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Reliance ULIP Plan Calculator
The Reliance ULIP Plan Calculator is a reliable financial tool that helps you evaluate the potential returns on your Reliance ULIP (Unit Linked Insurance Plan) investments. By considering factors like the amount you would like to invest, the tenor of your investments, and the expected rate of return, the calculator gives you a vivid understanding of how much your investments will grow in the future. By giving you insights into your maturity value, the Reliance ULIP Plan calculator provides you with the opportunity to perfectly plan your investments according to your financial goals and attain them at your desired time.
ULIP Plans
- Plan starting from ₹1,000/month
- Save upto ₹46,800 in Tax under section 80C^
- Zero LTCG Tax¶
- In built life cover
- 4.8++ Rated
- 13.2 Crore Registered Consumer
- 53 Partners Insurance Partners
- 6.29 Crore Policies Sold
We are rated++
13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold
Top performing plans˜ with High Returns**
Get High Returns up to 18%^
- Home
- Life Insurance
- Ulip Plans
- ULIP Calculator
- Reliance ULIP Plan Calculator
Investment Return Calculator (Power of Compounding)
- One Time
- Monthly
- Yearly
₹
Top Funds with High Returns (Past 7 Years)
11.66%
Top 300 Fund
13.77%
Opportunities Fund
17.61%
High Growth Fund
11.94%
Opportunities Fund
22%
Multi Cap Fund
13.34%
Accelerator Mid-Cap Fund II
14.86%
Multiplier
12.62%
Classic Opportunities Fund
14.19%
Virtue II
9.89%
Equity II Fund
9.8%
Blue-Chip Equity Fund
14.18%
Growth Opportunities Plus Fund
10.88%
Equity Top 250 Fund
11.79%
Future Opportunity Fund
10.71%
Pension Dynamic Equity Fund
13.07%
Accelerator Fund
View Plans
Why Use the Reliance Life ULIP Calculator?
The ULIP calculator offers multiple user-friendly features to its users. Here are some of the reasons why it can add value to your investment journey:
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Goal-Based Investment: Whether you’re saving for your retirement, your child’s future, a new home, or for amassing wealth, the Reliance ULIP Plan calculator helps you align your investments accordingly.
-
Potential Return Analysis: By inputting your specific investment amount, tenor, and expected rate of return in the Reliance ULIP Plan calculator, you can analyze the returns you will get at the time of policy maturity.
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Investment Tenure Analysis: Evaluate how extending or shortening your investment plan can impact your final maturity value.
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Time Savings: The calculator, due to its efficiency, gives instant results and saves you time so that you can focus on wealth creation.
-
User-Friendly: The Reliance ULIP Plan calculator is an easy-to-use tool that enhances its reach to a wider audience.
How to Use the Reliance ULIP Calculator
The Reliance ULIP Plan calculator is a handy tool that can help you estimate ULIP investment returns by following these easy steps:
Step 1: Open the ULIP calculator on this page or the relevant platform.
Step 2: Select how often you’d like to pay your premium—monthly, quarterly, yearly, or one-time.
Step 3: Enter the following information:
-
Premium amount
-
Duration of premium payments
-
Overall policy term
-
Expected annual return rate
Step 4: Review the estimated total investment and projected maturity value.
Step 5: Adjust the values to explore different possibilities and choose the combination that suits your long-term financial plan.
