Edelweiss Life SIP Plan

The Edelweiss life SIP (Systematic Investment Plan) offers a disciplined approach to wealth creation, enabling investors to grow their savings through regular investments. Designed for individuals seeking financial stability and long-term growth, the SIP plans provide the flexibility to invest small amounts periodically while benefiting from the power of compounding. With expert fund management and a range of investment options, Edelweiss life SIP helps investors achieve their financial goals with ease.

SIP Plan Benefits

Start SIP with as low as ₹1000

No hidden charges

Save upto ₹46,800 in Taxunder section 80C^{^}

Zero LTCG Tax^¶

Disciplined & worry-free investing

Best SIP Funds

Tax Saving Funds Large Cap Low Return Funds Mid Cap Mid Return Funds Multi Cap Debt Funds Shariah Funds Balanced Funds

Payment Mode

Invest

₹ 10,000

Invest for

High Growth Fund

AUM (Cr)

₹10,554

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 32.5 21.1 18.6 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,693

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.44 15.92 14.57 %

View Fund

Instant tax receipt

Virtue II

AUM (Cr)

₹3,282

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.83 16.18 14.24 %

View Fund

Instant tax receipt

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,681

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.64 12.59 14.03 %

View Fund

Instant tax receipt

Opportunities Fund

AUM (Cr)

₹36,935

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 22.23 14.66 13.72 %

View Fund

Instant tax receipt

Diversified Equity Fund

AUM (Cr)

₹3,552

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.82 13.08 13.51 %

View Fund

Instant tax receipt

Frontline Equity Fund

AUM (Cr)

₹4,390

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.77 14.5 13.4 %

View Fund

Instant tax receipt

Grow Money Plus Fund

AUM (Cr)

₹433

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.72 13.34 13.36 %

View Fund

Instant tax receipt

Pure Stock Fund

AUM (Cr)

₹7,241

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.44 13.44 13.11 %

View Fund

Instant tax receipt

Accelerator Fund

AUM (Cr)

₹235

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.38 14.79 12.93 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,693

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.44 15.92 14.57 %

View Fund

Virtue II

AUM (Cr)

₹3,282

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.83 16.18 14.24 %

View Fund

Diversified Equity Fund

AUM (Cr)

₹3,552

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.82 13.08 13.51 %

View Fund

Frontline Equity Fund

AUM (Cr)

₹4,390

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.77 14.5 13.4 %

View Fund

Grow Money Plus Fund

AUM (Cr)

₹433

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.72 13.34 13.36 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,241

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.44 13.44 13.11 %

View Fund

Accelerator Fund

AUM (Cr)

₹235

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.38 14.79 12.93 %

View Fund

Future Apex Fund

AUM (Cr)

₹104

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.28 14.35 12.68 %

View Fund

Growth Super Fund

AUM (Cr)

₹13,106

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 16.99 12.6 12.11 %

View Fund

Maximize India Fund

AUM (Cr)

₹837

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.26 11.93 11.56 %

View Fund

High Growth Fund

AUM (Cr)

₹10,554

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 32.5 21.1 18.6 %

View Fund

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,681

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.64 12.59 14.03 %

View Fund

Opportunities Fund

AUM (Cr)

₹36,935

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 22.23 14.66 13.72 %

View Fund

Top 200 Fund

AUM (Cr)

₹2,485

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 30.5 21 18.2 %

View Fund

Growth Opportunities Plus Fund

AUM (Cr)

₹1,021

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20 14.31 13.82 %

View Fund

Classic Opportunities Fund

AUM (Cr)

₹13,589

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.82 13.21 12.41 %

View Fund

Opportunities Fund

AUM (Cr)

₹3,406

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.11 13.19 12.09 %

View Fund

Flexi Cap

AUM (Cr)

₹1,125

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.96 12.5 11.66 %

View Fund

Equity Top 250 Fund

AUM (Cr)

₹528

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.14 11.65 10.83 %

View Fund

Whole Life Income Fund

AUM (Cr)

₹831

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.96 7.8 7.67 %

View Fund

Debt Fund

AUM (Cr)

₹488

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.81 7.85 7.52 %

View Fund

Income Advantage

AUM (Cr)

₹1,034

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.96 7.83 7.51 %

View Fund

Conservative Fund

AUM (Cr)

₹219

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 7 7.69 7.34 %

View Fund

Steady Money Fund

AUM (Cr)

₹71

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.4 7.2 7.16 %

View Fund

Bond Fund

AUM (Cr)

₹123

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.97 6.98 7.14 %

View Fund

Dynamic Gilt Fund

AUM (Cr)

₹198

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 4.84 7.22 7.12 %

View Fund

Income Fund

AUM (Cr)

