Uco Bank FD Rates

Tenure Interest Rates for Regular Deposit Interest Rates for Senior Citizen
7 days to 14 days 4.50% -
15 days to 29 days 4.50% -
30 days to 45 days 5.00% -
46 days to 60 days 5.50% -
61 days to 90 days 5.50% -
91 days to 180 days 6.00% -
181 days to 364 days 6.35% -
1 year 6.50% -
1 year 1 day to 2 years 6.50% -
2 years 1 day to 3 years 6.40% -
3 years 1 day to 4 years 364 days 6.40% -
5 years to 10 years 6.40% -

Uco Bank Fixed Deposit Calculator

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Investment

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Interest Rate

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Interest Earned

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Maturity Value

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Investment Amount Minimum - Rs.1000 Maximum- No Maximum Limit
Tenure Minimum - 7 daysMaximum- 10 Years
Save Tax on FD Deposits You can avail tax benefits under Section 80C of Income Tax Act, on your FD deposits towards UCO Bank
Hassle-free and Fast Process Open an account in a fraction of minutes. Just visit the website of the bank and enjoy paperless application process

Uco Bank FD Interest Rates

One of India’s premier financial Institutions, the UCO Bank is known for its qualitative deposit schemes.

A Way to Save More

Being one of the oldest financial Institutions in India having originated in 1943, this Kolkata based bank has become a super power in the world of Banks. The United Commercial Bank has a user-friendly net banking service with a detail preview on the various schemes and services offered by this bank. Fixed and recurring deposits, the two kinds of deposits that are offered by the UCO bank are exceedingly popular among the customers.

The pros of the FD scheme

The Fixed Deposit scheme is UCO Bank is exceptional. The rates differ for the amount of principal invested and the tenure that it is invested for. Another reason for the fluctuation of rates is the nature of the account holder. Senior citizens get a higher interest rate when compared to the other cadre of citizens. The FD scheme is available in two modes- The quarterly payout scheme where the interest generated every month can be withdrawn every quarter from the start date of the investment or the month payout scheme where the customer can withdraw the interest every month is he chooses. The interest calculator which is available on the bank’s website is helpful in choosing the right Fixed Deposit Scheme to suit the customer’s needs.


UCO Bank Fixed Deposit Rates

It is advisable to reconfirm the FD Rates from the bank before making any decision on basis of data provided below.

For Domestic Deposits - 25 crs and upto 50 Cr (As on Jun 29, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
General Senior Citizen
7 days to 14 days 25 crs and upto 50 Cr 4 N.A
15 days to 30 days 25 crs and upto 50 Cr 4 N.A
31 days to 45 days 25 crs and upto 50 Cr 4 N.A
46 days to 90 days 25 crs and upto 50 Cr 5.25 N.A
91 days to 180 days 25 crs and upto 50 Cr 5 N.A
181 days to 210 days 25 crs and upto 50 Cr 5 N.A
211 days to 270 days 25 crs and upto 50 Cr 5 N.A
271 days to less than 1 years 25 crs and upto 50 Cr 5 N.A
1 years to less than 2 years 25 crs and upto 50 Cr 4.75 N.A
2 years to less than 3 years 25 crs and upto 50 Cr 4.75 N.A
3 years to less than 5 years 25 crs and upto 50 Cr 4.75 N.A
5 years and above 25 crs and upto 50 Cr 4.75 N.A

 

For Domestic Deposits - 50 crs and above (As on Jun 29, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
General Senior Citizen
7 days to 14 days 50 crs and above 4 N.A
15 days to 30 days 50 crs and above 4 N.A
31 days to 45 days 50 crs and above 4 N.A
46 days to 90 days 50 crs and above 5.25 N.A
91 days to 180 days 50 crs and above 5 N.A
181 days to 210 days 50 crs and above 5 N.A
211 days to 270 days 50 crs and above 5 N.A
271 days to less than 1 years 50 crs and above 5 N.A
1 years to less than 2 years 50 crs and above 4.75 N.A
2 years to less than 3 years 50 crs and above 4.75 N.A
3 years to less than 5 years 50 crs and above 4.75 N.A
5 years and above 50 crs and above 4.75 N.A

 

