Impact of Coronavirus on Kidney Patients

Coronavirus outbreak has bought the people on earth to their worst. It has impacted every aspect of life. Be it health, lifestyle, working life or anything else, it has shown us that life can be really uncertain with the millions death in the entire world. Those who are already suffering from any kind of disease are more prone to getting infected and suffer serious health issues. Seeing the devastating scenario, insurance industry launched Covid health insurance policy.

Read More

Policybazaar exclusive benefits
30 minutes claim support##
(In 120+ cities)
Relationship manager
For every customer
24*7 claims assistance
In 30 mins. guaranteed*
Instant policy issuance
No medical tests~
People trust Policybazaar^
6.7 crore
Registered consumers
Insurance partners
3.4 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform


Find affordable plans with up to 25% Discount**

Select members you want to insure

  • More Members
  • Back
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium
      Advantages of entering an International Number
      Prompt connectivity
      Find the right plan in under 20 minutes
      Get best discounts
      Ensure smooth issuance

      Those with a little bit of care towards their family’s health protected them with a health insurance plans but basic health plans do not provide cover for the health issues generated because of Covid-19. They had to purchase the Covid-19 specific plans.

      However, we are here to tell you about the impact of Covid-19 on kidney patients and how can covid-19 specific insurance plan can help them. So, let us begin.

      Covid-19 Impact On Kidney

      The coronavirus infection has not left any household in the country.  Some people with covid-19 infection have shown moderate to severe kidney damage. In some of the cases as per the doctors, the kidney damage is bad enough that the patient has to go through the dialysis process.

      What is dialysis you might assume? Dialysis is a medical procedure that the doctors perform when the patient’s kidney is not able to perform its normal function of purification of water, solutes and toxins from the blood.

      How Can Coronavirus Target Kidney Cells?

      The virus can target kidney cells because they have receptors and they can attach the covid-19 and then make copies that can gradually damage the tissues. Another possible way is the low level of oxygen in the blood of the kidney patients. This results into a severe car of pneumonia that is a severe case of the disease.

      Apart from this the covid-19 causes blood clots that can block the kidney. Since kidney works like a filter to extract the waste product from the body, coronavirus can cause clots of blood that can block the smallest vessels in the kidney.

      So if you are on Dialysis then it is important for you to keep going to your scheduled treatments and get your blood filtered as it can help to keep your immune system strong.

      At times like these having a health insurance plan is important because it can provide financial aid for the hospitalization, treatments, and many other things. But since the outbreak of coronavirus the insurance companies have launched covid specific plans. So, while opting for a corona specific plan there are several things to keep in mind.

      Things to Keep In Mind While Purchasing Covid-19 Specific Plan

      Almost all the health insurance plans in India cover covid-19 treatment.  So, it is advisable that you check with your insurer if it's offers coverage for coronavirus treatment including kidney complications. On the other hand, all the insurance companies now provide covid-19 specific medical insurance plans.

      You can consider buying any of these coronavirus health plans that would cover the hospitalization charges including complications arising from pre- existing medical conditions including kidney ailments.

      In addition to this there are two COVID specific health plans namely corona Kavach and corona Rakshak plans that cover the treatment expenses and also the cost of consumable items like PPE Kits , ventilators, masks, gloves during the covid treatment. However, these two specific plans are short duration plans that are available for 9.5 months only.

      What to Focus On During Covid-19 Scenario

      Everyone is aware of the impact of Covid-19 and sometimes it can be very difficult to manage any chronic illness related to kidney. So it can be very helpful to keep a track on your health and habits that can impact your body.

      So what should you focus on during this kind of scenario?

      • Cover yourself and your family with a covid health insurance policy.
      • If you are suffering from any disease already then make sure to go for regular check-ups and keep a track of it.
      • Eat healthy and do some exercise every day to keep your immunity system strong.


      The impact of covid-19 has been witnessed by the world. So it is better to stay protect and take all kinds of precautionary measures to make sure that you and your family is safe. Since corona specific plans provide cover for pre-existing diseases one can get the advantage of it. It is recommended by the insurance experts to purchase a corona specific plan and make the purchase online.  Also, kidney diseases can increase the risk and can result into death so make sure that you keep your scheduled dialysis treatment on. You can compare different plans, calculate premiums and even renew your plans because coronavirus is not going anywhere for a long period of time.

      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance Articles

      • Recent Article
      • Popular Articles
      01 Jul 2024

      Surgeries Covered Under ICICI Lombard Health...

      Life can throw unexpected medical emergencies your way, making

      Read more
      27 Jun 2024

      Is LASIK Surgery Covered by ICICI Lombard Health...

      Waking up with a clear vision is a dream for many. LASIK surgery

      Read more
      21 Jun 2024

      Does ICICI Lombard Health Insurance Cover...

      Cataract surgery is an essential procedure for people seeking to

      Read more
      14 Jun 2024

      Father’s Day 2024: Gift Your Father Health...

      Father’s Day is celebrated every year on the third Sunday of

      Read more
      05 Jun 2024

      Does SBI Health Insurance Cover Dental Treatments?

      SBI General Insurance Company provides comprehensive coverage

      Read more

      How to Apply for Ayushman Bharat Pradhan Mantri...

      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal

      Read more

      10 New IRDAI Health Insurance Guidelines in 2024

      Health insurance penetration in India is far lower than it should be. A significant chunk of the Indian population

      Read more

      10 Major Benefits of Ayushman Bharat Yojana

      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi

      Read more

      Best Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      Does Health Insurance Provide Coverage for LASIK...

      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881. Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of Issuance of policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:-

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker (Life & General)| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 All Rights Reserved.

      Download the Policybazaar app
      to manage all your insurance needs.