From looking after her parents and children to managing household expenses and daily household work, undoubtedly housewife plays an important role. Their absence in the house can give rise to financial and emotional difficulties. A term insurance plan is one of the most important tools for a housewife that provides additional financial security by covering education expenses, loans, marriage costs, and health care costs. Bajaj Term insurance plan for housewives is one such plan that provides financial protection to family members at affordable costs.
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Note: Know more about what is term insurance first before reading this article.
Bajaj term insurance for housewife is a type of life insurance plan that provides a fixed payout to the family of housewife in case of any eventuality with the housewife. This guaranteed payment is offered against the payment of premiums that are made by the policyholder.
Term Plans
With the increasing number of diseases among females like PCOD, and breast cancer, term insurance plan for housewife is a necessity. With a Bajaj Term insurance plan for housewives, you can secure your family members financially. The payout from the term coverage can be used to manage the house and helps in your children’s education, health, and well-being.
Following are some of the benefits of buying a Bajaj Term Insurance Plan for Housewives:
Financial Security: This plan can support financial planning by providing the nominee with a guaranteed amount to deal with important expenses.
Low premium rates: You can easily buy an online term insurance plan at affordable rates in a simple and hassle-free way. Term plans are economical and offer you good value for money. The earlier you buy a term plan, the lower the premium you have to pay because the premium increases with the increase in the buyer’s age. It is always recommended to buy a term insurance plan at younger ages.
High sum assured: You can purchase high life cover amounts at low rates as a term plan comes with no component of investment. The total premium is then invested towards the sum assured that is paid to the nominee/beneficiary in case of death during the plan term.
Protecting the future of your child: The Bajaj e-Touch term plan offers various term insurance benefits for the well-being of your children, helping them to guarantee a bright future without having any financial stress. So, purchasing a term insurance plan for a housewife secures the future of your children.
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Bajaj Allianz e-Touch Online Term plan is a non-participating, non-linked pure risk plan that provides life cover along with the benefit of accidental death, critical illness, accidental total premium disability, and waiver of premium, based on the type of variant selected by you.
Offers comprehensive protection for you and your family members
Lower amounts of premium for non-tobacco users or non-smokers
Flexibility to choose from 4 variants to increase your protection
Provides an option for the nominee to receive the plan benefits in a lump sum or in monthly installments.
| Parameters | Minimum | Maximum |
| Entry Age | 18 years | 50 years |
| Maturity Age | 23 years | With ROP: 75 years
Without ROP: 85 years |
| Policy Term | 5 years to 40 years | |
| Sum Assured | 50 Lakhs | |
| Payment Frequency | Single, Regular pay, Limited pay (5,10,15 years) | |
Note: You can easily calculate the term plan premium by using the term insurance calculator online tool.
Here is a step-to-step guide to buy a Bajaj Allianz e-Touch Plan for Housewives from Policybazaar:
Step 1: Visit the Term Insurance Plan for Housewife Form
Step 2: Fill in all the required details like name, contact number, and date of birth. Then,click on ‘View Plans’.
Step 3: Answer the basic questions about occupation type, annual income, educational qualification, and smoking habits.
Step 4: After submitting all this information, a list of all available term insurance plans for housewives will be displayed.
Step 5: Select the Bajaj Allianz Life Insurance Company using the filter option
Step 6: Then, proceed to pay if the plan suits your requirements.
Note: Check out the best term insurance plan in India and choose one that suits your requirements.
˜Top plans are based on annualized premium, for bookings made through https://www.policybazaar.com in FY 25.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
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+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.
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