Niva Bupa Launches ReAssure 2.0 with Unique Lock-in Feature

Niva Bupa Health Insurance has launched ReAssure 2.0, a unique health insurance plan that lets customers lock their entry-age premium, offers up to 30% discount on renewal premiums based on health points, and more. The plan is available for people in the age bracket of 18-65 years as individual, multi-individual & floater plans.

Read More

Policybazaar exclusive benefits
  • 30 minutes claim support*(In 120+ cities)
  • Relationship manager For every customer
  • 24*7 claims assistance In 30 mins. guaranteed*
  • Instant policy issuance No medical tests*

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Find affordable plans with up to 25% Discount**
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step

      Popular Cities

      Previous step
      Previous step

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Know the Key Features of the Unique Niva Bupa ReAssure 2.0 Plan

      As per Bhabatosh Mishra, Director of underwriting, Products, and Claims at Niva Bupa Health Insurance, the plan promises benefits on every investment by guaranteeing returns on every renewal premium. The plan is available with a sum insured starting from Rs. 5 lahks to Rs. 1 crore.

      One of the best features of this plan is that it offers lock-in of entry age. Until the customer files for their first claim, they can continue paying the same premium as their entry age. This revolutionary factor will help customers save a lot of money on health insurance premiums. After raising a claim, the regular age band-wise premiums will be applicable.

      The new plan also provides ReAssure Forever benefit where after the first claim, this base sum insured will be triggered and the customer will always have a sum-insured equal to their base sum insured. Those who raise no claims can avail of the Booster+benefit where the sum insured will be carried forward to the next year in case they do not raise a claim in a policy year. This is a unique design offering a 'win-win' situation where those who raise a claim can reap benefits along with those who raise no claims in a year.

      For example, if a customer with a policy of Rs. 10 lakh does not raise a claim in a year, then the entire sum will be carried forward and the insured can avail of a claim up to Rs. 20 lakh next year.

      If no claim is made consecutively until the 10th renewal, the insured will reach Rs. 1.10 crore consisting of Rs. 10 lakh as their base sum insured, Rs. 1 crore as Booster benefit and the accumulated sum insured.

      The plan also offers a discount of up to 30% on the renewal premium based on the health points earned by the insured. Other distinct benefits include day-one coverage for hypertension and diabetes, no capping on room rent, and coverage for hospitalisation of 2 hours and above. The move is set to revolutionize the health insurance sector and encourage customers to invest in their health security from an early age.

      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Reasons to Purchase High-Value Health Insurance Cover

      21 Feb 2024

      When you decide to purchase a health insurance plan for you and
      Read more
      Surgeries Covered by New India Assurance Health Insurance Plans

      22 Feb 2024

      In an era where healthcare expenses are skyrocketing in India, the
      Read more
      Is a 10 Lakh Health Insurance Adequate in Your City?

      10 Jan 2024

      An ongoing medical inflation of 14 percent in India (the highest
      Read more
      Dental Treatment Coverage from Star Health Insurance

      21 Dec 2023

      The rising costs of healthcare services have made it necessary for
      Read more
      11 Reasons Why Senior Citizens Should Buy Aditya Birla Activ One Plan

      05 Dec 2023

      Health insurance is one of the biggest assets that senior citizens
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      How Senior Citizens can save Tax with Medical Bills u/s 80 D?
      Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income
      Read more

      Download the Policybazaar app
      to manage all your insurance needs.