No upper Coverage Limit in Arogya Sanjeevani Health Insurance Policy: IRDAI

The year 2020 arrived with a pandemic for the world to deal with. The novel coronavirus which originated in China in December 2019 has now spread to the entire world with no signs of stopping. As per the World Health Organization’s (WHO) dashboard, more than 16 million people have been infected with COVID-19 (or coronavirus disease) with a casualty of 656,093 people as of 30 July 2020. Out of these, India alone accounts for 1,531,669 COVID-19 cases with over 34,000 lives lost.

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      Medical experts believe that there won’t be an end to the coronavirus pandemic unless a vaccine is developed. Although several vaccines are being developed around the world, none of them would be available for masses before 2021. All we can do right now is to take all the necessary precautions and avoid contracting the disease. More importantly, you should own a corona insurance policy to cover the medical expenses incurred if you or your family members are diagnosed with COVID-19.

      22 Myths on COVID-19 or Coronavirus

      Several myths regarding the coronavirus or COVID-19 are floating amongst the people. It is extremely crucial for everyone to not fall prey for such myths or spread them to others. To clear the air, here is a list of 22 myths on COVID-19 or coronavirus that you should stop believing:

      1. Coronavirus Will Not Survive in Hot Weather

      COVID-19 has spread across the world, even in countries with hot and humid weather, such as the UAE and Qatar. This proves that the coronavirus can spread in a hot and humid climate and people in such areas also need to take precautions to stay safe from COVID-19.

      2. Consuming Garlic, Pepper or Sesame Seeds Will Protect You From COVID-19

      Foods like garlic, pepper and sesame seeds are known to have several health benefits. Such foods can boost your immunity and keep you healthy but cannot save you from coronavirus.

      3. Young People Cannot Catch Coronavirus/ Only Old People Can Get Coronavirus

      COVID-19 can be contracted by young and elderly people alike. People of all ages, including children, have been tested COVID positive. However, the elderly and people with comorbidities are more vulnerable to get seriously ill due to coronavirus. Thus, they should be covered under corona insurance.

      You may like to Read: Corona Kavach Policy for Family

      4. Consuming Meat Can Lead to COVID-19

      There is no evidence showing that eating meat or non-vegetarian food can infect you with coronavirus. You just need to ensure that the meat you consume is properly cleaned and cooked completely.

      5. Mosquitoes/ Houseflies Can Spread Coronavirus

      Till date, there is no evidence to confirm that mosquitoes or houseflies can carry coronavirus and infect humans with it. COVID-19 is a respiratory disease that can spread only if the respiratory droplets of a COVID positive person come in contact with a healthy person. Mosquitoes can infect you with diseases, like dengue and malaria, which can weaken your immunity and put at risk of coronavirus.

      6. If You Get COVID-19, You Will Die

      Most people who are COVID positive recover from the disease by taking adequate medical treatment on time. The important thing is to seek medical attention as soon as you develop a COVID-19 symptom. Don’t worry about the medical expenses as it will be covered under your corona insurance policy.

      7. COVID-19 Infects You for Life

      Most people diagnosed with COVID-19 have been cured completely and have freed their bodies of the virus. Hence, you should not believe that if you contract coronavirus, it will stay in your body all your life.

      8. Spraying Chlorine on Your Body Can Remove Coronavirus

      Disinfectants, such as chlorine or bleach, are useful to disinfect or kill coronavirus on the surface. Spraying them on your body can lead to skin irritation or damage your eyes and thus, is a no-no.

      You may like to Read: Buy Online Corona Rakshak Policy

      9. Using Ultraviolet Lamps on Skin Can Kill Coronavirus

      Ultraviolet disinfectant lamps cannot kill coronavirus if you use them on your hands or skin. On the contrary, UV rays coming out of these lamps can damage your eyes and cause skin irritation. Hence, you must not use UV lamps on your skin.

