Best SIP Plans for 2,000 Per Month

List of Best SIP for 2000 Per Month

Below is the list of best SIP plans you can invest 2000 per month in: 

Details of SIP 2000 Per Month

Below are the details of SIP plans for 2000 per month:

1. ICICI Prudential BHARAT 22 FOF - Growth

   Investment Objective: The investment objective of ICICI Prudential BHARAT 22 FOF - Growth is to generate returns by investing primarily in the units of BHARAT 22 ETF, which itself is a diversified equity portfolio representing strategic sectors of the Indian economy.

   Below is the detailed information in the requested vertical table form as of October 31, 2025:

   Parameters	Details
   Fund Name	ICICI Prudential BHARAT 22 FOF - Growth
   NAV	₹ 33.58 (as on 10th December, 2025)
   AUM	₹2,315.59 Crs
   Expense Ratio	0.13%
   Return 5 Years	35.39%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	29th June, 2018
   Asset Allocation	Equity: 99.86%, Others: 0.14%
   Top Sectors	Industrials Consumer Staples Energy & Utilities Financial Materials
   Top Holdings	BHARAT 22 ETF Regular - Growth Repo Net Payables
   Fund Managers	Ashwini Shinde Ajay Kumar Solanki Kayzad Eghlim Nishit Patel
   Fund Type	Open-ended

2. Kotak Flexicap Fund Regular-Growth

   Investment Objective: The scheme seeks to generate long-term capital appreciation from a portfolio of equity and equity related securities, generally focused on a few selected sectors.

   Parameters	Details
   Fund Name	Kotak Flexicap Fund Regular-Growth
   NAV	₹ 85.44 (as on 10th December, 2025)
   AUM	₹53,293.04 Crs
   Expense Ratio	1.43%
   Return 5 Years	18.83%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	11th September, 2009
   Asset Allocation	Equity: 97.63%, Debt: 0.12%, Others: 2.25%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Technology
   Top Holdings	ICICI Bank Ltd HDFC Bank Ltd Bharat Electronics Ltd State Bank of India Ultratech Cement Ltd Larsen & Toubro Ltd Jindal Steel & Power Ltd Zomato Ltd Axis Bank Ltd SRF Ltd
   Fund Managers	NA
   Fund Type	Open-ended

   

3. SBI Large Cap Fund-Growth

   Investment objective: The scheme seeks to provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of large cap equity stocks (as specified by SEBI/AMFI from time to time).

   Parameters	Details
   Fund Name	SBI Large Cap Fund-Growth
   NAV	₹ 94.79 (as on 10th December, 2025)
   AUM	₹53,030.39 Crs
   Expense Ratio	1.48%
   Return 5 Years	18.32%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	14th February, 2006
   Asset Allocation	Equity: 96.75%, Debt: 0.35%, Others: 2.9%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Energy & Utilities Financial Healthcare Materials Technology
   Top Holdings	HDFC Bank Ltd Reliance Industries Ltd ICICI Bank Ltd Larsen & Toubro Ltd Repo Asian Paints Ltd Eicher Motors Ltd Infosys Ltd Kotak Mahindra Bank Ltd Britannia Industries Ltd
   Fund Managers	Pradeep Kesavan Saurabh Pant
   Fund Type	Open-ended

4. SBI Contra Fund-Growth

   Investment objective: The scheme seeks to provide the investor with the opportunity of long-term capital appreciation by investing in a diversified portfolio of equity and equity related securities following a contrarian investment strategy.

   Parameters	Details
   Fund Name	SBI Contra Fund-Growth
   NAV	₹ 390.85 (as on 11th December, 2025)
   AUM	₹46,947.01 Crs
   Expense Ratio	1.49%
   Return 5 Years	28.88%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	NA
   Asset Allocation	Equity: 90.85%, Debt: 4.47%, Others: 3.78%
   Top Sectors	Industrials Consumer Staples Energy & Utilities Financial Healthcare Materials Real Estate Technology Consumer Discretionary
   Top Holdings	Repo Nifty Index 28-OCT-25 NIFTY 25500 Put Dec25 Nifty Index 25-11-2025 HDFC Bank Ltd Nifty Index 28-Aug-25 Reliance Industries Ltd ITC Ltd Punjab National Bank Tata Steel Ltd
   Fund Managers	Dinesh Balachandran Pradeep Kesavan
   Fund Type	Open-ended

5. Nippon India Multi Cap Fund-Growth

   Investment objective: The scheme aims to invest in stocks across those sectors and industries where India's strong inherent potential is increasingly becoming visible to the world, which are driving our economy and whose fundamental future growth is influenced by ongoing economic reforms, FDI inflows and infrastructural changes.

   Parameters	Details
   Fund Name	Nippon India Multi Cap Fund-Growth
   NAV	₹ 297.96 (as on 10th December, 2025)
   AUM	₹45,881.41 Crs
   Expense Ratio	1.5%
   Return 5 Years	30.05%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	28th March, 2005
   Asset Allocation	Equity: 98.52%, Debt: 0%, Others: 1.48%
   Top Sectors	Consumer Staples Diversified Consumer Discretionary Industrials Energy & Utilities Financial Healthcare Materials Real Estate Technology
   Top Holdings	HDFC Bank Ltd Axis Bank Ltd GE T&D India Ltd ICICI Bank Ltd Reliance Industries Ltd Infosys Ltd Max Financial Services Ltd State Bank of India Linde India Ltd Bajaj Finance Ltd
   Fund Managers	Sailesh Raj Bhan Ashutosh Bhargava
   Fund Type	Open-ended

   

6. HDFC Mid Cap Fund Regular-Growth

   Investment objective: The scheme seeks to provide long-term capital appreciation/income by investing predominantly in Mid-Cap companies.

   Parameters	Details
   Fund Name	HDFC Mid Cap Fund Regular-Growth
   NAV	₹ 200.30 (as on 10th December, 2025)
   AUM	₹83,847.39 Crs
   Expense Ratio	1.34%
   Return 5 Years	29.27%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	25th June, 2007
   Asset Allocation	Equity: 93.7%, Others: 6.3%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Technology
   Top Holdings	Repo Max Financial Services Ltd AU Small Finance Bank Ltd Balkrishna Industries Ltd The Federal Bank Ltd Indian Bank Coforge Ltd Fortis Healthcare Ltd Glenmark Pharmaceuticals Ltd Ipca Laboratories Ltd
   Fund Managers	Chirag Setalvad Dhruv Muchhal
   Fund Type	Open-ended

7. Invesco India Smallcap Fund Regular - Growth

   Investment objective: The scheme seeks to generate capital appreciation by investing predominantly in stocks of Smallcap companies.

   Parameters	Details
   Fund Name	Invesco India Smallcap Fund Regular - Growth
   NAV	₹ 41.17 (as on 10th December, 2025)
   AUM	₹7,580.46 Crs
   Expense Ratio	1.73%
   Return 5 Years	30.2%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹1,000
   Risk Level	Principal at very high risk
   Launch Date	30th October, 2018
   Asset Allocation	Equity: 97.72%, Others: 2.28%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Financial Healthcare Materials Real Estate Technology
   Top Holdings	Sai Life Sciences Ltd. Krishna Institute Of Medical Sciences Ltd Swiggy Ltd. Amber Enterprises India Ltd Multi Commodity Exchange Of India Ltd Repo JK Lakshmi Cement Ltd Interglobe Aviation Ltd BSE Ltd Aditya Infotech Ltd.
   Fund Managers	Taher Badshah Aditya Khemani
   Fund Type	Open-ended

8. Bandhan Small Cap Fund Regular-Growth

   Investment objective: The Scheme seeks to generate long term capital appreciation by investing predominantly in equities and equity linked securities of the small cap segment.

   Parameters	Details
   Fund Name	Bandhan Small Cap Fund Regular-Growth
   NAV	₹ 45.75 (as on 10th December, 2025)
   AUM	₹14,062.19 Crs
   Expense Ratio	1.66%
   Return 5 Years	30.26%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹1,000
   Risk Level	Principal at very high risk
   Launch Date	25th February, 2020
   Asset Allocation	Equity: 89.01%, Debt: 0.07%, Others: 10.92%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Real Estate Technology
   Top Holdings	Reverse Repo Sobha Ltd REC Ltd LT Foods Ltd The South Indian Bank Ltd Cholamandalam Financial Holdings Ltd Apar Industries Ltd PCBL Ltd PNB Housing Finance Ltd Info Edge (India) Ltd
   Fund Managers	Manish Gunwani Kirthi Jain Ritika Behera Gaurav Satra
   Fund Type	Open-ended

9. DSP ELSS Tax Saver Fund Regular-Growth

   Investment Objective: The primary investment objective of the DSP ELSS Tax Saver Fund - Regular- Growth is to seek medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity-related securities of corporates. The fund also aims to enable investors to avail deductions from total income under the Income Tax Act, 1961. It is designed to offer tax benefits under Section 80C and has a statutory lock-in period of 3 years. The fund typically invests in a diversified equity portfolio targeting capital appreciation over the long run.

