Tripura Gramin Bank FD Interest Rates

What is Tripura Gramin Bank FD? 

Tripura Gramin Bank FD refers to a time deposit account, in which you park your savings for a set period of time and earn high FD interest rate on it. The minimum investment amount is ₹1000. The scheme offers many features that allows customers, including general citizens, senior citizens, and bank staff, to grow a lump sum with guaranteed returns over a fixed period.

Tripura Gramin Bank Fixed Deposit Interest Rates 2026

Here are the latest Tripura Gramin Bank fixed deposit interest rates for general and senior citizens for below 1 crore and above 1 crore:

Tripura Gramin Bank FD Interest Rates below ₹1 Crore

Tripura Gramin Bank FD Interest rates w.e.f August 25, 2025.

Tripura Gramin Bank FD Interest Rates for ₹1 Crore and Above

Interest rates w.e.f August 16, 2025

Note: With the help of the Tripura Gramin Bank Fixed Deposit calculator, you can easily calculate your FD interest rate and maturity amount.

Eligibility for Tripura Gramin Bank FD

The following individuals/ groups are eligible to apply for Tripura Gramin Bank FD: 

• Indian Residents
• Proprietorship/Partnership Firms
• Commercial Organisations, Companies, Corporate Bodies
• Hindu Undivided Family (HUF)
• Associations
• Trusts 

How to Open a Tripura Gramin Bank FD?

Online Process

Step 1: Go to the official website of Tripura Gramin Bank. 

Step 2: Navigate to the “Open Fixed Deposit” (or equivalent) section. 

Step 3: Enter the deposit amount and choose the desired tenure. 

Step 4: Enter in your personal and KYC details as required (e.g. name, address, PAN, identity proof, contact details).

Step 5: Choose plan type (if applicable), payout frequency (if applicable), and nominee details. 

Step 6: Submit the application. Once verification is complete, your FD account will be opened and you will receive a confirmation (e.g. via email or SMS).

Offline Process

Step 1: Visit your nearest Tripura Gramin Bank branch.

Step 2: Request and obtain the Fixed Deposit Account Opening Form

Step 3: Fill in the form with your personal details, deposit amount, tenure, nominee information, and any other required data.

Step 4: Attach a cheque (or transfer funds via net banking, if the bank allows) for the deposit amount. 

Step 5: Attach necessary KYC documents (proof of identity and address, PAN card, photo, etc.).

Step 6: Submit the form and documents to the bank branch. The banker will verify the information.

Documents Required to Open a Tripura Gramin Bank FD

The general documents required to open a Tripura Gramin Bank FD account are: 

• Identity Proof
• Address Proof
• PAN Card or Form 60
• Any other document required by the bank 

Benefits of Tripura Gramin Bank FD

The benefits of Tripura Gramin Bank FD are: 

• Flexible tenures and interest-rate advantage: Tripura Gramin Bank offers FD tenures ranging from short-term 7 days to 10 years, giving investors flexibility according to their needs. 
• Higher returns than a savings account: Fixed deposit interest rates are generally higher than regular interest of savings account, offering better growth for parked funds. 
• Senior-citizen benefit: Senior citizens get higher interest rates compared to general citizens, giving extra yield as a reward for age-based eligibility. citeturn0search0turn0search2
• Nomination, part-withdrawal & auto-renewal facilities: These features make FDs convenient in terms of estate planning, emergencies, and reinvestment.
• Tax-saving option (for certain schemes): Where the bank offers a 5-year tax-saving FD option (with required lock-in), you get both FD returns and potential tax benefit under applicable laws. citeturn0search0turn0search2

Conclusion

Tripura Gramin Bank FD is a dependable option for individuals, firms, and organisations seeking a low-risk, fixed-income investment with guaranteed returns and flexibility in tenure. Its combination of competitive interest rates, from 3.30% to 6.50% for general citizens and from 3.80% to 7.00% for senior citizens, liquidity features, and additional conveniences like Tripura Gramin loan against FD or tax-saving options make it suitable for both short-term parking of funds as well as medium-to-long-term financial planning.