      10. Taking a Hot Bath Will Kill Coronavirus

      If you are COVID positive, you cannot kill the virus in your body by taking a hot shower. The normal body temperature stays between 36.1 degrees Celcius (97 F) to 37.2 degrees Celcius (99 F) irrespective of the temperature outside. Hence, a hot bath is going to make no difference to the coronavirus that has already entered your body.

      11. Rinsing Nose with Saline Water Can Save You From COVID-19

      As per WHO, no evidence has been found to prove that using saline water to rinse nose can protect a person from coronavirus. Doing so can only aid your recovery from COVID-19.

      12. Drinking Alcohol Can Protect You From COVID-19

      WHO has clearly stated that drinking alcohol cannot protect you from Coronavirus. On the contrary, drinking too much alcohol can lead to multiple health problems that can delay your recovery in case of coronavirus. To tackle all sorts of medical expenses, it is best to get yourself covered under a corona insurance policy.

      13. Thermal Scanners Can Detect Coronavirus

      Thermal scanners are used to detect the body temperature of a person. It will tell if a person has a fever by detecting his/ her heat signature. But it cannot tell if that person is a COVID positive as there can be multiple reasons for a person to have a fever.

      14. Pneumonia Vaccine Can Cure COVID-19

      Pneumonia vaccine is known to work against pneumonia infection. However, there is no evidence to support that this vaccine works on coronavirus and can cure a person with COVID-19.

      15. Holding Your Breath for 10 Seconds Without Discomfort Means You Cannot Get COVID-19

      If you can hold your breath for 10 seconds or more without coughing or facing any discomfort, it does not imply that you are immune to coronavirus. The only way to know for sure if you have COVID-19 or not is by getting yourself tested for the disease. The cost of testing can be covered under your corona insurance policy.

      16. Pets Can Spread Coronavirus

      As per the Centers for Disease Control and Prevention, it is not proven that pets spread coronavirus. Thus, you shouldn’t abandon your pet due to fear of contracting coronavirus. However, make sure to wash your hands thoroughly after you touch your pet.

      You may like to Read: Best Health Insurance Plans in India 2020

      17. Antibiotics Can Fight Coronavirus

      Scientifically, antibiotics can fight against bacteria and not viruses. Therefore, antibiotics will not treat coronavirus. However, it can be used to fight a co-bacterial infection along with COVID-19. Make sure to have a corona policy that covers your medical bills.

      18. Drinking Ethanol, Methanol or Bleach Can Kill Coronavirus

      Ethanol, methanol and bleach are dangerous and can harm our body’s internal organ if consumed. Doing so can lead to disability or death and thus, you should never consider drinking it. These products can only be used to kill coronavirus on the surface.

      19. 5G Mobile Network Can Spread Coronavirus

      False. Coronavirus cannot travel on mobile network or radio waves. It is known to spread only through respiratory droplets of a COVID positive person while sneezing, coughing or speaking.

      20. Snow or Cold Weather Can Kill Coronavirus

      Till date, no evidence shows that snow or cold weather can kill coronavirus. Countries with cold weather have also reported COVID cases. Thus, you must take precautionary measures to stay safe from coronavirus and not rely on snow or cold weather.

      21. Specific Medicines Can Prevent/ Cure COVID-19

      Officially, no specific medicine or vaccine has been recommended by medical experts to prevent or cure COVID-19. Trials on several vaccines and drugs are underway to test its relevance in eliminating coronavirus. However, the symptoms and discomfort from the disease can be treated using supporting medicines. Nonetheless, you must have a corona health insurance policy to cover medical expenses incurred due to coronavirus.

      22. Hand Dryers Can Remove Coronavirus

      It is not possible to kill coronavirus using a hand dryer. The only way to protect yourself from coronavirus is by washing your hands frequently, wearing a mask and maintaining social distancing.

      In a Nutshell

      The world is already facing tough times thanks to coronavirus pandemic. The least you can do is take precautionary measures and get covered under corona insurance. It is also our responsibility to protect ourselves from wrong information and not spread these myths about coronavirus. Click here to know more Coronavirus Insurance articles

      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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