   Parameters	Details
   Fund Name	DSP ELSS Tax Saver Fund Regular-Growth
   NAV	₹ 142.74 (as on 10th December, 2025)
   AUM	₹16,980.66 Crs
   Expense Ratio	1.63%
   Return 5 Years	22.92%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹500
   Risk Level	Principal at very high risk
   Launch Date	18th January, 2007
   Asset Allocation	Equity: 99.09%, Others: 0.91%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Technology
   Top Holdings	State Bank of India HDFC Bank Ltd Axis Bank Ltd Infosys Ltd ICICI Bank Ltd Reverse Repo Kotak Mahindra Bank Ltd Bharti Airtel Ltd Mahindra & Mahindra Ltd Larsen & Toubro Ltd
   Fund Managers	NA
   Fund Type	Open-ended

10. JM Flexicap Fund-Growth

    Investment Objective: JM Flexicap Fund-Growth aims to provide capital appreciation through investments primarily in equity and equity-related securities of various market capitalizations, adhering to a flexible asset allocation strategy to maximize long-term returns while managing risk. The fund is suitable for aggressive investors seeking high-growth opportunities over the long term.

    Parameters	Details
    Fund Name	JM Flexicap Fund-Growth
    NAV	₹ 95.72 (as on 10th December, 2025)
    AUM	₹5,957.00 Crs
    Expense Ratio	1.78%
    Return 5 Years	25.63%
    Minimum Investment	SIP ₹1000 & Lumpsum ₹1,000
    Risk Level	Principal at very high risk
    Launch Date	23rd September, 2008
    Asset Allocation	Equity: 98.41%, Debt: 0.31%, Others: 1.28%
    Top Sectors	Real Estate Consumer Discretionary Industrials Consumer Staples Energy & Utilities Financial Healthcare Materials Technology
    Top Holdings	ICICI Bank Ltd Reliance Industries Ltd State Bank of India Larsen & Toubro Ltd Bharti Airtel Ltd Tech Mahindra Ltd Godfrey Phillips India Ltd HDFC Bank Ltd One 97 Communications Ltd Infosys Ltd
    Fund Managers	Ruchi Fozdar Asit Bhandarkar Satish Ramanathan Deepak Gupta
    Fund Type	Open-ended

Things to Consider While Investing in Best SIP for 2000 Per Month 

Here are some important things to consider while investing in the best SIP for ₹2000 per month:

• Investment Horizon: Decide whether you’re investing for short-term goals or long-term goals. Equity funds suit long-term goals, while debt funds are better for short-term stability.

• Risk Appetite: Assess your risk tolerance. If you’re risk-averse, consider hybrid or debt-oriented funds. For aggressive investors, equity SIPs offer higher potential returns.

• Fund Performance: Check the past 3–5 years' performance of the fund. Compare it against its benchmark and peer funds to judge consistency.

• Expense Ratio: Opt for funds with a low expense ratio, as high fees can eat into your returns over time, especially with small SIP amounts.

• Fund Type: Choose the type of mutual fund (equity, debt, or hybrid) based on your goals. For ₹2000 SIPs, equity or hybrid funds can provide better long-term value.

• Fund Manager Experience: A skilled and experienced fund manager can significantly influence a fund’s performance. Check their track record.

• SIP Duration: The longer you stay invested, the more you benefit from compounding. Stick to your SIP even during market volatility.

• Investment Goal: Define a specific goal like: child’s education, emergency fund, retirement planning, etc. to stay motivated and select the right fund.

• Diversification: Don’t put all ₹2000 into a single fund type. You can split it between two funds (e.g., ₹1000 in an equity fund and ₹1000 in a hybrid fund) for balance.

• Fund House Reputation: Prefer AMCs with strong research teams and a solid history of managing funds across market cycles.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

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I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

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Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

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Total Wealth ₹1.03 Cr

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I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

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Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

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Monthly Investment ₹22.4 L

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Top Funds with High Returns (Past 7 Years)

13.14%

Equity Pension

15.49%

Global Equity Index Funds Strategy

19.07%

High Growth Fund

13.4%

Opportunities Fund

20.92%

Multi Cap Fund

14.34%

Accelerator Mid-Cap Fund II

15.75%

Multiplier

14.7%

Frontline Equity Fund

18.41%

Pension Mid Cap Fund

11.43%

Growth Plus Fund

14.8%

US Equity Fund

15.18%

Growth Opportunities Plus Fund

11.82%

Equity Top 250 Fund

14.24%

Future Apex Fund

12.18%

Pension Dynamic Equity Fund

14.6%

Pension Enhanced Equity

Conclusion

While ₹2,000 may seem like a small amount, in the world of mutual funds, it can be the foundation of a strong financial future. The goal isn’t just to invest, but to do it consistently and wisely. With the right SIP plan, you’re not just saving — you’re growing your money, developing financial discipline, and gradually building a corpus for your goals through the power of compounding. Remember, it's not about how much you start with, but how long and how wisely you stay invested.