LIC SIP Plan

Investing for your future is no longer optional—it's essential. Among the many financial products available, SIPs (Systematic Investment Plans) offer a disciplined way to build wealth over time. While most people associate SIPs with mutual funds, LIC (Life Insurance Corporation of India) also offers SIP-like investment options that cater to long-term financial goals with the added benefit of life insurance coverage. Here's everything you need to know about LIC SIP Plans.

Read more

Invest Today, Secure Tomorrow

  • Take the first step to ₹1 Crore

    Start SIP in just 2 minutes

  • 100% online, Zero paperwork

    150+ Fund Options Available

  • Funds delivering up to 18% CAGR+

    Expert help at no extra cost

Best SIP Funds

Tax Saving FundsLarge Cap Low Return FundsMid Cap Mid Return FundsMulti CapDebt FundsShariah FundsBalanced Funds
Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹11,852

NAV

₹166.04

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 18.31 20.62 17.9 %

View Fund
Instant tax receipt
AUM (Cr)

₹2,581

NAV

₹70.79

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.79 15.9 15.06 %

View Fund
Instant tax receipt
AUM (Cr)

₹3,206

NAV

₹68.73

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.23 16.86 15.06 %

View Fund
Instant tax receipt
AUM (Cr)

₹34,475

NAV

₹77.3

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.28 16.02 14.44 %

View Fund
Instant tax receipt
AUM (Cr)

₹5,492

NAV

₹80.43

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.34 14.37 14.18 %

View Fund
Instant tax receipt
AUM (Cr)

₹422

NAV

₹66.32

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.64 13.49 14.03 %

View Fund
Instant tax receipt
AUM (Cr)

₹4,838

NAV

₹66.88

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13 14.67 13.79 %

View Fund
Instant tax receipt
AUM (Cr)

₹206

NAV

₹47.04

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.58 14.34 13.48 %

View Fund
Instant tax receipt
AUM (Cr)

₹3,452

NAV

₹39.9

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.52 12.59 13.21 %

View Fund
Instant tax receipt
AUM (Cr)

₹3,044

NAV

₹64.37

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.5 11.98 12.32 %

View Fund
Instant tax receipt
AUM (Cr)

₹2,581

NAV

₹70.79

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.79 15.9 15.06 %

View Fund
AUM (Cr)

₹3,206

NAV

₹68.73

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.23 16.86 15.06 %

View Fund
AUM (Cr)

₹422

NAV

₹66.32

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.64 13.49 14.03 %

View Fund
AUM (Cr)

₹4,838

NAV

₹66.88

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13 14.67 13.79 %

View Fund
AUM (Cr)

₹206

NAV

₹47.04

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.58 14.34 13.48 %

View Fund
AUM (Cr)

₹3,452

NAV

₹39.9

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.52 12.59 13.21 %

View Fund
AUM (Cr)

₹3,044

NAV

₹64.37

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.5 11.98 12.32 %

View Fund
AUM (Cr)

₹56

NAV

₹41.19

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.04 12.79 12.25 %

View Fund
AUM (Cr)

₹926

NAV

₹43

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.13 12.36 12.24 %

View Fund
AUM (Cr)

₹760

NAV

₹28.37

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.27 13.31 11.71 %

View Fund
AUM (Cr)

₹11,852

NAV

₹166.04

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 18.31 20.62 17.9 %

View Fund
AUM (Cr)

₹34,475

NAV

₹77.3

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.28 16.02 14.44 %

View Fund
AUM (Cr)

₹5,492

NAV

₹80.43

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.34 14.37 14.18 %

View Fund
AUM (Cr)

₹10,579

NAV

₹63.89

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21 21.53 22 %

View Fund
AUM (Cr)

₹13,736

NAV

₹118.48

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.94 22.27 18.84 %

View Fund
AUM (Cr)

₹1,042

NAV

₹72.54

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.6 14.87 14.74 %

View Fund
AUM (Cr)

₹13,101

NAV

₹68.34

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.03 13.71 13.02 %

View Fund
AUM (Cr)

₹3,457

NAV

₹58.49

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.3 12.8 12.6 %

View Fund
AUM (Cr)

₹1,050

NAV

₹53.01

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.28 13.15 12.48 %

View Fund
AUM (Cr)

₹498

NAV

₹55.43

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.01 11.83 11.09 %

View Fund
AUM (Cr)

₹224

NAV

₹27.03

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.93 9.17 10.01 %

View Fund
AUM (Cr)

