How to Compare Health Insurance Online?

Online insurance portals such as Policy Bazaar have made the whole online comparison a pretty easy affair. All you have to do is fill in your details and start getting and comparing quotes instantly. Online comparison not only saves your time and money but also gives you amazing benefits.

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30 minutes claim support##
(In 120+ cities)
Relationship manager
For every customer
24*7 claims assistance
In 30 mins. guaranteed*
Instant policy issuance
No medical tests~
People trust Policybazaar^
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Insurance partners
4.2 crore
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Policybazaar is one of India's leading digital insurance platform
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Find affordable plans with up to 25% Discount**

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      We will find you the plans that cover your condition.

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      Online Health Insurance comparison benefits :

       
      • No meddling with papers anymore
      • No more visiting insurance offices
      • No need to meet with insurance agents
      • No pressure from agents
      • No more waiting for quotes
      • Plus, you get more choices than ever

      Comparing the best health insurance plans online is simple and easy. Start with putting in your details on the comparison engine such as marital status, age, occupation, annual income and whether your employer provides you coverage or not. The engine will come up with a list of insurers with the respective plans matching your criteria.

      The plans can be compared and evaluated on the basis of parameters such as entry and exit age, sum insured and premium. The list will also show whether or not medical tests are required for availing a specific plan and whether the plan is available online or not. The engine also lets you filter the results according to the sum insured; so you can view at once, all the available plans offering the same sum insured.

      You might shortlist 2-4 appropriate plans that meet your specific medical insurance needs. The engine provides for a neat comparison between these shortlisted 2-4 insurance plans you've zeroed in. The selective comparison covers more detailed attributes relevant to the inclusions and exclusions of the plan. While making a comparison, you should look out for the following variables:

      • Hospitalisation
      • Domiciliary hospitalisation
      • Pre and post hospitalisation
      • Daily hospitalisation allowance
      • Daycare treatment
      • Critical illness
      • Pre-existing diseases coverage
      • Ambulance service
      • Health check-up
      • Organ donor expenses

      These variables will help you to understand the product before you buy it. Once you know what your subjective priorities are, it's not tough to make a choice. Once you settle for a plan, you'll be taken forward to a page where you can add riders, benefits and top up covers on the chosen plan. It is always advisable to prefer a comprehensive health plan equipped with valuable add-ons such as daily cash benefits, personal accident cover and critical illness cover. Once you are done making a choice, you are redirected to the insurer's website to make the payment for the chosen plan.

      At any moment, while you compare health insurance plans online, if you get confused or stuck anywhere, no matter how trivial it is, you can ask the experts to help you out. All it takes is requesting a call back to the insurance experts who are more than happy to give you an insight into a health plan that meets your specific needs and priorities. Alternatively, you can go back and start the comparison afresh.

      Making an online comparison gets you the best quotes from the leading health insurers in just 2 minutes. The alternatives you get online help you to make a well-informed choice and get away with the right insurance product.

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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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