Employees Prefer Private Health Services Over Government Schemes in Telangana

The state government employees in Telangana prefer private health insurance policies over the government health services. This is because of the not so reliable reimbursement procedures followed by the state government when employees make a medical claim.

Read More

Get ₹5 Lac Health Insurance starts @ ₹200/month*
Get ₹5 Lac Health Insurance starts @ ₹200/month*
Tax Benefitup to Rs.75,000
Save up to 12.5%* on 2 Year Payment Plans
7 Lakh+ Happy Customers

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    These days even the Central Government staff is paying for the treatments availed from both the private and government hospitals, unlike the discounted CGHS scheme in the past.

    Why people prefer private health services over government schemes?

    The massive amount of time taken in moving files from one office to other and from one department to another, delays the reimbursement procedure. Premium benefits and facilities along with an income tax benefit offered by private insurance companies is luring the people to choose it over the government schemes.

    The chairperson of Telangana Employees Confederation, Mr. Erva Venkatesham said, “The private hospitals do not provide treatments, based on the cards issued under the schemes to the staff by government. Employees must undergo the time consuming reimbursement process, which starts with submitting the bills, which are only obtained after enrolling the patient, receiving complete treatment, and paying upfront the total medical cost. Furthermore, the government won’t even reimburse the total cost of the medical expenses after enduring the time and energy consuming procedure. When the claimant asks for the reasons, they are simply informed that the procedure is not covered under the scheme.”

    The general secretary, Confederation of Central Government Employees and Workers, Mr. Nageshwar Rao said that there are only thirteen CGHS notified government hospitals, where as there are 80,000 central government staff in state. He also added that the offered services, which are covered under the government schemes; can only be obtained in Hyderabad, which reflects the huge requirement for CGHS cover in Vijayawada and Visakhapatnam with a large number of Army and other Central government employees. And, that the corporate hospitals are not ready to acknowledge the insurance that is covered by CGHS since it is a time consuming process.

    (Source: This article has been adapted from the article "Telangana government employees prefer private health insurance" that appeared on February 21, 2015 in deccanchronicle.com.)

    Written By: PolicyBazaar - Updated: 02 August 2021

    Health insurance articles

    Recent Articles
    Popular Articles
    Does Health Insurance Cover Orthopaedic Surgery?

    09 Oct 2021

    Orthopaedic health conditions have become quite common in India...
    Claim Settlement Ratio Vs Incurred Claim Ratio - Know the Difference

    07 Oct 2021

    Every health insurance plan comes with unique benefits to attract...
    What Is The Right Age To Purchase A Health Insurance Policy?

    30 Sep 2021

    Every person must have a health insurance policy to deal with...
    Does Your Health Insurance Remain Valid If You Move Abroad?

    30 Sep 2021

    Health insurance is one of the best investments that you can make...
    Does a Health Insurance Policy Cover Depression?

    27 Sep 2021

    Stress is one of the biggest contributors to lifestyle diseases...
    Best Health Insurance Plans in India 2021
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Top Maternity Insurance Plans
    Maternity or pregnancy is an important phase of life, and one needs to prepare in advance to embrace parenthood...
    Top Family Health Insurance Policies in India 2021
    From the air we breathe to the food we eat; everything is intentionally or unintentionally subjected to...
    Health Insurance Claims Ratio- Things You Should Look Before Buying Health Insurance
    There has always been a doubt in customers mind about whether the private company will keep its side of the bargain...
    Best Health Insurance Plans for Senior Citizens in 2021
    Considering the increasing percentage of medical inflation in India, it has become an absolute necessity to buy...
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL