Bajaj Allianz General Insurance

Bajaj Allianz General Insurance Company Limited is the joint venture of Bajaj Finserv Limited (recently demerged from Bajaj Auto Limited) and Allianz SE- Germany’s financial services provider. Bajaj Finserv Limited holds 74% and the remaining 26% is held by Allianz SE.

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    Registered on 2nd May 2001, Bajaj Allianz General Insurance Company has become one of the leading general insurance brands in India. It is the only general insurance company in India to cross the Rs. 100 Crore mark in profit in the last two years. The company is headquartered in Pune, Maharashtra. Bajaj Allianz General Insurance is led by Mr. Tapan Singhel who serves as its Managing Director and CEO.

    Allianz SE, a German multinational financial services company is the world’s largest insurance company, according to the composite measure by Forbes magazine. Founded in 1890, this leading general insurance provider now serves customers in more than 70 countries.

    Bajaj Allianz General Insurance Company Limited has received iAAA rating from ICRA Limited for seven consecutive years, which indicates the highest claims-paying ability and strong position of the company. It is one of the splendid insurers in India providing better quality consumer experience and good returns to shareholders and maintaining the reliability of Bajaj Allianz General Insurance.

    In 2014, Bajaj Allianz General Insurance has been adjudged as the “Best General Insurance Company in the Private Sector” by ABP News. In the same year, Bajaj Allianz General Insurance was conferred was conferred with the Golden Peacock Award 2014 in the category of Innovative Products/Services.

    Bajaj Allianz General Insurance Company Vision and Mission


    • The first choice for its customers
    • The preferred employer in the insurance sector
    • The number one insurance provider for creating shareholder value


    The insurer follows a customer-centric approach and thrives to the market leader by offering affordable insurance products that ensure value for money.

    The insurance company offers technical excellence in all the insurance sectors including General Insurance, Risk Management, and Health Insurance. Both Bajaj Finserv and Allianz work in synergy to as Bajaj Allianz General Insurance Company, which is a registered Indian Insurer with a capital base of Rs. 110 crores.

    Achievements and Awards of Bajaj Allianz General Insurance Company

    Bajaj Allianz General Insurance has bagged various awards:

    Awards won by Bajaj Allianz General Insurance

    • The non-life insurer of the Year Award at the Outlook Money Awards 2017
    • Finnoviti Award 2018
    • General Insurance Company of the year @ the Indian Insurance Summit and Awards 2018
    • Fintelekt Insurance Awards 2017
    • Today’s Traveller Award 2017

    Bajaj Allianz General Insurance Company Limited - Achievements

    • Bajaj Allianz General Insurance has been declared as the Best BFSI Brands 2018 by the Economic Times
    • Bajaj Allianz General Insurance Company Ltd was called ‘Asia’s Most Valuable Brand’ by White Page International
    • Planman Medi acknowledged Bajaj Allianz General Insurance as India’s Most Trusted Power Brand 2017
    • WCRC declared it as Aisa’s Most Promising Brand 2017
    • Bajaj Allianz General Insurance was India’s Most Admired Brands in 2015-16

    Advantages of Bajaj Allianz General Insurance

    Bajaj Allianz General Insurance is the first choice for consumers among the leading insurance companies in India as the insurer treats its customers with warmth and respect.

    • The company offers customized, cheapest priced insurance products and services.
    • Bajaj Allianz General Insurance policies are accessible to a different sector of customers.
    • This insurer offers quick and efficient settlement of claims.
    • Under Bajaj Allianz General insurance, you will get round the clock services.
    • Bajaj Allianz General Insurance Company entitles to be the first insurer in India for using the telemetric device for vehicle insurance.

    Bajaj Allianz General Insurance Product Portfolio:

    • Bajaj Allianz Health Insurance Plans

      In the times of rising medical costs, health insurance becomes a necessity. Check out Bajaj Allianz Health Insurance Plans as per your need. Health insurance plans are the perfect solution and provide health protection for you and your family. They take care of medical treatment costs incurred during hospitalisation due to serious accidents or critical illnesses.

      • Health Guard Individual Policy: The Health Guard Individual Policy is designed to take care of all the healthcare needs and offers coverage against medical expenses including hospitalisation
      • Health Guard Family Floater Option: The Health Guard Family Floater Option provides perfect health protection for the entire family against medical expenses including hospitalisation, doctor consultations, diagnostic tests, medicines and ambulance services
      • Premium Personal Guard: The Premium Personal Guard cover is a personal accident insurance policy that ensures financial security and protection from unforeseen risks and accidents. The coverage limit is up to Rs. 25 lakh
      • Extra Care: Extra Care is a health insurance policy is a top-up plan that allows you to extend your existing health insurance coverage up to Rs. 10 lakh at a significantly low cost.
      • Critical Illness: The Critical Illness plan as the name suggests is an insurance policy providing cover against critical illnesses like cancer, tumors and strokes, illnesses that have high treatment costs
      • Health Care Supreme: The Health Care Supreme policy is a comprehensive plan that takes care of medical expenses at every stage of life
      • Hospital Cash Daily Allowance: The Hospital Cash Daily Allowance insurance policy offers a cover in the event of hospitalisation by providing daily cash to help one focus on treatment rather than managing funds for incidental expenses
      • Bajaj Allianz Personal Accident Insurance: While we cannot do much about the uncertainties of life, what we can surely do is to secure financial independence to deal with various unforeseen situations the journey of life throws at us. Bajaj Allianz Personal Accident is a unique insurance plan that offers multiple benefits such as medical benefits, education benefits to children or spouse and up to 125% compensation in case of disabilities.
      • Bajaj Allianz Extra Care Plus: Medical expenses can take anyone by surprise. With Bajaj Allianz top-up health insurance plan you can get health insurance cover in addition to your existing health insurance policy. It can also be purchased as a standalone policy.
      • Bajaj Allianz Silver Health Insurance Plan for Senior Citizens: This plan is ideal for senior citizens and people who are between the age group of 46 and 70 years. It also covers pre-existing illnesses from the 2nd year of the policy term.
      • Bajaj Allianz M-Care Health Insurance Plan: In Indian, Vector-borne diseases are on a constant rise. And this plan is designed to offer you a one-stop solution to offer protection against some of the most common vector-borne illnesses.
      • Bajaj Allianz Global Personal Guard Plan: This plan offers protection to you and your family against unforeseen medical expenses arising from an accident. The coverage is provided in India as well as abroad.
      • Bajaj Allianz Star Package Health Insurance Plan: This is a family floater plan that offers coverage to your family against various health risks. It covers household contents, travel baggage, education grant, and public liability under a single plan.
      • Bajaj Allianz Personal Guard: Accident Health Insurance Plan. This plan has been designed to ensure peace of mind and financial security of the family members of the policyholder, in case of his accidental death or bodily injuries.
      • Bajaj Allianz Tax Gain Plan: It is a Family floater health plan that covers hospitalization expenses along with OPD expenses under a single plan and also helps you in managing taxes.

      *Tax benefit is subject to changes in tax laws

    • Bajaj Allianz Car Insurance Plans

      Bajaj Allianz Car Insurance Plans provide you comprehensive coverage against physical damage, bodily injury and cover against third-party liability in case of any damage to your car due to accident or any other unforeseen event.

      Bajaj Allianz Third-party Liability Car Insurance

      This car insurance policy covers the legal liabilities in case of injury, death, and/or property damage caused to a third party in the event of an accident caused by or arising out of the use of the vehicle. This includes:

      • Death or bodily injury to a third party
      • Damage to third party property
      • Personal Accident Cover For Owner/Driver: Accidental Death and Permanent Total Disability

      Bajaj Allianz Comprehensive Car Insurance Policy

      It compensates for loss or damage caused to the insured car in case of natural calamities such as storm, cyclone, self-ignition, flood, rockslide, earthquake, etc. It also covers man-made perils such as burglary, accident by external means, theft, terrorist activity, riots, malicious act, etc.

      It includes Personal Accident Cover up to 15 lakh and an optional cover for paid driver/driver/passenger. Apart from own-damage cover it also includes third-party legal liabilities.

    • Bajaj Allianz Two Wheeler Insurance Plan

      Bajaj Allianz Two-Wheeler Insurance is just not about monetary compensation being doled out to you if something happens to your ride. Insurance is more about the peace, security and independence that it brings along. Get your vehicle insured and enjoy the pleasure of a safe ride!

      • Bajaj Allianz Comprehensive Two-wheeler Insurance Policy: A Bajaj Allianz two wheeler insurance plan covers loss or damage caused due to natural calamities and man-made perils. It also includes Personal Accident Cover for the owner or driver. The PA cover is extendible to the pillion riders as well. Accidental damages are covered while mounting/dismounting/traveling/driving the insured vehicle
      • Bajaj Allianz Two-Wheeler Liability Only Insurance: Bajaj Allianz Third-party two-wheeler liability insurance policy offers coverage against legal liabilities towards a third-party in case of death, property damage, and bodily injuries from an accident involving your bike or scooter
      • Bajaj Allianz Two-Wheeler Long-term Policy: The two-wheeler long-term policy by Bajaj Allianz General Insurance covers you against the damages that your scooter or bike may incur caused due to unanticipated events. The exceptionally high costs arising due to the damages caused to your bike, in case of accidents, are taken care of by the insurer. Buying this policy you can stay stress-free for three consecutive years
    • Bajaj Allianz Travel Insurance Plans

      Bajaj Allianz Travel Insurance Plans let you travel overseas with your loved ones and without worries. It covers expenses due to medical emergencies while abroad or non-medical contingencies like loss of passport or checked in baggage and many more. It takes care of anything wrong that might happen to you while you are travelling.

      • Individual Travel Insurance: The Individual Travel Insurance plan covers all medical eventualities and other travel-related incidental expenses for a nominal amount
      • Family Travel Insurance: The Family Travel Insurance plan is an international travel insurance policy that covers expenditure towards hospitalisation, loss of baggage, trip cancellation and other incidental expenses for a nominal amount
      • Senior Citizen Travel: As the name suggests, this is a travel insurance policy aimed at senior citizens to make their travels a pleasant experience. It covers expenses related to hospitalisation, loss of baggage and other incidental expenses
      • Student Travel Insurance: A travel insurance policy for students studying abroad, Student Travel Insurance provides cover for a wide range of contingencies at a fraction of the amount of cover provided
      • Corporate Travel Insurance: The Corporate Travel Insurance policy is a comprehensive plan providing complete medical and health cover for the international business traveller making his or her journey risk and tension free
      • Travel Asia: The Travel Asia plan from Bajaj Allianz General Insurance is a comprehensive travel insurance plan providing complete medical and health cover to international travellers visiting countries in Asia.
      • Bharat Bhraman Policy: Bharat Bhraman Insurance policy by Bajaj Allianz General Insurance is a domestic travel plan for individuals travelling within the country.
    • Bajaj Allianz Home Insurance Plans

      Baja Allianz Home Insurance Plans are designed for your convenience and they cover various risks and contingencies faced by homeowners. Home insurance is an important tool to safeguard the sweat and blood of your life, your dream house.

      • My Home Insurance: The My Home Insurance plan is an all-risk home insurance policy protecting not only the home but also the contents and belongings inside it, against risks such as fire, burglary and natural calamities
      • House Holders Package Policy: The House Holders Package policy offers all-round protection of the home (property), its contents, and interests of the insured and their family members through a single protection plan
      • Easy House Holders Package Policy: The Easy House Holders Package policy is a simplified home insurance plan designed to cover various risks and contingencies faced by homeowners

      Compare all Bajaj Allianz general insurance plans with plans from other general insurance companies in India to avail the insurance plan that suits you most.

