List of Diseases Covered by Oriental Health Insurance Plans

Health is the biggest wealth that you can earn. With so many new disease variants coming to the fore every few months, taking care of our health has become a priority. Besides leading a healthy life, buying health insurance is an essential precautionary step that you must take to keep the diseases at bay. If you are planning to buy an Oriental health insurance policy, check out the diseases covered.

Read More

Get ₹5 Lac Health Insurance starts @ ₹200/month*
Tax Benefitup to Rs.75,000
Save up to 12.5%* on 2 Year Payment Plans
7 Lakh+ Happy Customers

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Which Plans are Offered by Oriental Health Insurance Plans?

    The Oriental Insurance Company comes with a variety of health insurance plans that covers the medical expenses of the insured. It provides coverage for the cost of accidental or sickness hospitalization, OPD consultations, ICU charges, day care procedures, ambulance charges, etc. These plans are available for a sum insured ranging from Rs 10,000 to Rs 50 lakh. Moreover, Oriental health insurance plans allow policyholders to avail cashless hospitalization services at over 4300 network hospitals.

    An Oriental health insurance policy can be purchased by families, individuals as well as senior citizens. Moreover, you can also get customized health plans for coverage against cancer, dengue, COVID-19, etc. Take a look at the various health insurance plans offered by The Oriental Insurance Company:

    • Oriental Happy Family Floater Plan
    • Oriental Mediclaim Insurance Plan
    • Oriental Super Health Top-up Plan
    • Oriental Health of Privileged Elders Plan
    • Oriental Happy Cash Nischint Rahein Plan
    • Oriental Critical Illness Plan
    • Oriental Cancer Protect Plan
    • Oriental Dengue Kavach Plan
    • Oriental Corona Kavach Plan
    • Oriental Arogya Sanjeevani Plan
    • Oriental Royal Mediclaim (PNB) Plan
    • Oriental Mediclaim (OBC) Plan
    • Oriental Pravasi Bharatiya Bima Yojana Plan
    • Oriental Jan Arogya Bima Plan

    List of Diseases Covered by Oriental Health Insurance Plans

    Here is the list of diseases covered under Oriental health insurance plans:

    1. Cancer – Cancer is a life-threatening disease in which the body cells grow abnormally and uncontrollably. Its treatment includes surgery, radiation or chemotherapy, which are expensive procedures. But if you have the Oriental Cancer Protect policy or the Oriental Critical Illness policy, your insurance company will provide financial aid to pay the treatment cost.

    2. Dengue – Dengue is a vector-borne disease that results in a viral infection. Dengue fever can reduce the blood platelet count drastically, which can be fatal. In such cases, you may need to be hospitalized for several days, which may be a costly affair. However, your treatment cost will be covered by the insurance company if you have an Oriental Dengue Kavach policy, Oriental Happy Family Floater policy or the Oriental Mediclaim Insurance policy.

    3. COVID-19 – COVID-19 is an infectious disease caused by the SARS-CoV-2 virus. This viral disease can cause severe health complications and thus, treatment can get expensive. But if you have an Oriental Corona Kavach policy, your treatment cost will be covered by the insurance company. Moreover, the Oriental Happy Family Floater policy and the Oriental Mediclaim Insurance policy will also cover the hospitalization expenses resulting from COVID-19.

    4. Critical Illness – Critical illness is a disease that has life-threatening implications and requires long-term treatment. Getting treatment for a critical illness can easily empty your savings. However, if you own an Oriental Critical Illness policy, you do not have to worry about the treatment expenses as they will be paid by the Oriental Insurance Company. You can also opt for the critical illness rider under the Oriental Happy Family Floater policy.

    5. HIV/ AIDS – HIV/ AIDS is a life-threatening disease in which the body’s ability to fight infections is compromised. The disease does not have a cure but requires lifelong treatment to prevent other infections. As a result, HIV/AIDS is expensive to treat. However, your treatment cost will be covered by your insurer if you have an Oriental Happy Family Floater policy or the Oriental Mediclaim Insurance policy.

    6. Cataract – Cataract is a disease where the natural clear lens of the eyes gets clouded. This disease can cause blindness and hence, a timely surgery is required. But if you have an Oriental Arogya Sanjeevani policy or the Oriental Happy Family Floater policy, the cost of cataract surgery will be taken care of by the insurance company.

    7. Heart Diseases – Heart diseases are the ailments of the heart resulting from improper functioning. Such diseases require long-term treatment and may need surgery in severe cases. Thus, heart diseases are expensive to cure. But if you have the Oriental Cancer Protect policy or the Oriental Critical Illness policy, your insurance company will reimburse the treatment expenses.

    8. Mental Illness – Mental illness refers to disorders that impact behaviour, mood and thinking. Mental illnesses, such as depression, anxiety, bipolar, etc. take a lot of time to get cured. However, you don’t have to worry about the treatment cost as it will be paid by your insurance company if you have an Oriental Happy Family Floater policy or the Oriental Mediclaim Insurance policy.

    Summing It Up

    Buying health insurance is a necessity in today’s time and age. In case you are considering buying an Oriental health insurance policy, make sure to check the list of diseases covered by the insurance company.

    Search
    Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

    Health insurance articles

    Recent Articles
    Popular Articles
    Does Health Insurance Cover Sports & Gym Injuries?

    27 Jun 2022

    Gone are the days when only athletes and professional sports...
    Read more
    Health Insurance for Rural India

    24 Jun 2022

    Healthcare is expensive in India and is increasing with each...
    Read more
    Health Insurance for a Down Syndrome Child in India

    23 Jun 2022

    Down Syndrome is one of the most common genetic disorders in...
    Read more
    Income Tax Slab for Women: Guide to Exemptions and Rebates

    22 Jun 2022

    In India, every person who earns beyond a certain limit is liable...
    Read more
    Is Coconut Water Diabetic Friendly?

    22 Jun 2022

    Coconut water is an excellent beverage for people struggling with...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    How to apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)
    Ayushman Bharat health insurance is a flagship scheme launched by the Government of India, as per the...
    Read more
    10 Major Benefits of Ayushman Bharat Yojana
    Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi...
    Read more
    top
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL