Examples of 10000 SIP for 5 Years
These examples illustrate how choosing the best SIP plans can cater to various financial goals, whether it's saving for a down payment on a home, funding higher education, or building a retirement corpus. By tailoring investments to their goals and risk tolerance, individuals can pave the way to financial success.
Example 1: Large-Cap Fund
Scenario: A 35-year-old professional aiming for stable and consistent growth chooses a large-cap fund.
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Monthly SIP Amount: ₹10,000
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Investment Period: 5 years
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Fund Type: Large Cap
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Annualised Returns: 10% CAGR (Assumed)
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Outcome: In 5 years, the investment could grow to approximately ₹7.72 lakhs. This amount can be used for a down payment on a home, funding a wedding, or building an emergency fund.
Example 2: Mid-Cap Fund
Scenario: A 30-year-old individual seeking a balance between growth and risk invests in a mid-cap fund.
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Monthly SIP Amount: ₹10,000
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Investment Period: 5 years
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Fund Type: Mid Cap
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Annualised Returns: 12% CAGR (Assumed)
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Outcome: In 5 years, the investment could grow to approximately ₹8.11 lakhs. This corpus can be used for a down payment on a home, funding higher education for children, or starting a retirement fund.
Example 3: Small-Cap Fund
Scenario: A 28-year-old investor with a higher risk appetite and a longer investment horizon chooses a small-cap fund.
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Monthly SIP Amount: ₹10,000
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Investment Period: 5 years
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Fund Type: Small Cap
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Annualised Returns: 15% CAGR (Assumed)
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Outcome: In 5 years, the investment could grow to approximately ₹8.73 lakhs (Calculated using SIP online calculator). This amount can be used for long-term financial goals like retirement, children's education, or business ventures.
SIP Calculator
Monthly Investment
₹22.4 L
Top Funds with High Returns (Past 7 Years)
18.6%
High Growth Fund
18.2%
Top 200 Fund
14.03%
Accelerator Mid-Cap Fund II
13.72%
Opportunities Fund
12.09%
Opportunities Fund
14.83%
Multiplier
14.24%
Virtue II
10.22%
Growth Plus Fund
12.93%
Accelerator Fund
10.44%
Pension Dynamic Equity Fund
13.4%
Frontline Equity Fund
11.57%
Equity Pension
10.83%
Equity Top 250 Fund
13.82%
Growth Opportunities Plus Fund
12.68%
Future Apex Fund
9.73%
Blue-Chip Equity Fund
Why Should You Start Investing Today?
The power of SIPs lies in their simplicity, flexibility, and potential to grow your wealth over time. Starting today, even with a significant monthly amount like ₹10,000, can create a substantial corpus for your future goals. The earlier you begin, the more time your investments have to compound, maximizing returns and reducing the impact of market fluctuations.
