Fixed Deposit Rate of Punjab National Bank

Tenure Interest Rates for Regular Deposit Interest Rates for Senior Citizen
7 days to 14 days 4.25% 4.75%
15 days to 29 days 4.25% 4.75%
30 days to 45 days 4.75% 5.25%
46 days to 90 days 6.25% 6.75%
91 days to 179 days 6.50% 7.00%
180 days to 270 days 6.75% 7.25%
271 days to 364 days 6.75% 7.25%
1 year 7.00% 7.50%
1 year 1 day to 2 years 6.90% 7.40%
2 years 1 day to 5 years 6.90% 7.40%
5 years 1 day to 10 years 6.70% 7.20%

Fixed Deposit Calculator

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A fixed deposit account is one among the most common savings instrument. The interest rates with fixed deposits are always higher when compared to a regular savings account. The interest rate applies until the maturity date of the account.

Punjab National Bank offers fixed deposit products to its customers like any other public service bank. There is less risk involved with a fixed deposit account.

PNB FD Interest Rates

Fixed deposit rates in PNB are competitive, and they differ based on the tenure of the account. Like every other bank, FD interest rates in PNB change as per the market rates. This means the current interest rate will not be the same in a few years from now.

Types of PNB Fixed Deposit

The PNB FD rates vary based on the tenure of the fixed deposit account. Therefore, the interest rate on FD in PNB is lower for a short-term account when compared to a medium term or a long-term account.

The PNB interest rates on fixed deposits for senior citizens are slightly higher than the regular interest rates. This is applicable for all tenures.

PNB Interest Payouts

The interest rate payouts in PNB are done every quarterly or monthly depending on the customer’s choice. The minimum deposit amount is very less when compared to the other public sector banks and private ones.

A risk-free saving tool with competitive interest rates is what PNB fixed deposit scheme is all about.

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