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Barclays Bank FD Interest Rates
Barclays Bank FD interest rates lay between 4.30% p.a. to 5.31% p.a. for tenure from 7 days to 7 years. The interest rates provided by Barclays Bank on its FD accounts are designed to help you grow your savings while providing stability and peace of mind.
Guaranteed Return
Includes Life Cover
Completely Tax Free+
3 Benefits, 1 Plan
Maximum returns offered by:
6.9%* (Tax-Free)
Guaranteed Plan
(By Insurance companies)4.6%* (After Tax)
Fixed Deposit
(Offered by Banks)4.0%*
Savings Account
(Post Office)Get Guaranteed returns up to 6.9%*
Fully Tax-Free, Life Cover Included
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FD Interest Rates
- Barclays Bank FD Interest Rates
What are Barclays Bank FD Interest Rates?
Barclays Bank FD Interest Rates refer to the rates at which Barclays Bank offers interest on their fixed deposits (FD).
- When you deposit a certain amount of money into a Barclays Bank FD account for a specific duration, the bank pays you interest on that deposit.
- The FD interest rates determine the amount of interest you will earn on your FD investment.
Information About
Guaranteed Return Plans
Returns Before Tax
6.9%* (TAX-FREE)
Returns After Tax
6.9%*
Guaranteed Returns
Yes
Life Cover
Yes
Tax on Profit
Tax Free*
Risk
No Risk
Fixed Deposits
Returns Before Tax
7% (TAXABLE)
Returns After Tax
4.8%
Guaranteed Returns
Yes
Life Cover
No
Tax on Profit
Taxable
Risk
Low Risk
Debt Mutual Fund
Returns Before Tax
8% (TAXABLE)
Returns After Tax
5.5%
Guaranteed Returns
No
Life Cover
No
Tax on Profit
Taxable
Risk
High Risk
*For annual premium upto ₹5 Lacs
Barclays Bank FD Rates for Deposits Below Rs. 3 Crores (Domestic/ NRO)
The following are the Barclays Fixed Deposit rates for domestic and NRO deposits of less than Rs. 3 crores:
| Tenure | FD Interest Rates (in % p.a.) |
| 7 days | 4.30 |
| 8 - 14 days | 4.30 |
| 15 - 29 days | 4.40 |
| 45 - 59 days | 4.60 |
| 75 - 89 days | 4.65 |
| 90 - 104 days | 4.70 |
| 105 - 119 days | 4.69 |
| 120 - 149 days | 4.69 |
| 150 days - 164 days | 4.68 |
| 165 days - 179 days | 4.67 |
| 180 days - 209 days | 4.67 |
| 210 days - 239 days | 4.69 |
| 270 days - 299 days | 4.78 |
| 300 days - 329 days | 4.81 |
| 330 days -329 days | 4.81% |
| 330 days - 364 days | 4.85% |
| 365 - 399 days | 4.88 |
| 400 days - less than 18 months | 4.98 |
| 18 months to less than 2 years | 5.07 |
| 2 years to less than 3 years | 5.22% |
| 3 years to less than 4 years | 5.27 |
| 4 years to less than 5 years | 5.31 |
| 5 years to less than 6 years | 5.31 |
| 6 years to 7 years | 5.31 |
Barclays Bank FD Rates for FCNR Deposits
Let us have a look at the Barclays Bank Fixed Deposit Rates on FCNR Deposits:
| Currency | USD | GBP | EURO |
| Tenure | Interest Rates(in % p.a.) | Interest Rates(in % p.a.) | Interest Rates(in % p.a.) |
| >= 12 months < 24 months | 2.72% | 2.66% | 0.77% |
| >= 24 months < 36 months | 2.72% | 2.77% | 0.89% |
| >= 36 months < 48 months | 2.73% | 2.83% | 1.05% |
| >= 48 months < 60 months | 2.64% | 2.92% | 1.15% |
| 60 months | 2.46% | 2.99% | 0.94% |
What is Barclays Fixed Deposit Scheme?
Barclays Fixed Deposit Scheme is an investment option offered by the bank where:
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You deposit a specific amount of money
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For a fixed period
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At a predetermined interest rate
At the end of the fixed period, the principal amount and the accrued interest are returned to the customer.
Features of Barclays Bank Fixed Deposit
Some of the significant features of a Barclays Bank FD are listed in the table below:
| Features | Details |
| Minimum Deposit Amount | Rs. 10 Lakhs |
| Interest Rates (below 3 crore) | 4.30% p.a. – 5.31% p.a. |
| Premature Withdrawal | 1% penalty |
| Interest Compounding Method |
|
| Auto-Renewal of FD | Available |
| Taxation | TDS is levied as per the income tax regulations |
Eligibility Criteria for Barclays Bank FD Scheme
To become eligible for Barclays Fixed Deposit Scheme, the following criteria should be fulfilled:
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Indian Citizens (Age > 18 years)
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Minor Individuals (Aged < 18 years) through Parent/court-appointed guardian
Documents Required to Open Barclays Fixed Deposit Scheme
The essential documents required to open a Barclays Fixed Deposit Account are as follows:
| Particulars | Documents Required |
| ID Proof |
|
| Address Proof |
|
| Other Mandatory Documents |
|
How to Apply for Barclays Fixed Deposit Scheme?
You can apply for the Barclays Fixed Deposit Scheme by following the below-mentioned steps:
| Mode of Applying | Steps to Follow |
| Offline Banking |
|
| Customer Care | You can contact Barclays Bank's customer care to help you open a Fixed Deposit scheme. |
Conclusion
Barclays Bank offers competitive fixed deposit interest rates up to 5.31% p.a. allow individuals to earn steady investment returns. By considering the current rates, duration, and terms of the fixed deposit scheme, customers can make informed decisions to maximize their savings and achieve their financial goals.
FAQ's
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What is the latest Barclays Bank FD Interest Rates?
The latest Barclays Bank FD Interest Rates starts from 4.30% p.a. up to 5.31% p.a. -
What is the FD rate for Barclays 2 years?
For the Barclays 2 year FD rate it is 5.22% p.a.
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
* The Guaranteed Returns are dependent on the policy term and premium term availed, along with the other variable factors. The 6.9% rate of return is for an 18-year-old, healthy male for a policy term of 20 years and premium term of 10 years with a Rs . 20,000 monthly instalment premium. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year, and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
** The Life Cover amount varies as per plan specifications. Please read the policy document for details.
+ Trad plans with a premium above 5 lakhs would be taxed as per applicable tax slabs post 31st march 2023
#Discount offered by insurance company
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
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