Prices Increasing soon Prices Increasing Soon

PNB 75 Lakh Term Insurance

Safeguarding the financial well-being of your family starts with financial planning and a commitment to secure them for the future. If you're uncertain about how to begin the process, this is the right moment to buy the best 75 lakh term insurance policy. PNB Life Insurance has cost-effective term insurance plans offering 75 lakh term insurance, ensuring financial protection against unforeseen life events. This article discusses all about PNB 75 Lakh Term Insurance so that you can make an informed decision.

Read more
Gets ₹1 Cr. Life Cover at just
COVID-19 Covered
The Policybazaar Advantage
Dedicated claim support for family FREE
Upto 10% discount for buying online
Only certified experts will call you on 100% recorded lines
We are rated~
6.7 Crore
Registered Consumers
Insurance Partners
3.4 Crore
Policies Sold

#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply

By clicking on "View plans" you agree to our Privacy Policy and Terms of use

~Source - Google Review Rating available on:-

Life is Unpredictable! Protect your family’s future
Get ₹1 Crore Life cover starting from ₹384/month+
We don’t spam
Check Your Premium Now
Please wait. We Are Processing..
Get Updates on WhatsApp
The Policybazaar Advantage
Policybazaar Advantage Icon
Dedicated claim support for family FREE
Policybazaar team will help and support you at the time of claim. A personal claim handler from our team of experts will get in touch with you when your nominee applies for a claim on our website.
Policybazaar Advantage Icon
100% calls recorded to ensure no mis-selling
We will make sure you get what is promised by the advisors. We conduct regular monitoring of our calls to make sure you get the best experience.
Policybazaar Advantage Icon
Exclusive lifetime discount upto 5% for buying online
The discounts will be valid for the entire policy payment term and is not available if you choose to buy the insurance through offline agents.
Policybazaar Advantage Icon
Advisors available in your city
Our advisors are available in more than 55 cities across India and can help you at your doorstep in understanding the plans and in documentation.
Policybazaar Advantage Icon
Refund at the click of a button
In case you aren’t happy with your purchase, you can cancel your policy hassle-free at the click of a button. We will help you with the cancellation and refund of your policy.

What is PNB 75 Lakh Term Insurance Plan? 

PNB 75 Lakh Term Insurance Plan is designed to offer financial protection to your dependents/family in case of your unfortunate death. Hence, a 75 Lakh term plan offered by PNB Metlife Insurance helps by providing a life cover/sum assured of Rs. 75 Lakhs.

one crore term plan

Term Plans


Life Cover

@ Starting from ₹ 16/day+


Life Cover

@ Starting from ₹ 8/day+


Life Cover

@ Starting from ₹ 12/day+

How Does The PNB 75 Lakh Term Insurance Plan Work? 

Let us understand how this life insurance plan works with the help of this example: 

You can choose a 75 Lakh Term Insurance plan from PNB Metlife Insurance for a definite policy term, and the assigned beneficiary will get a death benefit of Rs. 75 Lakhs in the event of your unfortunate death. 

Providing a financial safety cushion for your loved ones in tough times like illness or death, the PNB 75 Lakh Term Insurance Plan can be referred to as a dependable option. With reasonable premium rates and comprehensive life coverage, it is an ideal choice for those aiming to protect their family's future.

Why Buy PNB 75 Lakh Term Insurance? 

Here are the reasons why you should buy PNB 75 Lakh Term Insurance:

  • Comprehensive coverage at affordable premiums: PNB 75 Lakh term insurance is a plan that will be of less burden to you. Moreover, starting off the plan at an early age lets you enjoy its benefits with premiums as affordable as Rs. 644/month.

  • Added Coverage Advantages: PNB 75 Lakh term insurance offers extended coverage benefits, including features like accidental death benefits, terminal illness benefits, and premium waiver riders.

  • Financial support to family: PNB 75 Lakh Term Insurance plans guarantee the accomplishment of your loved ones' financial needs in your absence. Moreover, the death benefit can be utilized by the nominees to settle loans, debts, and liabilities, or to cover household expenditures.

one crore term plan

Secure Your Family Future Today


Term Plan Starting @ ₹449/month+

Get an online discount of upto 10%+

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

How to Determine the Right Coverage Amount? 

Here is a list of some factors that can help determine if buying a 75 Lakh term life insurance plan is the right choice for you: 

  • Your Annual Income: When assessing all the term plan options to buy the best term plan, it's smart to make sure that your cover amount is a minimum of 10 times your yearly income. For example, if your annual income is Rs. 5 Lakhs, your term plan should be at least Rs. 75 Lakhs. You can easily use Policybazaar’s term insurance calculator for better results.

  • Current age: Age plays a crucial role in determining the suitable coverage for your term life insurance plans. As individuals age, they become more prone to facing health issues, leading to an increased premium rate. Therefore, it is recommended to invest in the optimal 75 Lakh term insurance plan at a younger age. This strategy allows you to obtain extensive and high coverage at lower premium rates, ensuring financial security for your loved ones while maintaining affordable premiums for an extended period.

  • Financial Dependents and Their Needs: Evaluating the financial well-being of your dependents is essential to assess if 75 Lakh term insurance policy fits your goals and needs. Take into account the number of family members depending on you for financial support and carefully consider their future needs, such as education, marriage, loans, etc. It is crucial to guarantee that the financial needs of all your dependents, especially those relying on your financial support, are comprehensively addressed.

  • Pay off Loans/Liabilities: When buying a term plan, be sure to evaluate any existing loans or debts, such as home, car, or education loans. Opting for a 75 Lakh term insurance policy proves advantageous as it delivers comprehensive life coverage, effectively catering to all your requirements.