₹7,540

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.09 6.98 7.03 %

View Fund

Bond Fund

AUM (Cr)

₹19,241

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.48 7.17 7.02 %

View Fund

Debt Fund

AUM (Cr)

₹93

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.31 7.22 6.95 %

View Fund

Whole Life Aggressive Growth Fund

AUM (Cr)

₹892

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.18 15.82 14.89 %

View Fund

Balanced Fund

AUM (Cr)

₹363

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.35 10.82 10.21 %

View Fund

Creator

AUM (Cr)

₹492

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.24 9.84 9.72 %

View Fund

Save N Grow Money Fund

AUM (Cr)

₹66

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.73 9.52 9.71 %

View Fund

Balanced Fund

AUM (Cr)

₹22,609

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.09 9.68 9.58 %

View Fund

Balanced Fund

AUM (Cr)

₹5,648

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.48 9.75 9.53 %

View Fund

Asset Allocation Fund II

AUM (Cr)

₹286

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.2 9.33 9.49 %

View Fund

Balancer II

AUM (Cr)

₹839

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.38 9.85 9.43 %

View Fund

Growth Fund

AUM (Cr)

₹7,725

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.84 9.95 9.33 %

View Fund

Multi Cap Balanced Fund

AUM (Cr)

₹1,978

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.8 9.53 9.22 %

View Fund

Super Select Equity Fund

AUM (Cr)

₹1,321

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.01 13.2 13.13 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,241

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.44 13.44 13.11 %

View Fund

Pure Equity

AUM (Cr)

₹2,935

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 16.99 12.93 12.38 %

View Fund

Best Edelweiss life SIP Plans

Mutual Funds
ULIP Funds

Here is a list of the mutual fund schemes for best SIP plans to invest in 2025:

Fund Name	3 Year Returns	5 Year Returns	10 Year Returns
	Returns
Mirae Asset Large Cap Fund Direct Plan-Growth	10.82%	15.94%	14.20%
Franklin India Bluechip Fund Direct-Growth	11.11%	16.77%	12.05%
Canara Robeco Bluechip Equity Fund Direct Plan-Growth	13.31%	19.00%	14.72%
Kotak Bluechip Direct Growth	13.32%	18.27%	14.05%
Aditya Birla Sun Life Frontline Equity Fund Direct Plan Growth	13.32%	17.41%	13.11%
Edelweiss Large Cap Fund Growth	13.01%	16.57%	12.61%
PGIM India Large Cap Fund Direct Plan-Growth	9.87%	14.28%	11.83%
UTI Large cap Fund Growth Option - Direct	9.51%	16.53%	12.46%
ICICI Prudential Bluechip Fund Growth	15.70%	18.78%	13.68%
Invesco India largecap Fund Direct Plan-Growth	14.02%	19.13%	14.59%

Returns Updated as of Jul 2025

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Mutual Funds
Fund Names	Category	1 Year Returns	Risk
Edelweiss Aggressive Hybrid Fund	Hybrid	15.9%	Very High
Edelweiss Liquid Fund	Debt	7.5%	Low to Moderate
Edelweiss Small Cap Fund	Equity	13.8%	Very High
Edelweiss Large Cap Fund	Equity	12.7%	Very High
Edelweiss Arbitrage Fund	Hybrid	8.1%	Low

Details of Edelweiss Life Mutual Funds SIP Plans

Edelweiss Aggressive Hybrid Fund

To generate long-term capital growth and current income by investing predominantly in equity and equity-related instruments, with the balance in debt and money market securities.
- Risk Profile: Very High
- Expense Ratio: 0.36% of January 31, 2025.
- Exit Load: 1% will be charged for redemption within 90 days for units in excess of 10% of the investment.
- Minimum Investment: Rs 100
- Fund Size: Rs 2363 crore as of December 31, 2024.
- Returns:
  - 1-year: 16.17%
  - 3-year: 18.02%
  - 5-year: 19.09%
- Suitable for: Investors seeking long-term growth with a higher risk tolerance and a preference for a mix of equity and debt.
Edelweiss Liquid Fund

To provide liquidity and generate reasonable returns through investments in the money market and debt instruments.
- Risk Profile: Low
- Expense Ratio: 0.09% as of January 31, 2025.
- Exit Load: 0.007%
- Minimum Investment: Rs 100
- Fund Size: Rs 5489 crore as of January 31, 2025.
- Returns:
  - 1-year: 7.5%
  - 3-year: 6.64%
  - 5-year: 5.51%
- Suitable for: Investors seeking a safe and liquid investment option with low risk and a short-term investment horizon.
Edelweiss Small Cap Fund

Aims to generate long-term capital appreciation by investing predominantly in equity and equity-related securities of small-cap companies.
- Fund Size (AUM): ₹4,428 crore as of January 31, 2025.
- Expense Ratio: 0.4% as of January 31, 2025.
- Minimum Investment: ₹500
- Exit Load: 1% if redeemed within 90 days.
- Risk: Very High
- Returns:
  - 1-year: 14.4%
  - 3-year: 21.25%
  - 5-year: 30%
- Suitability: Ideal for investors with a high-risk tolerance and a long-term investment horizon (7+ years). Small-cap funds can be more volatile but offer higher growth potential.
Edelweiss Large Cap Fund

To generate long-term capital growth by investing predominantly in equity and related securities of the 100 largest companies by market capitalization in India.
- Risk Profile: Very High
- Expense Ratio: 0.62% as of January 31, 2025.
- Exit Load: 1.0%
- Minimum Investment: Rs 500
- Fund Size: Rs 1,110 crore as of January 31, 2025.
- Returns:
  - 1-year: 12.93%
  - 3-year: 15.75%
  - 5-year: 17.67%
- Suitable for: This fund is suitable for investors seeking long-term capital growth through investment in large-cap companies. It is ideal for those with a higher risk tolerance and an investment horizon of 5 years or more
Edelweiss Arbitrage Fund

The fund primarily capitalizes on arbitrage opportunities arising from price differences in the cash and derivatives markets of equities. This involves simultaneously buying and selling the same asset in different markets to profit from the price gap.
- Risk Profile: Low
- Expense Ratio: 0.39% as of January 31, 2025.
- Exit Load: 0.1%
- Minimum Investment: Rs 500
- Fund Size: Rs 12,136 crore as of January 31, 2025.
- Returns:
  - 1-year: 8.03%
  - 3-year: 7.22%
  - 5-year: 6.25%

Let us take a look at the list of best SIP plans to invest in 2025 in India:

Fund Name	5 Years	7 Years	10 Years
	Returns
High Growth Fund Axis Max Life Rating	32.5%	21.1%	18.6% View Plan
Top 200 Fund Tata AIA Life Rating	30.5%	21%	18.2% View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz Rating	20.64%	12.59%	14.03% View Plan
Opportunities Fund HDFC Life Rating	22.23%	14.66%	13.72% View Plan
Opportunities Fund ICICI Prudential Life Rating	20.11%	13.19%	12.09% View Plan
Multiplier Birla Sun Life Rating	22.57%	14.41%	14.83% View Plan
Virtue II PNB MetLife Rating	20.83%	16.18%	14.24% View Plan
Growth Plus Fund Canara HSBC Life Rating	15.51%	9.95%	10.22% View Plan
Balanced Fund LIC India Rating	10.66%	-	- View Plan
Equity Fund SBI Life Rating	16.91%	11.82%	11.13% View Plan

Fund rating powered by

Updated as of Jul 2025

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^~Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Below are some of the best Edelweiss life ULIP Plans for SIPs in India:

ULIP Plans
Plan Names	Entry Age	Minimum Annual Investment
Edelweiss Life – Wealth Plus	1 year	₹48,000
Edelweiss Life – Wealth Rise+	0-18 years	₹75,000

Details of Edelweiss life ULIP SIP Plans

Edelweiss Life - Wealth Plus
- It is a unit-linked, non-participating, individual savings life insurance product.
- It provides a life cover that ensures financial protection for your family in case of your death.
- It offers a Rising Star Benefit to cater to your children’s future financial needs, even in your absence.
- The plan includes additions such as extra allocation in the first 5 policy years and premium boosters from the 6th policy year.
- There are two investment strategies available: Life Stage & Duration Based Strategy and Self-Managed Strategy.
- The Life Stage & Duration Based Strategy automatically shifts money from equity to debt as you age and the policy term reduces.
- The Self-Managed Strategy lets you invest in funds of your choice and switch between them.
- You can make partial withdrawals from the 6th policy year onwards.
- The minimum entry age is 1 year, and the maximum is 55 years.
- The policy term ranges from 10 to 20 years.
- Liquidity is not available for the first 5 years of the contract.
- There is an option to receive the maturity benefit in lump sum or installments.
- Top-up premiums are allowed any time except during the last 5 years of the policy, and cannot exceed the total base premiums paid.
- The plan offers free switching between funds if you choose the Self-Managed Strategy.
- Premium redirection is available for those with a Self-Managed Strategy, allowing you to change the allocation of future premiums.
Edelweiss Life - Wealth Rise+
- It is a unit-linked, non-participating, individual, savings, life insurance product.
- It provides a life cover at all times during the policy tenure, with an option for an enhanced cover.
- Premiums can be as low as Rs. 500 per month, making it easy to start saving early.
- The plan offers fund additions to boost your fund value at regular intervals during the policy tenure.
- A guaranteed lump sum is added to your fund value at maturity in the Base Cover Option.
- There are two investment strategies: Self-Managed or Life Stage and Duration based Strategy.
- The Self-Managed Strategy lets you invest in any of the 7 funds.
- The Life Stage & Duration Based Strategy moves money from equity to debt as you age and the policy term reduces.
- It provides an option to systematically withdraw fund value every month/quarter/half-year/year from the 10th policy year.
- Base Cover provides a life cover of 7 to 10 times the annualized premium, while Enhanced Cover provides a minimum of 15 times the annualized premium.
- Loyalty additions, booster additions, and maturity additions are offered under the Base Cover option.
- The plan offers a Little Star Benefit if the life insured is a minor.
- You can choose a fixed policy term or a whole life policy term.
- Minimum entry age is 0 years (with Little Star Benefit) and 18 years (without Little Star Benefit).
- Liquidity is not available for the first 5 years of the contract.
- Top-up premiums are allowed with a 5-year lock-in period.
- The plan offers free switching between funds under the Self-Managed Strategy.
- Premium redirection is available for those with a Self-Managed Strategy.
- Partial withdrawals are allowed from the 6th policy year.
- A systematic withdrawal plan (SWP) is available under the Base Cover option from the 10th policy year.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Total Wealth ₹22.4 L

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I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Monthly Investment ₹22.4 L

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Top Funds with High Returns (Past 7 Years)

18.6%

High Growth Fund

18.2%

Top 200 Fund

14.03%

Accelerator Mid-Cap Fund II

13.72%

Opportunities Fund

12.09%

Opportunities Fund

14.83%

Multiplier

14.24%

Virtue II

10.22%

Growth Plus Fund

12.93%

Accelerator Fund

10.44%

Pension Dynamic Equity Fund

13.4%

Frontline Equity Fund

11.57%

Equity Pension

10.83%

Equity Top 250 Fund

13.82%

Growth Opportunities Plus Fund

12.68%

Future Apex Fund

9.73%

Blue-Chip Equity Fund

What are SIP Plans?

SIP stands for Systematic Investment Plan. It is a smart and hassle-free way of investing in mutual funds and other market-linked schemes. With SIP, you can invest a fixed amount of money at regular intervals, such as weekly, monthly, or quarterly, in a scheme of your choice. This disciplined approach to investing helps you accumulate wealth over the long term without having to worry about market fluctuations.

List of Investment Funds

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Why Should You Choose SIP Plans?

Below are the reasons why you should choose the best sip plans to invest in:

Disciplined Investing: SIPs encourage consistent investing habits by deducting a fixed amount from your bank account regularly. This helps you save and invest without trying to time the market.
Rupee Cost Averaging: By investing regularly, you buy more units when the market is down and fewer when it's up. This averages out your purchase cost over time, reducing the impact of market volatility.
Power of Compounding: Your returns earn returns over time, leading to exponential growth. SIPs allow you to benefit from this compounding effect by reinvesting your earnings.
Affordability: You can start with small amounts, making SIPs accessible to a wide range of investors.
Flexibility: You can easily start, stop, or adjust your SIP amount based on your financial situation.
Convenience: SIPs are automated, so you don't have to worry about making manual transactions each month.
Goal-Oriented: SIPs can help you systematically achieve long-term financial goals like retirement, education, or buying a house.
No Need to Time the Market: SIPs eliminate the stress of trying to predict market highs and lows.
Diversification: Mutual funds, in which you invest through SIPs, offer diversification across various asset classes and sectors, reducing your overall risk.
Professional Management: Your investments are managed by professional fund managers who have expertise in market analysis and investment strategies.
Tax Efficiency: Some SIPs, like Equity Linked Savings Schemes (ELSS), offer tax benefits under Section 80C of the Income Tax Act.

Start An Sip Today Watch Your Money Grow

Conclusion

The Edelweiss Life SIPs offer a disciplined approach to wealth creation, enabling investors to grow their savings through regular investments. Designed for individuals seeking financial stability and long-term growth, this SIP plan provides the flexibility to invest small amounts periodically while benefiting from the power of compounding.

Edelweiss Life SIP Plan

Best SIP Funds

Best Edelweiss life SIP Plans

Details of Edelweiss Life Mutual Funds SIP Plans

Edelweiss Aggressive Hybrid Fund

Edelweiss Liquid Fund

Edelweiss Small Cap Fund

Edelweiss Large Cap Fund

Edelweiss Arbitrage Fund

Details of Edelweiss life ULIP SIP Plans

Edelweiss Life - Wealth Plus

Edelweiss Life - Wealth Rise+

SIP Calculator

What are SIP Plans?

List of Investment Funds

Why Should You Choose SIP Plans?

Conclusion

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