Examples of 5000 SIP for 5 Years
These examples illustrate how SIP plans can cater to various financial goals, whether it's saving for a down payment on a home, funding higher education, or building a safety net. By tailoring investments to their goals and risk tolerance, individuals can pave the way to financial success.
Example 1: Large-Cap Fund
Scenario: A 35-year-old teacher, wants to save for a down payment on a home. They choose a large-cap fund for stability, offering an estimated 10% annual return.
-
Monthly SIP Amount: ₹5,000
-
Investment Period: 5 years
-
Fund Type: Large Cap
-
Annualised Returns: 10% CAGR
Outcome: In 5 years, the investment could grow to approximately ₹3.6 lakhs and can be calculated using SIP calculator. This amount can be used as a down payment for a home loan, bringing them closer to their dream of homeownership.
Example 2: Mid-Cap Fund
Scenario: A 28-year-old IT professional aims to save for their child's higher education. They invest in a mid-cap fund with an estimated 12% annual return, seeking a balance between growth and risk.
-
Monthly SIP Amount: ₹5,000
-
Investment Period: 5 years
-
Fund Type: Mid Cap
-
Annualised Returns: 12% CAGR
Outcome: In 5 years, the investment could grow to approximately ₹3.9 lakhs. This corpus can contribute significantly to their child's education expenses, ensuring they have the resources to pursue their dreams.
Example 3: Small-Cap Fund
Scenario: A 25-year-old entrepreneur is willing to take risks for higher potential rewards. They invest in a small-cap fund, which offers an estimated 15% annual return.
-
Monthly SIP Amount: ₹5,000
-
Investment Period: 5 years
-
Fund Type: Small Cap
-
Annualised Returns: 15% CAGR
Outcome: In 5 years, the investment could grow to approximately ₹4.4 lakhs. This amount can be used to expand their business, invest in other opportunities, or create a financial safety net.
SIP Calculator
Monthly Investment
₹22.4 L
Top Funds with High Returns (Past 7 Years)
18.4%
High Growth Fund
17.46%
Top 200 Fund
14.76%
Accelerator Mid-Cap Fund II
14.81%
Opportunities Fund
10.39%
Equity II Fund
13.52%
Accelerator Fund
14.6%
Growth Opportunities Plus Fund
15.6%
Multiplier
11.66%
Equity Top 250 Fund
13.49%
Future Apex Fund
12.61%
Pension Opportunities Fund
14.22%
Frontline Equity Fund
15.14%
Virtue II
11.01%
Pension Dynamic Equity Fund
11.94%
Equity Fund
10.29%
Blue-Chip Equity Fund
Why Should You Start Investing Today?
The power of SIPs lies in their simplicity, flexibility, and potential to grow your wealth over time. Starting today, even with a modest monthly amount like ₹5,000 can create a substantial corpus for your future goals. The earlier you begin, the more time your investments have to compound with best sip plans, maximizing returns and reducing the impact of market fluctuations. Whether you prioritize stability with large-cap funds, balance with mid-caps, or growth with small-caps, starting now ensures you’re one step closer to financial freedom.
