₹2000 SIP for 15 Years

A ₹2000 SIP for 15 years is an affordable and disciplined approach to accumulate a significant corpus for your future needs. A Systematic Investment Plan (SIP) provides financial growth through the power of compounding and rupee cost averaging. With a long horizon of 15 years, SIPs allow your money to grow through market fluctuations, minimizing risks over time.

SIP Plan Benefits

Start SIP with as low as ₹1000

No hidden charges

Save upto ₹46,800 in Taxunder section 80C^{^}

Zero LTCG Tax^¶

Disciplined & worry-free investing

Examples of ₹2000 SIP for 15 Years

Let us take a look at how a ₹2000 SIP can grow over 15 years in different types of mutual funds:

₹2000 SIP for 15 Years in Large-Cap Fund

Case 1: A young parent invests ₹2,000 per month in a large-cap fund for 15 years to save for their child's higher education. They can build wealth during this period as per the following:
- Fund Type: Large Cap Fund
- Monthly Investment: ₹2,000
- Investment Period: 15 Years
- Expected Annualized Return: 12%
  
  Now, calculating the returns of this fund using a SIP calculator will give the following results:
  - Total Investment: ₹3.6 lakhs
  - Estimated Value at Maturity: ₹9.52 lakhs
  - Wealth Gained: ₹5.92 lakhs
₹2000 SIP for 15 Years in Mid-Cap Fund

Case 2: A private-sector employee starts a mid-cap fund SIP of ₹2,000 monthly for 15 years to buy a dream car. His total corpus at the end of maturity will be as follows:
- Fund Type: Mid-Cap Fund
- Monthly Investment: ₹2,000
- Investment Period: 15 Years
- Expected Annualized Return: 15%
  
  Calculating the returns of this fund using a SIP calculator will give the following results:
  - Total Investment: ₹3.6 lakhs
  - Estimated Value at Maturity: ₹12.3 lakhs
  - Wealth Gained: ₹8.73 lakhs
₹2000 SIP for 15 Years in Small-Cap Fund

Case 3: An IT professional saves ₹2,000 monthly in a small-cap fund for 15 years to fund their dream world tour. This is how he can estimate the maturity amount:
- Fund Type: Small Cap Fund
- Monthly Investment: ₹2,000
- Investment Period: 15 Years
- Expected Annualized Return: 18%
  
  Calculating the returns of this fund using a SIP calculator will give the following results:
  - Total Investment: ₹3.6 lakhs
  - Estimated Value at Maturity: ₹16 lakhs
  - Wealth Gained: ₹12.4 lakhs

Returns from ₹2000 SIP for 15 Years: Calculation Table

Fund Type	Monthly SIP	Investment Duration	Total Investment	Expected Annual Return	Maturity Amount	Wealth Gained
Large Cap Fund	₹2,000	15 Years	₹3.6 lakhs	12% p.a.	₹9.52 lakhs	₹5.92 lakhs
Mid Cap Fund	₹2,000	15 Years	₹3.6 lakhs	15% p.a.	₹12.3 lakhs	₹8.73 lakhs
Small Cap Fund	₹2,000	15 Years	₹3.6 lakhs	18% p.a.	₹16 lakhs	₹12.4 lakhs

NOTE:

The maturity amount increases with a higher rate of return.
Returns are not fixed and depend on mutual fund performance.
Small-cap funds offer high growth potential but come with significant risk, mid-cap funds provide a balance between risk and returns, and large-cap funds are safer and deliver more stable returns.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Total Wealth ₹22.4 L

View Plans

I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Monthly Investment ₹22.4 L

View Plans

Top Funds with High Returns (Past 7 Years)

18.6%

High Growth Fund

18.2%

Top 200 Fund

14.21%

Accelerator Mid-Cap Fund II

14.24%

Opportunities Fund

10%

Equity II Fund

13.03%

Accelerator Fund

14.09%

Growth Opportunities Plus Fund

14.82%

Multiplier

11%

Equity Top 250 Fund

13.01%

Future Apex Fund

12.05%

Opportunities Fund

13.71%

Frontline Equity Fund

14.68%

Virtue II

10.72%

Pension Dynamic Equity Fund

11.76%

Equity Pension

9.89%

Blue-Chip Equity Fund

Buying the Dip Results in Higher Returns

Best SIP Funds

Tax Saving Funds Large Cap Low Return Funds Mid Cap Mid Return Funds Multi Cap Debt Funds Shariah Funds Balanced Funds

Payment Mode

Invest

₹ 10,000

Invest for

High Growth Fund

AUM (Cr)

₹10,632

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 32.5 21.1 18.6 %

View Fund

Instant tax receipt

Virtue II

AUM (Cr)

₹3,375

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.8 16.38 14.68 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,780

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 22.27 16.19 14.65 %

View Fund

Instant tax receipt

Opportunities Fund

AUM (Cr)

₹38,561

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 23.81 14.86 14.24 %

View Fund

Instant tax receipt

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,888

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 22.06 12.91 14.21 %

View Fund

Instant tax receipt

Diversified Equity Fund

AUM (Cr)

₹3,683

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.96 13.12 13.78 %

View Fund

Instant tax receipt

Frontline Equity Fund

AUM (Cr)

₹4,489

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.15 14.74 13.71 %

View Fund

Instant tax receipt

Grow Money Plus Fund

AUM (Cr)

₹454

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.86 13.38 13.51 %

View Fund

Instant tax receipt

Pure Stock Fund

AUM (Cr)

₹7,420

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.86 13.6 13.09 %

View Fund

Instant tax receipt

Accelerator Fund

AUM (Cr)

₹242

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.6 14.87 13.03 %

View Fund

Instant tax receipt

Virtue II

AUM (Cr)

₹3,375

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.8 16.38 14.68 %

View Fund

Large Cap Equity Fund

AUM (Cr)

₹2,780

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 22.27 16.19 14.65 %

View Fund

Diversified Equity Fund

AUM (Cr)

₹3,683

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.96 13.12 13.78 %

View Fund

Frontline Equity Fund

AUM (Cr)

₹4,489

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.15 14.74 13.71 %

View Fund

Grow Money Plus Fund

AUM (Cr)

₹454

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.86 13.38 13.51 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,420

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.86 13.6 13.09 %

View Fund

Accelerator Fund

AUM (Cr)

₹242

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.6 14.87 13.03 %

View Fund

Future Apex Fund

AUM (Cr)

₹105

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.13 14.69 13.01 %

View Fund

Pure Equity

AUM (Cr)

₹2,995

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.93 13.17 12.76 %

View Fund

Growth Super Fund

AUM (Cr)

₹13,662

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.47 12.79 12.32 %

View Fund

High Growth Fund

AUM (Cr)

₹10,632

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 32.5 21.1 18.6 %

View Fund

Opportunities Fund

AUM (Cr)

₹38,561

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 23.81 14.86 14.24 %

View Fund

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,888

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 22.06 12.91 14.21 %

View Fund

Top 200 Fund

AUM (Cr)

₹2,469

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 30.5 21 18.2 %

View Fund

Growth Opportunities Plus Fund

AUM (Cr)

₹1,025

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.53 14.58 14.09 %

View Fund

Classic Opportunities Fund

AUM (Cr)

₹13,991

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.13 13.37 12.62 %

View Fund

Opportunities Fund

AUM (Cr)

₹3,493

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.29 13.16 12.05 %

View Fund

Flexi Cap

AUM (Cr)

₹1,193

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.23 12.67 11.9 %

View Fund

Equity Top 250 Fund

AUM (Cr)

₹557

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.28 11.64 11 %

View Fund

Builder

AUM (Cr)

₹219

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 7.88 8.33 8.43 %

View Fund

Whole Life Income Fund

AUM (Cr)

₹849

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 6.05 7.98 7.86 %

View Fund

Debt Fund

AUM (Cr)

₹503

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.79 7.98 7.68 %

View Fund

Dynamic Gilt Fund

AUM (Cr)

₹204

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.03 7.48 7.37 %

View Fund

Steady Money Fund

AUM (Cr)

₹74

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.43 7.35 7.32 %

View Fund

Debt Fund

AUM (Cr)

₹94

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.46 7.47 7.21 %

View Fund

Income Fund

AUM (Cr)

₹7,730

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.16 7.13 7.21 %

View Fund

Bond Fund

AUM (Cr)

₹130

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.99 7.04 7.21 %

View Fund

Bond Fund

AUM (Cr)

₹19,549

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.55 7.3 7.19 %

View Fund

Secure Fund

AUM (Cr)

₹1,081

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.9 7.22 7.11 %

View Fund

Whole Life Aggressive Growth Fund

AUM (Cr)

₹912

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.81 16.06 15.1 %

View Fund

Balanced Fund

AUM (Cr)

₹370

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.49 10.99 10.45 %

View Fund

Save N Grow Money Fund

AUM (Cr)

₹65

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.77 9.59 9.87 %

View Fund

Balanced Fund

AUM (Cr)

₹23,173

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.15 9.83 9.77 %

View Fund

Balanced Fund

AUM (Cr)

₹5,869

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.66 9.88 9.75 %

View Fund

Balancer II

AUM (Cr)

₹863

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.5 9.98 9.61 %

View Fund

Asset Allocation Fund II

AUM (Cr)

₹297

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.35 9.41 9.57 %

View Fund

Growth Fund

AUM (Cr)

₹7,962

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.21 10.12 9.53 %

View Fund

Multi Cap Balanced Fund

AUM (Cr)

₹2,027

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.9 9.52 9.29 %

View Fund

Stable Fund

AUM (Cr)

₹19

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.6 9.5 9.22 %

View Fund

Super Select Equity Fund

AUM (Cr)

₹1,317

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.2 14.11 13.2 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,420

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.9 14.23 13.13 %

View Fund

Pure Equity

AUM (Cr)

₹2,995

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.38 14.27 12.78 %

View Fund

Benefits of Investing in SIP Today

Following are the key benefits offered by a SIP plan:

Power of Compounding: SIPs help your money grow over time by earning returns on returns.
Affordable: You can start with as low as ₹500 per month, making it easy for everyone.
Rupee Cost Averaging: SIPs help reduce the effect of market ups and downs by investing a fixed amount regularly.
Regular Saving Habit: SIPs encourage disciplined investing by making regular contributions.
Diversification: SIPs let you invest in different funds, spreading your risk.
Long-Term Growth: SIPs are great for long-term goals like retirement or children’s education, offering good returns.
Tax Savings: Some SIPs in tax-saving funds (ULIP and ELSS) qualify for tax benefits under Section 80C.

Insurance Companies
Mutual Funds

Fund Name	5 Years	7 Years	10 Years
	Returns
High Growth Fund Axis Max Life Rating	32.5%	21.1%	18.6% View Plan
Top 200 Fund Tata AIA Life Rating	30.5%	21%	18.2% View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz Rating	22.06%	12.91%	14.21% View Plan
Opportunities Fund HDFC Life Rating	23.81%	14.86%	14.24% View Plan
Equity II Fund Canara HSBC Life Rating	16.83%	9.98%	10% View Plan
Growth Opportunities Plus Fund Bharti AXA Rating	20.53%	14.58%	14.09% View Plan
Multiplier Birla Sun Life Rating	24.11%	14.42%	14.82% View Plan
Opportunities Fund ICICI Prudential Life Rating	20.29%	13.16%	12.05% View Plan
Balanced Fund LIC India Rating	10.54%	-	- View Plan
Virtue II PNB MetLife Rating	21.8%	16.38%	14.68% View Plan

Fund rating powered by

Last updated: Jul 2025

Compare more funds

Fund Name	3 Years	5 Years	10 Years
	Returns
Active Fund QUANT	23.92%	31.48%	21.87%
Flexi Cap Fund PARAG PARIKH	20.69%	26.41%	19.28%
Large and Mid-Cap Fund EDELWEISS	22.34%	24.29%	17.94%
Equity Opportunities Fund KOTAK	24.64%	25.01%	19.45%
Large and Midcap Fund MIRAE ASSET	19.74%	24.32%	22.50%
Flexi Cap Fund PGIM INDIA	14.75%	23.39%	-
Flexi Cap Fund DSP	18.41%	22.33%	16.91%
Emerging Equities Fund CANARA ROBECO	20.05%	21.80%	15.92%
Focused fund SUNDARAM	18.27%	18.22%	16.55%

Last updated: June 2025

Compare more funds

Conclusion

Investing ₹2000 in a SIP for 15 years can grow well due to the power of compounding. With average returns of 12-18% per year, your investment could reach around ₹9-16 lakhs. However, returns depend on market conditions. Staying invested for the long term helps you deal with market ups and downs. Before you start, check your risk tolerance and investment goals.

FAQs

What is a 2000 SIP for 15 Years?

A 2000 SIP for 15 years means investing ₹2000 every month in a Systematic Investment Plan (SIP) for a period of 15 years. This helps grow your money through regular investments in mutual funds.
How much can ₹2000 SIP for 15 Years grow?

If you invest ₹2000 monthly for 15 years, assuming average returns of 12-15%, you could accumulate around ₹9-12 lakhs by the end of 15 years.
Is ₹2000 SIP for 15 Years a good investment?

Yes, ₹2000 SIP for 15 years can be a good investment, especially for long-term wealth building. It allows you to benefit from compounding and market growth over time.
Can I withdraw my ₹2000 SIP for 15 Years investment early?

Yes, you can withdraw your ₹2000 SIP for 15 years early, but doing so may affect your returns. It is better to stay invested for the long term to maximize gains.
6. How does ₹2000 SIP for 15 Years work?

A ₹2000 SIP for 15 years works by automatically investing ₹2000 every month in mutual funds. This consistent investment helps you build wealth over time with the benefit of compounding.

₹2000 SIP for 15 Years

Examples of ₹2000 SIP for 15 Years