Best SIP Plans for 2,000 Per Month

Investing just ₹2,000 per month through a Systematic Investment Plan (SIP) can be a smart way to build long-term wealth. Whether you're new to investing or looking to diversify your portfolio, SIPs offer flexibility, disciplined investing, and the power of compounding. With the right fund selection based on your goals and risk appetite, even a small monthly investment can grow significantly over time. This page will help you explore the best SIP plans for ₹2,000 per month to make your money work harder and smarter.

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SIP Plan Benefits
Start SIP with as low as ₹1000
Start SIP with as low as ₹1000
No hidden charges
No hidden charges
Save upto ₹46,800 in Tax
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax
Zero LTCG Tax
Disciplined & worry-free investing
Disciplined & worry-free investing

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹10,554

NAV

113.73

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 32.5 21.1 18.6 %

Instant tax receipt
AUM (Cr)

₹2,693

NAV

72.25

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.65 15.85 14.41 %

Instant tax receipt
AUM (Cr)

₹3,282

NAV

68.48

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.6 15.88 14.07 %

Instant tax receipt
AUM (Cr)

₹5,681

NAV

80.34

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.65 12.38 13.92 %

Instant tax receipt
AUM (Cr)

₹36,935

NAV

75.95

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.32 14.43 13.64 %

Instant tax receipt
AUM (Cr)

₹3,552

NAV

40.78

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.88 12.87 13.41 %

Instant tax receipt
AUM (Cr)

₹4,390

NAV

67.79

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.9 14.39 13.27 %

Instant tax receipt
AUM (Cr)

₹433

NAV

67.47

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.78 13.16 13.2 %

Instant tax receipt
AUM (Cr)

₹7,241

NAV

151.02

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.21 13.25 12.97 %

Instant tax receipt
AUM (Cr)

₹235

NAV

49.09

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.34 14.61 12.72 %

Instant tax receipt
AUM (Cr)

₹2,693

NAV

72.25

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.65 15.85 14.41 %

AUM (Cr)

₹3,282

NAV

68.48

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.6 15.88 14.07 %

AUM (Cr)

₹3,552

NAV

40.78

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.88 12.87 13.41 %

AUM (Cr)

₹4,390

NAV

67.79

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.9 14.39 13.27 %

AUM (Cr)

₹433

NAV

67.47

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.78 13.16 13.2 %

AUM (Cr)

₹7,241

NAV

151.02

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.21 13.25 12.97 %

AUM (Cr)

₹235

NAV

49.09

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.34 14.61 12.72 %

AUM (Cr)

₹104

NAV

54.98

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.47 14.2 12.54 %

AUM (Cr)

₹13,106

NAV

81.15

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.14 12.5 12.01 %

AUM (Cr)

₹837

NAV

28.82

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 18.31 11.76 11.4 %

AUM (Cr)

₹10,554

NAV

113.73

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 32.5 21.1 18.6 %

AUM (Cr)

₹5,681

NAV

80.34

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.65 12.38 13.92 %

AUM (Cr)

₹36,935

NAV

75.95

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.32 14.43 13.64 %

AUM (Cr)

₹2,485

NAV

180

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 30.5 21 18.2 %

AUM (Cr)

₹1,021

NAV

72.61

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.05 14.11 13.64 %

AUM (Cr)

₹13,589

NAV

68.05

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 18.91 13.09 12.26 %

AUM (Cr)

₹3,406

NAV

58.62

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.2 12.99 11.86 %

AUM (Cr)

₹1,125

NAV

52.64

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.03 12.38 11.54 %

AUM (Cr)

₹528

NAV

56.83

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.07 11.43 10.73 %

AUM (Cr)

₹215

NAV

94.11

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.89 8.24 8.3 %

AUM (Cr)

₹831

NAV

40.58

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.04 7.87 7.74 %

AUM (Cr)

₹488

NAV

38.36

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.84 7.9 7.57 %

AUM (Cr)

₹71

NAV

40.75

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.47 7.26 7.22 %

AUM (Cr)

₹198

NAV

47.05

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 4.96 7.3 7.2 %

AUM (Cr)

₹123

NAV

29.31

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.99 7 7.17 %

AUM (Cr)

₹7,540

NAV

32.22

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.16 7.04 7.09 %

AUM (Cr)

₹19,241

NAV

49.64

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.52 7.21 7.07 %

AUM (Cr)

₹93

NAV

38.62

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.41 7.32 7.05 %

AUM (Cr)

