How You Can Get Free Medical Check-ups Under Your Health Insurance Policy?

The health insurance industry in India has undergone a series of transformations over the years. As a result, there have been numerous changes in health insurance plans made by insurance providers to compete and stay in the market. One such change is the provision of offering free medical check-ups with health plans in India. Read on to know more.

Read More

Policybazaar exclusive benefits
  • 30 minutes claim support*
  • 50,000 claims approved in last 15 months*
  • Schedule home visit with our advisors
  • Get a plan based on your medical needs

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
All health plans cover Covid-19 treatment
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “CONTINUE”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step

      Free Medical Check-up: The Importance!

      In today’s era, almost every provider offering health insurance provides free medical check-up with mediclaim policies. Different insurers have different terms, conditions, and provisions when it comes to a free medical check-up with health insurance in India. Just the way a balanced diet, controlled lifestyle, and regular exercise are vital for good health, medical check-ups are crucial to ensure early detection of ailments and diseases. 

      The cost of quality health care services in India is quite high and therefore with the feature of free medical check-ups with the mediclaim policy allows buyers to save money and take care of their health. If you are planning to buy health insurance in India, make sure you go for a plan that comes with the feature and provides best in class services.

      Benefits of Free Medical Check-up Feature

      To make it easier for you, we will share some benefits of free medical check-up along with some tips and tricks that will help you to get it easily. Here you go:

      • Financial Savings

        The first and foremost point that draws attention when it comes to free medical check-ups with health insurance in India is the savings. As mentioned earlier, the cost of healthcare services and medical examinations is quite hefty and might burn a hole in your pockets. However, with free medical check-ups that come complimentary with mediclaim policies, policyholders can save money and take care of their health. 

      • Mitigated Health Risks

        With the help of timely medical check-ups, one can get a fair idea of the status of their health that helps them their lifestyle and habits accordingly to lead a better life. With regular check-ups, the possibility of diseases getting developed and later complicating is ruled out which makes them vital for all classes and groups of policyholders. 

        Common lifestyle disorders such as hypertension, diabetes, can get extremely complicated life-threatening if not treated timely or left untreated. Free medical check-ups help the policyholder to diagnose these medical conditions in the early stages, which play a major role in contributing to a healthier and longer life of the policyholder and the covered members. 

      • Right Direction for Right Treatment

        Free medical check-ups that come hand in hand with health insurance in India is not just limited to saving money and mitigating health risks. With these timely and regular check-ups, you can make alterations in your base plan by adding auxiliary covers such as terminal/critical illness insurance. Moreover, these examinations help policyholders and covered members to seek the right treatment based on the early diagnosis of their illness via a health insurance plan. This reduces the probability of complications arising in the treatment of ailments and related health conditions. 

      • Early Diagnosis of Stress and Lifestyle Disorders

        Modern-day lifestyle, food habits, and high levels of stress have contributed extensively to the number of lifestyle and stress-related disorders all across the globe. Timely medical check-ups help policyholders in the early detection and treatment of these ailments. With the right knowledge of one’s health status and the right treatment, quality, and longevity of life can be improved dramatically. 

      How to Avail Free Health Check-up with Health Insurance in India

      Very often policyholders are aware of the benefits available with their health insurance plan but are unaware of the procedure to claim these benefits. Considering this point, in this section of the thread, we will provide a detailed insight into the process of availing of free health check-up with health insurance in India. Here’s a rundown-

      • The first step in the process is to inform your health insurance provider that you want to avail of this benefit associated with your health insurance in India. The details and gradations of the feature tend to vary from provider to provider. 
      • Once you’ve informed your provider, your request will be acknowledged by the concerned team and you will receive a confirmed authorization letter.
      • With the confirmed letter you can visit the diagnostic centre with the required documents to undergo a free medical examination. 
      • If you visit partnered health-centre for the test you will not have to pay anything from your pocket as the charges are adjusted in the coverage limit. On the other hand, if you visit a non-partnered centre, you will have to pay for the test and later file a request for reimbursement. 

      Final Wordings!

      A free medical examination is an extremely beneficial feature of health insurance in India and since now you are aware of the nuances of it, you can use it the right way. It not only saves money but also helps you to stay informed about your health status that contributes extensively to better quality and longevity of life. 

      Search
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Monkeypox: Dos and Don’ts of the Disease That You Should Know

      15 Sep 2022

      Monkeypox has slowly and steadily spread to more than 85 countries...
      Read more
      Why is It Important to Disclose Pre-existing Diseases to Your Insurer?

      06 Sep 2022

      As we grow old, the chances of developing a disease or a medical...
      Read more
      Benefits of Multi-Year Health Insurance Plans

      25 Aug 2022

      Ever since COVID-19 entered our lives, health insurance has come...
      Read more
      Does Health Insurance Cover Monkeypox?

      25 Jul 2022

      Monkeypox is the latest disease to make its way to India while we...
      Read more
      List of Diseases Covered by Bajaj Allianz Health Insurance Plans

      05 Jul 2022

      Barely any person has remained unaffected due to rising health...
      Read more
      PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
      Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
      Read more
      Best Health Insurance Plans in India 2022
      Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal...
      Read more
      Best Maternity Insurance Plans
      Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
      Read more
      Best Health Insurance Plans for Senior Citizens in 2022
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance...
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL