Aegon SIP Calculator

The Aegon SIP calculator is an online tool that helps you analyze the potential returns on your mutual fund investments made through a Systematic Investment Plans, or SIPs. By considering your investment amount, investment period, and expected returns, the SIP calculator determines the anticipated returns on your SIP investments, streamlining your financial planning.

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13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold

Aegon SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Total Wealth ₹1.03 Cr
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Monthly Investment ₹22.4 L
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Top Funds with High Returns (Past 7 Years)
Equity Pension
12.24%
Equity Pension
Opportunities Fund
14.44%
Opportunities Fund
High Growth Fund
18.84%
High Growth Fund
Opportunities Fund
12.6%
Opportunities Fund
Multi Cap Fund
22%
Multi Cap Fund
Accelerator Mid-Cap Fund II
14.18%
Accelerator Mid-Cap Fund II
Multiplier
15.96%
Multiplier
Frontline Equity Fund
13.79%
Frontline Equity Fund
Virtue II
15.06%
Virtue II
Equity II Fund
10.21%
Equity II Fund
Blue-Chip Equity Fund
10.08%
Blue-Chip Equity Fund
Global Equity Growth Fund
16.13%
Global Equity Growth Fund
Growth Opportunities Plus Fund
14.74%
Growth Opportunities Plus Fund
Equity Top 250 Fund
11.09%
Equity Top 250 Fund
Future Opportunity Fund
12.25%
Future Opportunity Fund
Pension Dynamic Equity Fund
10.96%
Pension Dynamic Equity Fund
Accelerator Fund
13.48%
Accelerator Fund

How Does Aegon SIP Calculator Work?

The SIP Calculator uses four key parameters to calculate the future value upon maturity of the investment. 

The Aegon SIP Calculator works on the basis of the following formula:
FV = P × {[(1 + i)^n - 1] / i} × (1 + i)
Terms used in Aegon SIP Calculator Formula
FV
Future Estimated Value
P
Fixed Amount of SIP Installment
i
Compounded rate of return
n
Total number of instalments

Example of SIP Calculation

To understand the calculation of the Aegon SIP Calculator, let's look at the following example.

Let’s say you wish to invest ₹ 2000 per month for 2 years at a periodic interest rate of 12%. Let’s calculate the future value.

Interest rate (i)= 12% p.a.

Total number of installments (n) = 2 years x 12 = 24 months

Fixed Amount of SIP Installment (p) = ₹2,000

By converting the annual interest rate to monthly and solving the equation based on the formula given above, you arrive at an approximate future value of ₹ 54,100. 

So, you come to know that due to the power of compounding, your invested amount of ₹48000 grows in the future. The longer it stays invested, the more it grows on its own growth – that's compounding!

How to Use Policybazaar’s Aegon Mutual Fund SIP Calculator?

Here are the steps you can follow to use Policybazaar’s Aegon SIP mutual fund calculator above:

If You Know Your Investment Amount:

You can calculate monthly, yearly, or lump sum returns on your investments by following the steps below:

  1. Monthly Return Calculation

    • Specify the amount you plan to invest each month.

    • Enter your anticipated annual return rate.

    • Indicate the duration of your investment in years.

    The Policybazaar Aegon mutual fund SIP calculator will display the total accumulated amount at the end of your investment period.

  2. Yearly Return Calculation

    • Yearly Investment Amount.

    • Expected Annual Return.

    • Investment Horizon

    The mutual fund calculator will display your estimated yearly returns and the total accumulated amount.

  3. Lump Sum Return Calculation

    • Specify the one-time amount you plan to invest.

    • Enter your anticipated annual return rate.

    • Indicate the duration of your investment in years.

    The calculator will display your estimated lump sum returns and the total accumulated amount at the end of your investment period.

If You Know Your Goal Amount:

  • Enter the amount you aim to save or you want to generate through your investments.

  • Specify the time period you plan to invest for.

  • Input the expected rate of return on your investment.

  • The Policybazaar Aegon SIP calculator will display real-time results of the monthly investment, the total investment you have to make, and the wealth you will gain from that.

What are the Advantages of the Policybazaar Aegon SIP Calculator?

The Policybazaar Aegon SIP calculator is a popular online tool because of the benefits it offers. Some of the common benefits of using the Policybazaar Aegon SIP calculator are:

  • Disciplined Investing: By determining a predetermined SIP investment amount to reach your financial goals, the Policybazaar Aegon SIP calculator instills a habit of disciplined savings in you.

  • Time Saver: Compared to huge manual calculations, the SIP calculator determines your ROI in a short span of time, saving you time for more important financial decisions.

    Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow
  • Financial Planning Companion: By showing you the worth of regular investments in the form of higher returns, the Policybazaar Aegon SIP calculator acts as a financial planning companion that stays by your side in investment planning.

  • Informed Decision Making: By ascertaining your future returns and potential risks, you become capable of making informed decisions in financial management.

  • Accurate Return Analysis: Based on your exclusive parameters of investment amount, tenor, and anticipated returns, the SIP calculator gives you a precise idea of the outcomes of your SIP investments.

Conclusion

The Aegon SIP Calculator helps you align your mutual fund investments with your financial goals. It is a free online financial tool that projects your mutual fund SIP investment outcomes based on your amount, duration, and expected returns. With our mutual fund SIP calculator, you can estimate potential returns and choose the best SIP plans that best suit your needs.

Start Small & Build Your Wealth For A Brighter Tomorrow Start Small & Build Your Wealth For A Brighter Tomorrow

FAQs

  • Can I change my SIP amount using the Aegon SIP Calculator?

    Yes, you can experiment with different SIP amounts using the Aegon SIP Calculator to see how changes in investment affect your future returns.
  • What are the benefits of the Aegon SIP calculator?

    The Aegon SIP calculator is a useful tool that helps you understand the potential growth of your mutual fund SIP investments. With the Aegon SIP calculator, you can even experiment with different scenarios by changing variables and understand how changes in investment variables can affect the maturity amount.
  • Is the Aegon SIP calculator accurate?

    With the help of the Aegon SIP calculator, you get approximate results, not guaranteed ones. The Aegon SIP calculator is most helpful in planning your investments.
  • Is the Aegon SIP calculation tool free?

    Yes, the Aegon SIP calculator is an online tool available free of cost.

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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer:# The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds.
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^Section 80C allows annual deductions of up to ₹1.5 lacs from the taxable income. Section 10(10D) provides tax-free maturity benefits for investments of up to ₹2.5 Lacs/ year, on policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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