₹2000 SIP for 15 Years

A ₹2000 SIP for 15 years is an affordable and disciplined approach to accumulate a significant corpus for your future needs. A Systematic Investment Plan (SIP) provides financial growth through the power of compounding and rupee cost averaging. With a long horizon of 15 years, SIPs allow your money to grow through market fluctuations, minimizing risks over time.

SIP Plan Benefits

Start SIP with as low as ₹1000

No hidden charges

Save upto ₹46,800 in Taxunder section 80C^{^}

Zero LTCG Tax^¶

Disciplined & worry-free investing

Examples of ₹2000 SIP for 15 Years

Let us take a look at how a ₹2000 SIP can grow over 15 years in different types of mutual funds:

₹2000 SIP for 15 Years in Large-Cap Fund

Case 1: A young parent invests ₹2,000 per month in a large-cap fund for 15 years to save for their child's higher education. They can build wealth during this period as per the following:
- Fund Type: Large Cap Fund
- Monthly Investment: ₹2,000
- Investment Period: 15 Years
- Expected Annualized Return: 12%
  
  Now, calculating the returns of this fund using a SIP calculator will give the following results:
  - Total Investment: ₹3.6 lakhs
  - Estimated Value at Maturity: ₹9.52 lakhs
  - Wealth Gained: ₹5.92 lakhs
₹2000 SIP for 15 Years in Mid-Cap Fund

Case 2: A private-sector employee starts a mid-cap fund SIP of ₹2,000 monthly for 15 years to buy a dream car. His total corpus at the end of maturity will be as follows:
- Fund Type: Mid-Cap Fund
- Monthly Investment: ₹2,000
- Investment Period: 15 Years
- Expected Annualized Return: 15%
  
  Calculating the returns of this fund using a SIP calculator will give the following results:
  - Total Investment: ₹3.6 lakhs
  - Estimated Value at Maturity: ₹12.3 lakhs
  - Wealth Gained: ₹8.73 lakhs
₹2000 SIP for 15 Years in Small-Cap Fund

Case 3: An IT professional saves ₹2,000 monthly in a small-cap fund for 15 years to fund their dream world tour. This is how he can estimate the maturity amount:
- Fund Type: Small Cap Fund
- Monthly Investment: ₹2,000
- Investment Period: 15 Years
- Expected Annualized Return: 18%
  
  Calculating the returns of this fund using a SIP calculator will give the following results:
  - Total Investment: ₹3.6 lakhs
  - Estimated Value at Maturity: ₹16 lakhs
  - Wealth Gained: ₹12.4 lakhs

Returns from ₹2000 SIP for 15 Years: Calculation Table

Fund Type	Monthly SIP	Investment Duration	Total Investment	Expected Annual Return	Maturity Amount	Wealth Gained
Large Cap Fund	₹2,000	15 Years	₹3.6 lakhs	12% p.a.	₹9.52 lakhs	₹5.92 lakhs
Mid Cap Fund	₹2,000	15 Years	₹3.6 lakhs	15% p.a.	₹12.3 lakhs	₹8.73 lakhs
Small Cap Fund	₹2,000	15 Years	₹3.6 lakhs	18% p.a.	₹16 lakhs	₹12.4 lakhs

NOTE:

The maturity amount increases with a higher rate of return.
Returns are not fixed and depend on mutual fund performance.
Small-cap funds offer high growth potential but come with significant risk, mid-cap funds provide a balance between risk and returns, and large-cap funds are safer and deliver more stable returns.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Total Wealth ₹22.4 L

View Plans

I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Monthly Investment ₹22.4 L

View Plans

Top Funds with High Returns (Past 7 Years)

12.61%

Equity Pension

16.14%

Global Equity Index Funds Strategy

17.8%

High Growth Fund

15.5%

Pension India Consumption Fund

20.59%

Multi Cap Fund

14.53%

Accelerator Mid-Cap Fund II

15.97%

Multiplier

14.37%

Frontline Equity Fund

18.41%

Pension Mid Cap Fund

10.83%

Equity II Fund

13.87%

US Equity Fund

14.72%

Growth Opportunities Plus Fund

11.61%

Equity Top 250 Fund

13.74%

Future Apex Fund

11.47%

Pension Dynamic Equity Fund

14.02%

Accelerator Fund

Buying the Dip Results in Higher Returns

Best SIP Funds

Tax Saving Funds Large Cap Low Return Funds Mid Cap Mid Return Funds Multi Cap Debt Funds Shariah Funds Balanced Funds

Payment Mode

Invest

₹ 10,000

Invest for

High Growth Fund

AUM (Cr)

₹10,929

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 29.3 22.69 17.8 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,606

