Travel Insurance
Travel Insurance
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Travel without any worries, plans starting
30 per day*
Plans include global Covid-19 coverage

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Now covers COVID-19

Just a minute!
Safety is not expensive, it's priceless!
Travel Insurance plans starting at just ₹30 per day*
  • No medical checkup required
  • Pre-existing coverage available
  • Instant Policy Issuance
  • Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.
  • 24x7 claims support

*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

ICICI Lombard Travel Insurance

ICICI Lombard travel insurance is a ways to secure your various travel plans. It offers protection throughout your trip and delivers financial safety in case of many perils, ranging from medical emergencies to flight & hotel-related ones. It is provided by ICICI Lombard General Insurance Company Limited, which is among India’s most reputed insurance providers in the private sector.

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Travel Insurance Plans

  • Individuals
  • Sr. Citizens
  • Students
Plans for an individual of 30 years age travelling to USA for 15 days

ICICI Lombard Travel Insurance Overview

ICICI Lombard travel insurance has been designed to suit the requirements of different kinds of travellers during their international trips. Whether you travel for business or leisure, ICICI Lombard travel insurance has a plan for everyone, including students, senior citizens and families.

A large variety of coverage is available under different ICICI Lombard travel insurance plans. It covers medical expenses, personal accidents, personal liability, total loss or delay of check-in baggage, trip cancellation & interruption, emergency hotel extension, home burglary and many others.

ICICI Lombard travel insurance also provides Value Added Services to the insured's dependents in India. Moreover, it also allows customisation as per the destination country and chooses a geographic location amongst Asia, Schengen, USA & Canada and the rest of the world.

Why Choose ICICI Lombard Travel Insurance?

Travel enthusiasts love to visit new places in different parts of the world. But given the unpredictability of life, even a perfectly planned trip can get messed up if an unforeseen incident occurs. The wisest thing to do here is to stay prepared for any uncertainties by buying travel insurance policy.

ICICI Lombard travel insurance gives you a wide range of coverage so that you can have a memorable time during your travel abroad. If you are still unsure, take a look at the various benefits of choosing a travel insurance policy by ICICI Lombard:

  • Sum Insured up to USD 5,00,000
  • Cashless hospitalisation facilities available around the globe
  • Destination-specific coverage including USA or Canada, Schengen, Asia and the rest of the world
  • No medical test for applicants up to 85 years of age
  • Option to choose between a single trip and multi-trip policy
  • Value Added Services available to the insured's dependents in India
  • ICICI Lombard travel insurance also covers political risk & catastrophe evacuation
  • Premium applicable on pay per day basis with slab rate for first 7 days only

Types of ICICI Lombard Travel Insurance Plans

Different kinds of travellers can opt for a suitable ICICI Lombard travel insurance plan. The insurer offers many plans and variants based on travel destination, age of the traveller and more. It also offers specific plans for students going abroad for studies. These are the types of ICICI Lombard travel insurance plans available:

  • ICICI Lombard International Travel Insurance Plan
  • ICICI Lombard Globetrotter Overseas Individual Student Travel Insurance
  • ICICI Lombard Explore India Domestic Individual Travel Insurance

ICICI Lombard International Travel Insurance Plan

This travel insurance policy protects an international traveller from any unforeseen incidents during their trip. It offers the benefits of both individual travel insurance plans and family travel insurance plans. It also covers senior citizen travellers above the age of 70 years.

Some of the coverage provided by this ICICI Lombard travel insurance policy includes medical cover, personal liability, loss of passport, trip cancellation & interruption, trip delay, hijack distress allowance, missed flight connections, home insurance and value-added services, amongst others. This plan is also open to customisation according to the destination country, including Asia, USA & Canada and Schengen countries. ICICI Lombard International travel insurance plan is available in the following variants:

Leisure Travel Plan

This ICICI Lombard Travel Insurance plan provides comprehensive coverage to insured travellers against various untoward incidents that may obstruct their travel plans. It is available for a sum insured amount ranging between USD 50,000 and USD 5,00,000. It provides protection against medical expenses, trip delay, loss of check-in baggage, loss of passport, personal accident, fire cover, burglary cover, emergency hotel extension, value added services and many more. The Leisure Travel plan by ICICI Lombard Travel Insurance is available in three variants i.e. Platinum, Gold and Silver.

Senior Citizen Plan

ICICI Lombard International travel insurance plan offers the Senior Citizen plan variant tailor-made for people aged 71 to 80 years. It provides elderly travellers with ample protection from an unpredictable incident they may face while travelling abroad. This ICICI Lombard travel insurance plan offers a range of covers, including medical cover, loss or delay of check-in baggage, loss of passport, emergency cash advance, trip delay, missed flight connection, personal liability and personal accident.

Asia Plan

The Asia plan is another variant available under ICICI Lombard International travel insurance plan that has been customised to suit the needs of people travelling to an Asian country. It offers a sum insured amounting to USD 25,000 and can be purchased by solo travellers, families as well as senior citizens. Some of the coverage provided under this ICICI Lombard travel insurance plan includes medical cover, repatriation expenses, hijack distress allowance, political risk & catastrophe evacuation, loss or delay of check-in baggage, personal accident, personal liability and trip delay.

Gold Multi-Trip Plan

This is a one-year multi-trip travel insurance plan designed for frequent fliers. It comes with a sum insured up to USD 5,00,000 and is available for 30 days, 45 days and 60 days maximum trip duration.

ICICI Lombard Globetrotter Overseas Individual Student Travel Insurance

This is a special plan made for Indian students travelling abroad. The plan is available for Indian students aged between 16 and 35 years. ICICI Lombard Globetrotter Overseas Individual Student Travel Insurance offers comprehensive coverage to suit any university requirement as well as offer extended coverage throughout their studies abroad.

Some of the key benefits of this ICICI Lombard student travel insurance include study interruption, bail bond, sponsor protection, and other medical & stay-related benefits. It is available in the following plan variants:

  • Gold Plan with sum insured USD 50,000 - USD 500,000
  • Gold Plus Plan with sum insured USD 50,000 - USD 500,000

ICICI Lombard Explore India Domestic Individual Travel Insurance

This is a domestic travel insurance policy for Indians travelling within the country. Some of the benefits under this ICICI Lombard Explore India Domestic Individual Travel Insurance include coverage for personal accident, accidental hospitalisation, baggage loss, ambulance charges and carriage for remains. It is available in two variants:

  • Super Cover
  • Supreme Cover

ICICI Lombard Travel Insurance: Eligibility Criteria

The eligibility criteria for the various insurance plans by ICICI Lombard Travel Insurance are mentioned below:

Travel Insurance Plans Minimum Entry Age Policy Validity

Single Trip Travel Insurance

Leisure Travel Plan 3 months to 70 years

Up to 180 days

Senior Citizen Plan 71 to 85 years
Asia Plan 3 months to 70 years
Multi-Trip Travel Insurance 3 months to 70 years Up to 30, 45 or 60 days

ICICI Lombard Travel Insurance Coverage

An insured international traveller can avail of the following coverage by buying ICICI Lombard travel insurance policy:

  • Medical Cover: The insurer covers all the medical treatment expenses, including hospitalisation costs due to a disease or accident. It also covers the cost of medical evacuation to a hospital
  • Repatriation of Remains: ICICI Lombard travel insurance covers the cost of transporting the mortal remains of the insured back to India as well as the cost of burial or local cremation
  • Daily Hospitalisation Allowance: The insured is given an allowance to cover day-to-day hospitalisation expenses if admitted for more than 2 days
  • Dental Treatment: All expenses incurred by the insured on dental treatment due to an injury caused to natural teeth are covered
  • Personal Accident: ICICI Lombard travel insurance will pay compensation to the insured or their family if the insured dies or suffers from a disability as a result of an accident abroad
  • Accidental Death (Common Carrier): The insurer will pay compensation to the insured or their family if they die or suffer from permanent total or partial disability due to an accident of the common carrier while travelling abroad
  • Total Loss of Check-in Baggage: ICICI Lombard will reimburse the losses incurred by the insured in case their check-in baggage is lost by the airline
  • Delay in Check-in Baggage: If there is a delay of more than 6 hours in the arrival of the check-in baggage, the insurer will pay for the expenses incurred by the insured on essential personal products
  • Political Risk & Catastrophe Evacuation: In the event of political risk or catastrophe in the country where the insured is visiting, ICICI Lombard Travel Insurance will cover all the expenses incurred for his evacuation to a safe place nearby or back to India
  • Compassionate Visit: In case the insured is hospitalised for more than 5 days, the insurer will pay for the cost of travelling and stay of one family member of the insured to the country where he is admitted
  • Loss of Passport: If the insured traveller loses their passport, the insurer will reimburse all the expenses incurred in obtaining a new or duplicate passport
  • Personal Liability: ICICI Lombard travel insurance will pay compensation towards any legal liability arising due to unintentional injuries or damages caused to another person or third-party property
  • Trip Cancellation & Interruption: In case the trip gets cancelled or interrupted due to unforeseen incidents like medical illness, natural calamities or terrorism, the insurer will reimburse the losses incurred by the insured on pre-paid hotel and flight bookings
  • Trip Delay: The insurer will reimburse the expenses incurred by the insured if their flight is delayed for more than 6 hours
  • Bounced Booking: ICICI Lombard Travel Insurance will reimburse the additional expenses incurred by the insured in case their flight or hotel booking gets bounced
  • Emergency Hotel Extension: The insurer will cover the additional hotel expenses incurred by the insured if their flights get delayed due to unforeseen incidents like medical emergencies or natural calamities
  • Loss of Baggage & Personal Effects: In case the insured traveller loses their baggage and personal belongings during the trip, the insurer will pay for the losses incurred
  • Missed Flight Connections: ICICI Lombard Travel Insurance will pay for the losses incurred by the insured if they miss a connection due to an inward flight delay of more than 3 hours
  • Hijack Distress Allowance: The insurer will give compensation to the insured if their aeroplane gets hijacked
  • Return of Minor Child: ICICI Lombard will pay for the cost of an economy class ticket if a minor child is left unattended abroad
  • Home Insurance: The insurer will pay compensation for the losses incurred by the insured if their house in India catches fire or gets burgled
  • Value Added Services: ICICI Lombard Travel Insurance also offers a bunch of Value Added Services to the dependent family members of the insured traveler in India while they're outside the country. It consists of medical concierge services, automotive assistance services and lifestyle services.
    • The medical concierge services include home nursing care assistance, medical service provider referral, and appointments with local doctors for treatment, amongst others.
    • The automotive assistance services include on the spot minor repair, flat tyre service, breakdown services, towing and jumpstart.
    • The lifestyle services include plumbing services, electrical assistance, pest control assistance, home movers assistance, electrical gadget repair assistance and many more.

ICICI Lombard Travel Insurance Exclusions

  • The insurer does not cover any claims arising out of a pre-existing medical condition, even if it has been declared
  • Any treatment expenses arising due to addiction to drugs and alcohol will not be covered by ICICI Lombard Travel Insurance
  • The insurer will not pay for the treatment expenses incurred due to mental disorder, depression or anxiety
  • The insurer does not cover any claims arising due to venereal diseases
  • ICICI Lombard will not pay for the cost of treatment related to sexually transmitted diseases as well as HIV and AIDS
  • Any claims arising due to any radiation or nuclear weapon will not be covered by the insurer
  • The insurer will not pay for the loss of valuables, money, tickets or securities
  • ICICI Lombard travel insurance will not cover expenses incurred on Naturopathy, Ayurveda or Homeopathy treatments and therapies
  • Any claims arising due to participation in sporting activities will not be covered by the insurer
  • The insurer will not pay for the expenses incurred on correction treatments like cosmetic or plastic surgery
  • ICICI Lombard will not cover the cost of recuperation or rest at a health resort or spa

ICICI Lombard Travel Insurance Claim Procedure

Travel plans can easily get disrupted if you do not have a travel insurance policy to take care of all your unaccounted losses during the trip. In case of any unfortunate event abroad, you need to know how to raise a timely claim, be it cashless or reimbursement. Here is a rundown of ICICI Lombard travel insurance claim procedure :

Cashless Claims Registration

  • Cashless claims can be availed only at a network hospital of ICICI Lombard Travel Insurance
  • Inform ICICI Lombard's Assistance Service Provider (ASP) about your hospitalisation via phone, email or fax
  • Send a pre-authorization request to the ASP
  • The ASP will verify your claim with the policy and send pre-authorization for the treatment
  • Receive the whole treatment and get discharged from the hospital
  • ICICI Lombard will settle the bills directly with the hospital

Reimbursement Claims

Reimbursement claims under ICICI Lombard travel insurance can be registered for incidents like loss of passport, delay in check-in baggage arrival, home burglary, trip cancellation & interruption, hijack distress allowance and many others. Follow the steps mentioned below to file a reimbursement claim under ICICI Lombard travel insurance:

  • Inform ICICI Lombard's ASP about your claim
  • Fill up the claim form for ICICI Lombard Travel Insurance
  • Send the claim form along with all the supporting documents to the ASP
  • The ASP will review your claim against your policy coverage
  • ICICI Lombard will pay you the claim amount within 15 days

Documents Required for Claiming ICICI Lombard Travel Insurance

  • Duly completed claim form
  • Original flight ticket/ boarding pass or photocopy of passport indicating the travel dates
  • All bills and payment receipts in the original
  • Original police report or photocopy of the FIR, if any
  • Medical reports and hospital discharge summaries mentioning the insured's name and treatment dates (In case of medical expense)
  • Medicine prescriptions, bills and payment receipts (in case of medical expenses)
  • Photocopy of the insured's death certificate (in case of death)
  • Property Irregularity Report issued by the common carrier in which the insured was travelling (in case of check-in baggage loss or delay)

However, the insured must always confirm the list of supporting documents with the Assistance Service Provider of ICICI Lombard Travel Insurance at the time of filing a claim.

How to Buy ICICI Lombard Travel Insurance?

Travel insurance policies by ICICI Lombard can be purchased both online and offline. You can buy ICICI Lombard travel insurance policy online on Policybazaar.com or directly through the insurer.

ICICI Lombard Travel Insurance - FAQs

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Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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Average Rating
(Based on 27 Reviews)

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ICICI Lombard Travel Insurance Reviews & Ratings

4 / 5 (Based on 27 Reviews)
(Showing Newest 10 reviews)
Naman
Mundra, October 24, 2016
Policy that satisfied
Best travel insurance plan which comes in low investment but the benefits are much more. Policy coverage is fantastic and claims are high which is easily sanctioned. The loss while travelling is reimbursed by the insurance policy.
Digvijay
Manipal, October 06, 2016
Happy With Your Insurance Plan
Best insurance policy which given by icici lombard general insurance company. The premium is normal but the returns are much bigger than that of investment. Management to service each customer on the same time is very nice of your company. Online renewals are the best facility.
Sumit
Kiratpur, September 30, 2016
Safe Journey with ICICI Insurance
Premium is less and benefit is much what else i need from my travel insurance plan. The coverage is high and the claims are sanctioned easily due to instant service given by the executives. Even the lost item and belongings are reimbursed by the insurance company. Happy to have a travel insurance from ICICI lombard general insurance.
Vishal
Bikaner, August 29, 2016
Worthy Insurance Plan
While on the trip i had an accident, i lost my baggage and valuable belongings with it. Thank god i have a travel insurance policy from icici lombard general insurance. Service is fantastic and more benefits in less investment. The medical emergency is inbuilt in the plan but not the dental problems.
Akash
Jaisalmer, July 25, 2016
Secure Trip
My last trip was very exciting because i don't have any tension and enjoyed a lot. I purchased lombard travel insurance which provide me full security and safe travelling. Premium of the policy is low but the only thing is no returns of tickets money. Rather than this the the whole all other staff was great.
Neeraj
Noida, July 08, 2016
Good Policy
Travel insurance policy is very important while travelling because the insurance provides the reimbursement of lost items and belongings. The medical conditions are also treated well. Policy coverage and claims are very high. Online portal service is easy to use and renewal of policy can be done on it.
Utkarsh
Ballabhgarh, June 25, 2016
Travel Insurance
I have secure my trip by purchasing travel insurance plan. The policy cover's loss luggage reimbursement, medical care and many more. But the refund money of the tickets is not possible. Claims are high and easy to claimed. The internet service is fast which makes many task easier like renewal and updates of the policy. Good insurance.
Nirmal
Tirupati, June 22, 2016
Great Insurance Policy
The policy I have is really good terms like the emergency evacuations from the countries is funded at unwanted situations. For the claims just contact/dial the number facilitate on the website of the company. The coverage is high which includes luggage lost and medical emergencies. Great travel insurance plan provided by icici lombard general insurance.
Meenu
Ambala, June 22, 2016
Satisfactory Policy
My travel insurance plan is simple and easy. The policy coverage is good and premium is low. Service provided by the staff appointed to do the work is nice. It makes trip tension free and full enjoyable. The claiming part is simple and easily sanctioned due to fast service facilitate by the executives. I like the policy, Satisfactory for me.
Ratika
Mussorie, June 22, 2016
Tension Free Travelling
Recently buy the travel insurance plan for my grandparents. The policy covers so many things which makes easier to travel for them. The medical emergencies is there in the policy, even luggage lost is reimbursed by the terms and conditions of the insurance plan. The service is fantastic facilitate by the staff of the company. Even web service is so simple to operate. Good plan, My grandparents like it too.

STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms, and conditions, please read the sales brochure carefully before concluding a sale.

Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Composite Broker | Registration No. 742, Valid till 09/06/2024 | License category - Composite Broker | Contact Us | Legal and Admin Policies

*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

 
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