Examples of 15,000 SIP for 10 Years
These examples demonstrate how a ₹15,000 SIP can cater to diverse financial aspirations, such as securing your child’s education, planning a dream home, or building a retirement corpus. By choosing funds that align with your goals and risk tolerance, you can steadily achieve your financial dreams. Use an SIP calculator to explore potential returns.
Example 1: Large-Cap Fund
Scenario: Anjali, a 40-year-old manager, wants to secure her child’s higher education expenses in 10 years. She opts for a large-cap fund known for stability and consistent returns, offering an estimated 12% annual return.
-
Monthly SIP Amount: ₹15,000
-
Investment Period: 10 years
-
Fund Type: Large Cap
-
Annualised Returns: 12% CAGR (Estimated)
Outcome: By the time her child is 20 years old, Anjali’s investment could grow to approximately ₹33.6 lakhs. This corpus can significantly contribute to funding education in prestigious institutions.
Example 2: Mid-Cap Fund
Scenario: Rohit, a 35-year-old software professional, dreams of buying his dream house in 10 years. He invests in a mid-cap fund, aiming for moderate risk and higher returns with an expected 14% annual return.
-
Monthly SIP Amount: ₹15,000
-
Investment Period: 10 years
-
Fund Type: Mid Cap
-
Annualised Returns: 14% CAGR (Estimated)
Outcome: At the end of 10 years, Rohit’s SIP could grow to around ₹37.4 lakhs. This amount could serve as a substantial down payment for his dream home, bringing him closer to his financial goal.
Example 3: Small-Cap Fund
Scenario: Simran, a 30-year-old entrepreneur, seeks aggressive growth for her business expansion in 10 years. She invests in a small-cap fund with a high-risk appetite, anticipating a 16% annual return.
-
Monthly SIP Amount: ₹15,000
-
Investment Period: 10 years
-
Fund Type: Small Cap
-
Annualised Returns: 16% CAGR (Estimated)
Outcome: By the time Simran is 40, her investment could grow to around ₹41.6 lakhs. This corpus can be utilized to fund business expansion or other high-growth opportunities.
SIP Calculator
Monthly Investment
₹22.4 L
Top Funds with High Returns (Past 7 Years)
18.4%
High Growth Fund
17.46%
Top 200 Fund
14.57%
Accelerator Mid-Cap Fund II
14.81%
Opportunities Fund
10.58%
Growth Plus Fund
13.35%
Accelerator Fund
14.61%
Growth Opportunities Plus Fund
15.6%
Multiplier
11.48%
Equity Top 250 Fund
13.31%
Future Apex Fund
12.32%
Opportunities Fund
14.24%
Frontline Equity Fund
15.03%
Virtue II
10.88%
Pension Dynamic Equity Fund
11.8%
Equity Fund
10.32%
Blue-Chip Equity Fund
Why Start Investing in SIPs Today?
The true power of SIPs lies in their disciplined approach to investing and the potential for long-term wealth creation. Starting a ₹15,000 SIP today allows you to systematically build a significant corpus for future needs, whether for education, a home, or retirement.
Benefits of Starting Early:
-
Compounding Growth: The longer your money stays invested, the greater the compounding effect.
-
Disciplined Investing: SIPs encourage consistent savings, helping you stay on track.
-
Flexibility: SIPs can be tailored to your risk tolerance and financial goals.