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.7 17.74 16 %

View Fund

Instant tax receipt

Virtue II

AUM (Cr)

₹3,292

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.75 17.7 15.24 %

View Fund

Instant tax receipt

Opportunities Fund

AUM (Cr)

₹35,507

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.66 16.54 14.75 %

View Fund

Instant tax receipt

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,476

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.84 14.57 14.53 %

View Fund

Instant tax receipt

Grow Money Plus Fund

AUM (Cr)

₹426

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.55 15.42 14.53 %

View Fund

Instant tax receipt

Frontline Equity Fund

AUM (Cr)

₹4,466

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.36 16.66 14.37 %

View Fund

Instant tax receipt

Diversified Equity Fund

AUM (Cr)

₹3,538

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.15 14.76 14.05 %

View Fund

Instant tax receipt

Accelerator Fund

AUM (Cr)

₹232

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.22 16.57 14.02 %

View Fund

Instant tax receipt

Future Apex Fund

AUM (Cr)

₹108

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.17 16.28 13.74 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,606

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.7 17.74 16 %

View Fund

Virtue II

AUM (Cr)

₹3,292

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.75 17.7 15.24 %

View Fund

Grow Money Plus Fund

AUM (Cr)

₹426

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.55 15.42 14.53 %

View Fund

Frontline Equity Fund

AUM (Cr)

₹4,466

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.36 16.66 14.37 %

View Fund

Diversified Equity Fund

AUM (Cr)

₹3,538

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.15 14.76 14.05 %

View Fund

Accelerator Fund

AUM (Cr)

₹232

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.22 16.57 14.02 %

View Fund

Future Apex Fund

AUM (Cr)

₹108

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.17 16.28 13.74 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,238

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.44 14.55 13.55 %

View Fund

Pure Equity

AUM (Cr)

₹2,922

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.48 14.65 13.33 %

View Fund

Growth Super Fund

AUM (Cr)

₹12,581

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.3 14.28 13.17 %

View Fund

High Growth Fund

AUM (Cr)

₹10,929

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 29.3 22.69 17.8 %

View Fund

Opportunities Fund

AUM (Cr)

₹35,507

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.66 16.54 14.75 %

View Fund

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,476

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.84 14.57 14.53 %

View Fund

Multi Cap Fund

AUM (Cr)

₹8,754

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 25.46 22.63 20.59 %

View Fund

Pension India Consumption Fund

AUM (Cr)

₹9

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.5 15.5 %

View Fund

Growth Opportunities Plus Fund

AUM (Cr)

₹1,006

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.33 16.07 14.72 %

View Fund

Classic Opportunities Fund

AUM (Cr)

₹13,497

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.64 15.36 13.45 %

View Fund

Flexi Cap

AUM (Cr)

₹1,104

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.15 14.8 12.78 %

View Fund

Equity Top 250 Fund

AUM (Cr)

₹523

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 16.82 13.68 11.61 %

View Fund

Asset Allocation

AUM (Cr)

₹264

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.24 11.09 10.87 %

View Fund

Whole Life Income Fund

AUM (Cr)

₹823

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 6.01 7.68 7.57 %

View Fund

Debt Fund

AUM (Cr)

₹480

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.66 7.87 7.41 %

View Fund

Individual Preserver Pension Fund

AUM (Cr)

₹151

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.47 7.32 7.22 %

View Fund

Bond Fund

AUM (Cr)

₹122

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 6.01 7.13 7.14 %

View Fund

Steady Money Fund

AUM (Cr)

₹76

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.56 7.26 7.11 %

View Fund

Dynamic Gilt Fund

AUM (Cr)

₹189

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 4.91 7.05 6.97 %

View Fund

Bond Fund

AUM (Cr)

₹18,605

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.48 7.17 6.94 %

View Fund

Income Fund

AUM (Cr)

₹7,201

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.04 6.92 6.93 %

View Fund

Debt Fund

AUM (Cr)

₹91

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.42 7.3 6.9 %

View Fund

Whole Life Aggressive Growth Fund

AUM (Cr)

₹883

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.55 17.32 15.48 %

View Fund

Balanced Fund

AUM (Cr)

₹354

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.21 11.91 10.65 %

View Fund

Pension Growth

AUM (Cr)

₹228

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.26 11.69 10.47 %

View Fund

Save N Grow Money Fund

AUM (Cr)

₹64

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.95 10.47 10.17 %

View Fund

Balanced Fund

AUM (Cr)

₹5,437

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.24 10.98 10.11 %

View Fund

Creator

AUM (Cr)

₹478

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.11 10.65 10.07 %

View Fund

Balanced Fund

AUM (Cr)

₹22,111

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.98 10.62 10 %

View Fund

Balancer II

AUM (Cr)

