*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Given these facts, it’s no rocket science to understand how important the fight against diabetes has become in our daily health needs. With so many people battling this dreadful disease, it is important that we ensure proper insurance cover in order to minimize the health related expenses.
The options available for those looking for diabetes insurance are limited.Here, we present to you plans offered by 4 leading insurance providers…
Name |
Eligible age |
Premium |
Special Features |
Energy from Apollo Munich |
Age of entry: 18 to 65, with guaranteed lifelong renewals |
Rs.9962 for Rs.3,00,000, for a 35 year-old male with base plan . Rs.8045 with co-payment |
|
ICICI Pru DiabetesCare Active |
Age of entry: 25 to 60 years. Valid for 20 years, or till 65 years of age |
Rs.9804 for Rs.3,00,000, for a 35 year old male with a 20 year policy term. With maximum reduction, premium comes to Rs.8824 |
|
Star Health Diabetes Safe Insurance |
Age of entry: 18 to 65, with guaranteed lifelong renewals |
Rs.8910 for Rs.3,00,000, for a 35 year-old male with a base plan |
|
Varistha Mediclaim for Senior Citizens |
Age of entry: 60 to 80 years, renewal up to 90 years |
Rs.7768 for Rs.3,00,000, for a 71 year-old male (Rs.1,00,000 for Mediclaim + Rs.2,00,000 for Critical Illness) |
|
Now that you know all diabetes insurance plans, do keep in mind that diabetes-specific plans refers to usually Type 2 diabetes unless pre-specified. So, do well to go through all the terms carefully before buying in order to ensure that your preferred plan is perfectly suited to your individual circumstances.
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Disclaimer : *Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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