List of Best SIP for 2000 Per Month in 2026
Below is the list of best SIP plans you can invest 2000 per month in 2026:
Details of SIP 2000 Per Month in 2026
Below are the details of SIP plans for 2000 per month:
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ICICI Prudential BHARAT 22 FOF - Growth
The investment objective of ICICI Prudential BHARAT 22 FOF - Growth is to generate returns by investing primarily in the units of BHARAT 22 ETF, which itself is a diversified equity portfolio representing strategic sectors of the Indian economy.
Below is the detailed information in the requested vertical table form as of October 31, 2025:
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Kotak Flexicap Fund Regular-Growth
The scheme seeks to generate long-term capital appreciation from a portfolio of equity and equity related securities, generally focused on a few selected sectors.
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SBI Large Cap Fund-Growth
The scheme seeks to provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of large cap equity stocks (as specified by SEBI/AMFI from time to time).
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SBI Contra Fund-Growth
The scheme seeks to provide the investor with the opportunity of long-term capital appreciation by investing in a diversified portfolio of equity and equity related securities following a contrarian investment strategy.
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Nippon India Multi Cap Fund-Growth
The scheme aims to invest in stocks across those sectors and industries where India's strong inherent potential is increasingly becoming visible to the world, which are driving our economy and whose fundamental future growth is influenced by ongoing economic reforms, FDI inflows and infrastructural changes.
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HDFC Mid Cap Fund Regular-Growth
The scheme seeks to provide long-term capital appreciation/income by investing predominantly in Mid-Cap companies.
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Invesco India Smallcap Fund Regular - Growth
The scheme seeks to generate capital appreciation by investing predominantly in stocks of Smallcap companies.
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Bandhan Small Cap Fund Regular-Growth
The Scheme seeks to generate long term capital appreciation by investing predominantly in equities and equity linked securities of the small cap segment.
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DSP ELSS Tax Saver Fund Regular-Growth
The primary investment objective of the DSP ELSS Tax Saver Fund - Regular- Growth is to seek medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity-related securities of corporates. The fund also aims to enable investors to avail deductions from total income under the Income Tax Act, 1961. It is designed to offer tax benefits under Section 80C and has a statutory lock-in period of 3 years. The fund typically invests in a diversified equity portfolio targeting capital appreciation over the long run.
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JM Flexicap Fund-Growth
JM Flexicap Fund-Growth aims to provide capital appreciation through investments primarily in equity and equity-related securities of various market capitalizations, adhering to a flexible asset allocation strategy to maximize long-term returns while managing risk. The fund is suitable for aggressive investors seeking high-growth opportunities over the long term.
How Does an SIP for ₹2,000 Per Month Work?
If you invest ₹2,000 every month for 20 years, your total contribution comes to ₹4.8 lakh. Assuming an annual return of 12%, your investment growth can be calculated using an SIP Calculator-
Here,
- Monthly SIP Amount: ₹2,000
- Investment Horizon: 20 years
- Total Investment (20 years): ₹4,80,000
| Expected Return |
Estimated Corpus |
Total Gains |
| 10% |
₹15.26 Lakhs |
₹10.46 Lakhs |
| 12% |
₹19.98 Lakhs |
₹15.18 Lakhs |
| 15% |
₹30.32 Lakhs |
₹25.52 Lakhs |
*If ₹2,000 feels high initially, investors can begin with a ₹1,500 SIP and step it up later, or even start with a ₹500 SIP to build the habit before increasing the amount.
Things to Consider While Investing in Best SIP for 2000 Per Month
Here are some important things to consider while investing in the best SIP for ₹2000 per month:
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Investment Horizon: Decide whether you’re investing for short-term goals or long-term goals. Equity funds suit long-term goals, while debt funds are better for short-term stability.
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Risk Appetite: Assess your risk tolerance. If you’re risk-averse, consider hybrid or debt-oriented funds. For aggressive investors, equity SIPs offer higher potential returns.
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Fund Performance: Check the past 3–5 years' performance of the fund. Compare it against its benchmark and peer funds to judge consistency.
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Expense Ratio: Opt for funds with a low expense ratio, as high fees can eat into your returns over time, especially with small SIP amounts.
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Fund Type: Choose the type of mutual fund (equity, debt, or hybrid) based on your goals. For ₹2000 SIPs, equity or hybrid funds can provide better long-term value.
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Fund Manager Experience: A skilled and experienced fund manager can significantly influence a fund’s performance. Check their track record.
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SIP Duration: The longer you stay invested, the more you benefit from compounding. Stick to your SIP even during market volatility.
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Investment Goal: Define a specific goal like: child’s education, emergency fund, retirement planning, etc. to stay motivated and select the right fund.
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Diversification: Don’t put all ₹2000 into a single fund type. You can split it between two funds (e.g., ₹1000 in an equity fund and ₹1000 in a hybrid fund) for balance.
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Fund House Reputation: Prefer AMCs with strong research teams and a solid history of managing funds across market cycles.
SIP Calculator
Monthly Investment
₹22.4 L
Top Funds with High Returns (Past 7 Years)
11.82%
Equity Pension
13.77%
Opportunities Fund
17.61%
High Growth Fund
11.94%
Opportunities Fund
22%
Multi Cap Fund
13.34%
Accelerator Mid-Cap Fund II
14.86%
Multiplier
13.46%
Frontline Equity Fund
14.19%
Virtue II
9.89%
Equity II Fund
9.8%
Blue-Chip Equity Fund
14.18%
Growth Opportunities Plus Fund
10.88%
Equity Top 250 Fund
11.79%
Future Opportunity Fund
10.71%
Pension Dynamic Equity Fund
13.07%
Accelerator Fund
