Health Insurance for Diarrhoea: Causes, Symptoms & Prevention Tips

Diarrhoea is one of the most prevalent health issues. While it is mostly mild, diarrhoea can be life-threatening and may lead to hospitalization. Thus, having a good health insurance policy is essential to cover your diarrhoea treatment expenses. Learn more about diarrhoea and how you can prevent or handle it in your best capacity.

Read More

Policybazaar exclusive benefits
  • 30 minutes claim support*(In 120+ cities)
  • Relationship manager For every customer
  • 24*7 claims assistance In 30 mins. guaranteed*
  • Instant policy issuance No medical tests*

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Find affordable plans with up to 25% Discount**
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step

      Popular Cities

      Previous step
      Previous step

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Why is Diarrhoea Dangerous?

      With more than 1.9 million infants getting diarrhoea every year, it is only imminent that the number of total people getting affected by diarrhoea must be much more than people assume.

      As per a study conducted in 2015, Diarrhoea is the culprit behind the death of about 13% of overall infant deaths. Even though these numbers have improved significantly, the proportional mortality due to this disease is still very high.

      While it is pretty curable and very often treatable, sometimes things can take a worse turn in Diarrhoea. Often lack of negligence and medical attention always lets it go unchecked, often resulting in hospitalization.

      A little bit about Diarrhoea

      Before you proceed to browse for your best-suited health insurance online, carefully read this section to know what causes this disease, along with its symptoms and precautions.

      We all know what common symptoms of diarrhoea are. Usually characterized by extremely watery and/or abnormally loose stools, Diarrhoea can last for a few hours to a few days. If you pass more than three watery stools, it could be acute diarrhoea.

      Causes of Diarrhoea

      There are a number of factors responsible for diarrhoea, these are:

      • Allergy caused by food
      • Lactose intolerance or similar intolerance for a certain food
      • A viral, parasitic, or bacterial infection
      • Due to an intestinal disease

      In children, E. coli, rotavirus and salmonella are the most common causes of diarrhoea. If your diarrhoea is persistent, you may consider checking for IBS (Irritable bowel syndrome)

      Symptoms of Diarrhoea

      Most people complain about frequent runny stools often accompanied by abdominal pain during diarrhoea. You can feel one or more of the following symptoms:

      • Body cramping
      • Fever
      • Dehydration
      • Dry mouth
      • Little or no urination
      • Blood in stool
      • Bloating
      • Abdominal or rectal pain
      • Increased stool volume

      Among these, dehydration can cause you even a trip to the hospital if your body is not given proper treatment. Symptoms of diarrhoea differ and affect people of different age groups differently. Seek help immediately if:

      • You notice dehydration in infants or young people
      • The diarrhoea remains for over 24 hours in case of a child
      • The diarrhoea is accompanied by blood or pus

      Make sure you have a comprehensive health insurance policy so that you can get these unexpected hospital visits covered.

      Tips for Preventing Diarrhoea

      As you read, there can't be one particular reason for diarrhoea. Still, your chances of getting it to reduce a lot with proper precautions:

      • Wash your food items thoroughly to avoid infections and food poisoning
      • Don't keep cooked food open or in storage for long. Serve and consume it soon after cooking.
      • Make sure your leftovers are refrigerated as soon as possible.
      • Don’t thaw frozen food at a normal temperature. Especially in the case of meats, make sure you thaw them in a refrigerator.
      • While travelling, consider an antibiotic treatment from your doctor in case you're prone to the traveller’s diarrhoea
      • Avoid tap water and fresh produce which may have been treated with tap water.
      • Make sure you wash your hands properly and frequently if you still end u with diarrhoea. This will help you to stop it from spreading to others in case it's because of viral or bacterial infections.

      Picking the Best Health Insurance

      Hospitalization may be required if the patient is severely dehydrated or in a lot of pain. While this can be treated with ORS available cheaply, in case of extreme dehydration intravenous consumption may be required. All this can cost you up to 50,000 Rs in severe Diarrhoea cases.

      Some benefits of having a health insurance plan:

      • Relief in expenses due to soaring medical costs, especially in the private sector
      • Assistance with expenditures related to consultation fees, medical tests, ambulance charges.
      • Reimbursement of other pre and post hospitalisation charges (as per the policy wording)
      • The facility of cashless payments and subsequent treatment at any of the various hospitals mentioned in the network.

      To Conclude,

      In India, it is common to treat diarrhoea without any medical supervision in many cases. But many times, there are people suffering from chronic cases of severe and persistent diarrhoea. This shouldn't be the case, especially if you're neglecting your health to avoid extra costs at a hospital.

      Having a comprehensive health insurance plan also covers you from other common diseases, including cardiovascular issues, gastrointestinal disorders, digestion related issues and more.

      Thus, make sure you buy the best health insurance plan for yourself and your family, as children and old people are most likely to suffer dehydration due to diarrhoea.

      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      10 Reasons Why Your Health Insurance Claim Can Get Rejected

      01 Dec 2023

      Health insurance plans add a layer of invisible protection against
      Read more
      Knee Replacement Surgery Cost in India

      30 Nov 2023

      Knee pain has become a very common ailment in India, with over 15
      Read more
      Kidney Transplant Cost in India

      30 Nov 2023

      Kidney disease has been growing at an alarming rate in India. As
      Read more
      How Can NRIs Save Taxes on Health Insurance in India?

      24 Nov 2023

      Health insurance is an essential buy for people in India as well
      Read more
      Is LASIK Surgery Covered by HDFC ERGO Health Insurance?

      21 Nov 2023

      The growing dependence on electronic gadgets has impacted
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens in 2023
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Pre-Existing Disease (PED) Cover from Day One
      Pre-existing diseases (PED) are mostly expensive to treat as they are chronic in nature. Unfortunately, most health
      Read more

      Download the Policybazaar app
      to manage all your insurance needs.