Types of United India Health Insurance Plans

United India Insurance Company Ltd. is one of the oldest health insurers in India with 82 years in the service. The insurance provider has its offices in close to 1000 tier II & III towns and villages. The insurer offers a vast range of health insurance plans. You can choose from this range of plans as per your healthcare families. With the incurred claim ratio of 110.95% and more than 7000 network hospitals, the insurer becomes a suitable choice for many. We have listed here the different medical insurance policies provided by the company with their coverage benefits and features.

Read More

Policybazaar exclusive benefits
30 minutes claim support##
(In 120+ cities)
Relationship manager
For every customer
24*7 claims assistance
In 30 mins. guaranteed*
Instant policy issuance
No medical tests~
People trust Policybazaar^
6.7 crore
Registered consumers
Insurance partners
3.4 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform


Find affordable plans with up to 25% Discount**

Select members you want to insure

  • More Members
  • Back
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium
      Advantages of entering an International Number
      Prompt connectivity
      Find the right plan in under 20 minutes
      Get best discounts
      Ensure smooth issuance
      • United India Individual Health Policy- This is an individual health insurance plan covering pre-hospitalization expenses for 30 days and post hospitalization expenses for 60 days. Treatment for hernia, cataract, Hysterectomy, and major surgeries is claimable under this policy. Ayurveda treatment in government hospitals, specific day care procedures, and health-checkups are covered. There are limits to reimbursement, which you should check before purchasing the policy.
      • United India Arogya Sanjeevani Policy- This is a standard health insurance plan that provides sum insured cover up to Rs 5 Lakh. The scheme covers all the pre and post hospitalization expenses, ICU expenses, bed charges, room rent charges, and the new age treatments,
      • United India Corona Kavach Policy- This is a coronavirus health insurance policy that provides health cover on a family floater basis. It includes the cost of hospitalization, PPE kits, masks, ventilators, oximeters, and other consumable items used during the COVID-19 treatment. The sum insured amount ranges from Rs 1 Lakh to Rs 5 Lakh and you can choose a policy tenure of 3.5 months, 6.5 months, and 9.5 months.
      • Family Medicare 2014 Plan -It is a variant of the United India family Medicare plan. You can get insurance of Rs 2 lakh to Rs 10 lakh (in multiple of 50,000) and Rs 5 lakh- Rs 10 lakh (in multiples of Rs. 1 lac)
      • Family Medicare Policy - This is a family floater policy in which you can get yourself covered along with your dependent children and spouse. Anyone between the age group of 18-80 years can be covered and children from the age of 3 months can be insured. The policy covers 30 days of pre-hospitalization and 60 days post-hospitalization expenses. Hernia treatment, cataract surgery, and Hysterectomy expenses, and Ayush treatment expenses are also covered. Sum insured starts from Rs 1 lakh to Ra 10 Lakh
      • United India UNI Criticare Health Insurance –Anyone who is aged between 18 and 65 years can buy this policy. Get insurance from Rs 3 lakh to Rs 25 Lakh and get paid in a lump sum by the insurer for the treatment. There is a waiting period of 3 months and a survival period of 30 days, to get reimbursement of the treatment cost. Diseases like Cancer, heart attack, Heart valve replacement, Kidney failure, Stroke Major organ / bone marrow transplant, Coma, Open chest CABG, Multiple sclerosis, Motor neuron disease, Permanent limbs paralysis are also covered. 
      • United India Super Top-up Policy - You can get your family members covered on an individual basis with different sum insured for each person or you can get all them covered in a group policy under single sum insured.Adults should be 18-80 years and can include their dependent children between the age group of 3 months to 18 years. Avail cashless hospitalization including room rent, medicines, treatment cost in more than 7000 hospitals across Pan India, apart from other benefits.
      • United India Top-up Plan -This is a variant of the Super Top-up policy. Includes hospitalization expenses including orthopedic implants, vascular stents, chemotherapy, radiotherapy etc.

      • United India Senior Citizen Plan -As the name suggests, the plan covers the cost of treatment for illness, diseases and injury contracted by old people during the policy period. Health insurance against Hospitalization expenses, room, ICU and nursing expenses, Operation theatre charges, vascular stents, Major illness/surgeries, Hysterectomy, Cataract, Hernia and day care treatment. Check the sub-limits before taking the insurance.

      • United India Gold Policy - People between the age group of 36 and 60 years can buy this policy. If you want to get your children covered, their age should be between 3 months and 18 years. Sum insured is between Rs 1 lakh- Rs 5 lakh (in the multiples of Rs. 50,000). The insurer pays for the hospitalization expenses, doctor’s fees, day care treatment, diagnostic tests, rooms rent, etc. Additionally, AYUSH treatment can also be taken in a government hospital. Do check the sub-limits before taking the insurance.
      • United India Platinum Policy -This plan is designed especially for people between the age of 18 and 35 years. After 35 years, you shall be covered if you have continued to take the policy without break. Dependent children between 3 months and 18 years can be insured along with you. Choose from a sum insured between Rs 1 lakh to Rs 5 lakh (in the multiples of Rs. 50,000).

      Summing it up

      These were all the health insurance plans provided by the United India General Insurance Company Ltd. During the times of COVID-19 make sure that you buy adequate health covers that help you save from unforeseen medical emergencies.

      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance Articles

      • Recent Article
      • Popular Articles
      01 Jul 2024

      Surgeries Covered Under ICICI Lombard Health...

      Life can throw unexpected medical emergencies your way, making

      Read more
      27 Jun 2024

      Is LASIK Surgery Covered by ICICI Lombard Health...

      Waking up with a clear vision is a dream for many. LASIK surgery

      Read more
      21 Jun 2024

      Does ICICI Lombard Health Insurance Cover...

      Cataract surgery is an essential procedure for people seeking to

      Read more
      14 Jun 2024

      Father’s Day 2024: Gift Your Father Health...

      Father’s Day is celebrated every year on the third Sunday of

      Read more
      05 Jun 2024

      Does SBI Health Insurance Cover Dental Treatments?

      SBI General Insurance Company provides comprehensive coverage

      Read more

      How to Apply for Ayushman Bharat Pradhan Mantri...

      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal

      Read more

      10 New IRDAI Health Insurance Guidelines in 2024

      Health insurance penetration in India is far lower than it should be. A significant chunk of the Indian population

      Read more

      10 Major Benefits of Ayushman Bharat Yojana

      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi

      Read more

      Best Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      Does Health Insurance Provide Coverage for LASIK...

      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881. Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of Issuance of policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker (Life & General)| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

      Download the Policybazaar app
      to manage all your insurance needs.