Digit General Insurance

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Digit General Insurance Limited Overview:

Digit General Insurance Limited offers non-life general insurance products. It started as Oben, which is German for Digit. Nevertheless, Oben General Insurance Limited changed its name to Digit General Insurance to keep it simple. The insurance provider offers a wide range of non-life insurance products and solutions via a digital platform.

Backed by a financial holding company of Toronto, Canada -  Fairfax, the company led its foundation stone in the year 2016 in Bengaluru, India.

Digit Insurance lay claim to offering the simplified general insurance products to all the customers. They aim at keeping the whole insurance process - from buying to registering claims - easier and hassle-free.

The company offers different insurance namely, Car Insurance, Travel Insurance, Bike Insurance, Home Insurance, Mobile Insurance, and Bicycle Insurance.

Name of the Company

Digit General Insurance Limited

Founded in


Type of Company

Private - Independent Company

Headquartered at

Bengaluru, India


Digit General Insurance Company Product Portfolio:

From car insurance to home insurance, Digit General Insurance offers a wide range of general insurance products and services to its customers. Let’s discuss the product portfolio:

Digit Car Insurance:

Digit Car Insurance is outstanding in respect of offering extensive cover at Higher Insured Declared Value (IDV). Digit offers both comprehensive and third-party coverage for car insurance. Besides these, Digit Car Insurance also offers additional services like daily conveyance, breakdown assistance etc.

Key Features of Digit Car Insurance:

Some of the salient features of Go Digit Car Insurance are:

  • Super simple Claims -The insurance company offers a self-inspection process that takes a couple of minutes. You must shoot your vehicle’s damages from your phone and everything’s done.
  • Pick-up > Repairs > Drop Facility - The insurer offers to pick and drop facility for repairs of your car with 6 months warranty on repairs.

Digit Bike Insurance:

Go Digit Bike Insurance Policy is a tailor-made plan intend to offer comprehensive protection against various calamities like vandalism, theft, earthquake, fire, hurricane, storm, etc. The insurance provider provides two-wheeler insurance policies with the maximum coverage and at an affordable and lowest premium.

Key features of Digit Bike Insurance:

Some of the salient features of Go Digit Bike Insurance are:

  • Paperless Claims - Quick, easy and paperless claim process via your Smartphone enabled the process of self-inspection.
  • Cashless Settlement - You can now make a cashless settlement at different Digit network service centres with a 6-months warranty of repair.

Digit Travel Insurance:

Digit Travel Insurance offers different travel insurance plans catering to the needs of their customers. They offer both international and domestic travel plans. These plans cover trip cancellation, flight delays, delay in checked-in luggage, emergency accidental treatment, accidental death and disability, loss of luggage, loss of passport, medical contingencies, etc.

Key features of Digit Travel Insurance:

Some of the salient features of Go Digit Travel Insurance are:

  • Zero Deductibles - Digit Travel Insurance comes with zero deductibles. This means you do not have to pay a single penny while making claims. It is all on the insurance provider.
  • Smartphone-enabled Claim Process - The insurance provider has a paperless and hassle-free claim process. You don’t have to run around to make claims. You just have to upload the documents while making a claim.
  • Cover that understands how you travel - Digit travel insurance plans, unlike other travel insurance plans, extend their cover and include adventure sports such as scuba diving, sky diving, and bungee jumping.
  • Missed Call Facility - The company also offers a missed call facility to assist you. You just have to give a missed call on 0124-6174721 and they’ll call you back within 10 minutes. No international charges are levied.

Digit Mobile Insurance:

Go Digit Mobile Insurance is a tailor-made mobile insurance that covers damages related to different mobiles or Smartphones such as accidental damage, screen damages, theft, liquid damage, etc.

Salient features of Digit Mobile Insurance:

The key features of Digit Mobile Insurance are as follows:

  • Global Coverage - Digit mobile insurance provides global coverage to your phone. No matter wherever you are across the globe, your phone is protected via mobile insurance by Go Digit.
  • Screen Damage - Go Digit Mobile Insurance covers your Smartphone screen against electrical and mechanical breakdown or accidental damage.
  • Easily Accessible by Anyone - Go Digit protects your phone irrespective of anyone using it.
  • Cash Repairs - Up front cash for repairs for your mobile wherever, whenever required.

Digit Home Insurance:

Since there is nothing more vital than a home, it is pretty much significant to protect and cover your dwelling temple with an ultimate home insurance policy possible.Go Digit Home Insurance policy offers a wide range of cover against fiscal liabilities arising out of loss or damage to your home along with the contents inside it due to natural calamities or man-made reasons. You can get the quotes on the home insurance easily through the official website of Go Digit Insurance. The Digit Home Insurance offers a cover against burglary, natural disaster, fire and loss or damage of jewellery.

Key features of Digit Home Insurance:

The salient features of Go Digit Home Insurance are as follows:

  • Prices as low as that of the cost of Pizza - Go Digit Home Insurance prices can be bought at the cost of a Pizza. A Sum Insured of Rs. 2 Lakh starts from Rs. 199.
  • 24x7 Assistance - The insurance provider offers 24x7 customer assistance. Even if you contact them in the middle of the night, the customer service team will be at your assistance.
  • Jewellery Coverage - Digit Home Insurance also offers added coverage, i.e. jewellery coverage for your jewellery.
  • Unique Holiday Home Protection - The insurance provider gives you an option to choose the short-term burglary coverage with a comparatively lower premium if you’re on a vacation.

Key Benefits of Go Digit General Insurance:

You can avail numerous exclusive benefits by choosing Go Digit General Insurance online. The plans and policies offered by Go Digit stand apart from the different general insurance providers in India. Digit General Insurance Company primarily focuses on customer satisfaction in all situations, be it filing a claim or purchasing insurance online. Here are some of the key benefits of Go Digit General Insurance that you can avail if you buy an insurance plan from Digit.

  • Affordable Premiums - Lowest and affordable insurance premiums are offered by Go Digit General Insurance. Apart from this, Digit Insurance Policy also offers an extensive coverage option at an exceptionally economical price. You can avail some of its plans at the cost of a pizza.
  • Instant Online Quotes - Get instance online quotes on a particular kind of insurance plan you want to buy online from Go Digit. All you have to do it log on to the official website of the insurance provider and enter your necessary details thereafter.
  • Transparent and Quick Claim Settlement - Go Digit General Insurance Company also offers a quick, easy, and transparent claim settlement for their products when it comes to claims registration. They ensure that each customer avails the key benefits with the settlement of their claims more simply and most quickly possible.
  • Cashless Facility across the Country - When talking about car and health insurance policies, you can get the settlement of your claims easily and quickly via hospitals or cashless garages registered under the insurance company. Digit Insurance offers cashless claim facility across the country.
  • Conveyance Allowance - Go Digit General Insurance offers daily conveyance along with cab vouchers of Rs. 200 every day for three days after registering your claim. This facility is offered for the first time in India by any insurance provider.
  • Online Purchase and Renewal - You can buy and renew all your insurance policies online. You can easily avail the quotes on all the insurance policies and buy online. On the other hand, you can renew your Go Digit Insurance policy online without any hassles. You just have to pay for the renewal or the purchase of premium securely online.
  • Insurance - Keeping it Simpler - Digit General Insurance Limited mainly focuses on making the overall process of insurance much simpler to all the Indian people and this is their prime motto indeed. They construct the entire future strategies basis this motto. The insurance provider has made insurance simpler for you to understand.
  • 24/7 Assistance - Go Digit Insurance Company offers a 24*7 customer service throughout the year to aid their clients and valued customers with all the necessary services related to renewal of their policy, purchase of an insurance plan, registration of claim, cancellation of the policy, payment of premiums, etc.
  • Breakdown Support - If your car faces any breakdown as a result of flat tyre, flat battery, etc. Go Digit Insurance Company offers an instant assistance within the specified period of time to aid you with minor repair, towing facility, fuel assistance, relaying the urgent messages to your relatives, any medical treatment, and even accommodation benefits, if required.

How can you buy Go Digit General Insurance Online?

  • Buying an insurance policy online has become much simpler than it was earlier. All you require is just to log on to the official website of the preferred insurance company in India and choose the kind of insurance policy you’d like to buy.
  • The entire process is even simpler for Go Digit General Insurance policies. So as to buy or renew any insurance policy from Digit, you just have to log on to the official website of the insurer. Subsequently, pick the type of your policy and its coverage. Get an instant quote online and fill in the form by entering the necessary information.
  • Thereafter, you need to make the payment of your premium online via debit card, credit card, or internet banking, and ultimately you’ll be done buying Go Digit Insurance policy online.

Digit General Insurance Renewal Process:

Go Digit Insurance renewal process is just as easy and simple as buying an online policy from it. In order to renew your Go Digit Insurance Policy, as usual, you have to log on to the official website of the company. After that, choose your insurance policy; enter the required details like the previous policy number, and other details for instant renewal. Make an online payment of the premium and you’ll be done with the policy renewal.