ManipalCigna Launches Health Plan for Senior Citizens with No Sub-limits or Co-pay

Comprehensive Coverage for Senior Citizens

The new ManipalCigna Prime Senior plan offers a wide range of coverage benefits that includes in-patient hospitalization, road ambulance facility, pre-hospitalization & post-hospitalization cover, day care procedures, domiciliary hospitalization and organ donor expenses. It also covers AYUSH treatments, unlimited teleconsultations and offers discounts from network providers.

The plan comes in two variants – Prime Senior Classic and Prime Senior Elite. Senior citizens can opt for wider coverage under the Elite plan with the premium waiver benefit, annual preventive health check-ups, unlimited restoration of the sum insured, guaranteed cumulative bonus, domestic second opinion for 36 listed critical illnesses, air ambulance cover and daily cash for shared accommodation cover.

Policyholders can also opt for any room upgrade, premium management cover and the option to reduce the PED waiting period from 2 years to 90 days under the new ManipalCigna health insurance plan. Moreover, they can also buy the ManipalCigna Health 360 add-on to ensure coverage for OPD expenses and non-medical items.

This senior citizen health insurance plan is available for a sum insured ranging from Rs 3 lakh to Rs 50 lakh. Moreover, the applicant does not have to undergo a medical check-up before buying the ManipalCigna Prime Senior plan.