You can use the Nippon India SIP Calculator to figure out how much money you may earn by investing in Nippon India Mutual Fund schemes every month. It shows how saving regularly can make your money grow over time. To quickly find out if your SIP amount fits with your financial goals, all you have to do is enter a few basic information. It helps you plan long-term goals like retirement, paying for your kids' college, or building wealth over time.
Use the SIP calculator below to get an instant estimate of your SIP returns and plan your investments better.
The Nippon India SIP Calculator is an online tool that estimates the future value of SIP investments made in Nippon India Mutual Fund schemes. For most investors, it works as a planning aid rather than a prediction tool.
It helps you to:
Nippon India Mutual Fund is often chosen by investors due to its wide range of equity, debt, and hybrid schemes catering to different investment needs.
The Nippon India SIP calculator operates by employing a typical SIP calculation algorithm in the background and utilizing simple investment inputs.
You must enter:
Based on these parameters, the calculator estimates:
In simple words, it presupposes that every SIP installment grows at the projected rate until maturity.
Important note: The results provided are indicative only. Mutual fund investments are market-linked, and actual returns may change based on market conditions.
The Nippon India SIP Calculator uses the standard SIP future value formula, which is commonly used across mutual fund platforms.
In simple terms, this formula calculates how each monthly investment grows over time by applying compounding returns. For most investors, the calculator handles this automatically, so manual calculation is not required.
| Returns | ||||
|---|---|---|---|---|
| Fund Name | 5 Years | 7 Years | 10 Years | |
| Equity Pension SBI Life | 11.36% | 12.7% |
13.13%
View Plan
|
|
| Opportunities Fund HDFC Life | 14.11% | 15.35% |
15.09%
View Plan
|
|
| High Growth Fund Axis Max Life | 19.85% | 21.59% |
18.98%
View Plan
|
|
| US Growth Fund ICICI Prudential Life | 15.25% | - |
18.03%
View Plan
|
|
| Multi Cap Fund Tata AIA Life | 16.99% | 21.1% |
20.75%
View Plan
|
|
| Accelerator Mid-Cap Fund II Bajaj Life | 13.59% | 13.46% |
14.65%
View Plan
|
|
| Multiplier Birla Sun Life | 15.73% | 15.42% |
16%
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|
|
| Virtue II PNB MetLife | 14.15% | 16.41% |
15.38%
View Plan
|
|
| Equity II Fund Canara HSBC Life | 10.13% | 10.5% |
11.25%
View Plan
|
|
| US Equity Fund Star Union Dai-ichi Life | 13.31% | - |
13.59%
View Plan
|
|
| Fund Name | AUM | Return 3 Years | Return 5 Years | Return 10 Years | Minimum Investment | Return Since Launch |
|---|---|---|---|---|---|---|
| Motilal Oswal BSE Enhanced Value Index Fund Regular - Growth | ₹822.00 Crs | 35.31% | N/A | N/A | ₹500 | 35.07% |
| Bandhan Small Cap Fund Regular-Growth | ₹14,062.19 Crs | 29.34% | 30.26% | N/A | ₹1,000 | 31.59% |
| Motilal Oswal Midcap Fund Regular-Growth | ₹33,608.53 Crs | 25.97% | 33.24% | 17.66% | ₹500 | 22.31% |
| ICICI Prudential Infrastructure Fund-Growth | ₹7,941.20 Crs | 28.79% | 37.23% | 17.14% | ₹5,000 | 15.97% |
| Canara Robeco Large Cap Fund Regular-Growth | ₹16,406.92 Crs | 16.08% | 17.34% | 13.87% | ₹100 | 12.99% |
| Mirae Asset Large Cap Fund Direct- Growth | ₹39,975.32 Crs | 14.85% | 17.48% | 14.46% | ₹5,000 | 16.26% |
| Kotak Midcap Fund Regular-Growth | ₹57,375.20 Crs | 22.42% | 27.51% | 18.07% | ₹100 | 15.26% |
| SBI Small Cap Fund-Growth | ₹35,562.96 Crs | 13.89% | 23.99% | 18.17% | ₹5,000 | 19.25% |
| SBI Gold ETF | ₹8,810.86 Crs | 31.81% | 17.85% | 15.14% | ₹5,000 | 12.57% |
Updated as of Feb 2026
Let us understand this with a practical example.
Suppose you invest ₹20,000 every month in a Nippon India SIP for 5 years at an expected return of 12% per year.
| Input Parameter | Provided Value |
| Interest rate (i) | 12% p.a. |
| Total number of instalments (n) | 5 years |
| Fixed Amount of SIP instalment (p) | ₹20,000 |
| Result Category | Calculated Amount |
| Total Investment | ₹ 12,00,000 |
| Wealth Gained | ₹ 4,22,072 |
| Total Wealth | ₹ 16,22,072 |
This example highlights the benefit of staying invested regularly rather than trying to time the market. The final amount may be higher or lower depending on actual fund performance.
Investing through SIPs in Nippon India Mutual Funds can be a suitable option for long-term investors for the following key reasons:
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved
insurance
plan.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^Section 80C allows annual deductions of up to ₹1.5 lacs from the taxable income. Section 10(10D) provides tax-free maturity benefits for investments of up to ₹2.5 Lacs/ year, on policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.