Future Generali SIP Calculator

Are you looking for an easy way to understand how much your mutual fund corpus would be at maturity? The Future Generali SIP Calculator is a tool used for calculating the potential returns on your mutual fund investments through Systematic Investment Plans (SIPs). It uses three variables, including your investment amount, investment tenor, and expected rate of return to estimate the expected returns on your SIP investments.

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kapil-sharma
  • 4.8++ Rated
  • 10.5 Crore Registered Consumer
  • 51 Partners Insurance Partners
  • 5.3 Crore Policies Sold

SIP Benefits

  • Start SIP with as low as ₹1000
  • No hidden charges
  • Save upto ₹46,800 in Tax under section 80C^
  • Zero LTCG Tax
  • Disciplined & worry-free investing
Top Performing˜ SIPs with High Returns
Invest ₹10k/month & Get ₹1 Cr# Tax-Free*
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We are rated++
rating
10.5 Crore
Registered Consumer
51
Insurance Partners
5.3 Crore
Policies Sold
Disclaimer:# The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds.

Future Generali SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Total Wealth ₹22.4 L
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
High Growth Fund
18.4%
High Growth Fund
Top 200 Fund
17.46%
Top 200 Fund
Accelerator Mid-Cap Fund II
14.99%
Accelerator Mid-Cap Fund II
Opportunities Fund
15.14%
Opportunities Fund
Equity II Fund
10.53%
Equity II Fund
Accelerator Fund
13.69%
Accelerator Fund
Growth Opportunities Plus Fund
14.83%
Growth Opportunities Plus Fund
Multiplier
15.83%
Multiplier
Equity Top 250 Fund
11.86%
Equity Top 250 Fund
Future Apex Fund
13.63%
Future Apex Fund
Opportunities Fund
12.55%
Opportunities Fund
Frontline Equity Fund
14.43%
Frontline Equity Fund
Virtue II
15.47%
Virtue II
Pension Dynamic Equity Fund
11.16%
Pension Dynamic Equity Fund
Top 300 Fund
12.35%
Top 300 Fund
Blue-Chip Equity Fund
10.5%
Blue-Chip Equity Fund

How Does Future Generali SIP Calculator Work?

The following four key parameters are used by the SIP Calculator to project the investment's future value at maturity.

The Future Generali SIP Calculator works on the basis of the following formula:
FV = P × {[(1 + i)^n - 1] / i} × (1 + i)
Terms used in Future Generali SIP Calculator Formula
FV
Future Estimated Value
P
Fixed Amount of SIP Installment
i
Compounded rate of return
n
Total number of instalments

Example of SIP Calculation

With the help of the following example, let us understand how the Future Generali SIP Calculator works.

Imagine you decide to invest for your retirement and begin with investing ₹ 1,00,000 every year with a 10% annual rate of return for a period of 10 years. What will be the future value of your investments?

Interest rate (i)= 10% p.a.

Total number of installments (n) = 1 year x 10 = 10 years

Fixed Amount of SIP Installment (p) = ₹1,00,000

By converting the annual interest rate to monthly and solving the equation based on the formula given above, you arrive at an approximate future value of ₹ 17,50,000. 

So, you come to know that due to the power of compounding, your invested amount of ₹10,00,000 grows in the future. The longer it stays invested, the more it grows on its own growth – that's compounding!

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹9,223

NAV

114.91

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 27.23 21.27 18.4 %

Instant tax receipt
AUM (Cr)

₹3,137

NAV

69.87

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.38 16.88 15.47 %

Instant tax receipt
AUM (Cr)

₹35,672

NAV

77.2

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 25.73 14.99 15.14 %

Instant tax receipt
AUM (Cr)

₹2,660

NAV

71.41

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.96 16.7 15.02 %

Instant tax receipt
AUM (Cr)

₹5,410

NAV

81.9

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.15 12.92 14.99 %

Instant tax receipt
AUM (Cr)

₹3,524

NAV

41.16

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.02 13.67 14.48 %

Instant tax receipt
AUM (Cr)

₹4,206

NAV

68.39

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.13 15.16 14.43 %

Instant tax receipt
AUM (Cr)

₹434

NAV

67.43

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.74 13.95 14.2 %

Instant tax receipt
AUM (Cr)

₹227

NAV

48.87

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.14 15.3 13.69 %

Instant tax receipt
AUM (Cr)

₹6,953

NAV

152.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.5 13.72 13.68 %

Instant tax receipt
AUM (Cr)

₹3,137

NAV

69.87

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.38 16.88 15.47 %

AUM (Cr)

₹2,660

NAV

71.41

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.96 16.7 15.02 %

AUM (Cr)

₹3,524

NAV

41.16

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.02 13.67 14.48 %

AUM (Cr)

₹4,206

NAV

68.39

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.13 15.16 14.43 %

AUM (Cr)

₹434

NAV

67.43

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.74 13.95 14.2 %

AUM (Cr)

₹227

NAV

48.87

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.14 15.3 13.69 %

AUM (Cr)

₹6,953

NAV

152.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.5 13.72 13.68 %

AUM (Cr)

₹95

NAV

56.51

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.35 15.29 13.63 %

AUM (Cr)

₹2,724

NAV

69.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.62 13.47 13.63 %

AUM (Cr)

₹13,305

NAV

81.19

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.11 13.39 13.04 %

AUM (Cr)

₹9,223

NAV

114.91

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 27.23 21.27 18.4 %

AUM (Cr)

₹35,672

NAV

77.2

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 25.73 14.99 15.14 %

AUM (Cr)

₹5,410

NAV

81.9

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.15 12.92 14.99 %

AUM (Cr)

₹2,188

NAV

175.84

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 31.36 21.73 17.46 %

AUM (Cr)

₹969

NAV

73.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.22 14.94 14.83 %

AUM (Cr)

₹13,357

NAV

68.17

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.83 13.58 13.29 %

AUM (Cr)

₹1,178

NAV

53.16

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.03 13.24 12.58 %

AUM (Cr)

₹3,245

NAV

58.53

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.95 13.36 12.55 %

AUM (Cr)

₹535

NAV

57.4

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.13 12.14 11.86 %

AUM (Cr)

₹221

NAV

93.77

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.55 8.54 8.64 %

AUM (Cr)

₹872

NAV

40.47

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.22 8.12 7.99 %

AUM (Cr)

₹498

NAV

38.23

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.15 8.19 7.78 %

AUM (Cr)

₹209

NAV

47.18

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.25 7.61 7.52 %

AUM (Cr)

₹71

NAV

40.48

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.62 7.41 7.42 %

AUM (Cr)

₹97

NAV

38.68

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.76 7.63 7.36 %

AUM (Cr)

₹8,125

NAV

32.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.41 7.24 7.33 %

AUM (Cr)

₹20,041

NAV

49.48

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.81 7.42 7.29 %

AUM (Cr)

₹110

NAV

29.08

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.15 7.12 7.29 %

AUM (Cr)

₹1,115

NAV

46.22

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.26 7.36 7.25 %

AUM (Cr)

₹849

NAV

97.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.92 16.51 15.57 %

AUM (Cr)

₹367

NAV

47.66

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.08 11.3 10.9 %

AUM (Cr)

₹5,909

NAV

39.55

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.46 10.25 10.19 %

AUM (Cr)

₹500

NAV

102.29

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.63 10.26 10.17 %

AUM (Cr)

₹63

NAV

59.42

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.95 9.87 10.13 %

AUM (Cr)

₹858

NAV

39.08

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.12 10.43 10.01 %

AUM (Cr)

₹8,010

NAV

109.74

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.59 10.5 9.98 %

AUM (Cr)

₹297

NAV

31.09

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.85 9.7 9.88 %

AUM (Cr)

₹19

NAV

33.39

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.55 10.03 9.69 %

AUM (Cr)

₹2,007

NAV

42.85

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.34 9.56 9.65 %

AUM (Cr)

₹1,239

NAV

78.25

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.56 13.25 13.96 %

AUM (Cr)

₹6,953

NAV

152.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.5 13.72 13.68 %

AUM (Cr)

₹2,724

NAV

69.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.62 13.47 13.63 %

View More

How to Use Policybazaar’s Future Generali Mutual Fund SIP Calculator?

By using Policybazaar’s Future Generali SIP calculator, we get the future value of our SIP investments in no time. Follow the given steps to use Policybazaar’s SIP mutual fund calculator provided above:

If You Know Your Investment Amount:

The steps below will help you calculate your monthly, yearly, or lump sum investment returns.

  1. Monthly Return Calculation

    • Mention the amount you plan to invest each month.

    • Enter your expected annual rate of return.

    • Specify your investment duration in years.

    The Policybazaar Future Generali SIP calculator will display the estimated compounded amount and the total accumulated amount at the end of your investment period.

  2. Yearly Return Calculation

    • Specify your yearly Investment Amount.

    • Enter your expected annual rate of return.

    • Enter your investment duration in years.

    The calculator will display the wealth you will gain on your investments and the total accumulated amount.

  3. Lump Sum Return Calculation

    • Specify the one-time amount you plan to invest.

    • Enter your anticipated annual return rate.

    • Indicate the duration of your investment in years.

    The SIP calculator will display your estimated lump sum returns and the total accumulated amount at the end of your investment period.

