Surgeries Covered by Cholamandalam Health Insurance Plans

Cholamandalam MS General Insurance Company offers a range of comprehensive insurance policies, providing financial protection for various medical requirements, including surgeries. Let's delve into the offerings of this esteemed insurance provider and explore how it can secure your health's future.

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      What are the Various Plans Available Under Cholamandalam Health Insurance?

      Cholamandalam MS General Insurance Company is renowned for its unwavering commitment to providing reliable healthcare coverage. The list of medical insurance plans and surgeries covered by these plans are listed below:

      1. Chola Criti Care Health Plan
      2. Chola Flexi Health Plan
      3. Chola Flexi Health Supreme
      4. Chola Flexi Max Protect Plan
      5. Chola Flexi Plus Health Plan
      6. Chola Healthline Health Plan

      List of Surgeries Covered Under Cholamandalam Health Insurance

      From routine surgeries to complex procedures, Cholamandalam MS General Insurance Health Insurance has you covered. Let's take a closer look at the surgeries encompassed within the ambit of Cholamandalam Health Insurance plans.

      1. Cataract Surgery:

        Cataract surgery, a prevalent procedure aimed at restoring vision obscured by the clouding of the eye's lens, is encompassed within the Chola Healthline Health Plan. This comprehensive health insurance solution caters to diverse medical needs, ensuring individuals and families receive extensive coverage for eye-related surgeries, including cataracts. Moreover, it is also covered by the Chola Flexi Plus Health Plan, Chola Flexi Health Plan, and Chola Flexi Health Supreme, offering policyholders peace of mind and the opportunity to regain visual clarity without financial burden.

      2. Heart Surgery:

        Heart surgery, vital for addressing various cardiovascular conditions, finds coverage under the Chola Criti Care Health Plan. This plan serves as a safety net for families, ensuring both adults and children have access to essential cardiac care. Another option for this coverage is the Chola Flexi Max Protect Plan, which caters to a broad spectrum of policyholders seeking protection against the significant costs linked with cardiac procedures.

      3. Knee Replacement Surgery:

        Knee Replacement Surgery, crucial for alleviating pain from conditions like arthritis, is comprehensively covered under the Chola Flexi Health Plan. This plan offers extensive coverage for major orthopaedic procedures, providing a solid foundation for individuals and families seeking relief from joint-related ailments.

        Additionally, knee replacement surgeries are also covered by the Chola Healthline Plan, Chola Flexi Plus Plan, and Chola Flexi Health Supreme, ensuring policyholders have access to necessary medical interventions without financial strain.

      4. Kidney Stone Removal Surgery:

        Kidney Stone Removal Surgery, a crucial procedure for eliminating painful kidney stones, is covered under the Chola Flexi Plus Plan. This comprehensive health insurance plan ensures that policyholders have access to modern treatment methods for kidney stone removal. Additionally, this surgery is also covered by the Chola Healthline Plan, Chola Flexi Health Plan, and Chola Flexi Health Supreme Plan as well.

      5. Organ Transplant Surgery:

        Organ Transplant Surgery, a life-saving intervention involving the replacement of a damaged or failing organ with a healthy one from a donor, is covered under the Chola Flexi Max Protect Plan.

        This comprehensive health insurance plan ensures that individuals have access to critical surgeries when needed, including high-cost procedures like organ transplants. Additionally, this surgery is also covered by the Chola Healthline Plan, offering comprehensive coverage options for policyholders in need of such critical medical interventions.

      6. Brain Surgery:

        Brain Surgery, crucial for treating various neurological conditions and injuries, is covered under the Chola Criti Care Plan. This specialised health insurance policy provides extensive coverage for critical illnesses, including brain surgeries, ensuring policyholders have access to timely and effective treatment options without financial strain.

        Additionally, brain surgery is also covered under the Chola Healthline Plan and the Chola Flexi Max Protect Plan, offering comprehensive coverage for a wide range of medical needs.

      7. Appendix Surgery:

        Appendix Surgery, often necessary for addressing acute appendicitis, is covered under the Chola Flexi Health Plan. This comprehensive health insurance policy provides coverage for various surgical procedures, including emergency surgeries like appendix removal, ensuring policyholders have access to immediate medical interventions without financial burden.

      Ensuring Your Health's Tomorrow: A Final Word

      Cholamandalam MS General Insurance steps in with a diverse range of customised options, designed to mitigate financial strains and provide thorough coverage for your medical requirements. By delving into and assessing these plans on Policybazaar.com, you equip yourself with the knowledge to make prudent choices that uphold both your health and financial resilience. Prioritise your peace of mind and overall well-being by selecting the ideal health insurance policy,

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      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

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