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Top 300 Fund
SBI Life
AUM:1,981 Cr
1,981 Cr
NAV
52.61
1.15%
Returns
9.63%
Opportunities Fund
HDFC Life
AUM:35,377 Cr
35,377 Cr
NAV
69.29
2.51%
Returns
16.21%
Highest Returns
High Growth Fund
Axis Max Life
AUM:12,572 Cr
12,572 Cr
NAV
103.54
3.58%
Returns
22.84%
Highest Returns
Opportunities Fund
ICICI Prudential Life
AUM:3,551 Cr
3,551 Cr
NAV
54.01
1.62%
Returns
13.39%
Highest Returns
Multi Cap Fund
Tata AIA Life
AUM:9,938 Cr
9,938 Cr
NAV
57.91
1.99%
Returns
16.43%
see more plans
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Sample Illustration
Example Scenario:
Policyholder: Mr. Sagar Das
Annual Premium: ₹2,00,000
Premium Payment Term: 10 years
Policy Term: 20 years
Expected Annual Return: 10%
Calculator Output:
-
Total Premium Paid: ₹20,00,000
-
Estimated Maturity Amount: ₹90.9 lakhs
Scenario Adjustment:
If Sagar increases his annual premium to ₹2,20,000, his projected maturity amount increases significantly to ₹1 Cr—showing the impact of higher investments over the same policy term.
Advantages of the Reliance ULIP Plan Calculator
The Reliance ULIP Plan calculator provides various advantages, some of which are:
-
Flexible Simulation: In the Reliance ULIP Plan calculator, you can change your inputs as needed and see their impact on your maturity value.
-
Premium Calculation: By knowing your investment's potential maturity value, you can analyze how much contribution today will help you reach your financial objectives.
-
Parametric: In the Reliance ULIP Plan calculator, you can enter the investment specifics as per your current and future financial needs.
-
24X7 Availability: The Reliance ULIP Plan Calculator is available online all the time so that you can practice financial planning as per your comfort and convenience.
-
Clear Planning: This user-friendly Reliance ULIP Plan calculator supports financial goal-setting by offering a future-focused estimate.
Latest ULIP NAVs
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| SBI Life Balanced Fund | ₹69.13 | ₹21160 Cr | 7.13% | 9.38% | |
| SBI Life Bond Fund | ₹50.28 | ₹16781 Cr | 5.47% | 6.72% | |
| SBI Life Equity Fund | ₹179.55 | ₹81025 Cr | 8.69% | 10.96% | |
| SBI Life Equity Optimiser Fund | ₹50.13 | ₹2622 Cr | 9.42% | 10.84% | |
| SBI Life Growth Fund | ₹87.68 | ₹2913 Cr | 8.34% | 10.67% | |
| SBI Life Money Market Fund | ₹36.68 | ₹444 Cr | 5.76% | 6% | |
| SBI Life Top 300 Fund | ₹52.61 | ₹1981 Cr | 8.83% | 11.66% | |
| SBI Life Pure Fund | ₹24.33 | ₹1150 Cr | 8.08% | - | |
| SBI Life Bond Optimiser Fund | ₹21.91 | ₹3238 Cr | 6.97% | - | |
| SBI Life Balanced Pension | ₹69.63 | ₹805 Cr | 7.82% | 10.26% | |
| SBI Life Bond Pension | ₹44.7 | ₹530 Cr | 5.35% | 6.99% | |
| SBI Life Equity Pension | ₹67.78 | ₹11842 Cr | 9.73% | 11.82% | |
| SBI Life Growth Pension | ₹68.71 | ₹632 Cr | 8.97% | 11.18% | |
| SBI Life Money Market Pension | ₹33.9 | ₹142 Cr | 5.71% | 5.98% | |
| SBI Life Equity Optimiser Pension | ₹53.7 | ₹976 Cr | 9.34% | 11.67% | |
| SBI Life Top 300 Pension | ₹51.11 | ₹710 Cr | 8.87% | 11.73% | |
| SBI Life Midcap Fund | ₹43.85 | ₹55035 Cr | 16.18% | - | |
| SBI Life Corporate Bond Fund | ₹16.37 | ₹1025 Cr | 5.5% | - | |
| SBI Life Equity Elite II | ₹47.44 | ₹12182 Cr | 8.32% | 10.63% | |
| SBI Life Index | ₹43.37 | ₹102 Cr | 9.14% | 11.15% | |
| SBI Life Index Pension | ₹45.27 | ₹27 Cr | 9.26% | 11.19% | |
| SBI Life Discontinued Policy Fund | ₹25.38 | ₹10703 Cr | 5.67% | 6.03% | |
| SBI Life Equity Elite | ₹80.84 | ₹13 Cr | 11.25% | 13.48% | |
| SBI Life P-E Managed | ₹35.93 | ₹215 Cr | 7.96% | 9.39% | |
| SBI Life Guaranteed Pension GPF070211 | ₹26.42 | ₹2 Cr | 5.13% | 6.55% | |
| SBI Life Bond Pension II | ₹23.32 | ₹29088 Cr | 5.24% | 6.36% | |
| SBI Life Equity Pension II | ₹37.9 | ₹12141 Cr | 8.77% | 11.42% | |
| SBI Life Money Market Pension II | ₹20.71 | ₹1532 Cr | 5.48% | 5.73% | |
| SBI Life Discontinue Pension Fund | ₹21.43 | ₹6775 Cr | 5.68% | - | |
| SBI Life Group Growth Plus Fund | ₹54.28 | ₹3 Cr | 7.55% | - | |
| SBI Life Group Debt Plus Fund | ₹39.74 | ₹113 Cr | 6.16% | - | |
| SBI Life Group Balance Plus Fund | ₹46.99 | ₹11 Cr | 6.94% | - | |
| SBI Life Group Balance Plus Fund II | ₹25.75 | ₹869 Cr | 6.91% | - | |
| SBI Life Group Debt Plus Fund II | ₹25.81 | ₹281 Cr | 6.29% | - | |
| SBI Life Group Growth Plus Fund II | ₹25.48 | ₹237 Cr | 7.79% | - | |
| SBI Life Group Short Term Plus Fund II | ₹21.46 | ₹19 Cr | 5.95% | - | |
| SBI Life Group Money Market Plus Fund | ₹12.47 | ₹2 Cr | 0.99% | - |
See more plans
Why Consider Reliance ULIP Plans?
Reliance ULIP Plans blend the components of life insurance with wealth-building opportunities through market-linked funds. These plans offer multiple benefits to their users, including the flexibility to switch funds, partial withdrawals, portfolio diversity, tailored premium payment terms, fund performance transparency, tax benefits under current laws, and since financial goals influence which SIP is best for each investor, they are suitable for a wide range of users, helping them in reaching their financial goals. Whether you're starting early or planning for retirement, Reliance ULIP Plans are proven to be capable of helping you achieve your long-term financial aspirations.
Conclusion
The Reliance ULIP Plan calculator has been designed just to make your life easier and help you achieve all your financial goals just in time. It's a planning companion that helps you make smarter, goal-oriented investment decisions. With a clear understanding of how your premium and duration affect your future returns, you can confidently select the right ULIP plan to make your investment journey as smooth as clockwork.
FAQs
-
Is the Reliance ULIP Plan calculator manual?
The only thing that needs to be done manually on a Reliance ULIP Plan calculator is inputting your investment details. The rest of the results are calculated and generated automatically. -
Can I use the Reliance ULIP Plan calculator to compare different ULIP plans?
Yes, you can experiment with different inputs and scenarios to compare how various premium amounts, durations, and return assumptions affect your potential maturity amount. These experiments help you select a ULIP plan that aligns with your financial goals. -
Can I change my inputs in the Reliance ULIP Plan calculator after seeing the result?
Yes, the Reliance ULIP Plan calculator is designed to be flexible. You can change premium amounts, durations, and expected returns multiple times to see how they impact your investment value. -
Is the Reliance ULIP Plan calculator result guaranteed?
No, the calculator provides an estimated maturity value based on assumed returns. Since ULIPs are market-linked products, actual Reliance ULIP plan returns may vary depending on market conditions and fund performance.
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
Insurers Offering ULIPs
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
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