UCO Bank FD Rates

The Fixed Deposit scheme is UCO Bank is exceptional. The UCO Bank FD Rates differ for the amount of principal invested and the tenure that it is invested for. Another reason for the fluctuation of UCO Bank FD Rates is the nature of the account holder. Senior citizens get a higher interest rate when compared to the other cadre of citizens.

The FD scheme is available in two modes- The quarterly payout scheme where the interest generated every month can be withdrawn every quarter from the start date of the investment or the month payout scheme where the customer can withdraw the interest every month is he chooses. The fd maturity calculator which is available on the bank’s website is helpful in choosing the right Fixed Deposit Scheme to suit the customer’s needs.

Features of Uco Bank Fixed Deposit

Investment Amount  Minimum - Rs.1000 Maximum- No Maximum Limit
Tenure  Minimum - 7 daysMaximum- 10 Years
Interest Rate  Minimum - 3.65 %Maximum- 5.45%

Uco Bank Fixed Deposit Rates 2020

Uco Bank FD Rates in India
Tenure General Public FD Rates Senior Citizen FD Rates
7 days to 14 days 3.65% 3.90%
15 days to 29 days 3.65% 3.90%
30 days to 45 days 3.65% 3.90%
46 days to 60 days 4.15% 4.40%
61 days to 90 days 4.15% 4.40%
91 days to 180 days 4.40% 4.65%
181 days to 364 days 5.20% 5.45%
1 year 5.50% 5.75%
1 year 1 day to 2 years 5.50% 6.00%
2 years 1 day to 3 years 5.50% 6.00%
3 years 1 day to 4 years 364 days 5.45% 5.95%
5 years to 10 years 5.45% 5.95%

Comparison of FD Rates by Top 10 Financial Institutes

Name Interest Rates Tenure  
Axis Bank 5.75% 5 years to 10 years View Details
Bank of Baroda 5.30% 5 years 1 day to 10 years View Details
Bank of India 5.40% 5 years to 10 years View Details
Canara Bank 5.45% 3 years to 10 years View Details
Central Bank of India 5.35% 5 years to 10 years View Details
HDFC Bank 5.50% 5 years 1 day to 10 years View Details
ICICI Bank 5.50% 5 years 1 day to 10 years View Details
IDBI Bank 5.70% 7 years 1 day to 10 years View Details
State Bank Of India 5.40% 5 years to 10 years View Details
Yes Bank 7.00% 1 year to 10 years View Details

UCO Bank Fixed Deposit

One of India’s premier financial Institutions, the UCO Bank is known for its qualitative deposit schemes.

A Way to Save More

Being one of the oldest financial Institutions in India having originated in 1943, this Kolkata based bank has become a super power in the world of Banks. The United Commercial Bank has a user-friendly net banking service with a detail preview on the various schemes and services offered by this bank. Fixed and recurring deposits, the two kinds of deposits that are offered by the UCO bank are exceedingly popular among the customers.

UCO Bank FD Interest Rates in India

It is advisable to reconfirm the FD interest rate from the bank before making any decision on basis of data provided below.

For Domestic Deposits - 25 cr to 50 Cr (As on 16-10-2019.)

MATURITY PERIOD

DEPOSIT AMOUNT

INTEREST RATE (p.a.)

7 days to 14 days

25 cr to 50 Cr

4.50%

15 days to 30 days

25 cr to 50 Cr

4.50%

31 days to 45 days

25 cr to 50 Cr

5.00%

46 days to 90 days

25 cr to 50 Cr

5.50%

91 days to 180 days

25 cr to 50 Cr

5.75%

181 days to 210 days

25 cr to 50 Cr

5.50%

211 days to 270 days

25 cr to 50 Cr

5.75%

271 days to less than 1 years

25 cr to 50 Cr

5.75%

1 years to less than 2 years

25 cr to 50 Cr

5.50%

2 years to less than 3 years

25 cr to 50 Cr

5.25%

3 years to less than 5 years

25 cr to 50 Cr

5.25%

5 years and above

25 cr to 50 Cr

5.25%

For Domestic Deposits - 50 cr and above (As on 16-10-2019.)

MATURITY PERIOD

DEPOSIT AMOUNT

INTEREST RATE (p.a.)

7 days to 14 days

50 cr and above

4.50%

15 days to 30 days

50 cr and above

4.50%

31 days to 45 days

50 cr and above

5.00%

46 days to 90 days

50 cr and above

5.50%

91 days to 180 days

50 cr and above

5.75%

181 days to 210 days

50 cr and above

5.50%

211 days to 270 days

50 cr and above

5.75%

271 days to less than 1 years

50 cr and above

5.75%

1 years to less than 2 years

50 cr and above

5.50%

2 years to less than 3 years

50 cr and above

5.25%

3 years to less than 5 years

50 cr and above

5.25%

5 years and above

50 cr and above

5.25%

For Domestic Deposits - above Rs. 5 Cr and less than 25 Cr (As on 16-10-2019.)

MATURITY PERIOD

DEPOSIT AMOUNT

INTEREST RATE (p.a.)

7 days to 14 days

above Rs. 5 Cr and less than 25 Cr

4.50%

15 days to 30 days

above Rs. 5 Cr and less than 25 Cr

4.50%

31 days to 45 days

above Rs. 5 Cr and less than 25 Cr

5.00%

46 days to 90 days

above Rs. 5 Cr and less than 25 Cr

5.50%

91 days to 180 days

above Rs. 5 Cr and less than 25 Cr

5.75%

181 days to 210 days

above Rs. 5 Cr and less than 25 Cr

5.50%

211 days to 270 days

above Rs. 5 Cr and less than 25 Cr

5.75%

271 days to less than 1 years

above Rs. 5 Cr and less than 25 Cr

5.75%

1 years to less than 2 years

above Rs. 5 Cr and less than 25 Cr

5.50%

2 years to less than 3 years

above Rs. 5 Cr and less than 25 Cr

5.25%

3 years to less than 5 years

above Rs. 5 Cr and less than 25 Cr

5.25%

5 years and above

above Rs. 5 Cr and less than 25 Cr

5.25%

 

For Domestic Deposits - less than Rs. 1 cr (As on 10.10.2019)

MATURITY PERIOD

DEPOSIT AMOUNT

INTEREST RATE (p.a.)

General

Senior Citizen

7 days to 14 days

less than Rs. 1 cr

4.50%

4.75%

15 days to 29 days

less than Rs. 1 cr

4.50%

4.75%

30 days to 45 days

less than Rs. 1 cr

5.00%

5.25%

46 days to 60 days

less than Rs. 1 cr

5.50%

5.75%

61 days to 90 days

less than Rs. 1 cr

5.50%

5.75%

91 days to 120 days

less than Rs. 1 cr

6.00%

6.25%

121 days to 150 days

less than Rs. 1 cr

6.00%

6.25%

151 days to 180 days

less than Rs. 1 cr

6.00%

6.25%

181 days to 364 days

less than Rs. 1 cr

6.00%

6.25%

1 year

less than Rs. 1 cr

6.30%

6.55%

Above 1 year upto 2 years

less than Rs. 1 cr

6.30%

6.80%

Above 2 years upto 3 years

less than Rs. 1 cr

6.30%

6.80%

Above 3 years to less than 5 years

less than Rs. 1 cr

6.25%

6.75%

5 years and above

less than Rs. 1 cr

6.25%

6.75%

 

For Domestic Deposits - Rs. 1 cr to Rs. 5 cr (As on w.e.f . 15-10-2019)

MATURITY PERIOD

DEPOSIT AMOUNT

INTEREST RATE (p.a.)

7 days to 14 days

Rs. 1 cr to Rs. 5 cr

4.50%

15 days to 30 days

Rs. 1 cr to Rs. 5 cr

4.50%

31 days to 45 days

Rs. 1 cr to Rs. 5 cr

5.00%

46 days to 90 days

Rs. 1 cr to Rs. 5 cr

5.50%

91 days to 120 days

Rs. 1 cr to Rs. 5 cr

5.50%

121 days to 180 days

Rs. 1 cr to Rs. 5 cr

5.50%

181 days to less than 1 year

Rs. 1 cr to Rs. 5 cr

5.75%

Above 1 year upto 2 years

Rs. 1 cr to Rs. 5 cr

5.50%

Above 2 years upto 3 years

Rs. 1 cr to Rs. 5 cr

5.25%

Above 3 years to less than 5 years

Rs. 1 cr to Rs. 5 cr

5.25%

5 years and above

Rs. 1 cr to Rs. 5 cr

5.25%

 

Tax Saver FD (Max Deposit - 1 LPA)

MATURITY PERIOD

DEPOSIT AMOUNT

INTEREST RATE (p.a.)

General

Senior Citizen

UCO Tax Saver Deposit Scheme 2006

Upto Rs. 1 lakh

6.3%

6.8%

 

Tax Implications

  1. The amount invested in Fixed Deposit with a tenure of 5 years with UCO Bank is eligible for tax deduction under IT section 80C, whereas the interest earned on the investment is taxable.
  2. The applicable tax will be deducted at source, i.e. UCO Bank, in case the annual interest earned crosses Rs. 10,000.

*Tax benefit is subject to changes in tax laws

For NRO Fixed Deposit - 25 cr to 50 Cr (As on Jun 29, 2017)

MATURITY PERIOD

DEPOSIT AMOUNT

INTEREST RATE (p.a.)

7 days to 14 days

25 cr to 50 Cr

4.00%

15 days to 30 days

25 cr to 50 Cr

4.00%

31 days to 45 days

25 cr to 50 Cr

4.00%

46 days to 90 days

25 cr to 50 Cr

5.25%

91 days to 180 days

25 cr to 50 Cr

5.00%

181 days to 210 days

25 cr to 50 Cr

5.00%

211 days to 270 days

25 cr to 50 Cr

5.00%

271 days to less than 1 years

25 cr to 50 Cr

5.00%

1 years to less than 2 years

25 cr to 50 Cr

4.75%

2 years to less than 3 years

25 cr to 50 Cr

4.75%

3 years to less than 5 years

25 cr to 50 Cr

4.75%

5 years and above

25 cr to 50 Cr

4.75%

 

For NRO Fixed Deposit - 50 cr and above (As on 16-10-2019)

MATURITY PERIOD

DEPOSIT AMOUNT

INTEREST RATE (p.a.)

7 days to 14 days

50 cr and above

4.50%

15 days to 30 days

50 cr and above

4.50%

31 days to 45 days

50 cr and above

5.00%

46 days to 90 days

50 cr and above

5.50%

91 days to 180 days

50 cr and above

5.75%

181 days to 210 days

50 cr and above

5.50%

211 days to 270 days

50 cr and above

5.75%

271 days to less than 1 years

50 cr and above

5.75%

1 years to less than 2 years

50 cr and above

5.50%

2 years to less than 3 years

50 cr and above

5.25%

3 years to less than 5 years

50 cr and above

5.25%

5 years and above

50 cr and above

5.25%

 

For NRO Fixed Deposit - above Rs. 5 Cr and less than 25 Cr (As on 16-10-2019)

MATURITY PERIOD

DEPOSIT AMOUNT

INTEREST RATE (p.a.)

7 days to 14 days

above Rs. 5 Cr and less than 25 Cr

4.50%

15 days to 30 days

above Rs. 5 Cr and less than 25 Cr

4.50%

31 days to 45 days

above Rs. 5 Cr and less than 25 Cr

5.00%

46 days to 90 days

above Rs. 5 Cr and less than 25 Cr

5.50%

91 days to 180 days

above Rs. 5 Cr and less than 25 Cr

5.75%

181 days to 210 days

above Rs. 5 Cr and less than 25 Cr

5.50%

211 days to 270 days

above Rs. 5 Cr and less than 25 Cr

5.75%

271 days to less than 1 years

above Rs. 5 Cr and less than 25 Cr

5.75%

1 years to less than 2 years

above Rs. 5 Cr and less than 25 Cr

5.50%

2 years to less than 3 years

above Rs. 5 Cr and less than 25 Cr

5.25%

3 years to less than 5 years

above Rs. 5 Cr and less than 25 Cr

5.25%

5 years and above

above Rs. 5 Cr and less than 25 Cr

5.25%

 

For NRO Fixed Deposit - less than Rs. 2 cr (As on Jul 10, 2017)

MATURITY PERIOD

DEPOSIT AMOUNT

INTEREST RATE (p.a.)

7 days to 14 days

less than Rs. 2 cr

4.50%

15 days to 29 days

less than Rs. 2 cr

4.50%

30 days to 45 days

less than Rs. 2 cr

5.00%

46 days to 60 days

less than Rs. 2 cr

5.50%

61 days to 90 days

less than Rs. 2 cr

5.50%

91 days to 120 days

less than Rs. 2 cr

6.00%

121 days to 150 days

less than Rs. 2 cr

6.00%

151 days to 180 days

less than Rs. 2 cr

6.00%

181 days to 364 days

less than Rs. 2 cr

6.35%

1 year

less than Rs. 2 cr

6.65%

Above 1 year upto 2 years

less than Rs. 2 cr

6.55%

Above 2 years upto 3 years

less than Rs. 2 cr

6.40%

Above 3 years to less than 5 years

less than Rs. 2 cr

6.40%

5 years and above

less than Rs. 2 cr

6.30%

 

For NRO Fixed Deposit - Rs. 2 cr to Rs. 5 cr (As on 10.10.2019)

MATURITY PERIOD

DEPOSIT AMOUNT

INTEREST RATE (p.a.)

7 days to 14 days

Rs. 2 cr to Rs. 5 cr

4.50%

15 days to 30 days

Rs. 2 cr to Rs. 5 cr

4.50%

31 days to 45 days

Rs. 2 cr to Rs. 5 cr

5.00%

46 days to 90 days

Rs. 2 cr to Rs. 5 cr

5.50%

91 days to 120 days

Rs. 2 cr to Rs. 5 cr

5.50%

121 days to 180 days

Rs. 2 cr to Rs. 5 cr

6.00%

181 days to less than 1 year

Rs. 2 cr to Rs. 5 cr

6.00%

Above 1 year upto 2 years

Rs. 2 cr to Rs. 5 cr

6.30%

Above 2 years upto 3 years

Rs. 2 cr to Rs. 5 cr

6.30%

Above 3 years to less than 5 years

Rs. 2 cr to Rs. 5 cr

6.25%

5 years and above

Rs. 2 cr to Rs. 5 cr

6.25%

 

For NRE Fixed Deposit - Rs. 2 cr to Rs. 5 cr (As on w.e.f . 15-10-2019)

MATURITY PERIOD

DEPOSIT AMOUNT

INTEREST RATE (p.a.)

1 years

Rs. 2 cr to Rs. 5 cr

5.75%

above 1 years upto 2 years

Rs. 1 cr to Rs. 5 cr

5.50%

above 2 years upto 3 years

Rs. 1 cr to Rs. 5 cr

5.25%

above 3 years upto 5 years

Rs. 1 cr to Rs. 5 cr

5.25%

5 years and above

Rs. 1 cr to Rs. 5 cr

5.25%

 

For NRE Fixed Deposit - Upto Rs. 1 cr (As on w.e.f . 15-10-2019)

MATURITY PERIOD

DEPOSIT AMOUNT

INTEREST RATE (p.a.)

above 1 years upto 2 years

Upto Rs. 1 cr

5.50%

above 2 years upto 3 years

Upto Rs. 1 cr

5.25%

above 3 years upto 5 years

Upto Rs. 1 cr

5.25%

5 years and above

Upto Rs. 1 cr

5.25%

 

*The FD interest rates mentioned in the above tables are subject to change. The table does not represent any chronological order.

Written By: PolicyBazaar - Updated: 11 November 2020
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