Bharti AXA General Insurance Overview

Bharti AXA General Insurance is the one of the largest private general insurance companies in India. Bharti AXA General Insurance Company is a joint venture between the Bharti Enterprises and the AXA Group. In this venture, the Bharti Group holds a 5174% stake and the rest 4926% is held by AXA.

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    Bharti AXA General Insurance is the first organisation in the general insurance industry to receive dual certifications of ISO 9001:2008 and ISO 27001:2005 within the first year of its operations in 2009.

    Headquartered in New Delhi, Bharti Enterprises was founded by Sunil Bharti Mittal in 1976. The company operates in 20 countries across Africa and Asia with its business spanning across telecommunications, financial services, retail and manufacturing.

    AXA is a French, multinational, investment banking firm present in 576 countries and serving 1082 million clients worldwide. For the sixth tenth year in a row, AXA has maintained its position as a leading global insurance brand as ranked by Interbrand in 20184.

    Bharti AXA General Insurance was awarded the Excellence Aaward by the Institute of Economic Studies in March 2014. Bharti AXA General Insurance has also received the “Personal Lines Growth Leadership Award 2011” at the India Insurance Awards 2011. The Bharti AXA General Insurance Company has been also conferred the ‘Best Product Innovation Award 2012’ and ‘Commercial Lines Growth Leadership Award 2012’ at the India Insurance Awards 2012. Moreover, the company was honoured for its consistent performance and tremendous growth over a period of three years (2008-2011), in terms of volume, revenues, and client base, in the retail insurance segment.

    Bharti AXA General Insurance Plans & Policy Portfolio

    Bharti AXA Health Insurance Plans:

    When it comes to planning for medical emergencies, you a person tends to worry mainly about the exorbitant hospital bills. Health care comes with a price tag and arranging for funds during a crisis often requires running from pillar to post, making a dent into your savings or worse. Bharti AXA General Insurance plans helps you to plan for your health emergencies so that you can maintain your calm during a medical emergencycrisis situation.

    • Critical Illness Insurance: The Bharti AXA Critical Illness Insurance policy provides coverage for 20 critical illnesses. In the case of diagnosis and survival for 30 days post-diagnosis, a lump sum compensation is paid to the policyholder equivalent to the sum insured of the plan - Rs. 2, 3 or 5 lakh. This money can be used as per the discretion of the insured. It is easy to get Critical Illness Insurance by Bharti AXA General Insurance as no medical check-up is required up to the age of 45 years.
    • Bharti AXA Life Triple Health Insurance Plan: The Bharti AXA Life Triple Health Insurance Plan is a comprehensive health insurance product that continues to provide protection even after making a claim. It offers cover for up to three unrelated critical illnesses with premium waiver after the first claim. The medical cover is provided available for 13 critical illnesses, which have been classified into three groups – Group A, Group B and Group C. One A person receives 100% of the sum assured for the remaining two claims as long as the event/ illness is not from the same group, subject to a no benefit period of 365 days between each claim.
    • Bharti AXA Life Hospi Cash Benefit Rider: The Bharti AXA Life Hospi Cash Benefit Rider provides fixed benefit irrespective of the actual expenses incurred on each day of hospitalisation. To avail a claim, the hospitalisation should be for a minimum period of 48 hours while the policy is in force. It also offers a fixed amount of benefit upon admission to an intensive care unit or lump sum benefit in case of surgery.

    Bharti AXA Car Insurance Plans:

    Bharti AXA Car Insurance plans provide the optimum insurance protection cover for your car and protective covers that offer ensure extra protection along with extensive auto insurance coverage, competitive car insurance quotes and unparallel services.

    • Bharti AXA SmartDrive Private Car Insurance: The Bharti AXA SmartDrive Private Car Insurance policy protects the car owner from third party liabilities as well as any damages to the car (i.e. own damage). It covers any loss or damages caused to the vehicle in fire, accident or due to earthquake, theft, vandalism, etc. It also offers a personal accident cover of Rs 15 lakh to the owner-driver of the car.
    • SmartDrive Liability Only Car Insurance: Bharti AXA SmartDrive Liability Only Insurance policy covers the owner of the car against any accidental bodily injuries, death, disability or property damages caused to third parties, such as other car drivers. This Bharti AXA General Insurance policy covers the third party property damage for up to Rs 7.5 lakh. Moreover, it provides personal accident cover of Rs 15 lakh for the car’s owner-driver but does not cover any own damages to the car.
    • SmartDrive Private Car Standalone Own Damage Insurance: The Bharti AXA SmartDrive Private Car Standalone Own Damage Insurance policy provides financial protection against any losses or damages to the insured car arising out of road accidents, natural disasters, theft, manmade damages, etc. The car owner can opt for this policy, provided he/ she owns a long-term third party liability insurance as third party cover is mandatory for motor vehicles in India. 

    Bharti AXA Two Wheeler Insurance Plan:

    If you want to enjoy your ride without fussing over the possibility of theft, accident and third party liability, Bharti AXA Two Wheeler Insurance is a must-have for you. Go ahead, get one and enjoy the financial freedom that comes along.

    • Bharti AXA SmartDrive Two Wheeler Insurance: The Bharti AXA SmartDrive Two Wheeler Insurance policy provides all-round protection to the insured bike by covering both own damages to the vehicle and third party liabilities. It comes with a compulsory personal accident cover of Rs 15 lakh for the owner-driver of the bike. Moreover, the bike owner can also strengthen the coverage by opting for add-on covers, such as depreciation cover.
    • SmartDrive Liability Only Two Wheeler Insurance: Bharti AXA SmartDrive Liability Only Insurance policy offers the mandatory third party liability coverage to the two wheeler. It protects the bike owner from any financial losses arising out of causing accidental death, disability, bodily injuries or property damages to third parties. This Bharti AXA General Insurance policy also provides the personal accident cover of Rs 15 lakh to the bike owner-driver but restricts the compensation towards third party property damages for up to Rs 1 lakh.
    • SmartDrive Two Wheeler Standalone Own Damage Insurance: Bharti AXA General Insurance offers SmartDrive Two Wheeler Standalone Own Damage Insurance policy that covers any damages to the insured bike caused due to natural calamities, accident, manmade damages or theft. This policy does not provide third party liability cover and hence, can only be purchased if the bike owner has an existing long-term third party bike insurance.

    Bharti AXA Home Insurance Plans:

    Bharti AXA Home Insurance policies safeguard your home and give you a smart alternative to tackle all problems related to your home house and thereby, ensure a disaster -free living.

    • Bharti AXA SmartPlan Householder’s Package Policy: The SmartPlan Householder’s package policy by Bharti AXA General Insurance protects the house from any loss or damages caused by fire, natural calamities, accidents, theft, etc. It covers the structure of the house along with the contents, including damaged items belonging to third parties. It also covers the policyholder, spouse and up to two dependent children against accidental injuries leading to death or disability. This Bharti AXA General insurance policy can be purchased by homeowners and tenants.

    Bharti AXA Travel Insurance:

    Vacation time is meant for carefree enjoyment. However, a lot of vents can happen to disturb your dream vacation.! You may fall ill or lose your baggage or miss your flight – the possibilities are countless. So get a travel insurance cover by Bharti AXA General Insurance to leave the worrying to your insurer and go aheadkeep enjoying your dream vacation!

    • Individual/ Family Travel: The Individual/ Family Travel Insurance plan from Bharti AXA Travel Insurance takes care of any risklosses arising from out of all kinds of contingencies during international travel. These may include sudden illness, injury, cancellation of the trip, loss of important documents, and financial emergency, etc. Bharti AXA General Insurance has designed three product variants have been designed to cater to different segments of overseas travellers, including individuals and families going on business and or holiday trips. These three variants are Schengen Products, Non-Schengen Products and Annual Multi-trip Insurance Products.
    • Student Travel Insurance: The Student Travel Insurance plan is a travel insurance policy for students travelling abroad on a student visa to pursue higher studies. It covers against the risk of emergency medical expenses and travel- related contingencies, such as loss of baggage, passport, and accidents. This Bharti AXA General Insurance policy covers students between the age group of 16 years and 40 years who are going to colleges, universities or institutes in a foreign country for academic or professional courses. The cover is available for a period ranging from 30 days to 2 years, and can be further extended up to 4 years.

    Bharti AXA Personal Accident Insurance:

    Bharti AXA Personal Accident Insurance is a good product designed to cater to all your requirements in the event of an accident. Not only does it takes care of your medical expenses, but it also has provisions to pay for legal expenses, if any. Thus, bBe smart and take make a wise decision by buying a personal accident cover!.

    It is advisable to compare all Bharti AXA General insurance plans with plans from other gGeneral insurance companies in India to choose the insurance plan that suits you the most.

    Bharti AXA Distribution Network:

    Bharti AXA General Insurance has rapidly become a prominent and well-established insurance provider with 40135 branches in India.

    Bharti AXA General Insurance Renewal

    An insurance policy should be renewed before its expiry to ensure continued protection against any unforeseen dangers. Fortunately, Bharti AXA General Insurance renewal is possible online. You can follow the steps mentioned below to renew your Bharti AXA General insurance policy online:

    • Visit the website from where you want to renew your policy 
    • Go to the renewal page
    • Select the type of Bharti AXA General insurance plan that you want to renew
    • Provide the requested details, such as previous policy number and contact details
    • Provide the requested details, such as previous policy number and contact details
    • Pay the premium amount online via internet banking or bank cards 
    • Your Bharti AXA General Insurance policy will be renewed

    Bharti AXA General Insurance Faqs

    • Q1. Who can buy a Bharti AXA General insurance policy?  

      Ans: Any person between the age of 91 days and 65 years can buy a Bharti AXA General insurance policy. However, the eligibility criteria can vary depending on the type of insurance you want to buy from Bharti AXA General Insurance Company.
    • Q2. What kind of policies does Bharti AXA General Insurance Company offer online?

      Ans: Bharti AXA General Insurance offers a wide range of insurance products to the public. You can purchase an insurance policy from Bharti AXA General Insurance the following categories:
      • Motor Insurance, including car insurance and two wheeler insurance
      • Health Insurance
      • Travel Insurance
      • Home Insurance
      • SME Package Insurance
      • Commercial Lines Insurance
      • Pradhan Mantri Fasal Bima Yojana
    • Q3. How can I buy Bharti AXA health insurance plans?

      Ans: You can buy Bharti AXA health insurance plans online or offline. Follow the procedures given below to buy Bharti AXA health insurance plans:

      Online Process:

      • Visit the website offering Bharti AXA health insurance plans
      • Go to the Bharti AXA health insurance plan page that you want to buy
      • Fill up the available form with the required details, such as age and contact details
      • Pay the health insurance premium
      • Bharti AXA General Insurance will send your policy document on the registered email id

      Offline Process:

      To purchase the Bharti AXA health plans offline, you need to reach out to the nearest branch of Bharti AXA General Insurance or an insurance agent. You will be given a proposal form to provide your details. Once you submit the form, you will be required to pay the health insurance premium amount. After the premium is paid, Bharti AXA General Insurance will send your policy document within a few days. Meanwhile, you can check your Bharti AXA General Insurance policy status by calling the customer care numbers.
    • Q4. What are the benefits of buying Bharti AXA Car Insurance online?

      Ans: There are a lot of benefits of buying Bharti AXA Car Insurance policy online. Take a look:
      • It saves a lot of time.
      • It is more convenient as you can buy it at home.
      • It involves minimal paperwork.
      • It can help save on your car insurance premium.
      • The policy is issued almost instantly.
    • Q5. Where can I find the complete list of cashless garages and claim form of Bharti AXA General Insurance?

      Ans: You can find the Bharti AXA General Insurance claim form and detail list of network garages by visiting the website of Bharti AXA General Insurance. You can download the Bharti AXA General Insurance claim form, fill in the details and submit it with other supporting documents.
    • Q6. What is a claim settlement ratio?

      Ans: Claim Settlement Ratio or CSR refers to the total number of claims provided by an insurance company in a year in comparison to the total number of claims received. For example, the Claim Settlement Ratio of Bharti AXA Motor Insurance is 94.06% as mentioned on the company’s official website. 
    • Q7. What can be reasons for rejecting a health insurance claim?

      Ans: Bharti AXA General Insurance may reject or deny a health insurance claim if the claim arises out of ailments or expenses that are excluded under your Bharti AXA health insurance policy. The insurance company is not liable to pay for any medical expenses that are not covered as per the terms and conditions of the policy.
    • Q8. How can I avail cashless hospitalization facility?

      Ans: To avail cashless hospitalization facility under your Bharti AXA health insurance policies, you need to get admitted at one of the empanelled hospitals of the insurance company. This is because the cashless treatment facility is available only at network hospitals of the insurance provider.
    • Q9. How can I manage my travel insurance renewal online?

      Ans: To manage your Bharti AXA travel insurance renewal effectively online, you can set up a reminder to renew your policy before the expiry date. Bharti AXA General Insurance and insurance broker websites remind their customers to renew their policies ahead of the expiry date. Moreover, travel insurance can be effortlessly renewed online by providing the details of the previous policy, travel details and paying the premium amount online.

    Bharti AXA General Insurance News

    • Bharti AXA General Insurance Introduces New Farmer-Specific ‘Krishi Sakha’ App

      Bharti AXA General Insurance has launched a new mobile application called ‘Farmer Sakha’ for farmers across the country. It will guide them to enhance the productivity of their land by adopting the best farming practices and ensuring crop insurance solutions.

      The ‘Farmer Sakha’ app provides crop insurance and helps farmers to make an informed decision related to their farming requirements. It also provides information on the scientific method of farming, sowing, crop cultivation and harvesting of major crops.

      At the app launch, Managing Director (MD) and Chief Executive Officer (CEO) of Bharti AXA General Insurance, Sanjeev Srinivasan said that the app can be useful for the farmers as it will address their needs as well as the risks of the crop cycle. He added that the app will help them interact with the farmers, understand their issues and provide them with tailor-made solutions.

      The app allows farmers to get customized crop advisories and innovative solutions from experts that can help to protect their crops and increase the overall productivity. They can also check the crop calendar, the market price of crops, the weather forecast for their crops and news on upcoming events to meet their farming needs. They will also have access to informational videos, land unit conversion and Pradhan Mantri Fasal Bima Yojana (PMFBY) for information related to crop insurance.

      The app aims to provide the farmers with crucial information so that they can take correct decisions right from sowing to the sale of crops, said Senior Vice President and Agriculture & Rural Business head of Bharti AXA General Insurance, Alok Shukla.

      The app will be available in multiple languages to make it accessible to more people. It is available for download at Google Play store.

    • Bharti AXA General Insurance Launches Social Media Campaign on Cancer Awareness

      Bharti AXA General Insurance Company has launched a special cancer awareness campaign on its social media platforms, including Facebook, Twitter, Instagram as well as LinkedIn. It aims to spread awareness and increase knowledge amongst the people about early detection of cancer.

      The private insurance company has initiated #CancerSendsNoNotification campaign on 7th November 2020 on the occasion of the National Cancer Awareness Day. It consists of a series of social media activities that will highlight the importance of increased awareness about prevention and early detection of cancer among the Indian people.

      The campaign will encourage people to prioritize their health and safeguard it from cancer by taking the right precautions in their lives. Furthermore, it also intends to motivate people in adopting a better lifestyle to beat the disease.

      In the first post, Bharti AXA General Insurance Company busts the myth that all lumps present in a human body are cancerous. In reality, most of the lumps in the body are benign and one has to get tested to know if it is cancerous or not.

      In the second post, the insurer highlights that regular Pap test is the key to early detection of cervical cancer as its symptoms are not visible unless the person reaches stage 3 of the disease.

      The campaign comes at a time when most people hesitate to get regularly tested due to the ongoing COVID-19 pandemic. The delay in tests can be harmful as early detection of cancer are known to save lives.

    • ICICI Lombard Plans to Acquire Bharti AXA General Insurance

      ICICI Lombard General Insurance is currently in advanced talks to acquire its competitor Bharti AXA General Insurance, sources aware of the matter said. The insurance assets of the two companies will be merged in a stock deal worth Rs 2500 to Rs 2800.

      As per reports, ICICI Lombard will acquire all the stakes of Bharti AXA General Insurance, owned by Bharti Enterprises with 51% per cent and France-based insurer AXA Group with 49 per cent stakes.

      Both the companies are willing for the merger and are presently believed to be negotiating the value of Bharti AXA General Insurance, the source said. The merger will most likely be announced in the coming week.

      The acquisition by ICICI Lombard comes at a time when the insurance industry is witnessing a slump due to the COVID-19 pandemic and the resultant economic slowdown.

      Moreover, the merger will lead to AXA Group making an exit from the Indian insurance industry.

      With a market share of 8.4 per cent, ICICI Lombard has underwritten a gross premium of Rs 3302.19 crore in the second quarter of 2020, which is 5.3 per cent lower than that in 2019 for the same quarter. The weaker gross premium in 2020 is believed to be a result of the overall industry slowdown.

      On the other hand, Bharti AXA General Insurance recorded a gross premium of Rs 508.93 crore during the June quarter which led to a 12% drop vis-a-vis the gross premium in 2019 for the same quarter.

      ICICI Lombard, which is the largest private general insurance company in India, has 51.89 per cent stakes owned by the ICICI Bank.

    • Around 25% People Need Health, Protection, and Critical Illness Cover in Single Insurance Policy: Says Bharti AXA General Insurance Survey

      The coronavirus pandemic has completely altered the landscape of health and life insurance policies. People now have started considering health insurance seriously and are preferring term insurance policies over other plans.

      In the middle of growing vulnerabilities of human life in the time of COVID – 19 and consecutive lockdown, it is found that approximately 25% of people want an inclusive insurance plan for hospitalization, critical illness, and protection, as per a survey by Bharti AXA General Insurance.

      However, 17% of people want to keep health and life insurance separately and around 25% of people have polled that it is significant to have an overarching insurance policy that has all the coverage in such unpredictable times. They have found it as a requirement of an hour to fight such unusual situations of life as per the survey that comprehended the feelings of people during COVID – 19 outbreak and lockdown period of three-months.

      Approximately 25% of people are thinking of getting a life insurance plan, while the same number of people want to have a health insurance policy in coronavirus induced a new way of living. This is because in this new way the cost of medical treatment has risen and regular income has disturbed.

      Approximately 30% of the salaried people were willing to have additional insurance plans as against 18% who are self-employed have noted the survey of Bharti AXA General Insurance having sample size taken of more than 2, 300 people.

      In addition to this, it has pointed out that more than 50% of people were as well fearful because of economic loss, especially for economically weaker sections.

      The coronavirus pandemic has brought forward the human vulnerabilities, wherein life insurance has come at the top. The demand for a comprehensive health insurance plan has gained the utmost attention. If we talk about the mindset of people towards health insurance, then it has changed noticeably during the lockdown period of COVID-19.

      Finalizing a health insurance plan has come up as a preferred choice for approximately half of the people who responded in this survey. It also indicated a new market for the products of health insurance.

      While talking about health insurance further, the survey reveals that 50.4% of the customers want to have health products where the rates are fixed for the coming five to 10 years. It is to be noted that there has been a significant increase in the premiums of health insurance policies.

      Short-term insurance plans have appeared as a new choice in uncertain times such as COVID-19 pandemic. The ultimate truth of the health insurance plans is seen at the time of claim, the survey further indicates.

      The pandemic of COVID-19 has completely changed the scenario of health and life insurance plans. People now are considering life and health insurance plans more seriously and are preferring these policies over others. The experts of the insurance industry are having a view that the new sentiments of the consumers that are seen at the time of lockdown will continue even after the pandemic.

    • IRDAI Gives In-Essence Approval for ICIC Lombard - Bharti AXA Merger Deal

      On Saturday, November 28th, 2020, ICICI Lombard General Insurance Company confirmed that its board has approved its merger proposal with the non-life insurance business of Bharti AXA. According to ICIC Lombard, this merger would come forth as the third-largest non-life insurance providers in India.

      This deal will as well result in an entity that will have a combined annual premium of Rs. 16, 447 Cr and a share of the market of approximately 8.7% as per ICICI Lombard.

      The shareholders of Bharti AXA Life Insurance will get two shares of ICIC Lombard for every 115 Bharti AXA’s shares held by them as discussed and approved by the board of directors of both Bharti AXA and ICICI Lombard on the date of the merger.

      Currently, AXA and Bharti are holding 49% and 51% stakes respectively in their joint venture. They in total will get 3.58 crore shares in ICICI Lombard. The amount of this would be around 521 million euros as per some reports.

      The swap of shares was recommended by the independent values and it was accepted by both the boards of these insurance providers.

      ICICI Lombard is calling this merger a strategic partnership and said that ICICI Lombard is one of the largest non-life insurers of the private sector in India whereas Bharti AXA is one of the well-reputed global insurance providers.

      According to ICICI Lombard, the suggested transaction of this merger is providing a meaningful opportunity to the company so that it unifies its leading market position in the non-life sector of insurance by which it has become the third-largest non-life insurance provider.

      ICICI Lombard with this proposed transaction will be able to augment its strength of distribution with the existing distribution partnership of Bharti AXA. The combined entity of this merger shall as well benefit from the continued partnership provided by Bharti Group.

      As per ICICI Lombard, all the policyholders of the company are expected to gain benefit through this enhanced product suit and better connect with customer touchpoints. Employees of both the companies after the merger will as well be benefited as they will get larger opportunities across different geographies and functions.

      At the starting of this month, the Competition Commission of India (CCI) has as well approved the acquisition of Bharti AXA General Insurance Company by ICICI Lombard. The National Stock Exchange and BSE both have issued an Observation Letter for the same.

    • BHARTI AXA General Insurance to offer ‘pay as you drive’ motor insurance policy

      Bharti AXA General Insurance is now offering a new usage-based motor insurance policy for the people who are private car owners under the Insurance Regulatory and Development Authority of India Sandbox project. The general insurance has recently tied up with the biggest insurance aggregator of India,

      In simple terms, the idea behind the usage-based motor insurance policy which is also known as ‘pay as you drive’ is to allow the policyholder to pay the premium based on the kilometers driven.

      The proposal sent by Bharti AXA General Insurance was shortlisted by IRDAI (Insurance Regulatory and Development Authority of India) for the regulatory sandbox project. This product is surely going to benefit people who usually drive less as the name itself suggests, ‘Pay as You Drive’. It would be also ideal for people who are having multiple vehicles and they usually don’t use much which results in not paying a higher premium amount.

      People who opt for public transport on a daily basis can also benefit from this new product offered by the insurance company.

    Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
    Average Rating
    (Based on 339 Reviews)

    Bharti AXA General Insurance Reviews & Ratings

    4.4 / 5 (Based on 339 Reviews)
    (Showing Newest 25 reviews)
    Ghaziabad, June 09, 2021
    Lowest premium price
    I believe that buying a car insurance plan from policybazaar is budget-friendly. I got the plan of bharti axa and it has been reasonable. In my budget it was the plan and I got the car plan for my Sonet KIA in the year 2020.
    Vadodara, June 07, 2021
    Happiest customer
    I am one of the happiest customer of Policybazaar and bharti axa car insurance plan. The customer care expert team is really helpful to me a lot in getting the best car insurace plan for my hyundai i20. Great work policybazaar
    Pimpri Chinchwad, June 05, 2021
    Great options at once place
    In the website of Policybazaar, I have get along with different car insurance plans so I bought the bharti axa car plan for my Hinda city car. It is really nice and I have got an amzing options. Thanks to whole team.
    Patna, June 05, 2021
    Hassle free services
    Its really good to be a customer of Bharti axa and policybazaar. I have got the hassle free services and an amazing car insurance plan from the website of Policybazaar. I bought the plan for my hyundai Accent car. Thanks team.
    Lucknow, June 04, 2021
    A great assistance
    I have recently bought a two wheeler insurance policy from the website of the Policybazaar. It is one of the best plan I had for my two wheeler and it has helped me to protect my two wheeler from uncertainties. Thank you policybazaar.
    Kanpur, June 04, 2021
    In my budget
    The two wheeler insurance plan of bharti axa was under my budget and it has been really good. I have got to know various plans under the website of Policybazaar and I finalize the relevant one for my two wheeler. So, I feel it is best and worthy enough.
    Gonda, June 04, 2021
    Lowest premiums
    I feel for the lowest premiums of two wheeler insurance plans it is good to go for bharti axa two wheeler insurance policy. A best plan for my two wheeler and I can check different plans at one place. Thats why I consider policybazaar and bharti axa the best one.
    Coimbatore, June 01, 2021
    Get the best plan
    I have got the best Bharti AXA car insurance policy for my Hyundai i20 car. I really like the plan and also got a great coverage at lowest premium prices. I got the best plan from the website of Policybazaar.
    Visakhapatnam, June 01, 2021
    Claim assistance
    I have got the claim assistance very easily when I connected the team. My bharti axa car insurance plan is nice and it has better features as compared to others. I got my claim done and also my car was repaired in less than 4-5 days. Thank you policybazaar.
    Udaipur, April 26, 2021
    Round the clock services
    I had bought a bharti axa car insurance from the policybazaar website. The services been provided by the company is really good. They are quick in doing their work. I am happy to be a part of policybazaar and bharti axa. Thank you.
    Idar, April 23, 2021
    Claim settled easily
    The claim of my car has been settled on time. I am happy with the services of the policybazaar and bharti axa and it was settled in less than 4-5 days. I am happy that team has helped a lot. Thanks team.
    Bhabhar, March 23, 2021
    Reliable Name is a reliable name when you talk about insurance plans. It showed me few results as per my requirements and I selected the Bharti AXA Health Insurance plan, which is the best plan that I could have at an affordable premium.
    Campierganj, March 22, 2021
    A good deal
    I purchased Bharti AXA’s health insurance plan from and the deal that they gave me was very good for me. Thanks for providing me a useful health plan at an affordable price.
    N.paravur, March 22, 2021
    Nice Customer Service customer service is very good and it never disappoints me. I bought the Arogya Sanjeeevani plan of Bharti AXA through it and was not very sure about its coverage. So I called and got the resolution for everything.
    Nabadwip, March 19, 2021
    Good Plan for my Family
    When it is about family, everyone gets emotional and wants the best. I bought the family floater policy of Bharti AXA, it is a nice policy. Though it does not offer wide coverage for the family it is decent for me. Got a recommendation from as per my premium requirements so want to thank them.
    N.paravur, March 19, 2021
    Claim Settlement
    The claim settlement process with any insurer is not very easy but since I purchased for my Bharti AXA Health plan, so I send the claim request via them. The process was not very difficult and it was approved without much hassle.
    Habra, March 17, 2021
    Third-party insurance plans
    I recently bought a third-party insurance plan from the website of the policybazaar for my hundai car i10. It is indeed a great plan and it was of bharti axa car insurance. The company is nice and so the plan. Thanks a lot team for wonderful services.
    J.n.prasad, March 15, 2021
    Claim Approval
    I was not very sure about the approval of my claim request to Bharti AXA Health Insurance because I claimed it while I was hospitalized. However, team helped me to get my claim approved against my Bharti AXA Smart Health Insurance policy. Thanks, team. I would like to mention here that I bought this policy from and purchasing process is also very simple.
    Odagoan, March 15, 2021
    Easy Policy Purchase
    The family floater plan offered by Bharti AXA is very useful for me and my family as it offers wide coverage at an affordable premium. I bought this plan online through without any hassle.
    Baarod, March 15, 2021
    Helpful Customer Support
    I wanted to purchase a critical illness policy for myself so I checked the website of From there I got to know about the critical illness plan of Bharti AXA Health Insurance. I called the customer support of to get to know more details of this plan like it offers coverage for 20 major critical diseases and was very satisfied with the response of the person. He explained everything related to this policy with patience and with his help I could purchase this plan online. Thanks,
    Jabalpur, March 12, 2021
    Claim approved in a few minutes
    I got my family insured under Bharti AXA smart super health insurance value plan and I was pretty amazed with such a quick claim approval. It is all because of policy bazaar because they guided me while buying the plan and I am thankful to them. Thanks you.
    Fakirsahi, March 12, 2021
    Quick response
    I had a few doubts regarding Bharti AXA health insurance policy so I contacted Policybazaar and they resolved all my doubts and I was not actually expecting that I will get such a quick response. Amazed. Thank you.
    Tajapur, March 12, 2021
    All questions are answered
    I am 40 years old and wanted to insure me family’s health so I bought the Bharti AXA smart health assure plan with less-premium and covers regular health check-ups and all the little things. Thanks Policybazaar for this.
    Habra, March 12, 2021
    Less worries more coverage
    Bharti AXA health insurance policy gives me wide coverage and there is nothing I have to worry about. Thanks to Policybazaar I got the right health insurance policy for my family. Thanks team.
    Baarod, March 05, 2021
    No claim bonus
    I have not taken the claim from the policybazaar up till now and for that I have got the no claim bonus certificate. It is really nice and quick. I am happy that I got each and every services which I have been promised.

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