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
High Growth Fund Max Life
Rating
27.23% 21.27%
18.4%
View Plan
Top 200 Fund Tata AIA
Rating
31.36% 21.73%
17.46%
View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz
Rating
24.15% 12.92%
14.99%
View Plan
Opportunities Fund HDFC Standard
Rating
25.73% 14.99%
15.14%
View Plan
Equity II Fund Canara HSBC Oriental Bank
Rating
19.44% 10.32%
10.53%
View Plan
Growth Opportunities Plus Fund Bharti AXA
Rating
23.22% 14.94%
14.83%
View Plan
Multiplier Birla Sun Life
Rating
26.67% 14.27%
15.83%
View Plan
Equity Top 250 Fund Edelwiess Tokio
Rating
20.13% 12.14%
11.86%
View Plan
Opportunities Fund ICICI Prudential
Rating
22.95% 13.36%
12.55%
View Plan
Flexi Growth Fund LIC
Rating
- -
-
View Plan
Fund rating powered by
Last updated: May 2025
Compare more funds

  Returns
Fund Name 3 Years 5 Years 10 Years
Active Fund QUANT 23.92% 31.48%
21.87%
Flexi Cap Fund PARAG PARIKH 20.69% 26.41%
19.28%
Large and Mid-Cap Fund EDELWEISS 22.34% 24.29%
17.94%
Equity Opportunities Fund KOTAK 24.64% 25.01%
19.45%
Large and Midcap Fund MIRAE ASSET 19.74% 24.32%
22.50%
Flexi Cap Fund PGIM INDIA 14.75% 23.39%
-
Flexi Cap Fund DSP 18.41% 22.33%
16.91%
Emerging Equities Fund CANARA ROBECO 20.05% 21.80%
15.92%
Focused fund SUNDARAM 18.27% 18.22%
16.55%

Last updated: May 2025

Compare more funds

Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

If You Know Your Goal Amount:

  • Enter your target savings or the amount you want to generate from your investments.

  • Specify your planned investment timeframe.

  • Input the expected rate of return.

  • The Policybazaar Future Generali SIP calculator will instantly display the required monthly investment, your total investment, and the projected wealth gain.

What are the Benefits of the Policybazaar Future Generali SIP Calculator?

The Policybazaar Future Generali SIP calculator provides its users with multiple benefits, making it a popular choice among investors. The top five benefits provided by the Policybazaar mutual fund SIP calculator are:

  • Best SIP Plan Selection: By providing different scenarios of investment amount, tenor, and anticipated rate of return, which result in varying returns, you can compare different mutual fund plans and finally select the best SIP plans as per your financial goals.

  • Risk Assessment: Analysing future potential risks is crucial for long-term financial security. The policybazaar Future Generali SIP calculator helps analyze these factors by considering projected returns and the investment period, allowing investors to weigh possible risks against potential gains before investing.

    Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow
  • Customizable Inputs: By using Policybazaar Future Generali SIP calculator you can modify parameters such as your investment sum, investment time period, and anticipated SIP interest rate to align your SIP investments with your unique financial objectives.

  • Free and Accessible Investment Insights: The first step towards your investment should be free of cost; hence, the Policybazaar Future Generali SIP calculator offers unlimited access, empowering everyone to plan their investments without any cost.

  • Probable Returns Projection: Policybazaar Future Generali SIP calculator gives you estimated results based on your investment plans. Input your unique investment details – amount, duration, and expected growth – and instantly see a clear projection of your SIP's future value.

Conclusion

The Future Generali SIP Calculator helps you analyse the performance of your SIP mutual fund investments and other related factors. The calculator streamlines your financial goals and your SIP investments by aiding you in understanding the amount required to invest and achieve those goals. The Future Generali SIP calculator is the first step of your journey towards mutual fund investments. 

Start Small & Build Your Wealth For A Brighter Tomorrow Start Small & Build Your Wealth For A Brighter Tomorrow

FAQs

  • What are the features of the Future Generali SIP calculator?

    Estimating the maturity value of mutual fund SIP investments, providing instant results, changing investment outcomes based on changing inputs, and offering no-cost usage are some of the common features of the Future Generali SIP Calculator.
  • How Can Future Generali SIP Calculator Help You Plan Your Investments?

    The Future Generali SIP calculator works based on the formula FV = [P x (1 + i)^n - 1/i] x (1 + i), where FV refers to the Future Estimated Value, P is the Fixed Amount of SIP Installment, i is the compounded rate of return, and n is the total number of installments used to calculate your mutual fund SIP investment returns.
  • Can we select the investment tenor of our choice in the Future Generali SIP calculator?

    Yes, you can select the investment period of your choice as per your financial needs. Just remember: The longer you invest, the greater your returns will be.
  • What does the Future Generali SIP Calculator show?

    The Future Generali SIP calculator displays the potential returns on your regular contributions to mutual fund investments.

SIP Hub

˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^Section 80C allows annual deductions of up to ₹1.5 lacs from the taxable income. Section 10(10D) provides tax-free maturity benefits for investments of up to ₹2.5 Lacs/ year, on policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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