What are the Benefits of PNB 75 Lakh Term Insurance? 

Here are the benefits of PNB 75 Lakh Term Insurance:

  • Cost-Effectiveness: The premium rate of 75 Lakh term insurance is affordable, and if you buy term plan at a younger age, you can get this plan at low premium rates. 

  • Added Benefits with Base Cover (Add-ons): With the PNB 75 Lakh term insurance plan offering comprehensive coverage for the security of your loved ones, you have the option to enhance it with extra add-ons like critical illness, premium waiver, and accidental death riders. While not mandatory, these riders provide additional protection against different risks that are tailored to your specific needs.

  • Convenient Online Purchase: Buying the PNB 75 Lakh Term Insurance plan online is convenient and hassle-free, eliminating the need to visit PNB's branch or office or stand in long lines. Additionally, through Policybazaar, you can enjoy a 10% discount when buying term plans online.

  • Flexible Payout Options: Unlike most insurance companies that usually provide the death benefit of term insurance plans as a lump sum, you can choose from various payout methods. For example, you can opt for a combination of a lump sum and monthly income payout, giving you better control over managing your expenses.

  • Tax Benefits: Another significant benefit of acquiring the best term plan for 75 Lakhs is eligibility for tax deductions under section 80C and 10(10D) of the Income Tax Act, 1961.

Who Should Opt for PNB 75 Lakh Term Insurance?

Here is a list of all eligible people who can buy 75 Lakh Term Insurance:

  • Young individuals

  • Self-employed/Business Owners

  • People with Debts 

  • Newly Married

  • Sole earning member 

  • Parents with children

How do you buy PNB 75 Lakh Term Insurance from Policybazaar?

Here are the steps to buy PNB 75 Lakh Term Insurance from Policybazaar:

Step 1: Go to the 'Term Insurance' after visiting Policybazaar's official website.

Step 2: Provide your basic details like Name, Date of Birth, and contact number, then click on 'View Plans'. 

Step 3: Answer all the necessary questions about your smoking habits, annual income, occupation type, and educational qualifications. 

Step 4: Choose 75 Lakhs as your life cover

Step 5: Once all your details have been submitted, a list of the best term insurance plans will be shown to you.

Step 6: Select the PNB plan from the list and proceed to payment using your preferred mode.


  • Q: What does the PNB 75 Lakh Term Insurance Plan offer?

    Ans: The PNB 75 Lakh Term Insurance Plan provides a financial safety net for your loved ones, delivering a death benefit of Rs. 75 Lakhs in the event of your untimely demise.
  • Q: What are the key benefits of PNB 75 Lakh Term Insurance?

    Ans: PNB 75 Lakh Term Insurance offers cost-effectiveness, optional add-ons for extra benefits, easy online availability, flexible payout options, and tax benefits under section 80C and 10(10D) of the Income Tax Act.
  • Q: Who should buy PNB 75 Lakh Term Insurance?

    Ans: PNB 75 Lakh Term Insurance is suitable for young individuals, self-employed/business owners, newly married couples, parents with children, sole earning members, and those with debts.
  • Q: Why should one consider purchasing PNB 75 Lakh Term Insurance?

    Ans: Buy PNB 75 Lakh Term Insurance for high coverage at low premiums, additional benefits like accidental death coverage, terminal illness benefits, and waiver of premium riders. It ensures financial support for dependents, covering loans, debts, and household expenses.
  • Q: How to determine the right coverage amount?

    Ans: Consider factors such as annual income, age, financial dependents, future needs, and outstanding loans when deciding the appropriate life cover. Use Policybazaar’s term insurance calculator for accurate calculations.
  • Q: How does the PNB 75 Lakh Term Insurance Plan function?

    Ans: The PNB 75 Lakh Term Insurance plan ensures your nominated beneficiary receives a death benefit of Rs. 75 Lakhs in case of your demise, providing financial stability for your loved ones. With affordable premiums and comprehensive coverage, it is a reliable choice for securing your family's future.

Premium By Age

Term insurance articles

  • Recent Article
  • Popular Articles
11 Apr 2024

Government Term Insurance Schemes 2024

The Government of India is committed to the welfare and

Read more
03 Apr 2024

How Policybazaar Helps With Dedicated Claim Assistance

Mr. Kumar has been working with a Public sector bank in Delhi.

Read more
19 Mar 2024

Kotak Term Insurance Login

Kotak Life Insurance is one of the leading insurers offering a

Read more
07 Mar 2024

HDFC 5 Crore Term Insurance

Securing your family’s financial future involves a lot of

Read more
04 Mar 2024

Kotak 5 Crore Term Insurance

Financially protecting your family's future requires detailed

Read more
07 Mar 2014

1 Crore Term Insurance - Buy ₹1 Cr Term Insurance Plan...

Term insurance is a type of insurance plan that offers financial security to your loved ones in the event of your

Read more
27 Jun 2018

What Is Difference Between Term Insurance And Life Insurance

Life insurance plans help you create wealth, protect your family for the entire policy term, and save on your

Read more
20 Aug 2014

Term Insurance for Women in India

Term insurance for women is a type of life insurance specifically designed for fulfilling women’s needs and

Read more
24 Mar 2020

LIC Term Insurance 1 Crore

LIC of India offers various plans to help you secure the financial future of your loved ones. To ensure your

Read more
03 Dec 2020

What Is Saral Jeevan Bima

Saral Jeevan Bima (SJB) is a simple term insurance plan that offers financial protection for policyholder’s

Read more
View Plans
Download the Policybazaar app
to manage all your insurance needs.