Get <strong>₹5 Lac</strong> Health Insurance starts <strong>@ ₹315/<span>month*</span></strong>
Get ₹5 Lac Health Insurance starts @ ₹315/month*
Get ₹5 Lac Health Insurance starts @ ₹315/month*
250+ Plans 18 Insurance Companies
₹ 5 Lakh Coverage @ ₹ 10/day
7 Lakh+ Happy Customers

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Planning to buy Star Health Insurance Policy? 9 Reasons to Buy it Online

Undoubtedly health insurance has become an absolute necessity. The cost of healthcare and medical treatments is rising day by day and due to the Coronavirus pandemic, it has become all the more expensive.

Taking treatment in private hospitals is quite an expensive affair. The cost of hospital rooms, doctor consultation, medication, operation fees, and hospitalization treatment is exorbitant for the quality services and infrastructure offered by them. Considering this, a medical insurance policy has become the need of the hour.

But should you buy it online or offline? If you are planning to buy a Star health insurance policy, let’s discuss why it makes more sense to buy it online, especially during the COVID-19 outbreak.

Online vs. offline Health Insurance

Everything around us is going digital, and insurance is no exception. We like the whole ball of wax on our fingertips, whether it is about searching the best health insurance plan, getting insurance quotations over email, making payment and even renewing our insurance policies online for that matter.

Amid the growing number of online customers, there are a lot of people who are still apprehensive about purchasing an insurance policy online. All those who are in a fix, hope this will help you out -

Benefits of Purchasing Star Health Insurance Plans Online

Easy To Compare Star Health Insurance Plans

You can check which plan is offering maximum coverage, the appropriate sum insured options at an affordable premium and select the one that serves your purpose. Even customizations are possible. You can select a Star health insurance plan as per your requirement be it-  Star senior citizen health plan, Individual or family floater health plan, Star health insurance for cancer, COVID insurance, insurance for autism, etc.  This way you can compare how these Star health insurance plans differ from each other and what suits you best.


When buying star health insurance online, you can go to the company’s website and download their policy documents. It is easier to understand the policy features and exclusions. You can even save it on your system for future reference, thus reducing the chances of being misled.  Quite the reverse, when purchasing offline, there is always a chance for your agent to manipulate you.

Make an Informed Decision

You can check the claim settlement ratio, list of network hospitals, number of policies issued, etc. when buying it online.  It will ensure if the insurance company will be able to settle the claim or not. Once assured, you can enjoy your peace of mind.

When buying it offline, you are dependent on the insurance agent to furnish true statistics about the claim settlement ratio of their insurance company, and their authenticity is always questionable.

Rider Benefits

Star health insurance plans offer a range of rider benefits like accidental death cover, critical illness cover, OPD cover and maternity coverage in the basic plan. You can easily opt for these additional coverage benefits online by paying an extra amount of premium.

Hassle-free Online Renewal

Online health insurance renewal ensures that you are updated timely and your policy doesn’t lapse due to any delays from your end. These days, every one prefers to go for online renewal facility. Following the social distancing norms and COVID-19 risk, nobody wants to meet an agent in person to get their health insurance policy renewed. When you can renew it online and save both time and effort.

There is more flexibility in terms of payment and other procedures. You can also switch from your previous health insurance provider. Moreover, while switching the insurer there is no waiting period. IRDAI guidelines, a customer has the right to be granted permission for insurance probability.

The Cost Factor

Online health insurance policies are 20 to 30 % cheaper as compared to their offline counterparts. Because the commission charged by insurance agents is eliminated. 


There is more flexibility when you purchase Star health insurance online and you can choose from a wider range of options.  You do your own research online, which leaves no scope of you being misled by an agent. While purchasing a health insurance policy online you can compare various plans that the insurer is offering.

Policy Reviews 

Customer reviews on our website and Star Health Insurance Company’s website can help you understand the market presence of the insurance company and their. You can keep a print out with you for future reference. The insurer will also give username and password. You can log in to your account and check all the requirements and details.

Easy to Access

As compared to insurance agents, health insurance companies functioning online are accessible to their customers 24*7.  You can always reach out to their customer care team to address your concerns.

Already, buoyed by demand, health insurance companies are expanding their online product bouquet for the above-mentioned reasons.

Clearly, online purchase is a more convenient option. Taking into account the lower cost of premiums, easy policy comparison, higher sum insured, and flexibility in applying an application are some of the major positive factors for online health insurance plans.

Final word

Buying a Star health insurance policy online can save you from the stress, anxiety and financial burden that come from these medical emergencies. Not everyone has good bank balance or liquid cash to meet these emergencies. To avail the benefits of policy its renewal is also important. Look for online renewal/ purchase of your insurance policy to save your time and have a valid health insurance cover, for you and your family.

Written By: PolicyBazaar - Updated: 06 October 2020
5,020,359 Confirmed Cases in India*
34,478,590 Confirmed Cases worldwide*
931,582 Confirmed deaths worldwide*
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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