    • Bajaj Allianz Individual Cyber Safe Insurance Plan

      The Cyber Safe Insurance Policy by Bajaj Allianz General Insurance makes sure that you receive an optimum safety against the potential cyber risks and threats. This plan covers cyber stalking, phishing, malware attacks and other cyber threats and risks.

    • Bajaj Allianz Commercial Insurance Policy

      Bajaj Allianz General Insurance offers solutions for all the sectors of the industry including Aviation, Automotive, Chemicals, Construction, Pharmaceuticals, Oil & Gas, Foods and Beverages, Technology, Manufacturing, Telecom, Logistics and Transport.

    • Bajaj Allianz Property Insurance Policy

      Bajaj Allianz General Insurance provides commercial property insurance for the most challenging and complex exposures. Focusing on major national risk portfolio, Bajaj Allianz General Insurance provides tailor-made business interruption and property damage insurance catering to the requirement and needs of all small and medium along with large entities and mega risks. The property insurance by Bajaj Allianz General Insurance includes:

      • Industrial All Risks Insurance
      • Standard Fire and Special Perils Insurance
      • Burglary Insurance
      • Mega Risk Insurance
      • Business Interruption Insurance
      • Risk Management System
      • Package Policies
      • Mega Risk Insurance
    • Bajaj Allianz Marine Insurance Policy

      Suitable local solutions are delivered by the Marine Insurance Policy by Bajaj Allianz General Insurance against the marine cargo risks. Bajaj Allianz General Insurance has one of the most experienced and largest networks of marine underwriters, risk consultants and claims specialists.

      The marine insurance includes the comprehensive insurance for all levels of the distribution chain and offers the coverages mentioned below:

      • Risk Management Services
      • Strikes and war (including terrorism)
      • Project Cargo

      The marine insurance services are offered to the following sectors of the industry:

      • Oil and Gas
      • Power Generation
      • Paper and Pulp
      • Wind Power
      • Steel Mills
      • Machinery Upgrades
      • Chemical Facilities
      • Infrastructure/bridges
      • Processing/Manufacturing
    • Bajaj Allianz Liability Insurance Policy

      Liability Insurance Policy by Bajaj Allianz typically offers cover against property damage and bodily or personal injury. Bajaj Allianz General Insurance liability insurance can be offered via individual primary plans, via umbrella and excess layers policies, or via international insurance plans for several risks in various locations.

      The services of Bajaj Allianz Insurance include:

    • Bajaj Allianz Financial Lines Insurance Policy

      Financial Lines Insurance Policy by Bajaj Allianz General Insurance caters to the needs of companies from small and medium scale entities to the largest global multi-national enterprises. The services of Bajaj Allianz Financial Lines Insurance Policy include:

      • International Insurance Programmes (IIPs) for global exposure
      • Directors and Officers Insurance (D&O)
      • Employment Practices Liability (EPLI)
      • Commercial Professional Indemnity – technology (BPO, IT and other IT enabled services), Construction related (engineers, architects, contractors single project professional indemnity), and Professionals (Lawyers, Accountants, Consultants, Insurance Brokers or Agents)
      • Prospectus Liability (POSI)
    • Bajaj Allianz Engineering Insurance Policy

      Engineering Insurance by Bajaj Allianz General Insurance offers specialised cover for all the facets of construction and engineering insurance. The insurer ensures the close liaison among all the parties, not only within their own claims, underwriting and risk consulting teams but also with the client and their professional team via their key management philosophy.

