Reliance ULIP Plan Calculator

The Reliance ULIP Plan Calculator is a reliable financial tool that helps you evaluate the potential returns on your Reliance ULIP (Unit Linked Insurance Plan) investments. By considering factors like the amount you would like to invest, the tenor of your investments, and the expected rate of return, the calculator gives you a vivid understanding of how much your investments will grow in the future. By giving you insights into your maturity value, the Reliance ULIP Plan calculator provides you with the opportunity to perfectly plan your investments according to your financial goals and attain them at your desired time.

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  • 4.8++ Rated
  • 10.5 Crore Registered Consumer
  • 51 Partners Insurance Partners
  • 5.3 Crore Policies Sold

ULIP Plans

  • Plan starting from ₹1,000/month
  • Save upto ₹46,800 in Tax under section 80C^
  • Zero LTCG Tax
  • In built life cover
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10.5 Crore
Registered Consumer
51
Insurance Partners
5.3 Crore
Policies Sold

Top performing plans˜ with High Returns**

Invest ₹10K/month & Get ₹1 Crore# Tax-Free*

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We are rated++
rating
10.5 Crore
Registered Consumer
51
Insurance Partners
5.3 Crore
Policies Sold
Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.

Investment Return Calculator (Power of Compounding)
  • One Time
  • Monthly
  • Yearly

Invest For (in Years)

1 30

Stay invested for (in Years)

1 30

Expected rate of return (in %)

1 35
 
YOU INVEST
YOU GET
Top Funds with High Returns (Past 7 Years)
High Growth Fund
18.4%
High Growth Fund
Top 200 Fund
17.46%
Top 200 Fund
Accelerator Mid-Cap Fund II
14.88%
Accelerator Mid-Cap Fund II
Opportunities Fund
15.02%
Opportunities Fund
Growth Plus Fund
10.78%
Growth Plus Fund
Accelerator Fund
13.58%
Accelerator Fund
Growth Opportunities Plus Fund
14.79%
Growth Opportunities Plus Fund
Multiplier
15.8%
Multiplier
Equity Top 250 Fund
11.65%
Equity Top 250 Fund
Future Apex Fund
13.54%
Future Apex Fund
Opportunities Fund
12.5%
Opportunities Fund
Frontline Equity Fund
14.42%
Frontline Equity Fund
Virtue II
15.25%
Virtue II
Pension Dynamic Equity Fund
11.08%
Pension Dynamic Equity Fund
Equity Fund
12.01%
Equity Fund
Blue-Chip Equity Fund
10.47%
Blue-Chip Equity Fund
View Plans

Why Use the Reliance Life ULIP Calculator?

The ULIP calculator offers multiple user-friendly features to its users. Here are some of the reasons why it can add value to your investment journey:

  • Goal-Based Investment: Whether you’re saving for your retirement, your child’s future, a new home, or for amassing wealth, the Reliance ULIP Plan calculator helps you align your investments accordingly.

  • Potential Return Analysis: By inputting your specific investment amount, tenor, and expected rate of return in the Reliance ULIP Plan calculator, you can analyze the returns you will get at the time of policy maturity.

  • Investment Tenure Analysis: Evaluate how extending or shortening your investment plan can impact your final maturity value.

  • Time Savings: The calculator, due to its efficiency, gives instant results and saves you time so that you can focus on wealth creation.

  • User-Friendly: The Reliance ULIP Plan calculator is an easy-to-use tool that enhances its reach to a wider audience.

How to Use the Reliance ULIP Calculator

The Reliance ULIP Plan calculator is a handy tool that can help you estimate ULIP investment returns by following these easy steps: 

Step 1: Open the ULIP calculator on this page or the relevant platform.
Step 2: Select how often you’d like to pay your premium—monthly, quarterly, yearly, or one-time.
Step 3: Enter the following information:

  • Premium amount

  • Duration of premium payments

  • Overall policy term

  • Expected annual return rate

Step 4: Review the estimated total investment and projected maturity value.
Step 5: Adjust the values to explore different possibilities and choose the combination that suits your long-term financial plan.

