ICICI Lombard Travel Insurance

4 / 5 based on 27 User Reviews
*Please note that the quotes shown will be from our partners

ICICI Lombard Travel Insurance Overview:

ICICI Lombard General Insurance CO. ltd is a joint venture undertaken by ICICI Bank Limited and Fairfax financial holdings ltd, which is a Canada based Insurance service provider. With a Gross written premium of RS.64.19 billion and over 13.87 million issued policies, the company is known to have settled above 3.41 million claims spread across the country. ICICI Lombard has bagged many awards such as the claim leader award, ATD best Winner award and also the award for the best mobile application.

Why Travel insurance?

Overseas travel insurance is an insurance directed towards meeting any kind of medical expenses, trip cancellation charges, loss incurred owing to damage or lost luggage while travelling, flight accidents and other such related expenses. Basically, overseas travel insurance plan takes care of an individual’s sudden expenses in connection to the trip taken abroad. It is the best kind of protection against any travel related emergencies and expenses. Overseas travel insurance ensures a peaceful travelling.

Why to Buy ICICI Lombard Travel Insurance Policy:

ICICI Lombard Overseas Travel Insurance comes in a lot of variants and is easily available to all travellers. Even though travel insurance products are offered by many travel insurance companies, it is advisable to opt for ICICI Lombard Travel insurance as it comes with a lot of value added benefits.

List of  ICICI Lombard Travel Insurance Plans: 

  • Single Round Trip Plan
  • Senior Citizen Travel Insurance Plan
  • Gold Multi Trip Travel Insurance

Single Round Trip Travel Insurance Trip:

This ICICI Lombard Travel Insurance is one of the best travel insurance in India and Provides insurance cover against any kind of medical or non-medical emergencies during trips abroad for business or pleasure purpose.

Key Benefits of Single Round Trip Travel Insurance:

  • This ICICI Lombard Travel Insurance cover is issued without any medical checkup up to the age of 85 years.
  • This plan is issued without any sublimit for Schengen countries.
  • This plan provides for cashless hospitalization facility which can be availed worldwide.
  • Provides quality healthcare by ways of tie up with United health Insurance.
  • The company issues this plan for a period of 180 days i.e. 60 months, however, an extension of additional 180 days can be applied for, subject to conditions.
  • Loss of Checked Baggage: It gives adequate compensation in cases of permanent loss of checked-in luggage including handbags.
  • This ICICI Travel Insurance plan not only provides for individuals travelling abroad, but also provides certain benefits to the policy buyer’s family members back home. These services come in the form of Medical Concierge service, automotive assistance services and lifestyle services for the dependents of the plan buyer in India.
  • Emergency Hotel Extension: This plan pays for expenses incurred towards hotel rent in the form of lodging and boarding in the event of a delayed trip due to any kind of unforeseen incident such as natural calamities, acts of terrorism or medical emergencies etc.
  • Trip cancellation and interruptions: In the event of trip cancellations or delays due to as natural calamities, acts of terrorism or medical emergencies etc., this plan provides reimbursements for expenses incurred against non-refundable payments made towards hotel rent and other such related costs.
  • Also provides for expenses incurred owing to a compassionate visit by a family member of the plan buyer in cases of hospitalization for more than 5 days.
  • Provides funds for evacuation of the country in cases of catastrophes.
  • The ICICI Lombard Travel Insurance plan buyer may get cover against diseases such as Swine Flu/H1N1 influenza, subject to it not being a pre-existing disease.
  • Any India Citizen lying between the ages of 3 months to 70 years can opt for this plan.
  • Provides Cover towards emergency Medical expenses and medical evacuation, repatriation of mortal remains, daily allowance, dental treatments, delay of checked in baggage, loss of passport, personal liability, personal accident, hijack distress allowance, emergency cash advance, missed flights, trip delays, accidental death, fire cover for building and home content, burglary cover for home content and return of minor children.
  • In cases of claims, the plan buyer can contact ICICI Lombard office at the registered numbers available on the company’s official website.

Senior Citizen Travel Insurance Plan (71-85 years)

  • This plan can be purchased by Indian citizens lying between the ages of 71 years to 85 years.
  • This insurance cover is issued without any medical checkup up to the age of 85 years.
  • This plan is issued without any sublimit for Schengen countries.
  • This ICICI Lombard Travel Insurance plan provides for cashless hospitalization facility which can be availed worldwide.
  • Provides quality healthcare by ways of tie up with United Health Insurance.
  • The company issues this plan for a period of 180 days i.e. 60 months, however, an extension of additional 180 days can be applied for, subject to conditions.
  • Loss of Checked Baggage: It gives adequate compensation in cases of permanent loss of checked-in luggage including handbags.
  • This plan not only provides for individuals travelling abroad, but also provides certain benefits to the policy buyer’s family members back home. These services come in the form of Medical Concierge service, automotive assistance services and lifestyle services for the dependents of the plan buyer in India.
  • Emergency Hotel Extension: This plan pays for expenses incurred towards hotel rent in the form of lodging and boarding in the event of a delayed trip due to any kind of unforeseen incident such as natural calamities, acts of terrorism or medical emergencies etc.
  • Trip cancellation and interruptions: In the event of trip cancellations or delays due to as natural calamities, acts of terrorism or medical emergencies etc., this plan provides reimbursements for expenses incurred against non-refundable payments made towards hotel rent and other such related costs.
  • Also provides for expenses incurred owing to a compassionate visit by a family member of the plan buyer in cases of hospitalization for more than 5 days.
  • Provides funds for evacuation of the country in cases of catastrophes.
  • Provides Cover towards emergency Medical expenses and medical evacuation, repatriation of mortal remains, daily allowance, delay of checked in baggage, loss of passport, personal liability, personal accident, hijack distress allowance, emergency cash advance, missed flights, trip delays and accidental death.
  • In cases of ICICI Lombard travel insurance claims, the plan buyer can contact ICICI Lombard office at the registered numbers available on the company’s official website.

Gold multi Trip by ICICI Travel Insurance:

This ICICI Lombard Travel Insurance policy is an insurance scheme for frequent flyers.

  • Any person above the age of 3 months and below the age of 70 years can opt for this plan. 
  • Issued for a period of 30 days, 45 days or even 60 days.
  • This ICICI Lombard Travel Insurance policy provides for cashless hospitalization facility which can be availed worldwide.
  • Provides quality healthcare by ways of tie up with united health Insurance.
  • The company issues this plan for a period of 180 days i.e. 60 months, however, an extension of additional 180 days can be applied for, subject to conditions.
  • Loss of Checked Baggage: It gives adequate compensation in cases of permanent loss of checked-in luggage including handbags.
  • This plan not only provides for individuals travelling abroad, but also provides certain benefits to the policy buyer’s family members back home. These services come in the form of Medical Concierge service, automotive assistance services and lifestyle services for the dependents of the plan buyer in India.
  • Emergency Hotel Extension: This plan pays for expenses incurred towards hotel rent in the form of lodging and boarding in the event of a delayed trip due to any kind of unforeseen incident such as natural calamities, acts of terrorism or medical emergencies etc.
  • Trip cancellation and interruptions: In the event of trip cancellations or delays due to as natural calamities, acts of terrorism or medical emergencies etc., this plan provides reimbursements for expenses incurred against non-refundable payments made towards hotel rent and other such related costs.
  • Also provides for expenses incurred owing to a compassionate visit by a family member of the plan buyer in cases of hospitalization for more than 5 days.
  • Provides funds for evacuation of the country in cases of catastrophes.
  • Provides Cover towards emergency Medical expenses and medical evacuation, repatriation of mortal remains, daily allowance, delay of checked in baggage, loss of passport, personal liability, personal accident, hijack distress allowance, emergency cash advance, missed flights, trip delays and accidental death.
  • In cases of claims, the plan buyer can contact ICICI Lombard office at the registered numbers available on the company’s official website.

Important features of ICICI Lombard Travel Insurance Policy

  • It does not entertain claims against any kind of pre-existing disease or illness whether declared or undeclared.
  • In cases of travel to Schengen countries, a minimum cover of USD 50000 has to be applied for.
  • The company provides for Assistance service providers, commonly known as ASP, which provides necessary information on claim procedure and assistance in availing cashless medical benefits.
  • In cases of claims, the plan buyer has to register his claim and confirm his policy details. He can do so by following mentioned procedure:
  1. The buyer may fax at +91 124 4006674 or drop an email at icicilombard@falck[dot]com.
  • Policies bought online can be cancelled if no claims have been made, subject to a minimum period of 30 days left to the expiry of the plan. The refund is done on a pro rata basis. The company charges Rs.300 as policy cancelation fee.
  • An individual can only apply for one insurance policy at a time.
  • In cases of early return of the plan buyer, the company refunds certain part of the buyer’s premium if no claims have been made, subject to a minimum period of 30 days left to the expiry of the plan.
  • In cases of buyers with an immigration visa, the maximum number of days that the plan can be availed for is 90 days and cannot be extended beyond that.

How To Apply Online For ICICI Lombard Travel Insurance:

Travel insurance plans offered by the company can be applied to through multiple channels like:

  • Individuals wishing to buy ICICI Lombard overseas travel insurance plans can simply call the Sales helpline of the company and speak to the customer service representative.
  • They can provide their name, mobile number and details of the product they wish to purchase on the website of the company and request for a call back.
  • Online ICICI Lombard travel insurance plans can be simply applied to by clicking the ‘Buy Now’ tab mentioned against the relevant plans.
  • Online travel insurance plans can be simply applied to by clicking the ‘Buy International travel’ tab available on the company’s website. The process of policy purchase can be done in three easy steps:
  1. All he needs to do is login to the company’s website and select the relevant tab. On doing so a new webpage will open asking for the plan buyers personal details such as his country of residence, date of birth, details pertaining to his travel abroad, and the type of policy he wishes to opt for. Based on the information provided by the buyer the page calculates the premium to be paid by the buyer in order to avail the plan. The applicant may play with various options, such as make alterations to his traveling plans or choose from different available plan options till he reaches a premium amount which is convenient to him. Having reached at the premium amount to be paid, and having selected the plan he wishes to purchase the buyer has to click on the ‘continue to buy’ button.
  2. A new page opens asking for the buyer’s credentials such as his name, age, residential address, official address, email id, telephone number, passport details, overseas number, name of the plan buyer’s physician and his mobile number, and his purpose of visit. The plan buyer needs to fill up the relevant details. The details provided should be accurate. On having supplied the necessary details, the buyer again needs to click on the ‘continue’ tab.
  3. A new page will open, wherein; the policy buyer is required to make payments for the policy bought as per the decided premium amount.
  • Lastly, customers may also visit the company’s branches or get in touch with an agent to buy the plans required.

ICICI Lombard Travel Insurance - FAQs

1. How to pay a premium? What are the modes of payment available?

The ICICI Lombard Travel Insurance Company offers two modes of premium payment namely:

  • Cash/cheque payment at the branch
  • Online Payment

For the online ICICI Travel Insurance premium payment, the policyholder can pay via;

  • Credit Card
  • Debit Card
  • Net banking

2. How can I check policy status for ICICI Lombard travel insurance?

Use the Online Manager to check the policy status and make payments online. Login with your exiting User ID and password. If you don’t have one register at the portal.

3. What is the policy renewal process for ICICI Lombard travel insurance?

You can renew the ICICI Travel Insurance policy online on the website of the company 
Step1: Enter your Policy details on the e-Portal RENEW on the website 
Step2: Select the payment option- Debit/Credit Card or Net Banking
Step3: Print/save the premium deposit receipt on successful payment

4. What is the company’s process to settle claim for ICICI Lombard travel insurance?

You need to call on the toll free number of the company and register the claim. In 24 hours the customer service manager will contact you and ask you for certain documents. The payment is directly made to the preferred hospital or preferred garage whatever the case may be.

5. What is the policy cancellation process for ICICI Lombard travel insurance?

You can walk into your nearest branch with your policy documents and a duly filled surrender form. The policy will be cancelled and refunds directly credited in your bank account.

ICICI Lombard Travel Insurance Reviews

TOTAL REVIEWS (27)
Naman
Mundra
October 24, 2016

Policy that satisfied

Best travel insurance plan which comes in low investment but the benefits are much more. Policy coverage is fantastic and claims are high which is easily sanctioned. The loss while travelling is reimbursed by the insurance policy.

Digvijay
Manipal
October 06, 2016

Happy With Your Insurance Plan

Best insurance policy which given by icici lombard general insurance company. The premium is normal but the returns are much bigger than that of investment. Management to service each customer on the same time is very nice of your company. Online renewals are the best facility.

Sumit
Kiratpur
September 30, 2016

Safe Journey with ICICI Insurance

Premium is less and benefit is much what else i need from my travel insurance plan. The coverage is high and the claims are sanctioned easily due to instant service given by the executives. Even the lost item and belongings are reimbursed by the insurance company. Happy to have a travel insurance from ICICI lombard general insurance.

Vishal
Bikaner
August 29, 2016

Worthy Insurance Plan

While on the trip i had an accident, i lost my baggage and valuable belongings with it. Thank god i have a travel insurance policy from icici lombard general insurance. Service is fantastic and more benefits in less investment. The medical emergency is inbuilt in the plan but not the dental problems.

Akash
Jaisalmer
July 25, 2016

Secure Trip

My last trip was very exciting because i don't have any tension and enjoyed a lot. I purchased lombard travel insurance which provide me full security and safe travelling. Premium of the policy is low but the only thing is no returns of tickets money. Rather than this the the whole all other staff was great.

Neeraj
Noida
July 08, 2016

Good Policy

Travel insurance policy is very important while travelling because the insurance provides the reimbursement of lost items and belongings. The medical conditions are also treated well. Policy coverage and claims are very high. Online portal service is easy to use and renewal of policy can be done on it.

Utkarsh
Ballabhgarh
June 25, 2016

Travel Insurance

I have secure my trip by purchasing travel insurance plan. The policy cover's loss luggage reimbursement, medical care and many more. But the refund money of the tickets is not possible. Claims are high and easy to claimed. The internet service is fast which makes many task easier like renewal and updates of the policy. Good insurance.

Nirmal
Tirupati
June 22, 2016

Great Insurance Policy

The policy I have is really good terms like the emergency evacuations from the countries is funded at unwanted situations. For the claims just contact/dial the number facilitate on the website of the company. The coverage is high which includes luggage lost and medical emergencies. Great travel insurance plan provided by icici lombard general insurance.

Meenu
Ambala
June 22, 2016

Satisfactory Policy

My travel insurance plan is simple and easy. The policy coverage is good and premium is low. Service provided by the staff appointed to do the work is nice. It makes trip tension free and full enjoyable. The claiming part is simple and easily sanctioned due to fast service facilitate by the executives. I like the policy, Satisfactory for me.

Ratika
Mussorie
June 22, 2016

Tension Free Travelling

Recently buy the travel insurance plan for my grandparents. The policy covers so many things which makes easier to travel for them. The medical emergencies is there in the policy, even luggage lost is reimbursed by the terms and conditions of the insurance plan. The service is fantastic facilitate by the staff of the company. Even web service is so simple to operate. Good plan, My grandparents like it too.

Tannu
Ratlam
June 22, 2016

Coverage Is High

Insurance is very important nowadays for hassle free, tension free life. For my last trip I purchase travel insurance from icici lombard general insurance. The premium is low and returns are many. Baggage is secure in the whole trip and if lost it reimburse the lost. Medical service is already built in the policy. I like the service you provided and yes insurance policy too.

Yuvraj
Kurukshetra
June 22, 2016

Fair Insurance Policy

My colleague advice me in purchasing travel insurance plan. The policy is nice with some interesting benefits. Policy coverage is good and premium is low. Claims are easy to claimed and sanctioning the claims are simple because of fast service. Good decision to go with you, My trip was very relaxing and tension free.

Utkarsh
Mathura
June 22, 2016

Average Insurance

I have travel insurance plan in just very low investment. The policy has many beneficial terms like medical care, luggage lost, etc. The policy coverage is high and service is so quick. Claims are also good and sanctioning it is simple. Hassle free documentations. The internet portal service is the best which has easy interface which can be manage by anyone.

Ishani
Gwalior
June 22, 2016

Perfect Travel Insurance

Finally got the travel insurance plan for my parent. The insurance policy covers luggage lost recovery, Medical conditions are inbuilt in the policy. Hotel, trip, tickets extension is possible without phasing any problems. Service is damn good, no second doubts in that and the behaviour of the executives and staff members is very nice. Good plan, I'm happy and parents too.

Omesh
Laksar
June 22, 2016

Excellent Work

The travel insurance plan I buy for my upcoming trip, I thought everyone has does this thing for safe and secure journey. The premium is low and policy coverage is high ~85%. Service is good which is on time too. Internet service is also there which easily accessible. I must say, you guys doing great work.

Pratima
Amritsar
June 22, 2016

Great Deal

My last trip is so amazing and I was so tension free because of my travel insurance plan. The policy provides me tension free trip it covers baggage lost reimbursement, hotel extension in emergency is also there, the medical backups for the policy owner and its family too. Service is fantastic and on time. Great deal in low investment.

Lavanya
Chandigarh
June 22, 2016

Trustable Plan

I purchase travel insurance plan which brings me many advantages like the lost luggage is reimbursed by the company and medical conditions are covered in the policy. The dental medical problems and refund money of the tickets is not possible. Policy premium is low and the claims are good. Good insurance policy which makes my trip easier.

Karan
Pratapgarh
June 21, 2016

Manageable

Recently I found a good policy for travelling. I purchased it in low premiums. The insurance policy is icici lombard travel insurance plan. Policy coverage is high, the luggage lost is reimbursed but the ticket refund is possible not the money. Manageable insurance policy.

Jayant
Indore
June 21, 2016

Awesome Policy

Buy travel insurance plan in low premiums. The policy coverage is high and claims are good. The luggage lost is recoverable. Service is fast and on time too. Good investment, The trip will become more easy and hassle free. Updates mailed to my email address regularly.

Hitesh
Lonavla
June 21, 2016

Not Satisfactory

The insurance plan I have is icici lombard travel insurance plan but it is not satisfactory for me. The premium is high. Policy coverage is less. The refund amount of tickets is not possible, dental medical conditions are not included in the policy. Please improve the policy.

Gautam
Jhansi
June 21, 2016

Good

I have travel insurance plan which is superb policy. Service provided by the executives and staff is fantastic. Policy coverage is high ~89% and the claims are good. The luggage lost is reimbursed by the policy and medical requirement in the whole trip is inbuilt. Accidental death benefits are also there.

Fakir
Bangalore
June 21, 2016

Fantastic Plan

My father gave me travel insurance for my trip with friends. The policy coverage is high and the claims are good. Service facilitate by the executives and staff members is really very nice and fast. The luggage lost is reimbursable and the medical emergency is inbuilt in the policy.

Dinesh
Bhubaneshwar
June 21, 2016

Good Investment

After a long search I found the perfect policy for travel i.e., icici lombard travel insurance plan on internet. The policy coverage is good and luggage, medical conditions are covered but the amount of ticket refund is not possible. Service is quick and 24X7 availability of customer support.

Saahir
Ooty
June 21, 2016

Nice Plan

The premium of my policy is very less and the returns are much. Policy coverage is high, baggage lost is recover by the policy terms and conditions. Claims are high and easily sanctioned due to fast service provided by icici lombar general insurance. My product is travel insurance plan and I'm happy to buy it.

Abhishek
Malapuram
June 21, 2016

Wonderful Plan

My friend advice me to buy travel insurance for trip. I buy icici lombard travel insurance plan which has many benefits like luggage missing is insure by the policy and even medical cases is also included except dental problems. The policy coverage is high ~84% and claims are easy to sanction due fast service. Good job.