List of Best SIP Plans by ICICI in 2026
Below are the best SIP plans provided by ICICI Prudential:
Details of ICICI Prudential SIP Plans
Below are the details of the best SIP plans by ICICI Prudential AMC:
-
ICICI Prudential Silver ETF FoF - Growth
ICICI Prudential Silver ETF FoF - Growth invests primarily in units of the ICICI Prudential Silver ETF. It aims to generate returns that closely correspond to the performance of domestic silver prices, as reflected by the underlying ETF, keeping tracking error to a minimum, subject to expenses and regulatory provisions applicable in 2026.
-
ICICI Prudential Regular Gold Savings Fund (FOF)-Growth
ICICI Prudential Regular Gold Savings Fund (FOF)-Growth focuses on delivering returns by investing predominantly in units of the ICICI Prudential Gold ETF. This Fund of Funds structure helps investors track domestic gold prices through a mutual fund route, while also maintaining limited exposure to debt and money market instruments for liquidity management.
-
ICICI Prudential Gold Exchange Traded Fund
ICICI Prudential Gold Exchange Traded Fund strives to mirror domestic gold prices based on LBMA AM fixing prices in INR, before expenses and tracking errors. It achieves this by holding physical gold of prescribed fineness, providing direct exposure to gold price movements in line with SEBI’s ETF guidelines.
-
ICICI Prudential PSU Equity Fund - Growth
ICICI Prudential PSU Equity Fund - Growth seeks long-term capital appreciation by investing mainly in equity and equity-related securities of Public Sector Undertakings and entities with majority government ownership, across various sectors.
-
ICICI Prudential NASDAQ 100 Index Fund - Growth
ICICI Prudential NASDAQ 100 Index Fund - Growth aims to replicate the returns of the NASDAQ-100 Index. It invests in securities of the underlying index, using a passive investment strategy, subject to tracking errors, to provide exposure to leading US technology and growth-oriented companies.
-
ICICI Prudential Transportation and Logistics Fund - Growth
ICICI Prudential Transportation and Logistics Fund - Growth targets long-term capital growth by investing predominantly in equity and equity-related instruments of companies involved in transportation, logistics, shipping, railways, ports, aviation, and related infrastructure segments.
-
ICICI Prudential BHARAT 22 FOF - Growth
ICICI Prudential BHARAT 22 FOF - Growth generates returns by investing predominantly in units of the BHARAT 22 ETF, and/or other eligible instruments as permitted under SEBI Mutual Fund Regulations. This provides diversified exposure to select blue-chip PSUs and private sector companies included in the BHARAT 22 portfolio.
-
ICICI Prudential StrateGIC Metal and Energy Equity FoF - Growth
ICICI Prudential StrateGIC Metal and Energy Equity FoF - Growth focuses on long-term capital appreciation by investing primarily in units of the First Trust Strategic Metals and Energy Equity UCITS Fund, or similar overseas ETFs/funds, with a portion allocated to domestic debt and money market instruments for liquidity and risk management.
-
ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Growth
ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Growth pursues long-term capital appreciation by investing predominantly in equity and equity-related securities of companies engaged in pharmaceuticals, healthcare services, diagnostics, hospitals, biotechnology, and healthcare-related ancillary segments.
-
ICICI Prudential Retirement Fund - Pure Equity Plan - Growth
ICICI Prudential Retirement Fund - Pure Equity Plan - Growth aims for long-term capital growth to support retirement goals. It invests predominantly in equity and equity-related securities, including domestic equities and permitted overseas instruments, with minimal exposure to debt instruments, as per the solution-oriented retirement fund framework applicable in 2026.
- Insurance Companies
- Mutual Funds
|
Returns |
| Fund Name |
5 Years |
7 Years |
10 Years |
| SBI Life |
9.53% |
11.09% |
|
| HDFC Life |
15.27% |
- |
|
| Axis Max Life |
19.02% |
20.89% |
|
| ICICI Prudential Life |
15.25% |
- |
|
| Tata AIA Life |
16.49% |
20.37% |
|
| Bajaj Life |
13.14% |
12.81% |
|
| Birla Sun Life |
15.15% |
14.73% |
|
| PNB MetLife |
13.48% |
15.76% |
|
| Canara HSBC Life |
9.56% |
10.09% |
|
| Star Union Dai-ichi Life |
13.31% |
- |
|
Fund rating powered by
Last updated: Feb 2026
How Does the ICICI SIP Plan Work in 2026?
Here is how ICICI SIP Plans work:
- Systematic Investment: You invest a fixed amount of money at regular intervals into a chosen mutual fund or other fund schemes.
- Long-Term Investment: SIPs are ideal for long-term financial goals as they benefit from compounding.
- Rupee Cost Averaging: By investing regularly, you purchase units at different price points, averaging out the cost per unit over time.
- Disciplined Investing: SIP builds financial discipline by creating a habit of regular investment.
- Flexible Investment: You can choose the amount, investment frequency, and tenure to suit your financial situation.
SIP Calculator
Monthly Investment
₹22.4 L
Top Funds with High Returns (Past 7 Years)
12.69%
Equity Pension
16.68%
Global Blue Chip Anchor Strategy
18.64%
High Growth Fund
18.03%
US Growth Fund
20.51%
Multi Cap Fund
14.39%
Accelerator Mid-Cap Fund II
15.78%
Multiplier
14.33%
Frontline Equity Fund
15.02%
Virtue II
11.04%
Growth Plus Fund
13.59%
US Equity Fund
15.2%
Growth Opportunities Plus Fund
11.72%
Equity Top 250 Fund
13.56%
Future Apex Fund
11.6%
Pension Dynamic Equity Fund
14.06%
Accelerator Fund
How to Calculate Returns On Your ICICI SIP Investments?
Calculating returns is essential for effective financial planning in 2026. Investors can use an SIP calculator to estimate potential returns based on updated assumptions such as expected market returns, tenure, and contribution amount.
By entering these parameters, investors can assess the future value of their SIP investments and align them with goal-based planning requirements relevant for 2026.
Illustration:
If an investor starts a SIP of ₹5,000 per month in a chosen best investment plan offered by ICICI for a long-term horizon, the investment benefits from market-linked growth and compounding.
Assumption:
- Monthly SIP: ₹5,000
- Investment period: 15 years
- Expected return: 12% per annum
Over time, the total investment of ₹9 lakh has the potential to grow significantly due to compounding. The maturity amount calculated using an ICICI SIP Calculator shows the following results:
- Total Investment: ₹9 lakh
- Wealth Gained: ₹14.8 lakh
- Total Maturity Amount: ₹23.8 lakh
Benefits of Starting an SIP in ICICI Pru and ICICI Bank
Here are the benefits of starting a SIP in ICICI Prudential:
- Disciplined investing: SIPs help investors maintain regular investments, which is critical for long-term wealth creation in volatile markets like 2026.
- Rupee-cost averaging: By investing a fixed amount at regular intervals, you purchase more units when the NAV is low and fewer units when the NAV is high. This helps to average out the cost of your investment over time and reduce the impact of market volatility.
- Convenience: SIPs are a convenient way to invest, as you can set up an automatic transfer from your bank account to your SIP account. This ensures that you invest regularly without worrying about missing a contribution.
- Wide range of schemes: ICICI Prudential offers equity, debt, hybrid, sectoral, and factor-based funds aligned with evolving investor preferences in 2026.
- Potential for high returns: Over the long term, equity SIPs have the potential to generate higher returns.