For Domestic Deposits - above Rs. 5 Cr and less than 25 Cr (As on Jun 29, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
General Senior Citizen
7 days to 14 days above Rs. 5 Cr and less than 25 Cr 4 N.A
15 days to 30 days above Rs. 5 Cr and less than 25 Cr 4 N.A
31 days to 45 days above Rs. 5 Cr and less than 25 Cr 4 N.A
46 days to 90 days above Rs. 5 Cr and less than 25 Cr 4.5 N.A
91 days to 180 days above Rs. 5 Cr and less than 25 Cr 5 N.A
181 days to 210 days above Rs. 5 Cr and less than 25 Cr 5 N.A
211 days to 270 days above Rs. 5 Cr and less than 25 Cr 5 N.A
271 days to less than 1 years above Rs. 5 Cr and less than 25 Cr 5 N.A
1 years to less than 2 years above Rs. 5 Cr and less than 25 Cr 4.75 N.A
2 years to less than 3 years above Rs. 5 Cr and less than 25 Cr 4.75 N.A
3 years to less than 5 years above Rs. 5 Cr and less than 25 Cr 4.75 N.A
5 years and above above Rs. 5 Cr and less than 25 Cr 4.75 N.A

 

For Domestic Deposits - less than Rs. 1 cr (As on Jul 10, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
General Senior Citizen
7 days to 14 days less than Rs. 1 cr 4.5 5
15 days to 29 days less than Rs. 1 cr 4.5 5
30 days to 45 days less than Rs. 1 cr 5 5.5
46 days to 60 days less than Rs. 1 cr 5.5 6
61 days to 90 days less than Rs. 1 cr 5.5 6
91 days to 120 days less than Rs. 1 cr 6 6.5
121 days to 150 days less than Rs. 1 cr 6 6.5
151 days to 180 days less than Rs. 1 cr 6 6.5
181 days to 364 days less than Rs. 1 cr 6.35 6.85
1 year less than Rs. 1 cr 6.65 7.15
Above 1 year upto 2 years less than Rs. 1 cr 6.55 7.05
Above 2 years upto 3 years less than Rs. 1 cr 6.4 6.9
Above 3 years to less than 5 years less than Rs. 1 cr 6.4 6.9
5 years and above less than Rs. 1 cr 6.3 6.8

 

For Domestic Deposits - Rs. 1 cr and above upto Rs. 5 cr (As on Jun 29, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
General Senior Citizen
7 days to 14 days Rs. 1 cr and above upto Rs. 5 cr 4 N.A
15 days to 30 days Rs. 1 cr and above upto Rs. 5 cr 4 N.A
31 days to 45 days Rs. 1 cr and above upto Rs. 5 cr 4 N.A
46 days to 90 days Rs. 1 cr and above upto Rs. 5 cr 4.5 N.A
91 days to 120 days Rs. 1 cr and above upto Rs. 5 cr 5 N.A
121 days to 180 days Rs. 1 cr and above upto Rs. 5 cr 5 N.A
181 days to less than 1 year Rs. 1 cr and above upto Rs. 5 cr 5 N.A
Above 1 year upto 2 years Rs. 1 cr and above upto Rs. 5 cr 4.75 N.A
Above 2 years upto 3 years Rs. 1 cr and above upto Rs. 5 cr 4.75 N.A
Above 3 years to less than 5 years Rs. 1 cr and above upto Rs. 5 cr 4.75 N.A
5 years and above Rs. 1 cr and above upto Rs. 5 cr 4.75 N.A

 

Tax Saver FD (Max Deposit - 1 LPA)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
General Senior Citizen
UCO Tax Saver Deposit Scheme 2006 Upto Rs. 1 lakh 6.3 6.8

 

Tax Implications

  1. The amount invested in Fixed Deposit with a tenure of 5 years with UCO Bank is eligible for tax deduction under IT section 80C, whereas the interest earned on the investment is taxable.
  2. The applicable tax will be deducted at source, i.e. UCO Bank, in case the annual interest earned crosses Rs. 10,000.

 

For NRO Fixed Deposit - 25 crs and upto 50 Cr (As on Jun 29, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
7 days to 14 days 25 crs and upto 50 Cr 4
15 days to 30 days 25 crs and upto 50 Cr 4
31 days to 45 days 25 crs and upto 50 Cr 4
46 days to 90 days 25 crs and upto 50 Cr 5.25
91 days to 180 days 25 crs and upto 50 Cr 5
181 days to 210 days 25 crs and upto 50 Cr 5
211 days to 270 days 25 crs and upto 50 Cr 5
271 days to less than 1 years 25 crs and upto 50 Cr 5
1 years to less than 2 years 25 crs and upto 50 Cr 4.75
2 years to less than 3 years 25 crs and upto 50 Cr 4.75
3 years to less than 5 years 25 crs and upto 50 Cr 4.75
5 years and above 25 crs and upto 50 Cr 4.75

 