List of ULIP Funds ~
Fund Name
AUM
Returns (in %)
3 Year
5 Year
10 Year
9,223 Cr
Returns
30.74%
Highest Returns
Returns
27.23%
Returns
18.4%
Get Details
2,188 Cr
Returns
25.36%
Returns
31.3%
Highest Returns
Returns
17.46%
Get Details
5,410 Cr
Returns
21.29%
Returns
24.47%
Highest Returns
Returns
14.88%
Get Details
35,672 Cr
Returns
22.31%
Returns
25.95%
Highest Returns
Returns
15.02%
Get Details
526 Cr
Returns
15.29%
Returns
17.74%
Highest Returns
Returns
10.78%
Get Details
227 Cr
Returns
19.32%
Returns
22.89%
Highest Returns
Returns
13.58%
Get Details
969 Cr
Returns
18.37%
Returns
23.13%
Highest Returns
Returns
14.79%
Get Details
4,305 Cr
Returns
22.68%
Returns
26.92%
Highest Returns
Returns
15.8%
Get Details
535 Cr
Returns
16.12%
Returns
20.06%
Highest Returns
Returns
11.65%
Get Details
95 Cr
Returns
18.66%
Returns
24.42%
Highest Returns
Returns
13.54%
Get Details
3,245 Cr
Returns
18.98%
Returns
22.93%
Highest Returns
Returns
12.5%
Get Details
4,206 Cr
Returns
20.39%
Returns
24.26%
Highest Returns
Returns
14.42%
Get Details
636 Cr
Returns
-
Returns
-
Returns
-
Get Details
3,137 Cr
Returns
18.44%
Returns
24.13%
Highest Returns
Returns
15.25%
Get Details
6 Cr
Returns
15%
Returns
19.06%
Highest Returns
Returns
11.08%
Get Details
76,402 Cr
Returns
16.41%
Returns
19.82%
Highest Returns
Returns
12.01%
Get Details
1,302 Cr
Returns
13.03%
Returns
16.93%
Highest Returns
Returns
10.47%
Get Details
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Disclaimer :
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Sample Illustration

Example Scenario:
Policyholder: Mr. Sagar Das
Annual Premium: ₹2,00,000
Premium Payment Term: 10 years
Policy Term: 20 years
Expected Annual Return: 10%

Calculator Output:

  • Total Premium Paid: ₹20,00,000

  • Estimated Maturity Amount: ₹90.9 lakhs

Scenario Adjustment:

If Sagar increases his annual premium to ₹2,20,000, his projected maturity amount increases significantly to ₹1 Cr—showing the impact of higher investments over the same policy term.

Invest more and Get more with ULIP Plan Invest more and Get more with ULIP Plan

Advantages of the Reliance ULIP Plan Calculator

The Reliance ULIP Plan calculator provides various advantages, some of which are:

  • Flexible Simulation: In the Reliance ULIP Plan calculator, you can change your inputs as needed and see their impact on your maturity value.

  • Premium Calculation: By knowing your investment's potential maturity value, you can analyze how much contribution today will help you reach your financial objectives.

  • Parametric: In the Reliance ULIP Plan calculator, you can enter the investment specifics as per your current and future financial needs.

  • 24X7 Availability: The Reliance ULIP Plan Calculator is available online all the time so that you can practice financial planning as per your comfort and convenience.

  • Clear Planning: This user-friendly Reliance ULIP Plan calculator supports financial goal-setting by offering a future-focused estimate.

Why Consider Reliance ULIP Plans?

Reliance ULIP Plans blend the components of life insurance with wealth-building opportunities through market-linked funds. These plans offer multiple benefits to their users, including the flexibility to switch funds, partial withdrawals, portfolio diversity, tailored premium payment terms, fund performance transparency, tax benefits under current laws, making them suitable for a wide range of users, helping them in reaching their financial goals. Whether you're starting early or planning for retirement, Reliance ULIP Plans are proven to be capable of helping you achieve your long-term financial aspirations.

Invest in high growth ULIP Plans Invest in high growth ULIP Plans

Conclusion

The Reliance ULIP Plan calculator has been designed just to make your life easier and help you achieve all your financial goals just in time. It's a planning companion that helps you make smarter, goal-oriented investment decisions. With a clear understanding of how your premium and duration affect your future returns, you can confidently select the right ULIP plan to make your investment journey as smooth as clockwork.

FAQs

  • Is the Reliance ULIP Plan calculator manual?

    The only thing that needs to be done manually on a Reliance ULIP Plan calculator is inputting your investment details. The rest of the results are calculated and generated automatically.
  • Can I use the Reliance ULIP Plan calculator to compare different ULIP plans?

    Yes, you can experiment with different inputs and scenarios to compare how various premium amounts, durations, and return assumptions affect your potential maturity amount. These experiments help you select a ULIP plan that aligns with your financial goals. 
  • Can I change my inputs in the Reliance ULIP Plan calculator after seeing the result?

    Yes, the Reliance ULIP Plan calculator is designed to be flexible. You can change premium amounts, durations, and expected returns multiple times to see how they impact your investment value.
  • Is the Reliance ULIP Plan calculator result guaranteed?

    No, the calculator provides an estimated maturity value based on assumed returns. Since ULIPs are market-linked products, actual Reliance ULIP plan returns may vary depending on market conditions and fund performance.

˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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