Best SIP Plans for 2,000 Per Month

List of Best SIP for 2000 Per Month

Below is the list of best SIP plans you can invest 2000 per month in: 

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I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

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Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

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Total Wealth ₹22.4 L

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I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

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Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

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Monthly Investment ₹22.4 L

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Top Funds with High Returns (Past 7 Years)

12.4%

Equity Pension

16.14%

Global Equity Index Funds Strategy

17.8%

High Growth Fund

15.5%

Pension India Consumption Fund

20.55%

Multi Cap Fund

14.29%

Accelerator Mid-Cap Fund II

15.52%

Multiplier

14.14%

Frontline Equity Fund

18.41%

Pension Mid Cap Fund

10.66%

Equity II Fund

13.87%

US Equity Fund

14.47%

Growth Opportunities Plus Fund

11.51%

Equity Top 250 Fund

13.36%

Future Apex Fund

11.25%

Pension Dynamic Equity Fund

13.72%

Accelerator Fund

Details of SIP 2000 Per Month

1. ICICI Prudential BHARAT 22 FoF Direct - Growth

   Parameters	Details
   Fund Name	ICICI Prudential BHARAT 22 FOF Direct - Growth
   NAV	₹ 33.43 (as on 21st October, 2025)
   AUM	₹2,315.59 Crs
   Expense Ratio	0.12%
   Return 3 Years	28.44%
   Return 5 Years	35.4%
   Return 10 Years	N/A
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	29th June, 2018
   Asset Allocation	Equity: 99.92%, Others: 0.08%
   Top Sectors	Energy & Utilities Financial Materials Industrials Consumer Staples
   Top Holdings	BHARAT 22 ETF Regular - Growth Repo Net Payables
   Fund Managers	Ashwini Shinde Ajay Kumar Solanki Kayzad Eghlim Nishit Patel
   Fund Type	Open-ended

2. Kotak Flexicap Fund Direct - Growth

   Parameters	Details
   Fund Name	Kotak Flexicap Fund Direct-Growth
   NAV	₹ 98.59 (as on 21st October, 2025)
   AUM	₹53,293.04 Crs
   Expense Ratio	0.59%
   Return 3 Years	18.88%
   Return 5 Years	19.91%
   Return 10 Years	15.1%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	NA
   Asset Allocation	Equity: 97.23%, Debt: 0.15%, Others: 2.62%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Technology
   Top Holdings	ICICI Bank Ltd Bharat Electronics Ltd HDFC Bank Ltd Ultratech Cement Ltd State Bank of India Larsen & Toubro Ltd Jindal Steel & Power Ltd Zomato Ltd SRF Ltd Axis Bank Ltd
   Fund Managers	NA
   Fund Type	Open-ended

3. SBI Large Cap Fund Direct - Growth

   Parameters	Details
   Fund Name	SBI Large Cap Fund-Growth
   NAV	₹ 94.85 (as on 21st October, 2025)
   AUM	₹53,030.39 Crs
   Expense Ratio	1.48%
   Return 3 Years	15.06%
   Return 5 Years	18.32%
   Return 10 Years	12.68%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	14th February, 2006
   Asset Allocation	Equity: 96.81%, Debt: 0.69%, Others: 2.5%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Energy & Utilities Financial Healthcare Materials Technology
   Top Holdings	HDFC Bank Ltd ICICI Bank Ltd Reliance Industries Ltd Larsen & Toubro Ltd Repo Eicher Motors Ltd Infosys Ltd Asian Paints Ltd Britannia Industries Ltd Kotak Mahindra Bank Ltd
   Fund Managers	Pradeep Kesavan Saurabh Pant
   Fund Type	Open-ended

   

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4. SBI Contra Fund Direct - Growth

   Parameters	Details
   Fund Name	SBI Contra Fund-Growth
   NAV	₹ 389.55 (as on 21st October, 2025)
   AUM	₹46,947.01 Crs
   Expense Ratio	1.49%
   Return 3 Years	20.47%
   Return 5 Years	28.88%
   Return 10 Years	16.04%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	NA
   Asset Allocation	Equity: 89.66%, Debt: 5.59%, Others: 3.81%
   Top Sectors	Industrials Consumer Staples Energy & Utilities Financial Healthcare Materials Real Estate Technology Consumer Discretionary
   Top Holdings	Repo Nifty Index 28-OCT-25 HDFC Bank Ltd Nifty Index 28-Aug-25 Reliance Industries Ltd ITC Ltd Kotak Mahindra Bank Ltd Tata Steel Ltd Punjab National Bank Biocon Ltd
   Fund Managers	Dinesh Balachandran Pradeep Kesavan
   Fund Type	Open-ended

5. Nippon India Multi Cap Fund Direct - Growth

   Parameters	Details
   Fund Name	Nippon India Multi Cap Fund Direct-Growth
   NAV	₹ 335.30 (as on 21st October, 2025)
   AUM	₹45,881.41 Crs
   Expense Ratio	0.7%
   Return 3 Years	23.34%
   Return 5 Years	31.02%
   Return 10 Years	15.95%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	NA
   Asset Allocation	Equity: 98.64%, Debt: 0.01%, Others: 1.35%
   Top Sectors	Real Estate Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Technology
   Top Holdings	HDFC Bank Ltd Axis Bank Ltd GE T&D India Ltd ICICI Bank Ltd Reliance Industries Ltd Infosys Ltd Max Financial Services Ltd State Bank of India Linde India Ltd Bajaj Finance Ltd
   Fund Managers	Sailesh Raj Bhan Ashutosh Bhargava
   Fund Type	Open-ended

6. HDFC Mid Cap Fund Direct-Growth

   Parameters	Details
   Fund Name	HDFC Mid Cap Fund Regular-Growth
   NAV	₹ 199.50 (as on 21st October, 2025)
   AUM	₹83,847.39 Crs
   Expense Ratio	1.34%
   Return 3 Years	25.7%
   Return 5 Years	29.27%
   Return 10 Years	18%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	25th June, 2007
   Asset Allocation	Equity: 93.6%, Others: 6.4%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Technology
   Top Holdings	Repo Max Financial Services Ltd Balkrishna Industries Ltd Indian Bank Fortis Healthcare Ltd Coforge Ltd AU Small Finance Bank Ltd The Federal Bank Ltd Glenmark Pharmaceuticals Ltd Ipca Laboratories Ltd
   Fund Managers	Chirag Setalvad Dhruv Muchhal
   Fund Type	Open-ended

7. Invesco India Smallcap Fund Direct - Growth

   Parameters	Details
   Fund Name	Invesco India Smallcap Fund Direct - Growth
   NAV	₹ 47.63 (as on 21st October, 2025)
   AUM	₹7,580.46 Crs
   Expense Ratio	0.4%
   Return 3 Years	26.55%
   Return 5 Years	32.14%
   Return 10 Years	N/A
   Minimum Investment	SIP ₹1000 & Lumpsum ₹1,000
   Risk Level	Principal at very high risk
   Launch Date	30th October, 2018
   Asset Allocation	Equity: 98.32%, Others: 1.68%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Financial Healthcare Materials Real Estate Technology
   Top Holdings	Sai Life Sciences Ltd. Krishna Institute Of Medical Sciences Ltd Swiggy Ltd. Multi Commodity Exchange Of India Ltd JK Lakshmi Cement Ltd Interglobe Aviation Ltd BSE Ltd Karur Vysya Bank Ltd Global Health Ltd Cholamandalam Financial Holdings Ltd
   Fund Managers	Taher Badshah Aditya Khemani
   Fund Type	Open-ended

8. Bandhan Small Cap Fund Direct - Growth

   Parameters	Details
   Fund Name	Bandhan Small Cap Fund Direct-Growth
   NAV	₹ 51.81 (as on 21st October, 2025)
   AUM	₹14,062.19 Crs
   Expense Ratio	0.41%
   Return 3 Years	31.17%
   Return 5 Years	32.31%
   Return 10 Years	N/A
   Minimum Investment	SIP ₹1000 & Lumpsum ₹1,000
   Risk Level	Principal at very high risk
   Launch Date	25th February, 2020
   Asset Allocation	Equity: 89.82%, Debt: 0.07%, Others: 10.11%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Real Estate Technology
   Top Holdings	Reverse Repo Sobha Ltd LT Foods Ltd REC Ltd The South Indian Bank Ltd Cholamandalam Financial Holdings Ltd Apar Industries Ltd PCBL Ltd PNB Housing Finance Ltd Info Edge (India) Ltd
   Fund Managers	Manish Gunwani Kirthi Jain Ritika Behera Gaurav Satra
   Fund Type	Open-ended

Things to Consider While Investing in Best SIP for 2000 Per Month 

Here are some important things to consider while investing in the best SIP for ₹2000 per month:

• Investment Horizon: Decide whether you’re investing for short-term goals or long-term goals. Equity funds suit long-term goals, while debt funds are better for short-term stability.

• Risk Appetite: Assess your risk tolerance. If you’re risk-averse, consider hybrid or debt-oriented funds. For aggressive investors, equity SIPs offer higher potential returns.

• Fund Performance: Check the past 3–5 years' performance of the fund. Compare it against its benchmark and peer funds to judge consistency.

• Expense Ratio: Opt for funds with a low expense ratio, as high fees can eat into your returns over time, especially with small SIP amounts.

• Fund Type: Choose the type of mutual fund (equity, debt, or hybrid) based on your goals. For ₹2000 SIPs, equity or hybrid funds can provide better long-term value.

• Fund Manager Experience: A skilled and experienced fund manager can significantly influence a fund’s performance. Check their track record.

• SIP Duration: The longer you stay invested, the more you benefit from compounding. Stick to your SIP even during market volatility.

• Investment Goal: Define a specific goal like: child’s education, emergency fund, retirement planning, etc. to stay motivated and select the right fund.

• Diversification: Don’t put all ₹2000 into a single fund type. You can split it between two funds (e.g., ₹1000 in an equity fund and ₹1000 in a hybrid fund) for balance.

• Fund House Reputation: Prefer AMCs with strong research teams and a solid history of managing funds across market cycles.

Conclusion

While ₹2,000 may seem like a small amount, in the world of mutual funds, it can be the foundation of a strong financial future. The goal isn’t just to invest, but to do it consistently and wisely. With the right SIP plan, you’re not just saving — you’re growing your money, developing financial discipline, and gradually building a corpus for your goals through the power of compounding. Remember, it's not about how much you start with, but how long and how wisely you stay invested.