For NRO Fixed Deposit - 50 crs and above (As on Jun 29, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
7 days to 14 days 50 crs and above 4
15 days to 30 days 50 crs and above 4
31 days to 45 days 50 crs and above 4
46 days to 90 days 50 crs and above 5.25
91 days to 180 days 50 crs and above 5
181 days to 210 days 50 crs and above 5
211 days to 270 days 50 crs and above 5
271 days to less than 1 years 50 crs and above 5
1 years to less than 2 years 50 crs and above 4.75
2 years to less than 3 years 50 crs and above 4.75
3 years to less than 5 years 50 crs and above 4.75
5 years and above 50 crs and above 4.75

 

For NRO Fixed Deposit - above Rs. 5 Cr and less than 25 Cr (As on Jun 29, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
7 days to 14 days above Rs. 5 Cr and less than 25 Cr 4
15 days to 30 days above Rs. 5 Cr and less than 25 Cr 4
31 days to 45 days above Rs. 5 Cr and less than 25 Cr 4
46 days to 90 days above Rs. 5 Cr and less than 25 Cr 4.5
91 days to 180 days above Rs. 5 Cr and less than 25 Cr 5
181 days to 210 days above Rs. 5 Cr and less than 25 Cr 5
211 days to 270 days above Rs. 5 Cr and less than 25 Cr 5
271 days to less than 1 years above Rs. 5 Cr and less than 25 Cr 5
1 years to less than 2 years above Rs. 5 Cr and less than 25 Cr 4.75
2 years to less than 3 years above Rs. 5 Cr and less than 25 Cr 4.75
3 years to less than 5 years above Rs. 5 Cr and less than 25 Cr 4.75
5 years and above above Rs. 5 Cr and less than 25 Cr 4.75

 

For NRO Fixed Deposit - less than Rs. 1 cr (As on Jul 10, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
7 days to 14 days less than Rs. 1 cr 4.5
15 days to 29 days less than Rs. 1 cr 4.5
30 days to 45 days less than Rs. 1 cr 5
46 days to 60 days less than Rs. 1 cr 5.5
61 days to 90 days less than Rs. 1 cr 5.5
91 days to 120 days less than Rs. 1 cr 6
121 days to 150 days less than Rs. 1 cr 6
151 days to 180 days less than Rs. 1 cr 6
181 days to 364 days less than Rs. 1 cr 6.35
1 year less than Rs. 1 cr 6.65
Above 1 year upto 2 years less than Rs. 1 cr 6.55
Above 2 years upto 3 years less than Rs. 1 cr 6.4
Above 3 years to less than 5 years less than Rs. 1 cr 6.4
5 years and above less than Rs. 1 cr 6.3

 

For NRO Fixed Deposit - Rs. 1 cr and above upto Rs. 5 cr (As on Jun 29, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
7 days to 14 days Rs. 1 cr and above upto Rs. 5 cr 4
15 days to 30 days Rs. 1 cr and above upto Rs. 5 cr 4
31 days to 45 days Rs. 1 cr and above upto Rs. 5 cr 4
46 days to 90 days Rs. 1 cr and above upto Rs. 5 cr 4.5
91 days to 120 days Rs. 1 cr and above upto Rs. 5 cr 5
121 days to 180 days Rs. 1 cr and above upto Rs. 5 cr 5
181 days to less than 1 year Rs. 1 cr and above upto Rs. 5 cr 5
Above 1 year upto 2 years Rs. 1 cr and above upto Rs. 5 cr 4.75
Above 2 years upto 3 years Rs. 1 cr and above upto Rs. 5 cr 4.75
Above 3 years to less than 5 years Rs. 1 cr and above upto Rs. 5 cr 4.75
5 years and above Rs. 1 cr and above upto Rs. 5 cr 4.75

 

For NRE Fixed Deposit - Rs. 1 cr and above to Rs. 5 cr (As on Jul 10, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
1 years Rs. 1 cr and above to Rs. 5 cr 6.65
above 1 years upto 2 years Rs. 1 cr and above to Rs. 5 cr 6.55
above 2 years upto 3 years Rs. 1 cr and above to Rs. 5 cr 6.4
above 3 years upto 5 years Rs. 1 cr and above to Rs. 5 cr 6.4
5 years and above Rs. 1 cr and above to Rs. 5 cr 6.3

 

For NRE Fixed Deposit - Upto Rs. 1 cr (As on Apr 07, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
above 1 years upto 2 years Upto Rs. 1 cr 4.75
above 2 years upto 3 years Upto Rs. 1 cr 4.75
above 3 years upto 5 years Upto Rs. 1 cr 4.75
5 years and above Upto Rs. 1 cr 4.75

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