Bharti AXA General Insurance

Incurred Claim Ratio - 80*
*Data according to IRDA Annual Report (2017-18)
*Please note that the quotes shown will be from our partners

Bharti AXA is the one of the largest private general insurance companies in India. Bharti AXA General Insurance Company is a joint venture between the Bharti Enterprises and the AXA Group. In this venture, the Bharti Group holds a 74% stake and the rest 26% is held by AXA.

Bharti AXA General Insurance is the first organisation in the general insurance industry to receive dual certifications of ISO 9001:2008 and ISO 27001:2005 within the first year of operations in 2009.

Headquartered in New Delhi, Bharti Enterprises was founded by Sunil Bharti Mittal in 1976. The company operates in 20 countries across Africa and Asia with its business spanning across telecommunications, financial services, retail and manufacturing.

AXA is a French, multinational, investment banking firm present in 56 countries and serving 102 million clients worldwide. For the sixth year in a row, AXA has maintained its position as a leading global insurance brand as ranked by Interbrand in 2014.

Bharti AXA General Insurance was awarded the Excellence award by the Institute of Economic Studies in March 2014. Bharti AXA General Insurance has also received the “Personal Lines Growth Leadership Award 2011” at the India Insurance Awards 2011. Bharti AXA General Insurance has been conferred the ‘Best Product Innovation Award 2012’ and ‘Commercial Lines Growth Leadership Award 2012’ at the India Insurance Awards 2012. Moreover, the company was honoured for its consistent performance and tremendous growth over a period of three years (2008-2011), in terms of volume, revenues, and client base, in the retail insurance segment.

Bharti AXA General Insurance Plans & Policy Portfolio
Bharti AXA Health Insurance Plans:

When it comes to planning for medical emergencies you tend to worry mainly about the exorbitant hospital bills. Health care comes with a price tag and arranging for funds during crisis often requires running from pillar to post, making a dent into your savings or worse. Bharti AXA plans help you to plan for your heath emergencies so that you can maintain your calm during a medical emergency situation.

  • Critical Illness Insurance: The Bharti AXA Critical Illness Insurance policy provides cover for 20 critical illnesses. In the case of diagnosis and survival for 30 days post-diagnosis, a lump sum compensation is paid equivalent to the sum insured of the plan - Rs. 2, 3 or 5 lakh. This money can be used as per discretion of the insured. It is easy to get Critical Illness Insurance as no medical check-up is required up to the age of 45 years
  • Bharti AXA Life Triple Health Insurance Plan: The Bharti AXA Life Triple Health Insurance Plan is a comprehensive health insurance product that continues to provide protection even after making a claim. It offers cover for up to three unrelated critical illnesses with premium waiver after the first claim. The medical cover is provided for 13 critical illnesses, which have been classified into three groups – Group A, Group B and Group C. One receives 100% of the sum assured for the remaining two claims as long as the event is not from the same group, subject to a no benefit period of 365 days between each claim
  • Bharti AXA Life Hospi Cash Benefit Rider: The Bharti AXA Life Hospi Cash Benefit Rider provides fixed benefit irrespective of the actual expenses incurred each day of hospitalisation. To avail a claim, the hospitalisation should be for a minimum period of 48 hours while the policy is in force. It also offers a fixed amount benefit upon admission to an intensive care unit or lump sum benefit in case of surgery

Bharti AXA Car Insurance Plans:

Bharti AXA Car Insurance plans provide the best insurance cover for your car and protective covers that offer extra protection along with extensive auto insurance coverage, competitive vehicle insurance quotes and unparallel service.

Bharti AXA Two Wheeler Insurance Plan:

If you want to enjoy your ride without fussing over the possibility of theft, accident and liability, Bharti AXA Two Wheeler Insurance is a must-have for you. Go ahead, get one and enjoy the financial freedom that comes along.

Bharti AXA Home Insurance Plans:

Bharti AXA Policies safeguard your home and give you a smart alternative to tackle all problems related to your home and thereby ensure disaster free living.