₹1,064

NAV

46.45

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6 7.17 7.02 %

AUM (Cr)

₹892

NAV

97.74

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.26 15.73 14.78 %

AUM (Cr)

₹363

NAV

47.59

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.43 10.78 10.16 %

AUM (Cr)

₹66

NAV

59.66

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.8 9.47 9.67 %

AUM (Cr)

₹492

NAV

102.38

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.28 9.79 9.67 %

AUM (Cr)

₹22,609

NAV

72.11

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.17 9.63 9.52 %

AUM (Cr)

₹5,648

NAV

39.47

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.57 9.68 9.48 %

AUM (Cr)

₹286

NAV

31.02

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.21 9.23 9.38 %

AUM (Cr)

₹839

NAV

38.8

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.38 9.77 9.35 %

AUM (Cr)

₹7,725

NAV

109.53

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.95 9.94 9.29 %

AUM (Cr)

₹1,978

NAV

42.95

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.85 9.44 9.13 %

AUM (Cr)

₹1,317

NAV

80.47

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.2 14.11 13.2 %

AUM (Cr)

₹7,420

NAV

155.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 18.9 14.23 13.13 %

AUM (Cr)

₹2,995

NAV

70.94

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.38 14.27 12.78 %

View More

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
High Growth Fund Axis Max Life
Rating
32.5% 21.1%
18.6%
View Plan
Top 200 Fund Tata AIA Life
Rating
30.5% 21%
18.2%
View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz
Rating
20.65% 12.38%
13.92%
View Plan
Opportunities Fund HDFC Life
Rating
22.32% 14.43%
13.64%
View Plan
Equity II Fund Canara HSBC Life
Rating
16.86% 9.74%
9.7%
View Plan
Growth Opportunities Plus Fund Bharti AXA
Rating
20.05% 14.11%
13.64%
View Plan
Multiplier Birla Sun Life
Rating
22.36% 14.24%
14.7%
View Plan
Opportunities Fund ICICI Prudential Life
Rating
20.2% 12.99%
11.86%
View Plan
Balanced Fund LIC India
Rating
10.57% -
-
View Plan
Virtue II PNB MetLife
Rating
20.6% 15.88%
14.07%
View Plan
Fund rating powered by
Last updated: Jul 2025
Compare more funds

  Returns
Fund Name 3 Years 5 Years 10 Years
Active Fund QUANT 23.92% 31.48%
21.87%
Flexi Cap Fund PARAG PARIKH 20.69% 26.41%
19.28%
Large and Mid-Cap Fund EDELWEISS 22.34% 24.29%
17.94%
Equity Opportunities Fund KOTAK 24.64% 25.01%
19.45%
Large and Midcap Fund MIRAE ASSET 19.74% 24.32%
22.50%
Flexi Cap Fund PGIM INDIA 14.75% 23.39%
-
Flexi Cap Fund DSP 18.41% 22.33%
16.91%
Emerging Equities Fund CANARA ROBECO 20.05% 21.80%
15.92%
Focused fund SUNDARAM 18.27% 18.22%
16.55%

Last updated: June 2025

Compare more funds

Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

List of Best SIP for 2000 Per Month

Below is the list of best SIP plans you can invest 2000 per month in: 

Mutual Funds  3 Year Returns  5 Year Returns
ICICI Prudential BHARAT 22 FoF Direct - Growth 33.54% 33.36%
Kotak Flexicap Fund Direct - Growth 23.72% 22.60%
SBI Large Cap Fund Direct - Growth 19.71% 21.90%
SBI Contra Fund Direct - Growth 27.45% 34.20%
Nippon India Multi Cap Fund Direct - Growth 30.34% 33.31%
HDFC Midcap Opportunities Direct Plan - Growth 33.65% 33.48%
Invesco India Smallcap Fund Direct - Growth 33.52% 35.82%
Bandhan Small Cap Fund Direct - Growth 36.94% 38.41%

SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Total Wealth ₹22.4 L
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
High Growth Fund
18.6%
High Growth Fund
Top 200 Fund
18.2%
Top 200 Fund
Accelerator Mid-Cap Fund II
13.92%
Accelerator Mid-Cap Fund II
Opportunities Fund
13.64%
Opportunities Fund
Equity II Fund
9.7%
Equity II Fund
Accelerator Fund
12.72%
Accelerator Fund
Growth Opportunities Plus Fund
13.64%
Growth Opportunities Plus Fund
Multiplier
14.7%
Multiplier
Equity Top 250 Fund
10.73%
Equity Top 250 Fund
Future Apex Fund
12.54%
Future Apex Fund
Opportunities Fund
11.86%
Opportunities Fund
Frontline Equity Fund
13.27%
Frontline Equity Fund
Virtue II
14.07%
Virtue II
Pension Dynamic Equity Fund
10.33%
Pension Dynamic Equity Fund
Equity Pension
11.42%
Equity Pension
Blue-Chip Equity Fund
9.54%
Blue-Chip Equity Fund

Details of SIP 2000 Per Month

  1. ICICI Prudential BHARAT 22 FoF Direct - Growth

    Investment Objective: The scheme seeks to generate returns by investing in units of BHARAT 22 ETF.

    Features of ICICI Prudential BHARAT 22 FoF Direct - Growth: 

    • Expense ratio: 0.12% as on Jun 30, 2025

    • Exit load: 0%

    • AUM (Fund size): ₹2,358 Cr

    • Lock-in Period: Nil

    • Age: 7 yrs since Jun 19, 2018

    • Benchmark: BSE Bharat 22 TRI

    • Min. investment: SIP: ₹1000 & Lumpsum: ₹5000

    • Risk: Very High

  2. Kotak Flexicap Fund Direct - Growth

    Investment Objective: The scheme seeks to generate long-term capital appreciation from a portfolio of equity and equity related securities, generally focused on a few selected sectors.

    Features of Kotak Flexicap Fund Direct - Growth: 

    • Expense ratio: 0.6% as on Jun 30, 2025

    • Exit load: 1.0%

    • AUM (Fund size): ₹52,533 Cr

    • Lock-in Period: Nil

    • Age: 12 yrs 6 m since Jan 01, 2013

    • Benchmark: NIFTY 500 TRI

    • Min. investment: SIP: ₹500 & Lumpsum: ₹1000

    • Risk: Very High

  3. SBI Large Cap Fund Direct - Growth

    Investment objective: The scheme seeks to provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of large cap equity stocks (as specified by SEBI/AMFI from time to time).

    Features of SBI Large Cap Fund Direct - Growth: 

    • Expense ratio: 0.78% as on Jun 30, 2025

    • Exit load: 1.0%

    • AUM (Fund size): ₹52,251 Cr

    • Lock-in Period: Nil

    • Age: 12 yrs 6 m since Jan 01, 2013

    • Benchmark: BSE 100 TRI

    • Min. investment: SIP: ₹500 & Lumpsum: ₹5000

    • Risk: Very High

    start-an-sip-today-watch-your-money-grow start-an-sip-today-watch-your-money-grow

    People Also Read: SWP Calculator

  4. SBI Contra Fund Direct - Growth

    Investment objective: The scheme seeks to provide the investor with the opportunity of long-term capital appreciation by investing in a diversified portfolio of equity and equity related securities following a contrarian investment strategy.

    Features of SBI Contra Fund Direct - Growth: 

    • Expense ratio: 0.68% as on Jun 30, 2025

    • Exit load: 1.0%

    • AUM (Fund size): ₹45,496 Cr

    • Lock-in Period: Nil

    • Age: 12 yrs 6 m since Jan 01, 2013

    • Benchmark: BSE 500 TRI

    • Min. investment: SIP: ₹500 & Lumpsum: ₹5000

    • Risk: Very High

  5. Nippon India Multi Cap Fund Direct - Growth

    Investment objective: The scheme aims to invest in stocks across those sectors and industries where India's strong inherent potential is increasingly becoming visible to the world, which are driving our economy and whose fundamental future growth is influenced by ongoing economic reforms, FDI inflows and infrastructural changes.

    Features of Nippon India Multi Cap Fund Direct - Growth: 

    • Expense ratio: 0.72% as on Jun 30, 2025

    • Exit load: 1.0%

    • AUM (Fund size): ₹43,483 Cr

    • Lock-in Period: Nil

    • Age: 12 yrs 6 m since Jan 01, 2013

    • Benchmark: Nifty 500 Multicap 50:25:25 TRI

    • Min. investment: SIP: ₹500 & Lumpsum: ₹1000

    • Risk: Very High

  6. HDFC Mid Cap Fund Direct-Growth

    Investment objective: The scheme seeks to provide long-term capital appreciation/income by investing predominantly in Mid-Cap companies.

    Features of HDFC Mid Cap Fund Direct-Growth

    • Expense ratio: 0.75% as on Jun 30, 2025

    • Exit load: 1.0%

    • AUM (Fund size): ₹79,718 Cr

    • Lock-in Period: Nil

    • Age: 12 yrs 6 m since Jan 01, 2013

    • Benchmark: NIFTY Midcap 150 TRI

    • Min. investment: SIP: ₹500 & Lumpsum: ₹1000

    • Risk: Very High

  7. Invesco India Smallcap Fund Direct - Growth

    Investment objective: The scheme seeks to generate capital appreciation by investing predominantly in stocks of Smallcap companies.

    Features of Invesco India Smallcap Fund Direct - Growth

    • Expense ratio: 0.44% as on Jun 30, 2025

    • Exit load: 1.0%

    • AUM (Fund size): ₹6,823 Cr

    • Lock-in Period: Nil

    • Age: 6 yrs 8 m since Oct 10, 2018

    • Benchmark: BSE 250 SmallCap TRI

    • Min. investment: SIP: ₹500 & Lumpsum: ₹1000

    • Risk: Very High

  8. Bandhan Small Cap Fund Direct - Growth

    Investment objective: The Scheme seeks to generate long term capital appreciation by investing predominantly in equities and equity linked securities of the small cap segment.

    Features of Bandhan Small Cap Fund Direct - Growth: 

    • Expense ratio: 0.39% as on Jun 30, 2025

    • Exit load: 1.0%

    • AUM (Fund size): ₹11,744 Cr

    • Lock-in Period: Nil

    • Age: 5 yrs 5 m since Feb 03, 2020

    • Benchmark: BSE 250 SmallCap TRI

    • Min. investment: SIP: ₹500 & Lumpsum: ₹1000

    • Risk: Very High

Start Small & Build Your Wealth For A Brighter Tomorrow Start Small & Build Your Wealth For A Brighter Tomorrow

Things to Consider While Investing in Best SIP for 2000 Per Month 

Here are some important things to consider while investing in the best SIP for ₹2000 per month:

  • Investment Horizon: Decide whether you’re investing for short-term goals or long-term goals. Equity funds suit long-term goals, while debt funds are better for short-term stability.

  • Risk Appetite: Assess your risk tolerance. If you’re risk-averse, consider hybrid or debt-oriented funds. For aggressive investors, equity SIPs offer higher potential returns.

  • Fund Performance: Check the past 3–5 years' performance of the fund. Compare it against its benchmark and peer funds to judge consistency.

  • Expense Ratio: Opt for funds with a low expense ratio, as high fees can eat into your returns over time, especially with small SIP amounts.

  • Fund Type: Choose the type of mutual fund (equity, debt, or hybrid) based on your goals. For ₹2000 SIPs, equity or hybrid funds can provide better long-term value.

  • Fund Manager Experience: A skilled and experienced fund manager can significantly influence a fund’s performance. Check their track record.

  • SIP Duration: The longer you stay invested, the more you benefit from compounding. Stick to your SIP even during market volatility.

  • Investment Goal: Define a specific goal like: child’s education, emergency fund, retirement planning, etc. to stay motivated and select the right fund.

  • Diversification: Don’t put all ₹2000 into a single fund type. You can split it between two funds (e.g., ₹1000 in an equity fund and ₹1000 in a hybrid fund) for balance.

  • Fund House Reputation: Prefer AMCs with strong research teams and a solid history of managing funds across market cycles.

Conclusion

While ₹2,000 may seem like a small amount, in the world of mutual funds, it can be the foundation of a strong financial future. The goal isn’t just to invest, but to do it consistently and wisely. With the right SIP plan, you’re not just saving — you’re growing your money, developing financial discipline, and gradually building a corpus for your goals through the power of compounding. Remember, it's not about how much you start with, but how long and how wisely you stay invested.

SIP Hub

˜Top 5 plans based on annualized premium, for bookings made through https://www.policybazaar.com in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Disclaimer:#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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An SIP is a disciplined way to invest in mutual funds. It involves contributing a fixed amount regularly
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A Systematic Investment Plan (SIP) is a smart and convenient way to invest in mutual funds. It allows you to
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Best SIP Plans to Invest in India in 2025 Systematic Investment Plans (SIPs) have become a popular investment
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SBI SIP Plans (Systematic Investment Plan)
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SBI Systematic Investment Plan or SBI SIP Plan is a convenient and disciplined approach to investing in
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