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Bharti AXA General Insurance

Bharti AXA General Insurance

Bharti AXA is the one of the largest private general insurance companies in India. Bharti AXA General Insurance Company is a joint venture between the Bharti Enterprises and the AXA Group. In this venture, the Bharti Group holds a 74% stake and the rest 26% is held by AXA.

Bharti AXA General Insurance is the first organisation in the general insurance industry to receive dual certifications of ISO 9001:2008 and ISO 27001:2005 within the first year of operations in 2009.

Headquartered in New Delhi, Bharti Enterprises was founded by Sunil Bharti Mittal in 1976. The company operates in 20 countries across Africa and Asia with its business spanning across telecommunications, financial services, retail and manufacturing.

AXA is a French, multinational, investment banking firm present in 56 countries and serving 102 million clients worldwide. For the sixth year in a row, AXA has maintained its position as a leading global insurance brand as ranked by Interbrand in 2014.

Bharti AXA General Insurance was awarded the Excellence award by the Institute of Economic Studies in March 2014. Bharti AXA General Insurance has also received the “Personal Lines Growth Leadership Award 2011” at the India Insurance Awards 2011. Bharti AXA General Insurance has been conferred the ‘Best Product Innovation Award 2012’ and ‘Commercial Lines Growth Leadership Award 2012’ at the India Insurance Awards 2012. Moreover, the company was honoured for its consistent performance and tremendous growth over a period of three years (2008-2011), in terms of volume, revenues, and client base, in the retail insurance segment.

Bharti AXA General Insurance Plans & Policy Portfolio
Bharti AXA Health Insurance Plans:

When it comes to planning for medical emergencies you tend to worry mainly about the exorbitant hospital bills. Health care comes with a price tag and arranging for funds during crisis often requires running from pillar to post, making a dent into your savings or worse. Bharti AXA plans help you to plan for your heath emergencies so that you can maintain your calm during a medical emergency situation.

  • Critical Illness Insurance: The Bharti AXA Critical Illness Insurance policy provides cover for 20 critical illnesses. In the case of diagnosis and survival for 30 days post-diagnosis, a lump sum compensation is paid equivalent to the sum insured of the plan - Rs. 2, 3 or 5 lakh. This money can be used as per discretion of the insured. It is easy to get Critical Illness Insurance as no medical check-up is required up to the age of 45 years
  • Bharti AXA Life Triple Health Insurance Plan: The Bharti AXA Life Triple Health Insurance Plan is a comprehensive health insurance product that continues to provide protection even after making a claim. It offers cover for up to three unrelated critical illnesses with premium waiver after the first claim. The medical cover is provided for 13 critical illnesses, which have been classified into three groups – Group A, Group B and Group C. One receives 100% of the sum assured for the remaining two claims as long as the event is not from the same group, subject to a no benefit period of 365 days between each claim
  • Bharti AXA Life Hospi Cash Benefit Rider: The Bharti AXA Life Hospi Cash Benefit Rider provides fixed benefit irrespective of the actual expenses incurred each day of hospitalisation. To avail a claim, the hospitalisation should be for a minimum period of 48 hours while the policy is in force. It also offers a fixed amount benefit upon admission to an intensive care unit or lump sum benefit in case of surgery

Bharti AXA Car Insurance Plans:

Bharti AXA Car Insurance plans provide the optimum insurance cover for your car and protective covers that offer extra protection along with extensive auto insurance coverage, competitive vehicle insurance quotes and unparallel service.

Bharti AXA Two Wheeler Insurance Plan:

If you want to enjoy your ride without fussing over the possibility of theft, accident and liability, Bharti AXA Two Wheeler Insurance is a must-have for you. Go ahead, get one and enjoy the financial freedom that comes along.

Bharti AXA Home Insurance Plans:

Bharti AXA Policies safeguard your home and give you a smart alternative to tackle all problems related to your home and thereby ensure disaster free living.

Bharti AXA Travel Insurance:

Vacation time is meant for carefree enjoyment. However, a lot can happen to disturb your dream vacation! You may fall ill or lose your baggage – the possibilities are countless. So get a travel insurance cover to leave the worrying to your insurer and go ahead enjoying your dream vacation!

  • Individual/Family Travel: The Individual/Family Travel Insurance plan from Bharti AXA Travel Insurance takes care of risk arising from all kinds of contingencies during international travel. These may include illness, injury, cancellation of trip, loss of important documents and financial emergency. Three product variants have been designed to cater to different segments of overseas travellers including individuals and families going on business and holiday trips. These three variants are Schengen Products, Non-Schengen Products and Annual Multi-trip Products
  • Student Travel Insurance: The Student Travel Insurance plan is a travel insurance policy for students travelling abroad on a student visa to pursue higher studies. It covers against the risk of emergency medical expenses and travel related contingencies such as loss of baggage, passport, and accidents. The policy covers students between the age group of 16 and 40 years who are going to colleges, universities or institutes in a foreign country for academic or professional courses. The cover is available for a period ranging from 30 days to 2 years, and can be extended up to 4 years

Bharti AXA Personal Accident Insurance:

Bharti AXA Personal Accident Insurance is a good product designed to cater to all your requirements in the event of an accident. Not only does it takes care of your medical expenses, but it also has provisions to pay legal expenses, if any. Be smart and take a wise decision by buying a personal accident cover!

