Bandhan SIP Plans

List of Top Bandhan SIP Plans

*Returns as of April 23, 2025. This is not an exhaustive list of plans.

How Bandhan SIPs Work

Bandhan SIP plans allow SIP investments as low as ₹100/month across equity, debt, and hybrid funds. Here are the key features of Bandhan SIPs.

1. Flexibility:

   Choose daily, monthly, or quarterly SIP frequencies.

2. Goal-based investing:

   Use SIP calculator to estimate returns for objectives like education or retirement.

3. Tax benefits:

   ELSS funds qualify for ₹1.5L tax deductions under Section 80C.

Investment Objective of Top Bandhan SIP Funds

1. Bandhan Small Cap Fund

   Bandhan Small Cap Fund seeks to generate long-term capital appreciation by investing predominantly in equities and equity-linked securities of the small-cap segment.

2. Bandhan Sterling Value Fund

   Bandhan Sterling Value Fund seeks to generate capital appreciation from a diversified portfolio of equity and equity related instruments by following a value investment strategy.

3. Bandhan Focused Equity Fund

   Bandhan Focused Equity Fund aims to generate capital appreciation by investing in a concentrated portfolio of equity & equity related instruments of up to 30 stocks.

4. Bandhan Infrastructure Fund

   Bandhan Infrastructure Fund seeks to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities.

5. Bandhan ELSS Tax Saver Fund

   Bandhan ELSS Tax Saver Fund focuses on creating a well-diversified portfolio by investing in fundamentally strong companies available at reasonable valuations. The fund can be fully invested in equities and equity-related securities, with up to 20% allocated to debt and money market instruments to manage risk. Diversification improves the best SIP plan outcome, making such funds suitable for investors seeking tax efficiency along with long-term growth.

6. Bandhan Aggressive Hybrid Fund

   Bandhan Aggressive Hybrid Fund seeks to generate long term capital appreciation by investing predominantly in equity and equity related instruments. Bandhan Aggressive Hybrid Fund also seeks to generate current income by investing in debt securities and money market instruments.

7. Bandhan Nifty 50 Index Fund

   Bandhan Nifty 50 Index Fund seeks to replicate the Nifty 50 Index by investing in securities of the Nifty 50 in the same proportion.

8. Bandhan Banking & PSU Debt Fund

   Bandhan Banking & PSU Debt Fund aims to achieve optimal returns by investing in money market and debt instruments issued by scheduled commercial banks.

Bandhan SIP Calculator

Bandhan’s SIP calculator helps estimate returns by inputting:

• Monthly investment amount

• Expected return rate (e.g., 12% for equity funds)

• Investment tenure (e.g., 10 years)

Example:

A ₹5,000/month SIP in Bandhan Small Cap Fund (12% expected return) over 15 years could grow to ₹25 lakhs.

Final Thoughts

Bandhan SIPs offer a disciplined way to build wealth, particularly through high-growth small- and mid-cap funds. ULIPs provide insurance coverage but come with higher costs compared to pure SIPs. Assess your financial goals and risk tolerance before choosing between these instruments.