₹821

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.24 10.92 9.88 %

View Fund

Asset Allocation Fund II

AUM (Cr)

₹278

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.08 10.57 9.88 %

View Fund

Multi Cap Balanced Fund

AUM (Cr)

₹1,915

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.76 10.7 9.68 %

View Fund

Super Select Equity Fund

AUM (Cr)

₹1,295

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.4 15.02 13.82 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,238

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.81 14.65 13.62 %

View Fund

Pure Equity

AUM (Cr)

₹2,922

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.76 14.72 13.34 %

View Fund

Benefits of Investing in SIP Today

Following are the key benefits offered by a SIP plan:

Power of Compounding: SIPs help your money grow over time by earning returns on returns.
Affordable: You can start with as low as ₹500 per month, making it easy for everyone.
Rupee Cost Averaging: SIPs help reduce the effect of market ups and downs by investing a fixed amount regularly.
Regular Saving Habit: SIPs encourage disciplined investing by making regular contributions.
Diversification: SIPs let you invest in different funds, spreading your risk.
Long-Term Growth: SIPs are great for long-term goals like retirement or children’s education, offering good returns.
Tax Savings: Some SIPs in tax-saving funds (ULIP and ELSS) qualify for tax benefits under Section 80C.

Insurance Companies
Mutual Funds

Fund Name	5 Years	7 Years	10 Years
	Returns
Equity Fund SBI Life Rating	16.44%	13.57%	11.99% View Plan
Global Equity Index Funds Strategy HDFC Life Rating	15.72%	-	16.14% View Plan
High Growth Fund Axis Max Life Rating	29.3%	22.69%	17.8% View Plan
Pension India Consumption Fund ICICI Prudential Life Rating	20.5%	-	15.5% View Plan
Multi Cap Fund Tata AIA Life Rating	25.46%	22.63%	20.59% View Plan
Accelerator Mid-Cap Fund II Bajaj Life Rating	20.84%	14.57%	14.53% View Plan
Multiplier Birla Sun Life Rating	23.48%	16.95%	15.97% View Plan
Pension Mid Cap Fund PNB MetLife Rating	31.41%	24.68%	18.41% View Plan
Equity II Fund Canara HSBC Life Rating	16.09%	12.05%	10.83% View Plan
US Equity Fund Star Union Dai-ichi Life Rating	14.69%	-	13.87% View Plan

Fund rating powered by

Last updated: Oct 2025

Compare more funds

Fund Name	3 Years	5 Years	10 Years
	Returns
Active Fund QUANT	23.92%	31.48%	21.87%
Flexi Cap Fund PARAG PARIKH	20.69%	26.41%	19.28%
Large and Mid-Cap Fund EDELWEISS	22.34%	24.29%	17.94%
Equity Opportunities Fund KOTAK	24.64%	25.01%	19.45%
Large and Midcap Fund MIRAE ASSET	19.74%	24.32%	22.50%
Flexi Cap Fund PGIM INDIA	14.75%	23.39%	-
Flexi Cap Fund DSP	18.41%	22.33%	16.91%
Emerging Equities Fund CANARA ROBECO	20.05%	21.80%	15.92%
Focused fund SUNDARAM	18.27%	18.22%	16.55%

Last updated: August 2025

Compare more funds

Conclusion

Investing ₹2000 in a SIP for 15 years can grow well due to the power of compounding. With average returns of 12-18% per year, your investment could reach around ₹9-16 lakhs. However, returns depend on market conditions. Staying invested for the long term helps you deal with market ups and downs. Before you start, check your risk tolerance and investment goals.

FAQs

What is a 2000 SIP for 15 Years?

A 2000 SIP for 15 years means investing ₹2000 every month in a Systematic Investment Plan (SIP) for a period of 15 years. This helps grow your money through regular investments in mutual funds.
How much can ₹2000 SIP for 15 Years grow?

If you invest ₹2000 monthly for 15 years, assuming average returns of 12-15%, you could accumulate around ₹9-12 lakhs by the end of 15 years.
Is ₹2000 SIP for 15 Years a good investment?

Yes, ₹2000 SIP for 15 years can be a good investment, especially for long-term wealth building. It allows you to benefit from compounding and market growth over time.
Can I withdraw my ₹2000 SIP for 15 Years investment early?

Yes, you can withdraw your ₹2000 SIP for 15 years early, but doing so may affect your returns. It is better to stay invested for the long term to maximize gains.
6. How does ₹2000 SIP for 15 Years work?

A ₹2000 SIP for 15 years works by automatically investing ₹2000 every month in mutual funds. This consistent investment helps you build wealth over time with the benefit of compounding.

₹2000 SIP for 15 Years

Examples of ₹2000 SIP for 15 Years