Orient Insurance Dubai

Why Choose Orient Insurance Dubai?

• Backed by the well-established Al-Futtaim Group

• Rated “A” (Excellent) by AM Best

• Regulated by the UAE Central Bank

• Plans available in AED and USD

• Offers both pure protection and investment-linked options

Types of Life Insurance Plans Offered by Orient Insurance

Orient Insurance offers a combination of term protection, unit-linked investment plans, and retirement solutions, designed to meet both short-term and long-term financial goals.

Orient Insurance – International Term Plan

This is a pure risk protection term insurance plan designed for income replacement in the event of death or disability.

Key Benefits:

• Death and permanent total disability coverage

• Includes 37 critical illnesses and inbuilt terminal illness cover

• Passive war risk included as a standard benefit

• Uniform premium rates for both smokers and non-smokers

• Global coverage with 100% paperless application process

Orient Insurance – Future Invest ULIP Plan

This is an Orient insurance unit-linked investment plan that offers combined benefits of investment, life cover, and flexibility.

Key Benefits:

• Pay premiums for a limited period while enjoying lifelong coverage

• Access to a range of investment funds

• Option to switch funds based on market outlook

• Joint life cover option (insuring two individuals under one policy)

• Inborn condition cover and global benefits

Orient Insurance – Pension Plan

This Orient Insurance plan is designed to offer retirement planning, by providing a blend of protection, savings, and a guaranteed income post-retirement.

Key Benefits:

• Receive regular income in USD for up to 20 years

• Capital protection ensures the original invested amount is secure

• Critical illness cover up to age 85 years

• Lump sum to the family in case of death

• Terminal illness cover up to age 85 years

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%^#

Compare 40+ plans from 15 Insurers

View Plan

⁺Standard T&C Applied

Orient Insurance – Educare LTD

This is an Orient insurance child education plan that blends financial security with guaranteed returns.

Key Benefits:

• Flexible premium payment terms and policy durations (8 to 30 years)

• Guaranteed Family Income Benefit: 1% of Sum Assured monthly to the family on policyholder's death

• 100% of Sum Assured + 1% p.a. Guaranteed Bonus for the entire plan term

• Additional revisionary and terminal bonuses on maturity

Additional Riders Available with Orient Insurance Dubai

To enhance protection, Orient Insurance offers optional riders that can be attached to base life insurance for NRI plans.

Eligibility to Buy Orient Insurance Dubai

Who Can Apply:

• UAE nationals and residents (including expatriates)

• Age range: 18 to 65 years

• Available for individuals and families

Documents Required:

• Valid Emirates ID and Passport

• Income proof (Salary Slip or Bank Statement)

• Medical reports (if required based on sum assured and age)

Things to Consider Before Choosing an Orient Insurance Plan

Alternative Ways to Buy Term Life Insurance for NRIs in Dubai

While Orient Insurance offers excellent protection within the UAE, many NRIs consider buying term insurance for NRI in Dubai from India as a way to strengthen their overall financial safety net. 

Why NRIs in Dubai Consider Term Insurance from Indian Insurers?

• Cost Efficiency: Term plans from India often offer the same or higher sum assured at comparatively lower premium rates.

• GST Waiver and Discounts: You can claim term insurance GST waiver of 18% on the premiums paid and an additional 5% discount on the annual pay mode.

• Tele/video Medicals: You can get tele/video medicals online from your current country of residence without the hassle of travelling back to India.

• Global Protection: With Policybazaar term insurance for NRI, you can buy plans with pre-approved cover that provide global coverage.

• Special Exit Benefits: With the special exit benefits, you can receive all the premiums paid back at the end of the policy term.

How to Buy Term Life Insurance for NRIs in Dubai from India?

Here is how you can buy term life insurance for NRIs in Dubai from India:

Step 1: Visit the term insurance for NRI page of Policybazaar

Step 2: Enter your name, gender, contact information and more 

Step 3: Select the right smoking habit, occupation type, annual income, and educational qualifications

Step 4: Choose and buy the best term insurance for NRI in Dubai from Indian Insurers

Final Thoughts

Orient Life Insurance offers a well-rounded suite of life insurance products tailored to the dynamic needs of Dubai’s residents. With solutions ranging from pure term protection to investment-linked and education-focused plans, Orient Insurance continues to deliver value, trust, and long-term peace of mind.