It is advisable to compare all Bharti AXA General insurance plans with plans from other General insurance companies in India to choose the insurance plan that suits you the most.

Bharti AXA Distribution Network:

Bharti AXA General Insurance has rapidly become a prominent and well-established insurance provider with 40 branches in India.

Bharti AXA General Insurance News

  • BHARTI AXA General Insurance to offer ‘pay as you drive’ motor insurance policy

    Bharti AXA General Insurance is now offering a new usage-based motor insurance policy for the people who are private car owners under the Insurance Regulatory and Development Authority of India Sandbox project. The general insurance has recently tied up with the biggest insurance aggregator of India,

    In simple terms, the idea behind the usage-based motor insurance policy which is also known as ‘pay as you drive’ is to allow the policyholder to pay the premium based on the kilometers driven.

    The proposal sent by Bharti AXA General Insurance was shortlisted by IRDAI (Insurance Regulatory and Development Authority of India) for the regulatory sandbox project. This product is surely going to benefit people who usually drive less as the name itself suggests, ‘Pay as You Drive’. It would be also ideal for people who are having multiple vehicles and they usually don’t use much which results in not paying a higher premium amount.

    People who opt for public transport on a daily basis can also benefit from this new product offered by the insurance company.

Written By: PolicyBazaar - Updated: 08 July 2020
767,296 Confirmed Cases in India*
12,655,555 Confirmed Cases worldwide*
545,742 Confirmed deaths worldwide*
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 230 Reviews)
Bharti AXA General Insurance Reviews & Ratings
4.4 / 5 (Based on 230 Reviews)
(Showing Newest 15 reviews)
Gadag, July 09, 2020
Easy claims settle
I had filed a claim for my mother’s health insurance. It is easy to file the claim. I just contacted the customer care of bharti axa and told them about the situation and presented all the documents in the regard of the same. The team immediately start working on my case and my claim was settled in less than 2 days. It was a good gesture by team that they helped me in such odd time. I am really much thankful to the team of policybazaar and bharti axa for such best assistance.
Canning, July 09, 2020
Covers many diseases
I chose bharti axa health insurance policy because it covers many diseases and its premium rate is fair enough. I got many facilities under the same. One of the best thing is that it gives coverage to each and every disease. And provides the 24*7 assistance to its customers. It is really easy to check the details via online media and social media. You can avail the information from the website without any contact with the customer care. It’s easy. Try it and love it.
Dabugam, July 09, 2020
Wonderful health plans
The policies and the plans which are available in the website of policybazaar are quite good and better as compared to others. I really like it has got to know about certain health plans from their website. You can easily compare the plans . I compared and got the best plan of bharti axa. Thanks team for such wonderful plans.
K.singpur, July 08, 2020
It’s good and beneficial
The health insurance policy product of bharti axa is very good and beneficial. I got the health plan from the website of the policybazaar and along with that I got various add on benefits which I included into my health insurance plans. So, that it can make my health plan more secured and beneficial and I can get better benefits. I am quite happy with my health plan and would love to recommend into my circle. Great work team bharti axa and policybazaar.
Bharaich, July 08, 2020
Great sales team
I purchased my health insurance from bharti axa and it is very nice plan which I got from them. I contacted the sales team of the policybazaar and they gave me the best information about various policies and plans. I got to know about various options regarding the health insurance policy. The sales team of policybazaar is very smart and they are quite co-operative in nature. Thanks team for such great plans and offers.
Maanikpur, July 07, 2020
Renew you policy at one time
I am the old customer of the policybazaar and bharti axa. Like it’s been 3 years that I have been associated with them. And I renew my policy every year with the mobile application of the policybazaar. It is very easy and quick. You just have to set the details and all work done. Even you can bring the variations in your policy from that mobile application and the system will automatically update it. You really don’t have to call the customer care for that. Kudos to the team.
Captainganj, July 07, 2020
Cashless claim facilities
I am blessed to have the best bharti axa health insurance policy from the policybazaar website. They are really good and assisted me really good way. I got my cashless claim during the time of treatment of my father’s heart operation. The insurance team was available at the time of the treatment and they provided with the cashless claim at the same time. It took not much time. I am relieved and happy to be associated with such companies. Well done.
Vadakara, July 06, 2020
Easy to get policy
I am really happy to get my health insurance done from policybazaar and bharti axa. It is very much easy to get the health insurance online as you just need to visit the website and check the various health insurance plans and the policies. I selected and chosen the best one. I made the payment of that health policy and got my soft copy within 15 minutes. It is very easy and subtle to buy. Thanks a lot team.
Gadat, July 06, 2020
Claim settlement ratio
I always thrive to get the health insurance policy but was little bit confused that what to choose and what not to choose. As, I was confused related to the claim settlement ratio. So, one of my relative suggested me to get the health insurance done from policybazaar and here I got varieties of plans. I chose the bharti axa insurance policy because it’s claim settlement ratio is best as per the reviews and testimonials of the customer. Great work team.
Alappuzha, July 06, 2020
Network hospitals
I have been a customer of policybazaar and bharti axa from last 2 years and have taken a health insurance policy. I really like their services and the experience is pretty much good. So, I am really impressed with the services as they have the good network hospitals into their association. It is really good. I had a cashless treatment of mine which was related to heart disease. It was done very nicely under assistance of doctors and insurance provider agents. Thanks a lot team.
Tadpatri, July 02, 2020
Compare prices
You can compare the prices on the website of policybazaar. I compared various plan on the website and purchased the affordable one.
J. P. Nagar, July 01, 2020
I am happy to be a part of policybazaar. As, I purchased the two wheeler insurance I compared a lot many plans and which suits me I bought that one.
Anlaberini, June 30, 2020
Add on covers
There is one good point in buying the insurance is that we can add on the covers into our insurance plan.
Adoor, June 29, 2020
NCB assistance
The assistance provided by the company is very nice. I called the customer care team and they helped me in NCB assistance.
Tadpatri, June 29, 2020
Customer service
The after sales service team is very nice and they helped me a lot in certain documentations. Easy way to communicate with them.
Dabugam, June 20, 2020
Safety and security
The two wheeler plan helps in the safety and security of the policy. It helped me in safety fromtheft, loss and accident.
Faridabad, June 20, 2020
Good services
I am happy with the services of the policybazaar. They actually help in getting a good insurance policy.
Machalisahar, June 20, 2020
Digital media
Today’s digital world is progressing a lot. So, the policybazaar. They provided me the best online policy and I am really happy with the services.
Gadat, June 18, 2020
Hospitalization charges are covered
I purchased the comprehensive car insurance policy. In that plan the hospitalization i.e the injuries charges are covered for me and the third party with whom I met with an accident. It is a great coverage as sometimes the financial burden takes place at the time of accident which is not in our hand. Proper facilities been provided by the insurance company to us and the third party. I really like this plan and it was recommended to me by my business partner.
Hagaribommanahalli, June 18, 2020
EMI system is easily available
Recently I purchased the car insurance policy online via policybazaar and the insurance provider is bharti axa. I got the information from the team that I can make the payment via Emi basis. And I found it quite apt. It was very much convenient for me to handle the finances. They even told me several features which made me realised that I took a great plan for my car security and safety. I got to know that car insurance policy is very important and mandatory too.
Fakirsahi, June 18, 2020
After sales team is good
The after sales team people are very good. So I was having a trouble in renewing the policy. And my application was not working so I called the customer care team of bharti axa and they immediately start working on my renewal work. It took few minutes in dealing with everything. It was a smooth work without any problem. Great work team.
Dabugam, June 18, 2020
Soft copy
I bought a new car insurance policy from bharti axa and it was a nice product. I bought the car insurance policy for the first time. It was nice and a good gesture to be done by bharti axa. This world of digitalization has leads to many good things. I got my car insurance soft copy on that day only. Infact I got my soft copy within 20 minutes of policy purchase. Appreciable services from bharti axa such fast services.
Captainganj, June 18, 2020
Towing facilities are also covered
One of the most amazing facility I like it is that towing assistance. So, my car broke out at some deserted place and it was not starting at all. I decided to call the bharti axa team for the rescue. They immediately helped me and sent their team for my rescue and my car. Towing machine came and they sent my car to the nearest authorized garage. I am really thankful that I got my policy done from policybazaar and bharti axa as I got good facilities at less price and at right time. Thanks a ton.
Jabalpur, June 18, 2020
Online purchase is so easy
I feel it very easy to buy the car insurance policy online. It’s just I have to don’t go anywhere and have to use my laptop or mobile. Search for various car insurance plans on the website of policybazaar. And If I faced any kind of problem then I can get the assistance from policybazaar team regarding the plans and policies. Online buying the insurance policy is so convenient and it is hassle free too.
Babina, June 18, 2020
Additional coverage
I have taken the car insurance from policybazaar and with that I have added an additional coverage of personal accident for my co-riders. It is a kind of safety option which bharti axa team told me at the time of buying the insurance. It is not mandatory but I wanted to secure the life of my family members. With less cost I got it and have secured each and every one. Thank you team for great services.

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