Bharti AXA Travel Insurance:

Vacation time is meant for carefree enjoyment. However, a lot can happen to disturb your dream vacation! You may fall ill or lose your baggage – the possibilities are countless. So get a travel insurance cover to leave the worrying to your insurer and go ahead enjoying your dream vacation!

  • Individual/Family Travel: The Individual/Family Travel Insurance plan from Bharti AXA Travel Insurance takes care of risk arising from all kinds of contingencies during international travel. These may include illness, injury, cancellation of trip, loss of important documents and financial emergency. Three product variants have been designed to cater to different segments of overseas travellers including individuals and families going on business and holiday trips. These three variants are Schengen Products, Non-Schengen Products and Annual Multi-trip Products
  • Student Travel Insurance: The Student Travel Insurance plan is a travel insurance policy for students travelling abroad on a student visa to pursue higher studies. It covers against the risk of emergency medical expenses and travel related contingencies such as loss of baggage, passport, and accidents. The policy covers students between the age group of 16 and 40 years who are going to colleges, universities or institutes in a foreign country for academic or professional courses. The cover is available for a period ranging from 30 days to 2 years, and can be extended up to 4 years

Bharti AXA Personal Accident Insurance:

Bharti AXA Personal Accident Insurance is a good product designed to cater to all your requirements in the event of an accident. Not only does it takes care of your medical expenses, but it also has provisions to pay legal expenses, if any. Be smart and take a wise decision by buying a personal accident cover!

It is advisable to compare all Bharti AXA General insurance plans with plans from other General insurance companies in India to choose the best insurance plan that suits you the most.

Bharti AXA Distribution Network:

Bharti AXA General Insurance has rapidly become a prominent and well-established insurance provider with 40 branches in India.

Bharti AXA General Insurance Reviews & Ratings
4.2 / 5 (Based on 171 Reviews)
(Showing Newest 15 reviews)
Shajapur, October 21, 2016
Motor Insurance Policy
The plan for my car is very beneficial and the paybacks are really very high. Service is fast and the garages are giving services 24X7 to the customers. Tow facility is absolutely free of cost and at any location.
Gautam_buddha_nagar, October 21, 2016
Health Policy
Policy which i have is health insurance policy which is purchased from bharti axa general insurance company. Service is fast which is facilitated by the executives and the whole team members of the insurance company.
Chaksu, October 05, 2016
Best Deal
Everyone need a car insurance by his choice or not. I have one from bharti axa general insurance company. Service is fabulous and on time. Coverage is maximum and claims are easy to sanctioned. Online renweals are more easy and simple anyone can do it easily.
Calicut, October 05, 2016
'Easy Claims'
Now claiming procedure is very easy because bharti axa general insurance provides the best service. The members of the company serve customer 24X7. Policy coverage is high and even ambulance is facilitate for free of charges.
Nagpur, September 28, 2016
Finally Got It.
Bharti AXA car insurance is my insurance policy. Service is much much better than anybody. Executives work very hard to solve each and every query of the client. Policy coverage and claims are high and premium is very less. Garages are many in numbers which reduced the waiting time and even tow facility is for free at any location.
Mathura, September 28, 2016
Beneficial Product
The bharti axa general insurance policy facilitates wide range of policies. I took health insurance policy with maximum benefit in low investment. The service is fast and on time. Ambulance is also provided for free of any charges and large number of hospitals are working 24X7 for the customers and patients.
Bhuj, August 26, 2016
Car Security
My friend suggested me a car insurance policy for my new car, so i took from bharti axa general insurance. Superb customer service given by the insurance company with well behaviour. Car tow service is absolutely free of cost and except tires whole vehicle is secured.
Gazole, August 26, 2016
Bharti Axa insurance
Feeling great to have health insurance, it has many benefits including accidental death benefits. Policy cover's maximum expenditures of all cases. Services you provided bharti axa life insurance is perfect. Updates are send time to time to me about insurance policy.
Guna, August 23, 2016
Car insurance
I have car insurance which come's in very low premium and it has good policy coverage and claims are simply sanctioned. Service provided by you is awesome. Tow car service is absolutely free of cost and at any location.
Gangavati, August 02, 2016
High Returns
Two wheeler insurance of my bike is great which i bought from bharti axa insurance company. The returns are high and investment is less. Excluding tires the bike is fully insured. Tow up facility is also for free at any location.
Jabalpur, August 02, 2016
Travel Insurance
After a long while, i had great holiday with my family. The full journey is save and secure because i have taken the travel insurance from bharti axa general insurance. The coverage is high and service is full of surprises. Great travel insurance.
Gangapur, August 01, 2016
Good Investment
Recently my friend show me his insurance policy, very impressive terms and conditions i have seen in it. Then i purchased it for my self the insurance is bharti axa home insurance plan in very low budget. The cover is huge and claims are easy to approved because of fast service.
Maroli, August 01, 2016
Bharti personal accident insurance
Personal accident insurance is one of the most important insurance in this time. The insurance provides me best service and they are on time too. Good coverage and claiming become very simple because of executives and team members of the company.
Dharakote, July 21, 2016
Bharti two wheeler policy
For my new vehicle i purchase bharti axa two wheeler insurance plan. The policy provides great service. It contains large number of garages which gives 24X7 service and the full vehicle is secure except tires. The tow service is also free at any location.
Chitarpur, July 21, 2016
The travel insurance is very much important for good and safe journey. Insurance provides reimbursement of the lost baggage and valuable items. The bharti axa insurance is facilitate mediclaims also. The only thing is that the refund of the ticket amount is not possible.
Bhagpat, July 21, 2016
Bharti home insurance
I have bharti axa home insurance plan which facilitate me the best service among all the others. Burglary, theft, housebreaking losses are reimbursable and even valuable belongings too. The policy provides not only home security but it saves taxes too.
Kolaval, July 21, 2016
Coverage Is High
The personal accident plan of mine is fantastic which covers maximum expenditures. The policy premium is also low and claiming is very easy due to super quick service given by executives of the bharti axa insurance company. Great online portal service which gives easy renewals of the plan.
Cochin, July 05, 2016
Bike insurance
I had an accident last month but thank god i had the two wheeler insurance plan which make my damaged bike like a new as i purchased it new bike. The whole vehicle is insured in the plan except tires. Some accidental benefits are also for the owner/driver too.
Lamtaput, July 05, 2016
Travel Safety
Last month i went out of the station for the vacations and took travel insurance plan from you. The policy is fantastic and policy coverage is good with good payback returns. Claims are easy to sanction by few clicks on the website of yours.
Kutumba, July 05, 2016
Home Security
My home insurance plan is very good which has great service provided by the company members. Policy coverage is good and claims are high which easily sanctioned. Premiums are less and payback returns are high. Updates can be seen on online service.
Iswarpur, July 05, 2016
Health is Wealth
The health insurance plan i have is good and the good paybacks are given by the company. Service provided is good and claiming become easy due to this. Good treatments, number of hospitals, ambulance facility which doesn't charge.
Hussainganj, July 05, 2016
Good Service
I have personal accident insurance plan which has low premiums and claiming is easy because of fast service given by staff of the company. The accidental death benefits is inbuilt in the insurance policy. Good online portal service easy and simple to access.
Ambala, June 24, 2016
Fair Deal
My new bike is secure with my two wheeler insurance plan. The policy coverage is high and premium is low. Service is fantastic an the tow facility is provided at any location which is absolutely free. Except tires the whole vehicle is insured. Large number of garages is provided for fast and on time service availability. Good insurance, great work.
Akbarpur, June 24, 2016
Fair Policy
My trip is so amazing because I have travel insurance plan which is very reasonable and premium is very low. The belonging is insured by the insurance policy and if lost it will reimbursed by the company. The medical care is also inbuilt in the policy but the refunds of the ticket amount is not possible.
Gangapur, June 24, 2016
Fine Home Insurance
The home insurance plan is good and it gives many benefits like it insure most of the belongings present in the house. The theft, burglary, housebreaking problems are reimbursed by the insurance policy b y the company. Good investment plan, which reduce my taxes too.