial planning whenever it is possible for you.

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

High Growth Fund

Max Life

AUM:10,632 Cr

10,632 Cr

NAV

114.77

0.97%

Returns

28.09%

Returns

32.5%

Highest Returns

Returns

18.6%

Get Details

Top 200 Fund

Tata AIA

AUM:2,469 Cr

2,469 Cr

NAV

180.38

0.69%

Returns

24.22%

Returns

30.5%

Highest Returns

Returns

18.2%

Get Details

Accelerator Mid-Cap Fund II

Bajaj Allianz

AUM:5,888 Cr

5,888 Cr

NAV

81.6

0.49%

Returns

19.36%

Returns

22.06%

Highest Returns

Returns

14.21%

Get Details

Opportunities Fund

HDFC Standard

AUM:38,561 Cr

38,561 Cr

NAV

76.86

0.51%

Returns

19.92%

Returns

23.81%

Highest Returns

Returns

14.24%

Get Details

Equity II Fund

Canara HSBC Oriental Bank

AUM:3,631 Cr

3,631 Cr

NAV

41.34

0.28%

Returns

13.51%

Returns

16.83%

Highest Returns

Returns

10%

Get Details

Accelerator Fund

AEGON Life

AUM:242 Cr

242 Cr

NAV

49.03

0.44%

Returns

18.22%

Returns

20.6%

Highest Returns

Returns

13.03%

Get Details

Growth Opportunities Plus Fund

Bharti AXA

AUM:1,025 Cr

1,025 Cr

NAV

73.32

0.61%

Returns

16.51%

Returns

20.53%

Highest Returns

Returns

14.09%

Get Details

Multiplier

Birla Sun Life

AUM:4,709 Cr

4,709 Cr

NAV

93.24

0.87%

Returns

19.56%

Returns

24.11%

Highest Returns

Returns

14.82%

Get Details

Equity Top 250 Fund

Edelwiess Tokio

AUM:557 Cr

557 Cr

NAV

56.97

0.43%

Returns

14.82%

Returns

17.28%

Highest Returns

Returns

11%

Get Details

Future Apex Fund

Future Generali India

AUM:105 Cr

105 Cr

NAV

55.82

0.54%

Returns

17.08%

Returns

21.13%

Highest Returns

Returns

13.01%

Get Details

Opportunities Fund

ICICI Prudential

AUM:3,493 Cr

3,493 Cr

NAV

58.75

0.48%

Returns

17.41%

Returns

20.29%

Highest Returns

Returns

12.05%

Get Details

Frontline Equity Fund

Kotak Mahindra OM

AUM:4,489 Cr

4,489 Cr

NAV

68.35

0.49%

Returns

18.24%

Returns

21.15%

Highest Returns

Returns

13.71%

Get Details

Balanced Fund

LIC

AUM:2,549 Cr

2,549 Cr

NAV

18.27

0.00%

Returns

10.42%

Returns

10.54%

Highest Returns

Returns

-

Get Details

Virtue II

PNB Metlife

AUM:3,375 Cr

3,375 Cr

NAV

69.26

0.44%

Returns

17.64%

Returns

21.8%

Highest Returns

Returns

14.68%

Get Details

Pension Dynamic Equity Fund

Pramerica Life Insurance Limited

AUM:6 Cr

6 Cr

NAV

72.29

0.39%

Returns

13.4%

Returns

16.47%

Highest Returns

Returns

10.72%

Get Details

Equity Fund

SBI

AUM:81,114 Cr

81,114 Cr

NAV

201.39

1.49%

Returns

14.71%

Returns

17.1%

Highest Returns

Returns

11.34%

Get Details

Blue-Chip Equity Fund

Star Union Dai-ichi

AUM:1,370 Cr

1,370 Cr

NAV

34.54

0.22%

Returns

11.9%

Returns

14.47%

Highest Returns

Returns

9.89%

Get Details

see more plans

Disclaimer :
˜Top 5 plans based on annualized premium, for bookings made through https://www.policybazaar.com in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

How to Use Sahara Life ULIP Plan Calculator

The Sahara Life ULIP Plan calculator makes estimating your ULIP investment returns simple. Just follow these easy steps:

Step 1: Access the ULIP calculator on this page or the relevant Sahara Life platform. 

Step 2: Choose your preferred premium payment frequency – monthly, quarterly, yearly, or a one-time payment.

Step 3: Input the required information:

• Your desired premium amount.

• The duration over which you plan to pay premiums.

• The overall policy term you envision.

• An expected annual return rate

Step 4: Review the estimated total investment and the projected maturity value generated by the calculator.

Step 5: Feel free to adjust any of the input values to explore different possibilities. This flexibility helps you choose the combination that best suits your long-term financial plan and objectives.

Sample Illustration

Let's consider an example scenario to see how the Sahara Life ULIP Plan Calculator works:

Example Scenario:

Policyholder: Ms. Sanjana Sharma

Annual Premium: ₹1,50,000

Premium Payment Term: 10 years

Policy Term: 20 years

Expected Annual Return: 10%

Calculator Output:

Total Premium Paid: ₹15 lakhs

Estimated Maturity Amount: Approximately ₹68.2 lakhs

Scenario Adjustment:

If Ms. Sanjana decides to increase her annual premium to ₹1,80,000, her projected maturity amount could increase significantly to around ₹81.8 lakhs. This clearly demonstrates the impact of higher investments over the same policy term on your final corpus.

Advantages of the Sahara Life ULIP Plan Calculator

The Sahara Life ULIP Plan calculator offers numerous benefits, enhancing your financial planning capabilities:

• Premium & Goal Alignment: By providing a clear projection of your investment's potential maturity value, the calculator helps you analyze precisely how much current contribution is needed to help you achieve your financial objectives.

• Parametric Customization: You can enter investment specifics exactly as per your current financial scenario and future needs, making the projections highly relevant and personalized.

• Risk Evaluation: The calculator gives you the opportunity to adjust your risk tolerance and see how various market returns or investment strategies might affect your outcomes, thereby increasing your risk awareness.

• Real-time Projections: It provides instant results, empowering you with the freedom to make informed decisions swiftly, supporting financial goal-setting with future-focused estimates.

Why Consider Sahara Life ULIP Plans?

Sahara Life ULIP Plans uniquely blend the essential components of life insurance protection with wealth-building opportunities. These plans accelerate growth through diversified, market-linked funds. They offer many benefits, including the flexibility to choose and switch between funds according to your evolving investment outlook, allowing for comprehensive portfolio diversity. Additionally, they provide tax benefits as per current laws and benefit from fund management by experienced insurance professionals. If you are planning for retirement, Sahara Life ULIP Plans can expedite the flow of achieving your long-term financial aspirations.

To Sum Up

The Sahara Life ULIP Plan calculator is designed to simplify your financial life and assist you in reaching your financial goals precisely when you envision them. With a clear understanding of how your premium contributions and investment duration influence your future returns, you can confidently select the right Sahara Life ULIP plan. The Sahara Life ULIP Plan calculator is your crucial first step towards a more secured financial future.