₹847

NAV

₹41.04

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.49 6.86 7.21 %

View Fund
AUM (Cr)

₹532

NAV

₹38.47

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.11 6.81 6.91 %

View Fund
AUM (Cr)

₹131

NAV

₹30.32

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.86 6.64 6.84 %

View Fund
AUM (Cr)

₹72

NAV

₹41.59

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.34 6.47 6.76 %

View Fund
AUM (Cr)

₹91

NAV

₹39.24

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.09 6.49 6.53 %

View Fund
AUM (Cr)

₹16,641

NAV

₹50.18

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.12 6.27 6.52 %

View Fund
AUM (Cr)

₹166

NAV

₹47.06

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 4.47 5.94 6.51 %

View Fund
AUM (Cr)

₹1,080

NAV

₹46.95

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.52 6.33 6.49 %

View Fund
AUM (Cr)

₹1,623

NAV

₹43.91

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.2 6.02 6.38 %

View Fund
AUM (Cr)

₹896

NAV

₹100.2

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.53 16.27 15.28 %

View Fund
AUM (Cr)

₹348

NAV

₹47

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.05 10.35 10.12 %

View Fund
AUM (Cr)

₹62

NAV

₹59.74

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.93 9.09 9.76 %

View Fund
AUM (Cr)

₹4,753

NAV

₹38.87

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.96 9.39 9.75 %

View Fund
AUM (Cr)

₹438

NAV

₹101.48

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.83 9.22 9.66 %

View Fund
AUM (Cr)

₹20,171

NAV

₹70.79

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.31 8.97 9.43 %

View Fund
AUM (Cr)

₹765

NAV

₹38.68

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.48 9.55 9.43 %

View Fund
AUM (Cr)

₹6,428

NAV

₹106.71

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.88 9.21 9.32 %

View Fund
AUM (Cr)

₹260

NAV

₹30.29

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.95 9.03 9.19 %

View Fund
AUM (Cr)

₹1,682

NAV

₹42.79

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.99 9.53 9.11 %

View Fund
View More

List of LIC SIP Plan 

SIP Plans  5 Year Return  10 Year Return 
LIC MF Midcap Fund Direct Growth 26.73% NA
LIC MF Large Cap Fund Growth 17.64% 10.55%
LIC MF ELSS Tax Saver -Direct Plan Growth Option 22.55% 13.14%
LIC MF Aggressive Hybrid Fund Direct Plan Growth Option 16.47% 10.12%
LIC MF Small Cap Fund Regular Growth 31.69% NA

What is an LIC SIP Plan?

An LIC SIP Plan is not a traditional SIP in mutual funds but rather a mode of regular premium payment into LIC's insurance-cum-investment plans. You invest a fixed amount regularly (monthly or quarterly), and in return, you not only build a savings corpus but also secure life cover. It offers the twin benefits of disciplined investing and financial protection.

Benefits of LIC SIP Plans

  • Life Insurance Coverage: Every investment comes with a life cover, offering financial security to your loved ones.

  • Disciplined Savings: SIPs promote a habit of regular savings.

  • Long-Term Wealth Creation:Ideal for goals like children’s education, marriage, or retirement, Choosing the best SIP depends on long-term financial goals.

  • Tax Benefits: Premiums paid are eligible for tax deductions under Section 80C.

  • Low Risk: Backed by the Government of India, LIC plans are among the safest investment options.

Popular LIC SIP Plans Table

Plan Name Policy Term Life Cover Included Maturity Benefit Tax Benefits
LIC New Endowment Plan 12 to 35 years Yes Lump sum on maturity Yes (Sec 80C)
LIC Jeevan Labh 16, 21, 25 years Yes Sum assured + Bonus Yes (Sec 80C)
LIC Jeevan Anand 15 to 35 years Yes Lifetime risk cover + maturity sum Yes (Sec 80C)
LIC Tech-Term Plan 10 to 40 years Yes Pure term cover (no maturity benefit) Yes (Sec 80C)
LIC SIIP (ULIP-based) 10 to 25 years Yes Market-linked returns + life cover Yes (Sec 80C)

SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Total Wealth ₹1.03 Cr
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
Equity Pension
12.24%
Equity Pension
Opportunities Fund
14.44%
Opportunities Fund
High Growth Fund
18.84%
High Growth Fund
Opportunities Fund
12.6%
Opportunities Fund
Multi Cap Fund
22%
Multi Cap Fund
Accelerator Mid-Cap Fund II
14.18%
Accelerator Mid-Cap Fund II
Multiplier
15.96%
Multiplier
Frontline Equity Fund
13.79%
Frontline Equity Fund
Virtue II
15.06%
Virtue II
Equity II Fund
10.21%
Equity II Fund
Blue-Chip Equity Fund
10.08%
Blue-Chip Equity Fund
Global Equity Growth Fund
16.13%
Global Equity Growth Fund
Growth Opportunities Plus Fund
14.74%
Growth Opportunities Plus Fund
Equity Top 250 Fund
11.09%
Equity Top 250 Fund
Future Opportunity Fund
12.25%
Future Opportunity Fund
Pension Dynamic Equity Fund
10.96%
Pension Dynamic Equity Fund
Accelerator Fund
13.48%
Accelerator Fund

How to Start an LIC SIP Plan

  • Choose a Plan: Select a plan based on your financial goals and risk appetite.

  • Decide Investment Amount: Set a comfortable monthly/quarterly investment amount.

  • Visit LIC Website/Agent: Apply online or through an LIC agent.

  • Complete KYC: Submit documents like PAN, Aadhaar, and address proof.

  • Start Investing: Make your first premium payment and track regularly.

Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow

Who Should Invest in LIC SIP Plans?

  • First-time investors looking for low-risk options.

  • Salaried individuals seeking tax savings and insurance.

  • Parents planning for children’s future.

  • Anyone aiming for disciplined long-term wealth accumulation.

Conclusion

LIC SIP Plans offer a unique blend of investment and insurance. While the returns may not match high-risk instruments like equity mutual funds, they provide unmatched safety and stability. For anyone looking to build a secure financial future with regular investments and insurance protection, LIC SIP Plans are a reliable choice.

SIP Plans
5 Years
SIP Plans
7 Years
SIP Plans
10 Years
SIP Plans
12 Years
SIP Plans
15 Years
SIP Plans
20 Years
SIP Plans

FAQs

  • Is LIC SIP the same as mutual fund SIP?

    No. LIC SIP involves regular premium payments into insurance plans, while mutual fund SIPs invest in market securities.

  • Can I withdraw my money early?

    Most LIC plans have a lock-in of 3-5 years. Early withdrawal may attract penalties.

  • Is the LIC SIP Plan safe?

    Yes. LIC is government-backed and offers guaranteed returns in many of its traditional plans.

  • Can I increase the SIP amount later?

    In most plans, the premium amount is fixed. You may need to buy a new policy to invest more.

  • Are there any online tools to calculate returns?

    Yes. LIC and various financial portals provide online calculators to estimate maturity amounts.

SIP Hub
SIP Investment Plans - SIP Funds to Invest in India
SIP Interest Rate
How to Invest in SIP
What is SIP
Types of SIP
SIP vs FD
Best SIP Plans
SIP Plans for NRI
SIP for Long Term
Step up SIP Calculator
SIP for 1 Crore in 10 years
Index Fund SIP Calculator
Systematic Withdrawal Plan - SWP
Step up SIP
SWP Calculator
AMC SIP
SIP vs SWP vs STP
Best SIP Plan for 5 Years
HDFC SIP Plans
SBI SIP Plans
ICICI SIP Plan
Reliance SIP Plan
Axis Bank SIP Plans
Yes Bank SIP Plans
Aditya Birla Sun Life SIP Plans
Tata AIA SIP Plans
Kotak SIP Plan
Bajaj Life SIP Plans
BOI SIP Investment
PNB SIP Investment
IDBI Bank SIP Investment
Canara SIP Plans
HSBC SIP Plan
Index Fund Systematic Investment Plan
Axis Max Life SIP Plans
HDFC SIP Plans
SBI SIP Plans
ICICI SIP Plan
Reliance SIP Plan
Axis Bank SIP Plans
Yes Bank SIP Plans
Aditya Birla Sun Life SIP Plans
Tata AIA SIP Plans
Kotak SIP Plan
Bajaj Life SIP Plans
BOI SIP Investment
PNB SIP Investment
IDBI Bank SIP Investment
Canara SIP Plans
HSBC SIP Plan
Index Fund Systematic Investment Plan
Axis Max Life SIP Plans
500 SIP for 1 Year
500 SIP for 2 Years
500 SIP for 5 Years
500 SIP for 10 Years
500 SIP for 15 Years
500 SIP for 20 Years
500 SIP for 25 Years
1000 SIP for 1 Year
1000 SIP for 2 Years
1000 SIP for 10 Years
1000 SIP for 25 Years
1000 SIP for 30 Years
2000 SIP for 1 Year
2000 SIP for 2 Years
2000 SIP for 5 Years
2000 SIP for 18 Years
2000 SIP for 20 Years
2000 SIP for 25 Years
3000 SIP for 1 Year
3000 SIP for 2 Years
3000 SIP for 5 Years
3000 SIP for 15 Years
3000 SIP for 20 Years
3000 SIP for 25 Years
5000 SIP for 1 Year
5000 SIP for 2 Years
5000 SIP for 20 Years
5000 SIP for 25 Years
10000 SIP for 2 Years
10000 SIP for 15 Years
10000 SIP for 25 Years
15000 SIP for 1 Year
15000 SIP for 2 Years
15000 SIP for 15 Years
15000 SIP for 20 Years
15000 SIP for 25 Years
16000 SIP for 5 Years
16000 SIP for 10 Years
16000 SIP for 15 Years
16000 SIP for 20 Years
16000 SIP for 25 Years
20000 SIP for 1 Year
20000 SIP for 2 Years
20000 SIP for 5 Years
20000 SIP for 15 Years
20000 SIP for 20 Years
20000 SIP for 25 Years
30000 SIP for 1 Year
30000 SIP for 2 Years
30000 SIP for 5 Years
30000 SIP for 10 Years
30000 SIP for 15 Years
30000 SIP for 20 Years
30000 SIP for 25 Years
50000 SIP for 1 Year
50000 SIP for 2 Years
50000 SIP for 10 Years
50000 SIP for 15 Years
50000 SIP for 20 Years
50000 SIP for 25 Years
SIP Calculator
SBI SIP Calculator
HDFC SIP Calculator
AXIS SIP Calculator
BOI SIP Calculator
Canara Bank SIP Calculator
DHFL SIP Calculator
ICICI SIP Calculator
IDBI SIP Calculator
Kotak SIP Calculator
PNB SIP Calculator
Union Bank SIP Calculator
Step up SIP Calculator
HSBC SIP Calculator
Aditya Birla SIP Calculator
Index Fund SIP Calculator
Yes Bank SIP Calculator
Nippon India SIP Calculator
Bajaj Life SIP Calculator
TATA SIP Calculator
View More

SIP plans Articles

Recent Articles
Popular Articles
EMI vs SIP
EMI vs SIP

20 Mar 2026

Every month, millions of Indians decide whether to use their
Read more
SIP Cancellation Form
SIP Cancellation Form

20 Mar 2026

An SIP Cancellation Form gives you complete control over your
Read more
How to Stop SIP Online
How to Stop SIP Online

16 Mar 2026

Investing in a Systematic Investment Plan (SIP) is one of the
Read more
How to Open an SIP Account
How to Open an SIP Account

16 Mar 2026

Opening an SIP account is a simple process that allows you to
Read more
Rs 40000 SIP Portfolio Plan
Rs 40000 SIP Portfolio Plan

10 Mar 2026

Investing ₹40,000 every month is a significant commitment
Read more
SIP Calculator
SIP Calculator
  • 10 Apr 2018
  • 1424192
Best Mutual Funds Increase Your SIP Wealth See how increasing your contribution by just ₹5,000 and
Read more
Best SIP Plans
Best SIP Plans
  • 14 Feb 2020
  • 377216
Best SIP Plans are top mutual fund schemes that have been constantly outperforming in the market due to their
Read more
SIP Investment Plans - SIP Funds to Invest in India
SIP Investment Plans - SIP Funds to Invest in India
  • 01 Feb 2017
  • 1191098
A Systematic Investment Plan (SIP) is a method to invest fixed amounts regularly in mutual funds. It makes the
Read more
Kotak SIP Calculator
Kotak SIP Calculator
  • 16 Dec 2021
  • 12333
Kotak Mahindra Bank offers various financial services to its customers, including the option for SIP investments
Read more
Systematic Withdrawal Plan - SWP
Systematic Withdrawal Plan - SWP
  • 22 Jun 2023
  • 43698
A Systematic Withdrawal Plan (SWP) is a mutual fund feature that enables regular, fixed withdrawals from your
Read more
Invest ₹10K/Month & Get ₹1 Crore# Tax-Free*
*under 10(10D)

Explore the popular searches and stay informed

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer:#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

Claude
top

  • Invest In SIP & Get Financial Freedom

    With BEST RETURNS˜ and Tax-Free* Maturity

  • Mobile +91
  • Mobile +91

*under 10(10D)

Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL