Here's Why Every Women Should Get Health Insurance

Gone are the days, when women were just confined to their house walls. They have strengthened their roles in all the walks of life. Amid fulfilling their duties at work and house together, they tend to forget that their health is important too.

Read More

Policybazaar exclusive benefits
  • 30 minutes claim support*(In 120+ cities)
  • Relationship manager For every customer
  • 24*7 claims assistance In 30 mins. guaranteed*
  • Instant policy issuance No medical tests*

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Find affordable plans with up to 25% Discount**
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step

      Popular Cities

      Previous step
      Previous step

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Women’s health issues can be similar to men, but they have different repercussions on their body. They need some of the best health insurance in India to meet their health concerns in an effective manner. A general health insurance policy from any reputed insurance company such as Star Health Insurance, Oriental insurance etc. will work for that matter.


      To reiterate, women health insurance is a great solution to ease the stress from their overburdened shoulders.

      Why Women Should Have an Adequate Health Insurance Policy?

      Engrossed in being an epitome of perfection while playing the role of a wife, mother, daughter, and sister, they forget their health also needs to be taken care off!

      Breaking the stereotype, they are growing professionally in all the spheres – be it a doctor, an engineer, a marketing professional or while playing the role of a manager. But despite all of this, their health in sidelined somewhere.

      It is important for women to feel secure when it comes to health. With health insurance, they can be sure of getting the best possible treatment for all the diseases. It will provide them with the necessary care- both financially and emotionally at the time of need.

      Introduction to Women’s Health

      Studies reveal that women are more vulnerable to health issues in comparison to men. Don’t take it a feminist opinion, as the truth may sound bitter - but women truly juggle with their schedule every day to meet the expectations of people around them.  For instance - Take a closer look at any mother’s daily routine or a wife for that matter, the situation is self-explanatory. 

      Undoubtedly, women’s health concerns also need to be addressed.  And for that reason, top health insurance companies have geared up to offer the best health insurance to women in India with their specific insurance plans, catering to their specific health issues.

      National Institute of Child Health and Human Development reinstates that women are more prone to health conditions like – Osteoarthritis, hearth attacks, STDs, UTIs, and depression.

      To assure them to be in pink of their health, we need to shed some light on important health-related aspects which are not only biological but are a result of sedentary lifestyle, succumbing to stress, and inadequate nutrition. 

      Why is it Important to Live a Healthy Life?

      • As they say, ‘health is wealth’. Anyone who is able to keep up their health will be able to save money and spend it on better things like your child’s education, travel etc. 
      • It’s easier to concentrate on professional and personal life with good health conditions
      • People with good health conditions stay energetic throughout the day
      • They enjoy healthy and satisfying relationships with people around them
      • A healthy and stress-free mind leads to a good and healthy life.

      Why Women Should Take Health Insurance?

      Succumbing to health issues due to the polluted environment and work-life imbalance is inevitable. Even after maintaining a healthy lifestyle, eating a nutritious diet, following an exercise regime, women remain vulnerable to some or the other ailments. And there are many other things that continue to take a toll on their health.

      With increasing cost of living and medical inflation (which can otherwise lead to financial drain), taking a health insurance policy for women becomes imperative. Fortunately, it’s easier to do a comparison of health insurance plans in India and find the one that is suitable to one’s health and financial needs.

      You can check-out different medical insurance plans from top health insurance companies such as HDFC Ergo, Bajaj Allianz, and Star Health Insurance etc. to meet your health concerns.  

      Why Every Woman Should Have Herself Covered With Health Insurance Plan?

      Benefits of health insurance include hospitalization cover, emergency medical treatment cover, and accidental cover for self (in an individual health plan) and for family (with family floater plan). Mentioned below are some of the benefits in detail-

      • Helps In Meeting Exorbitant Medical Expenses - Paying for a minor or major health treatment can create havoc with anybody’s bank balance. Women, who own financial responsivities of their household, will be able to take care off any medical emergencies arising due to any unforeseen circumstances – provided they have a health insurance policy in hand. This will keep the savings intact, as the insurance provider will reimburse the medical expenses.
      • Advanced Medical Facilities - With the help of health insurance, even the middle-class population can give access to advanced medical facilities. By picking the hospital, which falls in the panel of the health insurance policy, any women can give herself the best medical treatment in India. 
      • Tax Saving Benefits - Apart from health security, a health insurance policy provides tax saving benefits up to Rs, 25000 under section 80D of the Indian Income-tax act, 1961. This includes the amount of yearly premium paid for self, children, spouse, parents, and other dependent members who are covered under the policy.
      • Composure - Women, who are already hard-pressed on time - at least during medical emergencies, can save themselves from the trouble of running from pillar to post. The sense of financial security provided by medical insurance offers a great peace of mind.

      How Women Can Find The Best Health Insurance In India?

      When selecting a health insurance policy for women, below mentioned guidelines will prove to be useful-

      • While finding the best health insurance in India for women, consider special health policies which provide maternity benefits to women and the newborn. Those who are planning anytime soon should go for a policy with minimum waiting period.
      • Policies covering breast cancer, cervical cancer etc. should be taken into consideration. There are various Star Health Insurance Plans that offer coverage to women in an extensive manner, including maternity cover.
      • Women can succumb to hormonal problems at an early age, so the sooner the policy is bought, the better. As most of the health insurance policies have a waiting period clause for pre-existing diseases and some may not even cover the diseases which have already been diagnosed.
      • Cashless hospitalization is a better option for women, who are looking for a hassle-free claim process. It is available at the network hospitals, which are empaneled under the insurance plan.
      • Select an insurance company with a good claim settlement ratio, which can be checked online at the IRDA website
      • Pre and post hospitalization expenses should be covered as well.

      Healthy Women, Healthy World!!

      Every woman is special and so is their health. If you are also one of those women, who are playing multiple roles in their lives and want a secured future, then you should take time out of busy schedule and consider taking a health insurance cover to meet your medical expenditure.  Among all the responsibilities, this is one of the most important ones.

      Disclaimer : *Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Does ICICI Lombard Health Insurance Cover Cataract Surgery?

      21 Jun 2024

      Cataract surgery is an essential procedure for people seeking to
      Read more
      Father’s Day 2024: Gift Your Father Health Insurance This Year

      14 Jun 2024

      Father’s Day is celebrated every year on the third Sunday of
      Read more
      Does SBI Health Insurance Cover Dental Treatments?

      05 Jun 2024

      SBI General Insurance Company provides comprehensive coverage
      Read more
      Does ICICI Lombard Health Insurance Cover Dental Treatments?

      05 Jun 2024

      ICICI Lombard General Insurance Company offers various health
      Read more
      Does Reliance Health Insurance Cover Dental Treatments?

      04 Jun 2024

      Dental insurance is crucial in safeguarding oral health as it pays
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      10 New IRDAI Health Insurance Guidelines in 2024
      Health insurance penetration in India is far lower than it should be. A significant chunk of the Indian population
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more

      Download the Policybazaar app
      to manage all your insurance needs.