Surgeries Covered by Oriental Insurance Health Insurance Plans

As healthcare costs soar in India, the financial implications of medical procedures, notably surgeries, can be overwhelming. The Oriental Insurance Company offers a variety of comprehensive insurance plans, providing financial protection for a range of medical needs, including surgeries. Let's explore the surgeries covered by this esteemed insurer.

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      What are the Various Plans Available under Oriental Insurance Health Insurance?

      The Oriental Insurance Company is renowned for its dedication to delivering reliable health insurance solutions, offering a wide range of plans designed to meet individual needs. These plans provide comprehensive coverage for various medical expenses, including surgical procedures, ensuring health and financial well-being protection. With Oriental Insurance Company's focus on customer satisfaction and trust, explore their unique health insurance plans and safeguard your future confidently:

      1. Oriental Youth Eco Care Plan
      2. Oriental Saksham Swasthya Plan
      3. Oriental Happy Family Floater Plan
      4. Oriental Mediclaim Insurance Plan
      5. Oriental Arogya Sanjeevini Plan
      6. Oriental Critical Illness Plan
      7. Oriental Cancer Protect Plan

      List of Surgeries Covered Under Oriental Insurance Health Insurance

      The Oriental Insurance Company prioritises covering a wide array of surgical procedures, offering policyholders access to essential medical interventions with financial security. With a commitment to comprehensive healthcare coverage, The Oriental Insurance Company's plans are designed to meet diverse medical needs. Explore the list of surgeries covered under Oriental Insurance Health Insurance plans and fortify your health with peace of mind:

      1. Cataract Surgery:

        Cataract surgery is a common yet essential procedure aimed at restoring vision affected by a clouded lens, significantly improving the quality of life for individuals. During this surgery, the cloudy lens is removed and replaced with an artificial one, allowing for clearer vision. The Oriental Youth Eco Care Plan emerges as a suitable option, providing comprehensive coverage for cataract surgeries. Additionally, the Oriental Saksham Swasthya Plan, Oriental Happy Family Floater Plan, Oriental Mediclaim Insurance Plan, and Oriental Arogya Sanjeevini Plan also offer coverage for this procedure. However, it's important to note that all expenses for cataract surgery will be covered after the completion of a 2-year waiting period.

      2. Heart Surgery:

        Heart surgery encompasses various procedures aimed at treating cardiovascular conditions and plays a crucial role in improving heart function and preventing life-threatening complications. The Oriental Critical Illness Plan offers comprehensive coverage for heart surgeries, including procedures like heart transplantation and CABG. Additionally, the Oriental Happy Family Floater Plan, Oriental Mediclaim Insurance Plan, and Oriental Youth Eco Care Plan also provide extensive coverage for these procedures. All expenses for heart surgery will be covered after the completion of the 90-day waiting period.

      3. Joint Replacement Surgery:

        Joint replacement surgery is performed to alleviate chronic joint pain and improve mobility by replacing damaged joints with artificial implants. The Oriental Saksham Swasthya Plan is well-suited for joint replacement surgeries, offering comprehensive coverage for this transformative procedure. Additionally, the Oriental Youth Eco Care Plan, Oriental Happy Family Floater Plan, Oriental Mediclaim Insurance Plan, and Oriental Arogya Sanjeevini Plan also provide coverage for joint replacement surgery. It's essential to understand that the coverage for joint replacement surgery will commence only after the specified waiting period lapses, which can range from 2 to 4 years, depending on the chosen plan.

      4. Kidney Stone Removal Surgery:

        Kidney stone removal surgery is essential for addressing the symptoms caused by kidney stones, such as severe pain and urinary tract infections. The Oriental Mediclaim Insurance Plan provides comprehensive coverage for kidney stone removal surgeries, ensuring timely and appropriate treatment without financial worries. Additionally, the Oriental Saksham Swasthya Plan, Oriental Happy Family Floater Plan, and Oriental Youth Eco Care Plan also cover this procedure. Coverage for all expenses will commence only after the completion of a 2-year waiting period for kidney stone removal surgery.

      5. Organ Transplant Surgery:

        Organ transplant surgery is a life-saving procedure for individuals with end-stage organ failure, necessitating significant medical expertise and financial resources. The Oriental Happy Family Floater Plan offers comprehensive coverage for organ transplant surgeries, including kidney, liver, heart, lung, or other transplants. Additionally, the Oriental Youth Eco Care Plan, Oriental Mediclaim Insurance Plan, Oriental Critical Illness Plan, and Oriental Cancer Protect Plan provide coverage for this complex procedure. All expenses for organ transplant surgery will be covered after the end of the respective waiting periods, ranging from 2 months to 2 years.

      6. Cancer Surgery:

        Cancer surgery is a critical component of cancer treatment, involving the surgical removal of cancerous tumours to prevent disease progression. The Oriental Cancer Protect Plan provides comprehensive coverage for cancer surgeries, ensuring timely access to treatment without financial strain. Additionally, the Oriental Happy Family Floater Plan, Oriental Mediclaim Insurance Plan, Oriental Critical Illness Plan, and Oriental Youth Eco Care Plan also cover cancer surgery. All expenses for cancer surgery will be covered after the respective waiting periods, ranging from 2 months to 2 years.

      7. Deep Brain Stimulation Surgery:

        Deep brain stimulation surgery is an advanced neurosurgical procedure used to treat movement disorders and certain psychiatric conditions by implanting electrodes into specific areas of the brain. The Oriental Arogya Sanjeevini Plan offers coverage for deep brain stimulation surgeries, ensuring access to this innovative treatment option. Additionally, the Oriental Saksham Swasthya Plan, Oriental Happy Family Floater Plan, Oriental Mediclaim Insurance Plan, and Oriental Youth Eco Care Plan provide coverage for this procedure.

      Concluding Note: Ensuring Your Health and Financial Security

      The Oriental Insurance Company is dedicated to protecting your health and financial stability with its comprehensive health insurance plans. Covering a wide range of surgical procedures, The Oriental Insurance Company ensures that you have access to essential medical care without worrying about financial burdens. By exploring and comparing these plans on trusted platforms like Policybazaar.com, you can choose the one that best suits your healthcare needs and budget. Invest in your future with The Oriental Insurance Company, ensuring a secure and healthy life ahead.

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