List of Diseases Covered by Oriental Health Insurance Plans

Which Plans are Offered by Oriental Health Insurance Plans?

The Oriental Insurance Company comes with a variety of health insurance plans that covers the medical expenses of the insured. It provides coverage for the cost of accidental or sickness hospitalization, OPD consultations, ICU charges, day care procedures, ambulance charges, etc. These plans are available for a sum insured ranging from Rs 10,000 to Rs 50 lakh. Moreover, Oriental health insurance plans allow policyholders to avail cashless hospitalization services at over 4300 network hospitals.

An Oriental health insurance policy can be purchased by families, individuals as well as senior citizens. Moreover, you can also get customized health plans for coverage against cancer, dengue, COVID-19, etc. Take a look at the various health insurance plans offered by The Oriental Insurance Company:

• Oriental Happy Family Floater Plan
• Oriental Mediclaim Insurance Plan
• Oriental Super Health Top-up Plan
• Oriental Health of Privileged Elders Plan
• Oriental Happy Cash Nischint Rahein Plan
• Oriental Critical Illness Plan
• Oriental Cancer Protect Plan
• Oriental Dengue Kavach Plan
• Oriental Corona Kavach Plan
• Oriental Arogya Sanjeevani Plan
• Oriental Royal Mediclaim (PNB) Plan
• Oriental Mediclaim (OBC) Plan
• Oriental Pravasi Bharatiya Bima Yojana Plan
• Oriental Jan Arogya Bima Plan

List of Diseases Covered by Oriental Health Insurance Plans

Here is the list of diseases covered under Oriental health insurance plans:

1. Cancer – Cancer is a life-threatening disease in which the body cells grow abnormally and uncontrollably. Its treatment includes surgery, radiation or chemotherapy, which are expensive procedures. But if you have the Oriental Cancer Protect policy or the Oriental Critical Illness policy, your insurance company will provide financial aid to pay the treatment cost.

2. Dengue – Dengue is a vector-borne disease that results in a viral infection. Dengue fever can reduce the blood platelet count drastically, which can be fatal. In such cases, you may need to be hospitalized for several days, which may be a costly affair. However, your treatment cost will be covered by the insurance company if you have an Oriental Dengue Kavach policy, Oriental Happy Family Floater policy or the Oriental Mediclaim Insurance policy.

3. COVID-19 – COVID-19 is an infectious disease caused by the SARS-CoV-2 virus. This viral disease can cause severe health complications and thus, treatment can get expensive. But if you have an Oriental Corona Kavach policy, your treatment cost will be covered by the insurance company. Moreover, the Oriental Happy Family Floater policy and the Oriental Mediclaim Insurance policy will also cover the hospitalization expenses resulting from COVID-19.

4. Critical Illness – Critical illness is a disease that has life-threatening implications and requires long-term treatment. Getting treatment for a critical illness can easily empty your savings. However, if you own an Oriental Critical Illness policy, you do not have to worry about the treatment expenses as they will be paid by the Oriental Insurance Company. You can also opt for the critical illness rider under the Oriental Happy Family Floater policy.

5. HIV/ AIDS – HIV/ AIDS is a life-threatening disease in which the body’s ability to fight infections is compromised. The disease does not have a cure but requires lifelong treatment to prevent other infections. As a result, HIV/AIDS is expensive to treat. However, your treatment cost will be covered by your insurer if you have an Oriental Happy Family Floater policy or the Oriental Mediclaim Insurance policy.

6. Cataract – Cataract is a disease where the natural clear lens of the eyes gets clouded. This disease can cause blindness and hence, a timely surgery is required. But if you have an Oriental Arogya Sanjeevani policy or the Oriental Happy Family Floater policy, the cost of cataract surgery will be taken care of by the insurance company.

7. Heart Diseases – Heart diseases are the ailments of the heart resulting from improper functioning. Such diseases require long-term treatment and may need surgery in severe cases. Thus, heart diseases are expensive to cure. But if you have the Oriental Cancer Protect policy or the Oriental Critical Illness policy, your insurance company will reimburse the treatment expenses.

8. Mental Illness – Mental illness refers to disorders that impact behaviour, mood and thinking. Mental illnesses, such as depression, anxiety, bipolar, etc. take a lot of time to get cured. However, you don’t have to worry about the treatment cost as it will be paid by your insurance company if you have an Oriental Happy Family Floater policy or the Oriental Mediclaim Insurance policy.

Summing It Up

Buying health insurance is a necessity in today’s time and age. In case you are considering buying an Oriental health insurance policy, make sure to check the list of diseases covered by the insurance company.