      The services of the Engineering Insurance Policy by Bajaj Allianz General Insurance include:

      • Business Interruption and Advance Loss of Profits
      • Contractor’s Plant and Equipment
      • Erection All Risks (EAR) Insurance
      • Engineering Project Cargo
      • Construction All Risks Insurance
      • Risk Management Services
      • Machinery Breakdown Insurance
      • Electronic Equipment Insurance
    • Bajaj Allianz Energy Insurance Policy

      Bajaj Allianz General Insurance offers a tailor-made and flexible approach for the energy insurance challenges across off-shore and onshore oil & gas industries. The services of the Energy Insurance Policy of Bajaj Allianz General Insurance include:

      • Gas Works
      • Refineries
      • Terminals and tank Farms
      • Chemical Fertilizer Plants
      • Petrochemical and Chemical Plants
      • Underground Storage

      Bajaj Allianz Employee Benefits Insurance Policy

      Bajaj Allianz General Insurance Company offers a wide variety of health insurance solutions that match the footprints and the needs of their clients:

      • Group Mediclaim Policy
      • Group Personal Accident Policy
    • Bajaj Allianz Group Mediclaim Policy

      Bajaj Allianz General Insurance offers protection for the employees and their kins. Extensive medical procedures incurred during the hospitalisation due to illness or accident is taken care of under the Bajaj Allianz Group Mediclaim Policy. The policy covers:

      • Hospitalisation expenses (if the hospitalisation exceeds 24 hours)
      • Operation Theatre Charges
      • Nursing Charges
      • Dialysis, Radiotherapy, Chemotherapy
      • Blood, Anaesthesia, Drugs and Medicines, X-ray, Oxygen, Diagnostic materials, Surgical Appliances
      • Pre and Post Hospitalisation Expenses
      • Cost of Artificial Limbs, pacemaker, cost of organs
      • General Doctor’s Fees, Surgeon’s fees, Consultant’s Fees, Anaesthetist Fees
      • Expenses for 130 days care treatment
    • Bajaj Allianz Group Personal Accident Policy

      Bajaj Allianz General Insurance Company Ltd offers Group Personal Accident Policy, which provides cover against disability or accidental death. The policy covers:

      • Death
      • Permanent Partial Disability (PPD)
      • Permanent Total Disability (PTD)
      • Children’s Education Bonus
      • Temporary Total Disability
    • Bajaj Allianz International Insurance Solutions

      The International Insurance Solutions by Bajaj Allianz General Insurance offers insurance solutions for various multi-national corporations. The international insurance solutions intend to offer security and safety for the global business clients. Bajaj Allianz General Insurance has its global network spread in over 160 countries of the world.

    Bajaj Allianz General Insurance Distribution Network:

    Since its inception in 2001, Bajaj General Insurance Company Limited has come a long way in penetrating the Indian market. Bajaj Allianz General Insurance has a pan-India presence in over 200 towns across the country. Bajaj Allianz General Insurance policies are also available online through their website and from insurance aggregators.

    Bajaj Allianz General Insurance Renewal Online Process:

    Bajaj Allianz General Insurance Renewal involves the following steps:

    • Log on to the official website for Bajaj Allianz General Insurance Renewal
    • Enter the necessary information related to your policy such as the policy details of your existing policy and other details based on the insurance product chosen.
    • You will see renewal option, once the access to the existing policy is granted. You have to verify and validate the policy details and accept it.
    • You will be redirected to the payment page, where you can make payment via net banking, debit/credit card. As soon as you make the payment, the soft copy of your policy document will be sent to you via email on the registered email ID.
    • If you get stuck or have some problem, you can contact the customer service advisor of the insurer. They will guide you with the Bajaj Allianz General Insurance renewal Process.

    Switching to Bajaj Allianz General Insurance from another Insurance Provider:

    You can switch or port your insurance plan from another insurance provider to Bajaj Allianz General Insurance and keep the ‘No Claim Bonus’ cover. Also, the waiting will not get reset zero for pre-existing ailments.

    Bajaj Allianz General Insurance Premium Payment Process

    The services by Bajaj Allianz General Insurance can be availed by regular payment of premiums. Baja Allianz Insurance offers various options to make payment of the premiums online. Preferred Bajaj Allianz General Insurance online premium payment options include Net Banking, EMI, debit cards, credit cards, wallets, etc. You can also avail Bajaj Allianz General Insurance quotes free of cost. You just have to select the mode of payment and pay your premiums online.

    Bajaj Allianz General Insurance Online Payment Process

    Bajaj Allianz General Insurance offers you services where you can make the payment of policy premiums online. Once you choose the policy, you will get various options to make payment of premiums online. Preferred payment gateways will be EMI, wallets, internet banking, debit cards, credit cards etc. Choose your payment mode and pay online.

    Bajaj Allianz General Insurance Offline Payment Process

    In order to make payment offline, you have to visit Bajaj Allianz General Insurance’s branch office. You will be required to fill a form with the details of your policy. After filling in the form, you can pay the premium amount either by cheque or any other mode of payment allowed by the branch office.

    Bajaj Allianz General Insurance Claim Process

    You can claim for your insurance policy online. You just have to visit the official website of the insurance provider and register a claim. There are different claims processes for different insurance products. You can register a claim, fill-in the Bajaj Allianz General Insurance Claim form, upload the necessary documents and know Bajaj Allianz General Insurance Claim Status.

    You can also check Bajaj Allianz General Insurance Policy Status online by filling Bajaj Allianz General Insurance Claim Form online on the official portal of the insurance provider.

    Bajaj Allianz General Insurance - FAQs

    Bajaj Allianz General Insurance - Latest News

    • Bajaj Allianz General Insurance Launches Premium Instalment Options Under Health Policy

      The Bajaj Allianz General Insurance Company has launched the facility of paying the premium for its ‘Health Guard’ plan through the instalment options. The plan will now come with the option of paying the premium on monthly, quarterly, half-yearly and annual instalments, the private sector health insurer said in a statement.

      Health Guard is a health insurance plan offered by Bajaj Allianz General Insurance that can be purchased by both individuals and families. The sum insured under the plan is available on floater basis for families.

      The premium instalment facility has been introduced with an aim to make health insurance more affordable for the customers, said Tapan Singhel, CEO of Bajaj Allianz General Insurance.

      However, different instalment options will be available to customers based on their net premiums. The monthly instalment option would be available to customers with a net premium of Rs 12,000 or more. On the other hand, the quarterly and half-yearly instalment option would be available to customers with a net premium of Rs 6000 or more. However, customers buying long-term policies will have the option to pay the premium on annual instalments only.

      To register for the premium instalment facility under the Health Guard plan, the customer will have to request his/ her bank for an e-mandate. This will ensure that the premium amount is debited from the customer’s account and paid to the insurer.

      The instalment facility also comes with a grace period of 15 days in case the customer is unable to pay the instalment by the due date. But if the instalment is paid during the grace period, the customer will lose his/ her accumulated continuity benefits, such as cumulative bonus or waiting periods under the plan.

    • Corona Kavach: Bajaj Allianz General Insurance Begins Sale of Affordable COVID Policy

      Bajaj Allianz Health Insurance has commenced the sale of affordable coronavirus policy - Corona Kavach with premiums as low as Rs 417. This policy is a short-term health insurance policy that deals with only COVID-19 related claims.

      This specialized coronavirus policy is available for a limited policy tenure ranging from 3.5 months to 9.5 months only and cannot be sold for the period beyond March 2021. The shorter tenure of the policy gives rise to its affordable pricing in comparison to a regular health insurance policy.

      Bajaj Allianz General Insurance offers the Corona Kavach policy with premiums starting from Rs 417, which is charged to applicants up to 35 years with a sum insured of Rs 50,000 and a policy tenure of 3.5 months. The premium for the policy will rise with the increase in policy tenure, the sum insured and the age of the person.

      For instance, the same person with the same sum insured will be required to pay Rs 745 if he opts for a policy tenure of 9.5 months. If he opts for the highest sum insured of Rs 5 lakh, he will have to pay a premium of Rs 1320. In case a person above 60 years opts for a sum insured of Rs 5 lakh, he will have to pay a premium of Rs 5630.

      As per the Gurdeep Singh Batra from Bajaj Allianz General Insurance, the Corona Kavach policy can be purchased by everyone without a medical examination, except for applicants with advanced age and comorbidities. Such people will be required to undergo a medical check through telemedicine. He also specified that the policy can be purchased online as well as offline through banks.

      The Corona Kavach policy has been designed by the Insurance Regulatory & Development Authority (IRDA) who has mandated all health insurers in India to sell this product. It provides coverage for hospitalization due to COVID-19 along with AYUSH treatments, home treatments and pre & post-hospitalization expenses. It also comes with an add-on cover of hospital daily cash. The policyholders can make a claim after a waiting period of 15 days.

      Others insurers that have released their sale prices for Corona Kavach policy so far are Max Bupa Health Insurance, Bharti AXA Health Insurance and HDFC ERGO Health Insurance.

      As per the pricing of Max Bupa Health Insurance, it will charge a premium of approximately Rs 2200 for a sum insured Rs 2.5 lakh to a person between 31-55 years. The same person will have to pay Rs 4700 if he opts for family floater cover with coverage for up to 2 children.

    • IRDAI issues guidelines to include out of pocket expenses within the health insurance coverage

      Ans: The Insurance Regulatory and Development Authority of India has directed health insurance providers to standardise terms and conditions levied on telemedicine facilities and include expenses incurred by the insured on purchase of medical devices, consumables, pharmacy, and diagnostic tests in the scope of health insurance coverage.

      The idea is to address the key issues that the policyholders faced in terms of out of pocket expenses and mis selling of indemnity-based medical plans.

      The directions were issued through three circulars on June 18, 2020 by IRDAI and the insurers shall implement them on new health products filed after October 2020 and modify all existing plans before they are due for renewal by the end of the current financial year. For example, if you are buying Bajaj Allianz health insurance policy and it expires on October 2020 then on renewal the insurer will compensate the out-of-pocket expenses as well.

      Moreover, the regulatory authority has asked the insurers for standardisation of health products to bring uniformity across the industry. In addition to these guidelines, there are various other aspects that are covered including portability, termination, penalty rates and fraudulent claims.

      The regulator has further asked the insurer to not disproportionately charge policyholders on ICU expenses and clearly define the out of pocket expenses in its scope of coverage.

      This was in the wake of contention with some hospitals charging exorbitant prices from patients for medical devices, PPE kits, and additional beds for COVID-19 positive patients, by classifying ‘associate medical expenses.’

      Separately, the insurers will also have to treat coverage of treatment through telemedical facilities under the scope of coverage as per the guidelines issued by

      And as per the guidelines issued by the Medical Council of India on March 25th the coverage shall also be provided for telemedical facilities. However, the sub-limits shall apply without any relaxation.

    Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
    Average Rating
    (Based on 18 Reviews)

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    Bajaj Allianz General Insurance Reviews & Ratings

    4.6 / 5 (Based on 18 Reviews)
    (Showing Newest 18 reviews)
    Baarod, October 08, 2020
    Senior citizens plans
    Recently I was looking for some senior citizens plans for my parents and found the most suitable plan at the website of the policybazaar and bajaj Allianz. It has the great number of plans which are good and provides with certain number of assistance. It covers the expenses related to hospitalization, medicines, treatments etc. Great work team policybazaar.
    N.paravur, August 21, 2020
    Online purchase of the policy
    It is very easy to buy the car insurance policy online. I have taken the car insurance plan 1 year back with the help of bajaj Allianz and it is very good. You can check the details of the different plans at the website and can compare all kind of plans at there. You can choose the plan accordingly and as per your convenience. Thank you team policybazaar and bajaj Allianz.
    N.paravur, August 14, 2020
    Great customer support team
    I have recently took the health insurance policy from the website of the bajaj Allianz insurance company. It is very easy to get the health plan as the customer care team of policybazaar are much supportive in nature. They provided I with certain add on benefits which can be useful and enhance my health insurance policy.
    K.singpur, August 10, 2020
    Claim settled very easily
    I have taken the claim from the insurance provider. I have taken the car insurance policy from the policybazaar two years back and it was of bajaj general insurance. The filing of the claim is very easy and convenient in nature. The customers care of policybazaar are highly genuine and they always assist the customer for everything. Thank you team policybazaar and bajaj general insurance.
    Aliganj, July 30, 2020
    Two wheeler insurance plan
    I have taken the two wheeler insurance policy from the policybazaar website and it was a plan of bajaj Allianz. It is very easy for me to get the best and affordable plan. There are certain plans related to two wheeler insurance policy. And I found the best one for me and my bike. It is a lovely gesture by team bajaj allianz. Thank you team policybazaar and bajaj.
    Tajapur, July 27, 2020
    Great number of policies
    It is very good that the bajaj Allianz has kept its website so good and enhanced. You can get to know about different plans and policies at one given website stop. And you can compare all kind of plans easily. You can select the best plan. Thank you team.
    Fakirsahi, July 24, 2020
    Claim process is easy
    I have file for the claim for my health insurance policy. It is quite easy and hassle free and very quick. It is good thing that the agent of the insurance company is always there to assist me. I have taken the cashless claim policy. Thanks to policybazaar and bajaj Allianz that they have given me such good plans.
    H D Kote, July 23, 2020
    A great choice for all
    I have taken the general insurance policy from bajaj Allianz through the website of policybazaar and it is one of best thing which I have done to secure the health of me and my family. I really got to know about different plans and it is quite suitable to me. I have taken many plans from them. Thank you team bajaj Allianz and policybazaar.
    Machantola, June 21, 2020
    Bajaj for good health
    I have my health insurance with Bajaj allianz and they gave me a good plan with cover a lot more than I thought at low premiums. Liked the plan.
    Machavaram, June 21, 2020
    Nice travel insurance plan
    Bajal Allianz provides you with the best of cover. They cover almost all the things in their travel insurance policy and have listed them very clearly which makes it very easy to choose.
    Talabhehta, June 21, 2020
    Happy with the insurance
    I was informed about the cover and inclusions & exclusions of my travel insurance very nicely by policybazaar. I was quite amazed with their support.
    East Midnapore, June 21, 2020
    Value for money
    They are giving best deals on car insurance and I got my car insured with zero-dep at an affordable low premium with good cover.
    East Singhbhum, June 21, 2020
    Car insurance claim
    I had to make a claim for my car insurance policy. The claim was settled to the promised amount, though, it took a little more time than I expected.
    Dadengiri, June 21, 2020
    Cashless facility
    I had to claim for a health insurance and they have a large number of network hospitals and I did not have to pay the total amount. It was settled with the hospital directly.
    Iddappadi, June 20, 2020
    I got my bike insurance with Bajaj allianz, the cover given is good at low premium. The features mentioned are good.
    Odhav, June 20, 2020
    Wonderful claim assistance
    My car insurance claim was processed quickly and the claim was settled as promised. They charged exactly as they told me while I was purchasing the policy.
    Udala, June 20, 2020
    Good policy
    The reliance travel insurance policy has the highest cover with low premium. It is easy to understand the policy terms and convenient to buy.
    Adoor, May 04, 2020
    Best bike insurance
    I got my bike insured with Bajaj Allianz and got a zero-depreciation cover at a very affordable price. The premium was also low
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