List of Diseases Covered by SBI Health Insurance Plans

Nobody wants to get sick or get diagnosed with an illness. But diseases are a part of life and the only thing you can do is take necessary precautions to keep them away. While staying healthy protects you from diseases, health insurance protects your finances when you are diagnosed with one. Let’s find out the diseases covered under the various SBI health insurance plans.

Read More

Policybazaar exclusive benefits
  • 30 minutes claim support*(In 120+ cities)
  • Relationship manager For every customer
  • 24*7 claims assistance In 30 mins. guaranteed*
  • Instant policy issuance No medical tests*

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Find affordable plans with up to 25% Discount**
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step

      Popular Cities

      Previous step
      Previous step

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      What are the Various SBI Health Insurance Plans?

      SBI health insurance plans offer coverage for a wide range of medical expenses incurred in the treatment of an illness or an accidental injury. They cover the insured against the cost of hospitalization, OPD consultations, day care procedures, ICU charges, ambulance service, maternity etc. Customized health plans for diseases like critical illness, COVID-19, etc. are also available.

      SBI health insurance plans are available for a sum insured amount ranging from Rs 50,000 to Rs 5 crore. They also allow the insured to avail cashless treatment at over 6000 network hospitals. Besides, raising a claim with SBI General Insurance Company is also super easy as the insurance company has a 24x7 customer helpline.

      Here are various SBI health insurance plans available in the market:

      • SBI Arogya Plus Plan
      • SBI Arogya Premier Plan
      • SBI Arogya Supreme Plan
      • SBI Arogya Top Up Plan
      • SBI Critical Illness Insurance Plan
      • SBI Retail Health Insurance Plan
      • SBI Arogya Shield Plan
      • SBI Hospital Daily Cash Plan
      • SBI Loan Insurance Plan
      • SBI Arogya Sanjeevani Plan
      • SBI Corona Kavach Plan
      • SBI Corona Rakshak Plan
      • SBI Kutumb Swasthya Bima – Retail Plan

      List of Diseases Covered by SBI Health Insurance Plans

      Check out the list of diseases covered by SBI health insurance plans:

      1. Critical Illness –Critical illness refer to a disease that has life-threatening implications and usually develops due to poor lifestyle habits. The treatment of a critical disease can empty your savings easily. But with the SBI Critical Illness Insurance policy and the SBI Loan Insurance Retail policy, your treatment expenses will be paid by the insurance company.

      2. COVID-19 – COVID-19 is a highly infectious disease that can lead to severe health complications, especially in people with co-morbidities. Its treatment can get costly if a health complication develops. However, if you have the Corona Kavach policy or the Corona Rakshak policy, your insurance company will cover your treatment expenses. Besides, all SBI health insurance plans cover COVID-19 hospitalization expenses.

      3. Mental Illness – Mental illness is a disease that adversely impacts the mood, thinking, memory and behaviour of a person. The treatment of a mental illness is expensive and can go on for a long time. But if you have an SBI health insurance policy, you do not have to worry about the treatment expenses as most plans come with mental illness cover.

      4. Cancer –Cancer is a deadly disease in which the body cells grow abnormally without any control. The disease involves long-term expensive treatments, including surgery, and can deplete anyone’s savings. However, your treatment cost will be covered by your insurance company if you have an SBI Critical Illness Insurance policy or the SBI Loan Insurance Retail policy.

      5. HIV/AIDS – HIV/AIDS is a life-threatening disease in which the immunity system of the body gets compromised. This viral disease does not have a cure but certain treatments can keep the disease in control. Thus, HIV/AIDS treatment can be costly. However, your treatment expenses will be taken care of by SBI General Insurance Company if you have a policy with HIV/AIDS cover.

      6. Cataract – Cataract is an eye disease that can lead to blindness. It clouds the natural eye lens and surgery is required to cure it. However, you do not have to worry about the cataract surgery cost if you have an Arogya Supreme policy or an Arogya Sanjeevani policy as it will be paid by the insurance company.

      7. Genetic Disease – Genetic disease is a hereditary disease that occurs due to a DNA abnormality. Such diseases may be expensive to treat but most SBI health plans offer coverage for them. Therefore, if you have an SBI health insurance policy covering genetic diseases, your insurance company will pay for the treatment.

      8. Heart Disease –Heart disease is a fatal disease that develops when the cardiovascular system is not functioning properly. Heart diseases may involve surgeries and long-term treatment. But with the SBI Critical Illness Insurance policy and the SBI Loan Insurance Retail policy, you do not have to think about the treatment expenses as they will be paid by the insurance company.

      9. Congenital Disease - Congenital disease refers to a disease that is present in the body right from birth. Its treatment may go on for a long time and may also require multiple surgeries, which can get costly. However, if you have an SBI health insurance policy and have been diagnosed with internal congenital disease, your insurance company will cover the treatment cost under most plans.

      Summing It Up

      Buying health insurance is essential to protect your savings in case you are diagnosed with a disease. However, it is important to have the right kind of policy to cover the treatment cost of a disease. Therefore, make sure to read the policy documents carefully and check the diseases covered before you purchase an SBI health insurance plan.

      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Does HDFC ERGO Health Insurance Cover Dental Treatments?

      22 May 2024

      HDFC ERGO General Insurance Company offers various health
      Read more
      Does Aditya Birla Health Insurance Cover Dental Treatments?

      17 May 2024

      Dental insurance is vital in maintaining oral health by covering
      Read more
      Does Niva Bupa Health Insurance Cover Dental Treatments?

      06 May 2024

      Dental insurance covers regular dental check-ups and treatments to
      Read more
      Surgeries Covered by TATA AIG Health Insurance Plans

      26 Apr 2024

      Amidst the escalating healthcare costs nationwide, managing the
      Read more
      Surgeries Covered by Liberty Health Insurance Plans

      26 Apr 2024

      Liberty General Insurance Limited offers a range of comprehensive
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Zero Waiting Period in Health Insurance Plans
      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A
      Read more
      Heart Surgery Cost in India
      Heart diseases are the leading cause of death across the globe. As per a survey by the World Health Organisation
      Read more

      Download the Policybazaar app
      to manage all your insurance needs.